Abrigo

DECEMBER 22, 2023

The most-read lending & credit blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings.

Lending 221

Lending Risk Management Community Management 221

Abrigo

JUNE 18, 2020

Key Takeaways The Paycheck Protection Program (PPP) has been a critical foothold for community financial institutions seeking to obtain and diversify business lending relationships. PPP opens the door for new business lending relationships. PPP opens the door for new business lending relationships.

Lending 195

Lending Strategy Resources Community 195

South State Correspondent

APRIL 18, 2023

This article shares a simple strategy a successful lender (Linda N.) We saw how Linda used her relationship strategy to increase her relationship banking skills, connections, and success rate. We have shared this strategy with other lenders who have used it successfully to increase loan booking rates and portfolio profitability.

Strategy 195

Strategy Regional Industry Community Bank 195

South State Correspondent

DECEMBER 5, 2023

The Concepts Lending Curve: A yield curve shows interest rates associated with different contract lengths for a particular interest rate instrument. While economists may use the shape of the yield curve to gauge future economic strength, bankers should pay particular attention to the lending curve.

Lending 195

Lending Marketing Capital Community Bank 195

Abrigo

JULY 14, 2023

Takeaway 3 What periodic monitoring of performance against strategy will provide the best gauge of whether the strategy is working? Finally, periodically assessing performance against institutional strategies creates a method for measuring success so leaders can pivot or seek more insight before plans get off track.

Strategy 195

Strategy Data Analytics Analysis 195

Abrigo

JANUARY 17, 2023

Automating SMB and commercial lending elevates your customer's experience From making it easier to apply to speeding up loan closings, automation can helps make business lending customers and staff happier. You might also like this on-demand webinar, "Strategies to grow your commercial loan portfolio." Digital lending.

Lending 195

Lending System Customer Experience Case Study 195

Abrigo

JULY 25, 2022

Strong demand is a factor in the ag lending outlook ahead Ag lenders can begin taking steps to ensure they are prepared and can provide positive customer or member experiences. The outlook for ag lending has its share of uncertainty. Inflation, rates are factors in ag lending outlook. Farmers expect worse in 2023. Rising inputs.

Lending 195

Lending Kansas City Kansas Resources 195

Independent Banker

JUNE 30, 2022

Amid changing economic conditions and rising rates, it’s a good time for community banks to re-evaluate their loan strategy with an eye on adaptability. Here, we offer some factors to consider when assessing a community bank’s current and future loan strategy. Learning about lending. Consider risk-based pricing for all loans.

Lending 103

Lending Strategy Community Bank Community 103

PYMNTS

MARCH 8, 2019

challenger Starling Bank is moving forward with plans to introduce business lending services, reports in Specialist Banking said this week, with the bank revealing new details about its strategy. “We don’t think we’re going to automate every lending decision,” said Doignie.

Lending 118

Lending Strategy Capital Groups 118

Independent Banker

FEBRUARY 28, 2022

For anyone responsible for managing risk or for those responsible for managing the balance sheet, you definitely want to pay attention and make sure you have a solid strategy for managing the interest rate volatility,” said David Lykken, President and Founder of Transformational Mortgage Solutions. Developing leaders in mortgage lending.

Leadership 91

Leadership Strategy Lending Community Bank 91

Bank Innovation

DECEMBER 30, 2019

Digital lenders will continue to pursue product diversification strategies as companies expand market share in the coming years, research from S&P Global Market Intelligence concluded. Digital Lending Market Report. Term loans and […].

Lending 273

Lending Strategy Innovation Marketing 273

Abrigo

MARCH 14, 2024

Follow this guide for strategies to stay competitive. You might also like this SMB Lending Insights report for banks and credit unions Download report Takeaway 1 Banks need to implement customer retention strategies to keep their valuable customers, not just attract new ones. Community lending software can help get you there.

Lending 195

Lending Strategy Community Software 195

South State Correspondent

FEBRUARY 20, 2023

Who the competition is, what the lending competition is offering, their delivery channels, and service levels can help community banks differentiate their services and enhance their competitive advantage. Community bankers need to understand their competitive landscape. The banking industry is nationwide and is becoming less branch-focused.

National 195

National Lending How To Community Bank 195

Abrigo

JANUARY 27, 2022

Higher Fed Rates Ahead: Plan Now to Manage Impact on Deposits The Fed's signal of higher interest rates reiterates the importance of financial institution ALM and deposit management strategies, policies, and programs. . What’s your deposit management strategy? Deposit Pricing Strategy. Lending & Credit Risk.

Strategy 195

Strategy Management Policies Lending 195

Gonzobanker

DECEMBER 7, 2023

It’s time for banks and credit unions to finally execute those C&I lending priority initiatives. Senior bank and credit union executives have ranked commercial and industrial (C&I) loans as a top lending priority over the past several years in Cornerstone Advisors’ annual What’s Going On in Banking research.

Lending 136

Lending Analysis Strategy Management 136

Gonzobanker

FEBRUARY 22, 2024

For bankers to be successful in the small business lending market, they need to execute on several key tenets: strategy, people, process and technology. Strategy: Choose Your Niche Making the most of an investment in business services requires a strategic approach. No two markets are created equal.

Lending 78

Lending Community Bank Community Strategy 78

South State Correspondent

NOVEMBER 18, 2015

In our dealing with hundreds of banks and thousands of borrowers, we observe strategies and structures that have worked for our customers. We would like to share ten strategies that we and other community banks have effectively deployed to win bus

Strategy 150

Strategy Lending Community Bank Community 150

Abrigo

JULY 2, 2019

Assigning credit risk is tricky with ag lending since both environment and economic factors carry significant weight. The good news, however, is that there are strategies that small ag financial institutions can employ to mitigate the risks associated with ag lending. Pay strategies. Save strategies. Current ratio.

Lending 150

Lending How To Strategy Trends 150

PYMNTS

NOVEMBER 16, 2016

Quick Bridge Financial is revamping its strategy to provide working capital loans to SMEs. 15) that the company is now called QuickBridge and is expanding into the direct-to-business lending sector. The alternative lender announced Tuesday (Nov. The company offers a platform for SMEs to access short-term working capital financing.

Lending 100

Lending Strategy Capital US 100

Abrigo

FEBRUARY 2, 2017

Since the new MBL rule from the NCUA went into effect in January, many credit unions are considering member business lending as a growth strategy. As discussed in a Sageworks whitepaper, “ Mitigating Top Member Business Lending Risks ”, developing a strategy is key to successful MBL growth.

Strategy 150

Strategy Resources Lending Software 150

Bank Innovation

FEBRUARY 27, 2020

An update to Square’s credit risk model for its Square Capital commercial lending product — first disclosed yesterday — was “a key driver of Capital’s outperformance in the fourth quarter,” the company said. The advancement of Capital is key for Square as it continues to grow the fast-growing — and lucrative — lending product.

Lending 284

Lending Capital Company Innovation Strategies 284

PYMNTS

OCTOBER 11, 2020

Santander Bank has announced three high-level appointments, two overseeing lending operations and another overseeing marketing, according to a press release. Giancarlo Marchesi was named head of Consumer Lending, a new role at Santander. Patrick Smith was named head of Small Business Banking. Smith holds a B.S.

Lending 160

Lending New York Virginia Boston 160

Independent Banker

JUNE 30, 2022

As we kick off this year’s lending issue, I want to pause for a moment to reflect on just how much lending has changed. By implementing these new strategies, we have focused on what matters most: our customers. Remember, not that long ago, when a loan card was handwritten on a one-page form? Where I’ll be this month.

Lending 141

Lending Idaho Nevada Oregon 141

SWBC's LenderHub

MAY 11, 2023

Many are leveraging a popular lending concept that facilitates short-term split payment options to finance their purchases. Times may be tough financially, but that does not mean consumers are skimping on necessities or sacrificing luxuries to get by.

Strategy 148

Strategy Lending Payments 148

Bank Innovation

AUGUST 16, 2019

based peer-to-peer lending platform, hit a $10 billion milestone in loans to small- to medium-sized (SME) businesses on Thursday. The nine-year-old company plans to continue to develop its “partnership strategy,” Bernard Martinez, U.S. Funding Circle, the U.K.-based managing director at Funding Circle, told Bank Innovation.

Strategy 150

Strategy Lending Innovation Management 150

Chris Skinner

MAY 10, 2017

So I was intrigued to see Hong Kong issue their FinTech strategy today. Many FinTechs are providing financial services directly to customers in areas such as payments and P2P (peer-to-peer) lending. London has been leading the charge to be the FinTech capital of the world, but many other cities are nipping at their toes.

Strategy 271

Strategy Fintech Regional Technology 271

Bank Innovation

JUNE 28, 2019

As checkout loan startups like Affirm, Klarna and Bread garner funding and grow relationships with retailers, banks are putting up a formidable line of defense. Their pitch to retailers is their resources, data and brand recognition. Over the past two years, Providence, R.I.-based

Strategy 186

Strategy Lending Resources Retail 186

Independent Banker

APRIL 30, 2022

Loan providers share an infectious enthusiasm and growing optimism for one vertical’s prospects in 2022: commercial lending. Here’s how community bankers can take advantage of various sectors—including SBA lending—over the next 12 months. anticipates a low double-digit increase in its commercial lending in 2022. Quick Stat.

Lending 158

Lending Community St. Louis Community Bank 158

BankInovation

DECEMBER 4, 2023

Digital lending startup funding drove global fintech funding rounds during the third quarter as automated lending strategies gained investor attention. As fintech funding rebounded in Q3, digital lending deals led the […] Funding for these startups reached $1.7

Lending 65

Lending Fintech Strategy Report 65

Independent Banker

OCTOBER 31, 2022

Digital lending capabilities are quickly becoming table stakes, particularly when it comes to small business lending. However, banks should first consider their customers’ needs and the infrastructure and features needed in a lending platform before adopting a new digital strategy. Benefits of digital lending.

Lending 91

Lending Community Bank Community Illinois 91

PYMNTS

SEPTEMBER 23, 2020

Our collaboration with Ally Lending enhances our customer financing offerings, making it possible for consumers to better manage their finances," said Charlie Youakim , executive chairman and CEO of Sezzle, in a press release. "We The FinTech Sezzle has struck up a partnership with Ally Lendin g, a digital financial services company.

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Lending Minneapolis Strategy Innovation 198

Bank Innovation

OCTOBER 3, 2019

It’s a strategy that’s yielding results for the bank. Digital-only lenders tout the speed and efficiency of their user experiences. However, for Bank of America, a “human-digital” approach is the cornerstone of its small business banking approach.

Strategy 253

Strategy America User Experience National 253

CB Insights

JULY 12, 2022

Consumer-facing finance company SoFi has traditionally been known for its lending services. The post Analyzing SoFi’s growth strategy: How the personal finance company is expanding beyond lending appeared first on CB Insights Research. Download the report to learn more. hbspt.forms.create({. onFormReady: function ($form) {.

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Lending Strategy Company Regional 84

Abrigo

FEBRUARY 14, 2024

Find commercial real estate risks in the loan portfolio Sound risk management practices in commercial real estate lending help lenders manage CRE credit losses and protect the portfolio's profitability. You might also like this podcast, "How to sleep easier at night about your capital and risk levels."

Risk Management 195

Risk Management Management Lending Capital 195