CFPB Monitor

FEBRUARY 16, 2021

Title VII makes it “unlawful…for an employer to fail or refuse to hire or to discharge any individual, or otherwise to discriminate against any individual…because of such individual’s race, color, religion, sex, or national origin.”.

Leadership 78

Leadership Policies Georgia National 78

CFPB Monitor

MARCH 1, 2021

The OCC has filed a reply in support of its cross-motion for summary judgment in the lawsuit filed by state AGs to enjoin the OCC’s final rule (Rule) purporting to override the Second Circuit’s Madden decision as to national banks and federal savings associations. A hearing on the motions is scheduled for March 19, 2021.

National 78

National Regulation Lending New York 78

CFPB Monitor

OCTOBER 19, 2020

Key takeaways regarding the implications of a blue wave scenario include the following: Chris Willis commented that the CFPB’s approach to the exercise of its authorities is likely to reflect criticism by Democrats that the CFPB has been lax in its approach to industry under Director Kraninger’s leadership. (In

Leadership 78

Leadership FDIC Exercises Lending 78

Gonzobanker

FEBRUARY 29, 2024

It’s very hard for regulated banks and credit unions to gain any meaningful efficiencies under $1 billion in assets. As a trusted executive team, talk through what type of “ROL” or return on leadership the priciest folks in the organization are working. It appears nothing else matters but the urgency to get big and get there fast.

Tools 163

Tools Analytics Data System 163

Independent Banker

MARCH 31, 2022

“I’m so inspired by the professionalism, integrity and commitment of our executive committee and board of directors as we work together to serve the needs of community bankers across the nation,” says Terry Jorde, ICBA senior executive vice president and chief of staff. ICBA president and CEO Rebeca Romero Rainey echoes this sentiment.

Community Bank 239

Community Bank Community Industry Texas 239

CFPB Monitor

DECEMBER 16, 2020

The CFPB, under new leadership, should be directed “to aggressively protect consumers by enforcing the law.”. The new CFPB Director should restore the role and responsibilities of the Office of Fair Lending and Equal Opportunity. The DOJ, CFPB, and federal banking regulators should prioritize fair lending enforcement.

Policies 78

Policies Regulation Lending FDIC 78

PYMNTS

OCTOBER 1, 2018

A top infrastructure lender in India is now being questioned by regulators over its $12.6 According to regulators, the financier’s existing debt struggles may pose a risk to other non-bank lenders as it gears up to manage $500 million in repayment obligations in the coming six months.

Marketing 108

Marketing Regulation Leadership Groups 108

CFPB Monitor

FEBRUARY 14, 2019

A new executive order signed by President Trump on February 11, 2019 is intended to maintain American leadership in artificial intelligence (AI) research and development (R &D). Those agencies are to be identified by the National Science and Technology Council Select Committee on Artificial Intelligence Select Committee.

Lending 84

Lending Community National Leadership 84

PYMNTS

FEBRUARY 19, 2019

It also meant the loss of financial advice, local civic leadership and an institution that brought needed customers to nearby businesses,” Powell said last week , according to reports. Reports said Powell noted that looser community bank regulations may help keep branches open.

Marketing 108

Marketing Community Community Bank Industry 108

Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; An entrepreneur with a background in accounting and finance, CEO and chairman of the board Thomas Swenson set up Montana Business Capital Corporation in 1998 with a focus on job creation and economic development lending. Grand Ridge National Bank: The premier league.

Community Bank 169

Community Bank Community Montana Leadership 169

The Financial Brand

OCTOBER 24, 2021

Financial institutions must scrutinize marketing, branching and lending strategies as Attorney General targets redlining in mortgage credit. The post Justice Department Sets Major Fair-Lending Enforcement Push appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 32

Lending Banking Trends Analysis Trends 32

Gonzobanker

DECEMBER 17, 2021

Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth.

Fintech 147

Fintech Strategy Leadership Lending 147

CFPB Monitor

JANUARY 12, 2021

The Taskforce was charged with examining the existing legal and regulatory environment for consumers and financial services providers and making recommendations to the Bureau’s leadership for improving consumer financial laws and regulations. The report consists of two volumes. Equal access to credit.

Report 78

Report Regulation Policies Compliance 78

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. As expected, these rate hikes stopped the mortgage industry in its tracks.

Community 216

Community Fintech Industry Innovation 216

Independent Banker

JULY 29, 2016

These in-depth and timely professional development programs are designed exclusively for community bankers and led by nationally recognized industry experts who know the issues community banks grapple with. Many have been bankers themselves and sometimes industry regulators or attorneys. Consumer Lending Institute.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

CFPB Monitor

JUNE 29, 2020

Madden held that a non-bank entity that purchased charged-off loans from a national bank could not charge the same rate of interest on the loans as the national bank was able to charge based on its authority under Section 85 of the National Bank Act (“NBA”). Marlette Funding, LLC et al. (

FDIC 60

FDIC National Analysis Regulation 60

Gonzobanker

DECEMBER 14, 2023

Honorable Mentions – while this was a quiet year for M&A, we tip our hat to Atlantic Union’s acquisition of American National Bank and Eastern Bank’s acquisition of Cambridge Bank. The Bank Regulator Working for Merchants Award! Seems like maybe this has been forgotten when it comes to these regulations.

Fintech 195

Fintech Community Regional Technology 195

PYMNTS

MAY 9, 2016

The majority reported feeling optimistic about their local economies, but less than half (43 percent) said the same about the national market. Further, 80 percent said they’re concerned about the government and its ability to bring effective leadership across government branches. The index recorded a 0.28

America 100

America National Capital Survey 100

Independent Banker

DECEMBER 31, 2021

Regulators haven’t yet broached the subject with them. That’s followed by residential mortgage lending (36.3%), small business lending (32.1%), commercial and industrial (C&I) lending (30%) and agricultural lending (23.6%). Addressing ESG is one thing,” she says. Badger Bank in Fort Atkinson, Wis.,

Community Bank 144

Community Bank Community Lending Louisiana 144

CFPB Monitor

NOVEMBER 21, 2019

It represents the CFPB’s second rulemaking agenda under Director Kraninger’s leadership. The Bureau is considering a rulemaking to address “a range of issues at the intersection of E-SIGN and Regulation Z with regard to credit cards.” Business lending data (Dodd-Frank Section 1071). Inherited Regulations.

Regulation 78

Regulation Cards Data Leadership 78

PYMNTS

NOVEMBER 28, 2016

banks, meanwhile, have risen in financial stability regulators’ ranks for how much of a risk they pose to the global financial system should they fail. Ford said the decline in bank overdraft lending to small businesses means these companies cannot invest in themselves.

America 100

America Guidelines Report System 100

CFPB Monitor

MARCH 8, 2019

The overall theme of Democratic members was praise for the CFPB’s activities under Director Cordray’s leadership and the need for Director Kraninger to undo the actions taken by Mick Mulvaney during his tenure as CFPB Acting Director. Jennifer Davis, Government Relations Deputy Director, National Military Family Association.

Policies 68

Policies Lending Compliance National 68

CFPB Monitor

FEBRUARY 23, 2015

The Exchequer Club’s members include senior professionals from trade associations, federal regulatory agencies, law firms, congressional committees and national press.). Mr. Antonakes commented on why “the traditional approach to supervision wouldn’t work at the Bureau.”

Policies 60

Policies Leadership Regulation Marketing 60

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. BNC shareholders got a terrific premium, a 47% dividend increase, and a continued leadership role for Richard D. The Real “Lending” Stock Award – Goes to longtime player LendingTree. Oh, by the way, that Fintech darling of two years ago Lending Club? This year brought us: Mergers out the yin-yang.

Conference 101

Conference Industry Community Bank Community 101

Gonzobanker

DECEMBER 20, 2018

PNC made a Gonzo move with a national digital expansion in 2018 with the unique idea of building a small number of branches in target metro markets like Kansas City and Dallas. CenterState Bank Corporation and National Commerce Corporation merge to create a $16+ billion southeastern player. GonzoBanker of the Year – Large Banks.

Fintech 105

Fintech Conference Innovation Community 105

Independent Banker

MARCH 15, 2015

Thoughtful lending and an open mind keep profits strong for incoming ICBA chairman Jack Hartings. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. To combat the decline in the bank’s loan-to-deposit ratio, Hartings actively sought out new opportunities in lending.

Ohio 70

Ohio Community Bank Community Lending 70

PYMNTS

AUGUST 29, 2018

Deutsche Bank ’s Chief Executive Christian Sewing said on Wednesday (August 29) that the banking regulations in Europe remain fragmented, hurting the opportunity for international deals in Europe. Under my leadership, this aspiration won’t be questioned,” he said. With tensions increasing with the U.S.,

Conference 100

Conference Leadership Regulation National 100

Gonzobanker

DECEMBER 20, 2019

And Partners CEO John Janclaes helped put Kony on the market map in mid-size shops, even keynoting Kony’s conference with a leadership book in tow. Niche Payments Acquisition Award – Goes to City National Bank for its acquisition of FilmTrak. It looked effortless, but ecosystem alignment like that takes real work. . It’s game on.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 19, 2016

Hats off to a decade of strong leadership and hard work. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Merger of the Year – Hope Bancorp.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Hats off to a decade of strong leadership and hard work. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Merger of the Year – Hope Bancorp.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. Regulator Award. Best Leadership Performance in a Core Conversion. An old adage that never gets old: it matters when leadership hangs out in the foxhole.

Community Bank 60

Community Bank Apple Community Technology 60

FICO

JANUARY 5, 2023

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023. regulators take a major step in addressing the emerging open banking landscape. Several groups have also called for comprehensive industry regulation. Four 2023 U.S.

Policies 52

Policies Company Regulation Risk Management 52

PYMNTS

FEBRUARY 7, 2018

The job of regulators “is to help our system fulfill its important role in society by ensuring it operates in a safe and sound manner and treats customers fairly,” Otting said in a press release. After a 45-minute meeting on Tuesday (Feb. “The agency barely explained its payday rule reversal.”

District of Columbia 108

District of Columbia Regulation Leadership System 108

PYMNTS

JULY 3, 2019

The Democrats of the House Financial Services Committee have officially written the leadership of Facebook to ask them to stop the Libra cryptocurrency plan and its associated Calibra wallet plans, citing risks to security, financial stability and risks to the control the government of the United States has over monetary policy.

cryptocurrency 132

cryptocurrency Policies United States Washington 132

FICO

JULY 17, 2017

Adding to these legislative initiatives are such must-do items as flood insurance, appropriations funding, the FAA Authorization Act, the National Defense Authorization Act and, of course, the lifting of the debt ceiling. These changes in leadership will assist in the implementation of the President’s financial regulatory reform agenda.

US 40

US Leadership Regulation Policies 40