CFPB Monitor

JUNE 10, 2020

The CFPB has proposed amendments to Regulation Z to address the discontinuation of the London Inter-Bank Offered Rate (LIBOR) that is currently used by many creditors as the index for calculating the interest rate on credit cards and other variable-rate consumer credit products. Change in index. ” Click here to register.

Regulation 78

Regulation Handbook Cards New York 78

PYMNTS

APRIL 12, 2020

Fabric for hospital bedsheets made by Standard Textile in South Carolina and Georgia can only be found in China, and is subjected to tariffs. . The worst is likely still to come, according to the most recent Brookings-Financial Times Tracking Indexes for the Global Economic Recovery (TIGER). Although China and the U.S.

South Carolina 240

South Carolina New Jersey US Georgia 240

CFPB Monitor

NOVEMBER 19, 2020

The initial exemption threshold was $25,000, and the threshold is subject to annual adjustment based on changes in the Consumer Price Index for Urban Wage Earners and Clerical Workers.

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78

PYMNTS

SEPTEMBER 3, 2018

Insight all manner of subjects – from mobile shopping to digital banking to self-service kiosks and beyond. The PYMNTS trackers and indexes offer all this and beyond, with an eye on where we’ve been and where we might be headed. Thousands of individuals and companies surveyed.

Course 108

Course Study Survey Trends 108

PYMNTS

JANUARY 24, 2019

The round was led by Index Ventures , which has backed companies like Deliveroo and Slack. What we have now is a very subjective way to value and analyze property performance — you might catch an appraiser or head of acquisitions on a bad day,” Perlis said. On Thursday (Jan.

Lending 181

Lending Marketing Capital Company 181

BankUnderground

NOVEMBER 5, 2021

Specifically, I focus on the approaches used to estimate the current home value – a key input to the mortgage valuation – which typically involves applying a simple house price index return to the most recent house survey valuation or transaction price. In this blog post, I examine some of the challenges with valuing equity release mortgages.

Examples 73

Examples Analysis Policies Comparison 73

PYMNTS

OCTOBER 26, 2016

The brand new October 2016 Global Fraud Attack Index™ , a PYMNTS and Forter collaboration, has some scary news for retailers, and it has nothing to do with Halloween. According to data revealed inside the index, fraud is rising quickly. Other key takeaways from the October 2016 Global Fraud Attack Index TM include: $7.60

Fraud 100

Fraud Online Trends Tools 100

BankUnderground

APRIL 20, 2021

One of the most well-known applications of text analysis in economics is the Economic Policy Uncertainty Index developed by Baker, Bloom and Davis (2016) , which tracks certain keywords in newspaper texts to measure the degree of uncertainty. The Decision Maker Panel (DMP). This gives us a data set of over 20,000 comments.

Survey 106

Survey Analysis Policies Data 106

BankUnderground

JULY 21, 2020

Examples include the 1-month and 24-month VIX, which quantify the option-implied volatility of returns on the US S&P 500 index over their respective horizons. The US daily version of this index reflects the frequency of newspaper articles with one or more terms about “economics,” “policy” and “uncertainty” in roughly 2,000 US newspapers.

Policies 76

Policies Atlanta US Survey 76

PYMNTS

AUGUST 18, 2019

The first two weeks of August saw a 12 and 37 percent boost, respectively, in the number of mortgage refinances, according to the Mortgage Bankers Association index of mortgage refinance activity. As more people invested in the safety of U.S. Treasuries, yields and mortgage rates dropped. percent, close to the all-time low of 3.3

US 108

US Comparison Lending Marketing 108

PYMNTS

NOVEMBER 1, 2016

The reports come out ahead of the Fed’s next meeting on the subject on Tuesday (Nov. The reports come out ahead of the Fed’s next meeting on the subject on Tuesday (Nov. The personal consumption expenditures (PCE) price index increased 0.2 The personal consumption expenditures (PCE) price index increased 0.2

US 100

US New York Meeting Policies 100

PYMNTS

APRIL 13, 2018

As regulators seek to impose a $1 billion penalty on Wells Fargo over mortgage fees and car insurance, the bank said on Friday (April 13) that its first-quarter earnings are subject to change, The Financial Times reported. Overall, the company’s stock was down about 16 percent this year, while the S&P 500 index declined 0.6

Analysis 116

Analysis Regulation Retail Report 116

PYMNTS

JUNE 8, 2018

percent on the news and, overall, stock indexes declined, coupled with fears of a trade war just before the G7 summit in Canada. According to Golden Gate Capital, the deal is projected to close in the third quarter and “is subject to certain closing conditions.”. There is a new retail partnership in apparel, and new data about U.S.

Apple 100

Apple Google Software Trends 100

PYMNTS

NOVEMBER 10, 2017

The report noted that when it comes to durability, gold wins, because cryptocurrencies are vulnerable to hacking and are subject to regulatory, network and infrastructure risk during a crisis. JPMorgan Chase CEO Jamie Dimon called bitcoin “a fraud,” while BlackRock CEO Larry Fink said it was an “index of money laundering.”

Bitcoin 116

Bitcoin cryptocurrency Fraud Report 116

Qudos Bank

FEBRUARY 15, 2024

As prices for essential goods and services continue to rise 1 (reaching a record high as of March 2023 2 ), it can become challenging to keep up with expenses while maintaining a comfortable lifestyle. Having the right strategies and services in place could empower you to save, budget, and invest for a strong financial future.

Management 52

Management Taxes Cards Resources 52

PYMNTS

JUNE 16, 2017

In the latest the latest Aspect Agent Experience Index by Aspect Software , it was revealed that approximately 80 percent of calls that come into a call center are ones that require little effort. The age-old question of whether technology will replace human jobs has been a tough one to answer but hotly debated over the past few years.

Software 116

Software Survey Technology Management 116

Ublocal

FEBRUARY 11, 2022

In this article, we’ll take a closer look at investment portfolios, which are simply a collection of assets such as stocks, bonds, mutual funds, index funds and exchange-traded funds (ETFs). You can choose between actively managed mutual funds and passively managed funds, also known as index funds. What is a stock? What is a Bond?

New Hampshire 52

New Hampshire Vermont Strategy Examples 52

PYMNTS

MAY 17, 2018

According to the new Gig Economy Index from PYMNTS, for instance, the gig economy has expanded well beyond rideshares and home repairs, well beyond the occasional need for extra cash. Nearly 40 percent of the American workforce now makes at least 40 percent of their income via gig work,” the Index found. percent of the U.S.

Payments 110

Payments Los Angeles California Survey 110

PYMNTS

MAY 15, 2019

PYMNTS’ Gig Economy Index found that 84.5 percent) were subjected to late payments compared to 28.7 Less common were more subjective criteria like the customer’s time in business (13.5 The rise of the gig economy exposed an issue that had plagued freelancers for ages: past-due invoices and cash flow. trillion on an average day.

social media 108

social media Study Payments Operations 108

PYMNTS

MAY 17, 2018

According to the new Gig Economy Index from PYMNTS, for instance, the gig economy has expanded well beyond rideshares and home repairs, well beyond the occasional need for extra cash. Nearly 40 percent of the American workforce now makes at least 40 percent of their income via gig work,” the Index found. percent of the U.S.

Payments 100

Payments California Survey United States 100

BankUnderground

JULY 5, 2023

Chart 1 compares two popular measures of supply pressure, the NY Fed GSCPI Index (cyan line, which focuses on supply chain frictions), and the Dallas Fed IGREA (orange line, which captures the global commodity market pressure) – with a Composite Supply Pressure Index (CSPI, purple line, which we construct as a simple average of the two).

Policies 87

Policies Exercises US Maine 87

PYMNTS

AUGUST 29, 2019

Turn off that TV show or movie — even if you are binge-watching this holiday weekend, just take a minute away from the addictive content — and wish a hearty happy birthday to the force more or less behind all your home-entertainment enjoyment. Yes, Netflix is another year old. The streaming and subscription service turned 22 on Thursday (Aug.

Course 179

Course Trends Payments US 179

CFPB Monitor

AUGUST 17, 2015

The CFPB has posted on its website an index to the various questions regarding the TILA/RESPA Integrated Disclosure (TRID) rule that were addressed during the five webinars on the rule conducted by CFPB staff. The index includes a link to the CFPB webpage that has links to the recordings of the five webinars. Andreano, Jr.

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60

PYMNTS

JULY 27, 2018

Keeping that word machine going — and making sure that payments don’t gum up the words — was the subject of the latest PYMNTS Matchmakers podcast interview series, this one with Cem Arel, CEO and founder of Wordapp , a content processing platform for online businesses looking to scale their content needs. Almost 40 percent of the U.S.

Payments 128

Payments Case Study Google Online 128

CFPB Monitor

NOVEMBER 27, 2018

CC proposal sets forth a methodology for adjusting a variety of dollar amounts in the EFA Act every five years by the aggregate annual percentage increase in the Consumer Price Index for Wage Earners and Clerical Workers rounded to the nearest multiple of $25. First, the FRB/CFPB Reg.

Regulation 60

Regulation Samoa Guam System 60

CFPB Monitor

APRIL 19, 2021

The notice must state that any holder of the contract is subject to all claims and defenses the consumer could assert against the seller of the financed goods or services, with the consumer’s recovery limited to the amount paid by the consumer under the contract. As a result, the exemption for 2021 is now $58,300.

Guidelines 78

Guidelines Regulation System 78

Perficient

SEPTEMBER 9, 2020

The site structure of a blog necessitates many pages that aren’t good targets for indexation and ranking by Google, such as category pages, paginated pages, tag pages, and date archives. The effects of good content marketing can be long-lasting, offering ongoing engagement while other tactics capitalize on shorter-term opportunities.

Google 429

Google social media Branding Guidelines 429

Qudos Bank

JULY 2, 2023

As prices for essential goods and services continue to rise 1 (reaching a record high as of March 2023 2 ), it can become challenging to keep up with expenses while maintaining a comfortable lifestyle. Having the right strategies and services in place could empower you to save, budget, and invest for a strong financial future.

Management 40

Management Taxes Cards Resources 40

PYMNTS

MAY 14, 2018

The PYMNTS Gig Economy Index has estimated that gig workers account for 3.7 For the individual on the receiving end of long wait times, said Putman, it’s hard to budget when you are subject to the vagaries of extended payout cycles. percent of GDP, worth roughly $711 million in income in 2017.

Payments 125

Payments Millennials Cards United States 125

PYMNTS

DECEMBER 8, 2018

Highbush Blueberry Council (yes, we were surprised by that last one, too, but they did commission a legitimate study on the topic) all agree that holiday stress is real, is widely experienced – particularly by women – and has a notable effect on human health and happiness during the festive season. It even has a name: festive stress.

Los Angeles 169

Los Angeles Study Training New Hampshire 169

PYMNTS

FEBRUARY 28, 2020

PYMNTS’ Credit Union Innovation Index found 65 percent of CU members chose credit unions as their primary financial institutions (FIs) because they trusted them, compared to 45 percent of non-CU members who said the same. It also revealed that 60.8 Failing to prevent a data breach is a surefire way to lose that trust, however.

Data 131

Data California Security Pennsylvania 131

PYMNTS

AUGUST 12, 2019

The downsides are that the subscription model is subject to customer churn and high acquisition costs. According to PYMNTS’ Subscription Commerce Conversion Index , 70.7 With subscriptions, credit card data is often stored for convenience and ease of payment. percent compared to involuntary churn (1.4

Retail 118

Retail Video Security Software 118

Jeff For Banks

DECEMBER 10, 2023

As a point of reference, the S&P US BMI Bank Total Return Index for the five years ended December 7, 2023 was 23.32%. What a difference a year makes! So as with all lists, and especially banking lists where risks don't rear their ugly head until calamity, readers should evaluate each financial institution on their own. The Bancorp, Inc.

Fresno 107

Fresno North Carolina Raleigh FDIC 107

BankBazaar

JUNE 26, 2019

Funds are subject to changes just like any other investment. Index funds are the best example. Managers of index funds are not picking stocks. They simply follow a benchmark index. So manager changes for index funds are not as important as manager changes for an actively managed equity fund. So what happens?

Management 60

Management Taxes Strategy Examples 60

CFPB Monitor

JANUARY 31, 2022

The CFPB describes the fees on which the RFI is focused as “fees that are not subject to competitive processes that ensure fair pricing” and refers to them as “exploitative junk fees.” Recently, the CFPB issued a “ Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products or Services.” to 3:30 p.m.

Cards 78

Cards Regulation National Payments 78

Jeff For Banks

DECEMBER 16, 2022

As a point of reference, the S&P US BMI Bank Total Return Index for the five years ended December 9, 2022 was -1.21%. If their platitudes about scale are correct, then the largest FIs should logically demonstrate better shareholder returns, right? Not so over the eleven years I have been keeping track. billion of total assets, $36.7

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

PYMNTS

MARCH 13, 2017

In the ruling itself, the SEC noted that there still remains some degree to which bitcoin “is subject to manipulation,” and there is at least some question as to how wide-ranging that degree of manipulation might be. . Is a bitcoin ETF DOA? If not, how about: ETF, ETA? Maybe a very short spell. The short answer just handed down: no. .

Bitcoin 117

Bitcoin cryptocurrency Regulation New York 117