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US Consumer Price Index Drops To 2008 Level In April

PYMNTS

The Consumer Price Index (CPI) fell to its lowest level in a dozen years last month, according to the U.S. At nearly 21 percent, the decline in the gasoline prices was the largest contributor to the monthly decrease. At nearly 21 percent, the decline in the gasoline prices was the largest contributor to the monthly decrease.

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3Q 2023 Commercial Loan Pricing Trends

South State Correspondent

This factor alone was the single most significant contributor to higher loan pricing. Loans priced to a Prime index increased three bps to an average of Prime + 0.17%. Because of this predictability, fixed-rate loans were more accurately priced, except for a few days in early August when we saw a 20bps jump in long-term rates.

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Addressing Portfolio Risk in Economic Uncertainty: Part 2 (2022)

FICO

FICO® Scores, often an important contributor to underwriting risk management strategies, are designed to provide valuable risk rank-ordering through all economic cycles. The FICO® Scoring Solutions team is often asked: Does FICO® Resilience Index only provide useful risk management insight when economic stress is occurring or imminent?

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How to Address Portfolio Risk Volatility Through Economic Uncertainty - Part 2

FICO

FICO® Scores, often an important contributor to underwriting strategies, are designed to provide valuable risk rank-ordering through all economic cycles. The FICO® Scoring Solutions team is often asked: Does FICO® Resilience Index only provide useful insight when economic stress is occurring or anticipated soon? Economic Scenario.

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How Healthy Are Hoosier State Storefronts?

PYMNTS

One tell that might decide how voters will swing may be in the data, specifically the store front data that has been tracked through the second quarter of last year by the PYMNTS Store Front Business Index. The overall index grew 3.1 percent for the nation as a whole.

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Inflation and Our Strategies to Protect Against It

TrustBank

Focus on inflation increased in the the month of June after the US Bureau of Labor Statistics reported that the Consumer Price Index for All Urban Consumers (CPI-U) increased 8.6% , before seasonal adjustment, over the last 12 months.

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CoPilot for Banks – 7 Steps Before Integrating Generative AI

South State Correspondent

Legal, finance, human resources, and branch staff often get left out of the conversation, yet can be some of the largest contributors to establishing best practices. These will be in the form of the Semantic Index, various plug-ins, and graph connectors. Leverage Microsoft Copilot Lab, a centralized website which helps employees.

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