CFPB Monitor

SEPTEMBER 23, 2022

The CFPB recently issued a Request for Information Regarding Mortgage Refinances and Forbearances (RFI ) Comments on the RFI will be due 60 days after publication in the Federal Register. In the release announcing the RFI, the CFPB stated “refinancing volume has dropped dramatically, down almost 70% from [2021], as interest rates have risen.

Marketing 148

Marketing Examples Payments Regulation 148

Abrigo

FEBRUARY 23, 2023

You might also like this on-demand webinar: "Problem loans: Identifying warning signs and management options" WATCH Takeaway 1 Executive leaders of small community financial institutions face complex issues, including declining deposits. I don’t want my veteran bankers writing a credit memo,” he said. “I

Community Bank 195

Community Bank Kansas City Community Lending 195

Independent Banker

OCTOBER 31, 2021

It provides a real ROI, including increased efficiencies, more loan originations and a way to attract and retain customers. started developing its digital lending platform about three years ago—and the bank is really glad it did. In July, it launched a similar residential mortgage product, Mortgagebot. “In By Beth Mattson-Teig.

Lending 91

Lending Community Bank Community North Dakota 91

CFPB Monitor

JANUARY 23, 2019

” Each issue will have a theme, with student loans the theme of the first issue. The title of the first article is “Can Student Loan Debt Explain Low Homeownership Rates for Young Adults?” The authors are described as employees of the Federal Reserve Board or the Federal Reserve System.

Community 60

Community Metro Millennials Analysis 60

Independent Banker

SEPTEMBER 21, 2015

Cautiously and sparingly, only a few tread non-Qualified Mortgage ground. Under the right circumstances, providing residential mortgages that fall outside of the new federal Qualified Mortgage definition could help a community bank grow its lending, some community bankers say. By Howard Schneider.

Community Bank 70

Community Bank Lending Community Survey 70

CFPB Monitor

JANUARY 16, 2019

On January 10, the CFPB published a report containing the results of its assessment of the Ability-to-Repay and Qualified Mortgage Rule (“ATR/QM Rule”) issued in 2013. Desktop Underwriter and Loan Prospector submissions and acquisitions data provided by Fannie Mae and Freddie Mac. Survey results from 190 lenders. Supervision Data.

Survey 60

Survey Data Analysis Policies 60

Independent Banker

JULY 29, 2016

Attending these events helps drive home the importance of a vibrant community banking sector and lets lawmakers know that community bankers want to work with them when the 115th Congress kicks off in January. Expanded rural lender benefits. Plan for Prosperity for Regulatory Relief. For more information, visit www.icba.org/advocacy.

Community Bank 70

Community Bank Community Washington FDIC 70