Remove home-loans mortgage-resources understanding-your-credit-score
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Consumer Credit Update for 2Q 2023

South State Correspondent

Even if your bank has limited consumer exposure, given that the consumer composes approximately 66% of the US economy, and, according to the yield curve and market pundits, we are all staring into a recession, paying close attention to consumer trends is critical. Unsecured personal loan usage is up 21%.

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Continuous Financial Education for Women Small Business Owners

FICO

In June, I had the pleasure of participating in a panel discussing credit access and financial education for women small business owners at the National Association of Women Business Owners ( NAWBO ) Advocacy Day events in DC. Your personal credit and financial history matters. Tue, 02/18/2020 - 14:57. by Joanne Gaskin.

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Average U.S. FICO® Score Stays Steady at 716, as Missed Payments and Consumer Debt Rises

FICO

FICO® Score Stays Steady at 716, as Missed Payments and Consumer Debt Rises. Each year, we provide insight into the national average FICO ® Score to help ensure consumers have a baseline measure of credit health standing. Now, the average FICO® Score has leveled off during the second year of the pandemic. Average U.S.

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Tiny House Financing: How to Get a Loan for a Tiny House

MyBankTracker

And with the home on wheels, there’s the freedom to live anywhere. And in most cases, you can’t get a traditional mortgage to buy a tiny house. If you’re looking to make a tiny house your primary residence, you might ask: Why can’t I use a regular mortgage to finance this home purchase?

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Roof Loans: How to Finance Roof Repairs or Replacements With a Personal Loan

MyBankTracker

Buying a home is an opportunity to put down roots and build equity — but it’s also expensive. Therefore, when it comes to big items, such as replacing or repairing your roof, it helps to have cash. What are your options? In this situation, you can look into getting a roof loan to cover the cost.

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Leveraging DDA Data in Consumer Lending to Stay Competitive

FICO

Q: Dale, to start with, can you provide a little background on your business motivation as a credit risk executive for exploring the value of consumer-permissioned DDA data? Can you explain your rationale? Can you explain your rationale? Dale is a featured panelist at FICO World 2023.

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The 2023 GonzoBanker Awards

Gonzobanker

Just think of what the industry dealt with in the last 12 months: The brunt of the unprecedented scope and pace of Fed rate hikes hit home, and banks have seen an.80 The housing industry, and mortgage banking revenue, came to a stop. And all this, by the way, while keeping credit, efficiency and earnings solid. We are in awe.

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