article thumbnail

The BaaS Gold Rush is On

Gonzobanker

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. Fintechs in need of charters are prompting new banks to enter BaaS seeking a “white whale.”

article thumbnail

Chime, Challenger Banks And The Challenges Of (Lofty) Valuations

PYMNTS

And within FinTech, that most incandescent of sectors, things might look a bit, well, frothy. The partnership model is an increasingly popular setup for financial technology startups that don’t have their own bank charters. Perhaps “overly optimistic” might be the mindset that marks private markets.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Chime, Challenger Banks And The Challenges Of (Lofty) Valuations

PYMNTS

And within FinTech, that most incandescent of sectors, things might look a bit, well, frothy. The partnership model is an increasingly popular setup for financial technology startups that don’t have their own bank charters. Perhaps “overly optimistic” might be the mindset that marks private markets.

article thumbnail

From API to UX/UI: A Preview of FinDEVr 2015

Fintech Labs Insights

Save your spot and join us in San Francisco October 6 and 7 for the premier event for fintech developers, engineers, and CTOs. Leading technology companies will showcase their latest tools, APIs, and case studies to help fintech developers optimize their innovations. Many themes remain front and center after a year.

UX 12
article thumbnail

The 14 Biggest Payments & Card Industry Conferences & Events in 2023

Fintech Labs Insights

These are the largest events in the financial services industry geared towards payments and card technologists, program managers, marketers, developers and C-Suite execs at both legacy financial institutions and upstart payments firms and card issuers. Payments UX: Zelle Confuses

article thumbnail

It’s Dreadful Being a Buyer of Bank Technology

Gonzobanker

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. team focused on UX, data, integration, and risk. Mandate #3: Build a next-gen I.T.

article thumbnail

Fintech with The Jetsons at FinovateFall 2016

Fintech Labs Insights

It’s 2016, and the red hot fintech sector has evolved immensely since Finovate first launched 10 years ago. Financial services companies have to compete by offering more personalized services, real-time data and communication, and a user-friendly mobile features. Still don’t have your ticket to FinovateFall?

Fintech 12