Independent Banker

APRIL 30, 2022

Brazos National Bank. Douglas National Bank. FSNB, National Association. Pioneer Trust Bank, National Association. AMG National Trust Bank. HNB National Bank. Genesee Regional Bank. Philip Pecora, president and CEO, Genesee Regional Bank. Genesee Regional Bank. By William Atkinson.

Community Bank 172

Community Bank Community Montana Taxes 172

Abrigo

JANUARY 22, 2015

According to a recent survey from four Federal Reserve Banks, small regional and community banks have the highest approval rate for small business loans. Small regional and community banks had a much higher approval rate (90 percent) for those firms classified as “Growers.”

Community Bank 150

Community Bank Community Regional Cleveland 150

PYMNTS

JANUARY 9, 2018

With big banks pulling back from small and medium-sized business (SMB) lending in the wake of the global financial crisis, the market was ripe for someone else to fill the credit gap. The FDIC’s Advisory Committee on Community Banking offered a platform through which community bankers could highlight these challenges.

Community Bank 131

Community Bank Community Fintech Lending 131

Jeff For Banks

OCTOBER 4, 2014

Now the amount of money in US registered investment companies exceeds that in FDIC insured banks. The branch is king, and if you don''t have one in a market, you will not succeed there. Was Vanguard a disruptor? But wait, ING Direct grew to $92 billion in assets until ING Group divested it to Capital One.

Technology 105

Technology Cyber Security FDIC Strategy 105

MyBankTracker

DECEMBER 17, 2020

Earn a market-leading interest rate. American Express High Yield Savings Accoutn Earn a market-leading savings rate. BMO Harris Platinum Money Market Market-leading money market rate. Discover Money Market Account No fees at all. Synchrony Bank Market-leading CD rates. Best Money Market Accounts.

ATM 52

ATM Cards FDIC Online 52

FICO

DECEMBER 20, 2018

Indeed, we are already starting to see signs of distress among community and regional banks that lack the advertising budgets and sophisticated digital capabilities of the big national banks. small-dollar lending market. Two recent developments will aid banks’ efforts to break into this market in the next 12 months.

Trends 73

Trends Lending Fraud Exercises 73

Jeff For Banks

FEBRUARY 3, 2018

In 2013, there were 6,812 FDIC-insured financial institutions. Because the nation's balance sheet and income statement is not improving. That yielded 291 total institutions, broken down by region. Some regions are experiencing slightly elevated non-performers from the previous year. Where are we and where have we been?

Taxes 60

Taxes Regional Industry Trends 60

Jeff For Banks

MARCH 29, 2014

The Bank offers a wide range of deposit services including demand deposits, regular savings accounts, money market accounts, individual retirement accounts, and certificates of deposit with fixed rates and a range of maturity options. We believe we can effectively compete as a community bank in our market area and the niche markets we serve.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

CFPB Monitor

JUNE 15, 2020

The OCC acted alone in issuing the final CRA rule without waiting to achieve consensus with the FDIC, the agency with which the OCC had jointly issued the proposed rule. Under the agency’s final rule, the same facts and circumstances will be evaluated in a similar manner regardless of the particular region or particular examiner.

Community 60

Community FDIC Lending Examples 60

PYMNTS

JANUARY 31, 2019

is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. The bank is one of several newly proposed community banks in the region, with goals of disrupting the financial services landscape, including business and corporate banking.

Community Bank 122

Community Bank Community FDIC Marketing 122

CFPB Monitor

JUNE 25, 2020

The final CRA rule is an effort by the OCC to provide objective measures to evaluate the CRA performance of national banks and savings associations supervised by the OCC (including federal and state-chartered savings associations and uninsured federal branches of foreign banks). This activity will be repeated for other product lines.

Community 97

Community Lending Meeting Retail 97

CB Insights

DECEMBER 4, 2019

In parallel, Amazon has made several fintech investments, mostly focused on international markets (India and Mexico, among others) where partners can help serve Amazon’s core strategic goal. Market strategy outside the US. The patent expired in 2017 and opened up the market for competitors to launch off-marketplace payment solutions.

Cards 101

Cards Lending Strategy US 101

American Banker

AUGUST 21, 2016

Skeptics are questioning how many Americans are benefiting from these products, and want banks to do more to market them. Bancorp is the latest big bank to offer an overdraft-free account.

Marketing 28

Marketing Branch Strategies FDIC Regional 28

American Banker

JUNE 10, 2016

A recent op-ed warning of the risks to participation holders in bank failures missed several important points about today's loan market.

Marketing 28

Marketing FDIC Regional National 28

William Mills

SEPTEMBER 9, 2016

Targeted at Marketing, execs, lines of business owners, etc. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. 2015 formed aspire to address inefficiencies in alternative lending market. Visit us at www.liferay.com.

social media 40

social media ATM Mobile Customer Experience 40

Abrigo

JULY 22, 2022

Takeaway 2 While these financial products are appealing, the lack of stability and consumer protections surrounding them are a concern for the FDIC. ? . Takeaway 3 Financial institutions should notify the FDIC of crypto-related activity and be familiar with the risks of the cryptocurrency world. . A new and unpredictable market.

cryptocurrency 195

cryptocurrency FDIC Regulation Fraud 195

PYMNTS

FEBRUARY 14, 2019

market for legal weed. Such prohibition could involve limiting FDIC protections for those deposits, for example, or trying to prevent loans to those businesses. Without access to legitimate banking services, the people who run those cannabis shops are forced into “connections” with unsavory people from the black market.

Oregon 230

Oregon Colorado Operations Washington 230

PYMNTS

FEBRUARY 13, 2019

market for legal weed. Such prohibition could involve limiting FDIC protections for those deposits, for example, or trying to prevent loans to those businesses. Without access to legitimate banking services, the people who run those cannabis shops are forced into “connections” with unsavory people from the black market.

Oregon 115

Oregon Colorado Operations Washington 115