PYMNTS

JULY 31, 2020

the San Francisco-based online bank, had the last laugh. On Friday (July 31), the Office of the Comptroller of the Currency (OCC) announced Varo Bank has been granted its full-service national bank charter. Varo is the first consumer FinTech to receive a new national bank charter from the U.S. Varo Bank N.A.

National 172

National Fintech San Francisco Connecticut 172

PYMNTS

NOVEMBER 25, 2020

In today’s top news in digital-first banking, Ukrainian financial institution UKRSIBBANK is collaborating with Sweden-based FinTech upstart Dreams, while Oportun Financial is pursuing a national bank charter with the Office of the Comptroller of the Currency (OCC). Ukrainian Bank Partners With Swedish FinTech.

National 161

National Fintech US United States 161

PYMNTS

OCTOBER 6, 2020

Of course, the pandemic has forced banks – like all businesses – to rethink their priorities and make adjustments to how they interface with customers.

Digital Banking 256

Digital Banking ATM Mobile Atlanta 256

Bank Innovation

JULY 18, 2018

Digital banks may be sprouting up all over the banking world, but don’t look for one from U.S. On this morning’s earnings call, CEO Andy Cecere noted the bank was looking to expand beyond its current 25-state branch footprint, which covers the Midwest and the western U.S.

Digital Banking 186

Digital Banking National Operations US 186

Jack Henry

SEPTEMBER 11, 2023

I grew up in a small town before regional or national banks were common (or even allowed). Banking was synonymous with community, and walking through the doors of my local branch to deposit my paper route earnings meant conversations with tellers and managers that I’d known – quite literally – my entire life.

Digital Banking 109

Digital Banking Regional Community National 109

PYMNTS

SEPTEMBER 16, 2020

Those efforts culminated with the National Credit Union Foundation’s recent launch of the CUAid Disaster Recovery App , in collaboration with PSCU. If you look at the national banks, they have that distribution of locations and contact centers.

National 263

National Regional United States Florida 263

PYMNTS

SEPTEMBER 11, 2019

The push toward digital banking seems an inexorable one, with the technology and demographics acting as tailwinds, and where governments have increasingly gotten into the act of promoting digital banks (the pure-play kind) and making forays into bits and bytes, where once paper and face-to-face transactions reigned.

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

PYMNTS

OCTOBER 9, 2020

In today’s top news in digital-first banking, the government of the Philippines is considering limiting the number of digital banks that run in the country, while Ripple introduced its Line of Credit beta offering. Philippine Government Considers Digital Bank Limits.

Digital Banking 132

Digital Banking cryptocurrency America Meeting 132

PYMNTS

DECEMBER 27, 2019

There is a sense, however, that CUs themselves bear responsibility for falling behind the digital banking trends that first took hold with consumers. Digital Unison. The National Credit Union Administration (NCUA) trade group reported that net income for credit unions fell by 1.1

Digital Banking 130

Digital Banking Millennials Banking Trends Mobile 130

The Paypers

FEBRUARY 22, 2022

Bank Negara Malaysia , the country’s central bank, has announced it will award up to five digital banking licenses out of the 29 applicants enrolled in the programme.

Digital Banking 56

Digital Banking National 56

Gonzobanker

OCTOBER 13, 2020

Cornerstone’s Growth Engine Framework illustrated below summarizes common measurements used to monitor the digital customer through the capture, acquire and nurture stages of relationship development. Typically, some of the lowest Net Promoter scores (NPS) in banking come from frustrated digital banking and payments users.

Strategy 158

Strategy Digital Banking Digital Strategies Mobile 158

PYMNTS

NOVEMBER 15, 2019

National direct bank CIT Bank is introducing eChecking, a new digital checking account with a wide variety of electronic transfer and payment solutions, the company announced in a press release on Friday (Nov. The new accounts have no monthly fee and offer ATM fee reimbursement of up to $15 a month.

National 123

National Samsung Survey Mobile 123

PYMNTS

JANUARY 21, 2020

The news comes after reports surfaced earlier this month that Beyond Consortium also has thrown its hat in the ring to apply for the country’s digital bank licenses. News also came to light in January that gaming company Razer was pursuing a digital banking license in Singapore along with Ant Financial.

Digital Banking 101

Digital Banking Groups Capital National 101

PYMNTS

FEBRUARY 21, 2020

FinTech has bought a bank, and it shows how digital-first firms can broaden their scale and reach with cross-pollination across financial offerings. The LendingClub announcement follows the news that mobile bank Varo received approval from U.S.

Digital Banking 224

Digital Banking Conference Samsung Fintech 224

BankInovation

AUGUST 10, 2022

The $613 million Citizens National Bank, a community bank in Somerset, Ky., was among seven banks to implement Jack Henry’s Banno digital banking platform in June, according to an FI Navigator report provided to Bank Automation News.

Las Vegas 52

Las Vegas Community Bank National Community 52

PYMNTS

JULY 8, 2019

Regulators, particularly in the nations with the largest swaths of unbanked consumers, will say it offers users no easy way to cash in, cash out or reliably spend the Libra currency. The appeal of the banking license is it ensures the fact that they can provide the full spectrum of services,” he said. “But The Wider Future.

Digital Banking 176

Digital Banking Innovation Cards Lending 176

PYMNTS

JANUARY 13, 2021

The Office of the Comptroller of the Currency (OCC) granted digital asset platform Anchorage Trust Company a digital banking license, according to a press release Wednesday (Jan. With the national trust bank charter, South Dakota-based Anchorage will become Anchorage Digital Bank , National Association.

South Dakota 131

South Dakota Digital Banking Bitcoin cryptocurrency 131

PYMNTS

APRIL 19, 2017

One of the company’s avatars is called Rachel, which is being prototyped by IBM and can add a human touch to its interaction with banking customers by reading their emotions while relaying basic information, such as account balances, or more aggravating account activity, such as overdraft fees. About the Tracker.

Digital Banking 180

Digital Banking Technology Samsung Meeting 180

Bank Innovation

OCTOBER 29, 2019

Digital banking brand Varo has 1 million customers, and is pushing ahead with plans to become a nationally-chartered bank early next year, CEO Colin Walsh told Bank Innovation Tuesday.

National 284

National Innovation Digital Banking Branding 284

PYMNTS

OCTOBER 11, 2018

The vast majority of small businesses have already used some type of digital bank product, but key features of digital services are missing. For example, one-third said they are unable to sign documents digitally, even though most agree it is a useful feature.

Digital Banking 172

Digital Banking Survey Online Report 172

BankInovation

MAY 21, 2020

Miami-based Pacific National Bank is using a stand-alone digital brand called Facile to reach younger customers and position itself for long-term success. It’s aimed at giving the bank a peak into what we think banking is going to look like.

Miami 98

Miami Digital Banking National Branding 98

The Paypers

APRIL 21, 2022

Digital banking solutions provider Apiture has announced that US-based community bank Ephrata National Bank (ENB) , has selected its platform to power its online and mobile banking solutions, according to IBS Intelligence.

National 34

National Community Bank Community Digital Banking 34

Bank Innovation

SEPTEMBER 24, 2018

Varo Money has selected the Swiss software provider Temenos as its core for its new digital bank. The challenger bank has already received preliminary approval from the OCC on its application for a national banking charter and will begin the building out the digital bank soon.

Digital Banking 275

Digital Banking Software National Innovation 275

CFPB Monitor

JUNE 25, 2020

The OCC has issued an Advance Notice of Proposed Rulemaking (ANPR) seeking comments in connection with a comprehensive review of its regulations on electronic activities of national banks ( 12 CFR part 7, subpart E ) and federal savings associations ( 12 CFR part 155 ). Comments on the ANPR must be received by August 3, 2020.

National 103

National Regulation Innovation Technology 103

PYMNTS

JANUARY 19, 2021

With more financial institutions (FIs) turning to external third-party FinTechs to strengthen their small- to medium-sized business (SMB) and corporate offerings, the collaboration model is proliferating across national borders. National Australia Bank Chooses Eedenbull.

Fintech 341

Fintech National Groups Tools 341

The Paypers

NOVEMBER 30, 2021

The National Bank of Kuwait has introduced Weyay, which is one of the Middle Eastern country’s first completely digital banks focusing on serving younger clients.

National 31

National Digital Banking 31

Bank Innovation

FEBRUARY 19, 2020

Level, a digital banking startup based in San Francisco Calif., The company, which launched its products nationally Wednesday, is coming into the market as fintech startups like Wealthfront, Betterment and Varo are touting high-yield savings accounts to vie for market share. is trying to hook customers with a 2.1%

San Francisco 259

San Francisco National Digital Banking Fintech 259

Perficient

MAY 26, 2021

Since its inception in 2015, the Fintech Generations conference has drawn national and international fintech leaders and speakers. Jamie Warder, EVP & Head of Digital Banking, KeyBank. Bridgit Chayt, SVP Director Commercial Payments & Treasury Management, Fifth Third Bank. Maia Bittner, Voice of the Member, Chime.

Fintech 462

Fintech North Carolina Charlotte Conference 462

PYMNTS

MAY 12, 2020

consumers, seeks to better understand how spending and banking preferences are changing in the digital age. In the Playbook, we examine how the different bank types — local and regional, national and digital — are responding to these trends, in particular the demand for highly functional mobile card apps.

Regional 241

Regional National Cards Mobile 241

Bank Innovation

MAY 30, 2018

Citigroup has a digital-heavy, branch-light business approach that extends beyond its National Digital Bank platform (announced in March and currently in testing phase), according to Stephen Bird, CEO of Citi’s Global Consumer Banking.

Strategy 249

Strategy National Digital Banking America 249

The Paypers

JULY 1, 2021

UBL , a Pakistan-based digital bank, has signed an agreement with Temenos and National Data Consultant (NdcTech) to provide and implement a digital banking solution.

Digital Banking 31

Digital Banking National Data 31

Jack Henry

APRIL 18, 2024

As we celebrate National Diversity Awareness Month, I want to talk about the positive impact leaders can have on DEIB within their organizations. Diversity, equity, inclusion, and belonging (DEIB) are more than just buzzwords ; they are essential components of a successful and sustainable business.

Strategy 158

Strategy National Digital Banking Innovation 158

The Paypers

FEBRUARY 19, 2021

National Bank of Bahrain (NBB) has launched its new digital banking platform, built in partnership with banking technology provider Backbase.

National 28

National Digital Banking Technology 28

CFPB Monitor

APRIL 25, 2022

In January 2021, the OCC granted Anchorage conditional approval for a national trust bank charter. By bringing this applicant into the federal banking system, the bank and industry will benefit from the OCC’s extensive supervisory experience and expertise. The January 2021 Operating Agreement .

Compliance 78

Compliance Digital Banking Training South Dakota 78

The Paypers

JANUARY 25, 2021

The National Bank of Bahrain (NBB) launched its new mobile app designed to offer the customers a digital banking experience, thereby making remote banking possible.

National 28

National Mobile Digital Banking 28

The Paypers

AUGUST 7, 2018

(The Paypers) National Bank of Bahrain (NBB) has launched its digital payment and trade finance portal for corporate use.

National 28

National Digital Banking Payments 28

PYMNTS

SEPTEMBER 24, 2020

The ongoing COVID-19 pandemic and its associated social distancing and stay-at-home orders have pushed untold services online for easier consumer access, with banking serving as a prime example. We’ll see more and more [of this] action as digital [banking] progresses.”. Fraud Threats To Digital Banking.

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Video Fraud Digital Banking System 205