CFPB Monitor

NOVEMBER 7, 2022

In its brief press release on October 27, 2022, the OCC announced the Office of Financial Technology, to be launched in early 2023, will incorporate the agency’s Office of Innovation, and is intended to provide “strategic leadership, vision, and perspective” for the OCC’s financial technology activities and related supervision.

Financial Technology 78

Financial Technology Technology Fintech Innovation 78

The Financial Brand

AUGUST 4, 2021

Successful digital banking transformation requires prioritizing what is needed today against what's required for the future. The post Executing What’s Possible With Digital Banking Transformation appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Digital Banking 42

Digital Banking Banking Trends Analysis Trends 42

PYMNTS

JUNE 13, 2018

Holdaway, who has an MBA from Harvard Business School, joins Barclays after 15 years at Capital One , where he held a variety of senior leadership roles in new business initiatives, internet acquisitions and partnership finance. Shane is a talented and innovative professional who is positioned well to lead cards and payments U.S.

Capital 100

Capital Cards Delaware Payments 100

The Financial Brand

OCTOBER 7, 2021

The post Digital Banking Disruption Has Only Just Begun appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial institutions that plan in anticipation of ongoing disruption will be better prepared for future challenges and competitive opportunities.

Digital Banking 43

Digital Banking Banking Trends Analysis Trends 43

The Financial Brand

NOVEMBER 22, 2020

Banks and credit unions must rethink the definition of ‘digital banking’ and prioritize investment in data, technology, people and processes. The post Top Digital Banking Transformation Trends for 2021 appeared first on The Financial Brand.

Digital Banking 43

Digital Banking Trends Branding Data 43

The Financial Brand

AUGUST 31, 2020

Building innovation on a basic bank chassis to produce fresh growth and expansion means venturing beyond your institution's comfort zone. The post Taking a Community Bank National Demands a Niche and a Strategy appeared first on The Financial Brand.

Community Bank 34

Community Bank National Strategy Community 34

The Financial Brand

MAY 23, 2021

Innovation in banking is required to respond to customer needs and competitive changes faster and with greater effectiveness. The post Innovation Ranks More Important Than Ever in Banking appeared first on The Financial Brand.

Innovation 43

Innovation Branding Innovation Strategies Leadership 43

The Financial Brand

SEPTEMBER 27, 2020

Creating an innovation culture with data, advanced analytics and technology will position organizations for successful digital transformation. The post Digital Transformation Demands a Culture of Innovation appeared first on The Financial Brand.

Innovation 43

Innovation Analytics Branding Data 43

Gonzobanker

DECEMBER 17, 2021

We know the customer buying and use of financial services is being fundamentally changed by fintech, but our long-term strategies to invest/partner/buy/compete are very much works in progress. Huntington and TCF merge to create the $170 billion Midwest dynamo and vault them into one of the top 10 banks in the country.

Fintech 143

Fintech Strategy Leadership Lending 143

PYMNTS

DECEMBER 6, 2019

We have a deep dive into Colorado’s digital driver’s license effort and news on Alphabet’s new CEO, as well as data on millennial Black Friday spending. UK Digital Bank Monzo Taps Visa Exec as US CEO. Monzo , London’s digital unicorn, has appointed TS Anil to head U.S. Top News . operations. Curing the $2.4T

Millennials 101

Millennials Colorado Google Leadership 101

Fintech Labs Insights

MARCH 15, 2024

Real-world Insights : Gain practical knowledge from successful AI application case studies Discover New Technologies : Explore new AI tools and services for finance Enhance Skills : Deepen understanding of AI through expert-led sessions Gain Competitive Edge : Leverage emerging technologies for market leadership Understand Regulations : Navigate AI (..)

Conference 15

Conference Las Vegas Fintech Case Study 15

William Mills

JULY 5, 2017

Three key PR strategies to implement so you don’t get lost in the shuffle. From omni-channel digital banking and multifactor authentication to voice-enabled technology and machine learning, innovation is now inevitable. As featured in this month’s CUES PR Insights. Continue Reading .

Leadership 46

Leadership Resources Strategy Digital Banking 46

Gonzobanker

DECEMBER 22, 2020

During a busy year we saw Jill supporting her local community, blogging with Mark Cuban, spinning up new PPP technology and innovating with things like curbside banking. Jill is continually demonstrating just how loud a $300 million community bank can roar! John Beale , longtime CIO of City National Bank.

Idaho 172

Idaho Community Industry Strategy 172

The Financial Brand

AUGUST 4, 2019

Innovation in banking needs to be an ongoing process that transcends the entire organization, improving efficiency as well as the customer experience. The post Financial Institutions Must Become Digital Innovators appeared first on The Financial Brand.

Innovation 33

Innovation Customer Experience Branding Innovation Strategies 33

The Financial Brand

JANUARY 3, 2021

A look at the digital banking trends of the last year provides a perspective for future strategies and organizational changes. The post Retail Banking Year in Review 2020: A Reflection in 20 Charts appeared first on The Financial Brand.

Retail 43

Retail Banking Trends Strategy Digital Banking 43

Alex Jimenez

NOVEMBER 30, 2018

Alex Jimenez is vice president and senior strategist for program planning, strategy and standards, Enterprise Technology and Operations at Zions Bancorporation. I’ve been in banking now for 22 years in various roles including operations management, process improvement, project management, marketing, and strategy development.

Strategy 40

Strategy US Operations Digital Banking 40

Gonzobanker

FEBRUARY 1, 2024

Leaders need to be honest about succession plans and realistic about the Fed and rate shifts, which led to compressed margins and pressures on investment portfolios and contributed to the failures of First Republic, Signature and Silicon Valley banks. And we salute the entire Bank Director team for yet another exceptional event.

Conference 88

Conference FDIC Arizona Industry 88

The Financial Brand

JULY 7, 2019

A digital bank requires more than just new technology. It requires a culture that empowers employees and encourages innovation. The post Culture, Not Technology, Key to Digital Transformation Success In Banking appeared first on The Financial Brand.

Technology 33

Technology Digital Banking Branding Innovation 33

The Financial Brand

JULY 7, 2019

To become a digital bank takes more than just new technology. It requires a culture that empowers employees and encourages innovation. The post Culture, Not Technology, Key to Digital Transformation Success In Banking appeared first on The Financial Brand.

Technology 33

Technology Digital Banking Branding Innovation 33

The Financial Brand

MAY 21, 2023

This article Digital Transformation Success Demands CFO’s Evolution appeared first on The Financial Brand. CFOs have the best combination of opportunity and ability to lead digital banking transformation efforts and guide better decisions.

Branding 41

Branding Digital Banking Banking Trends Leadership 41

The Financial Brand

AUGUST 29, 2021

Banks and credit unions no longer have a cushion of time to meet competitive challenges. Clear strategies and definite actions are needed. The post 10 Factors That Will Determine Banks’ Future Relevance appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 43

Banking Trends Analysis Strategy Meeting 43

CB Insights

FEBRUARY 13, 2020

The company’s strategy also includes a deference to developers, and a focus on directly serving developers who build websites and applications using Stripe’s product. As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation. A decade of online payments innovation.

Online 98

Online Company Retail Payments 98

The Financial Brand

FEBRUARY 1, 2021

Dismissing challengers in any form is a luxury no bank or credit union can afford any longer. But sound strategy beats sleepless nights. The post Do Fintechs Scare You As Much As They Do These CEOs? appeared first on The Financial Brand.

Fintech 35

Fintech Strategy Branding Innovation Strategies 35

The Financial Brand

AUGUST 18, 2020

Success will hinge on digital innovation to meet new competition, personalized service, redefining risk and managing a remote workforce. The post Five ‘New Normal’ Imperatives for Retail Banking After COVID-19 appeared first on The Financial Brand.

Retail 43

Retail Meeting Innovation Branding 43

Alex Jimenez

FEBRUARY 27, 2019

The topics discussed varied from arcane technology topics to discussions about general innovation. The hot topics that I heard during these four days were: AI, Cloud, Diversity, and Innovation. Other topics that I sought were Cybersecurity, and APIs (Open Banking). Dmitry talked about their approach towards Open Banking.

blockchain 40

blockchain Conference Security Innovation 40

The Financial Brand

FEBRUARY 1, 2021

Dismissing challengers in any form is a luxury no bank or credit union can afford any longer. But sound strategy beats sleepless nights. The post Do Fintechs Scare You As Much As They Do These CEOs? appeared first on The Financial Brand.

Fintech 22

Fintech Strategy Branding Innovation Strategies 22

The Financial Brand

MAY 4, 2021

The drumbeat of doom for smaller financial institutions has been slowed by the actions of a small but growing group of tech-savvy innovators. The post The Banking Model of the Future: ‘Neo+Traditional’ Hybrids appeared first on The Financial Brand.

Innovation 25

Innovation Branding Groups Innovation Strategies 25

Independent Banker

DECEMBER 31, 2022

West: We have a major initiative to significantly improve our digital delivery system. On the heels of that, we’re going to build a new digital banking platform and data warehouse. It’s a major undertaking for a bank of our size. Look beyond technical banking skills to “power skills.” Colleen Morrison.

Community Bank 91

Community Bank Community Tampa North Carolina 91

The Financial Brand

NOVEMBER 5, 2018

The future of banking will require new technologies, new strategic partners, new skills, an innovative spirit and a completely different culture. The post Banking’s Past Does Not Dictate Its Future appeared first on The Financial Brand.

Innovation 32

Innovation Branding Technology Innovation Strategies 32

The Financial Brand

JULY 10, 2017

Legacy banking organizations run the risk of significant lost business if strategies and priorities are out of touch with digital consumers.

Strategy 29

Strategy Customer Experience Innovation Strategies Leadership 29

Gonzobanker

DECEMBER 20, 2019

This year, the Gonzo team will begin bestowing “Smarter Bank” awards to institutions that are driving into the future with a clear view of the industry’s new realities. Legacy banks need not apply. The bank’s strategy is laser-focused. It is an innovator with tech (e.g., Smarter Bank Individual Awards.

Idaho 148

Idaho Conference Data Marketing 148

Lex Sokolin

SEPTEMBER 19, 2019

much of it flowing to data aggregators, banking-as-a-service entrants, and insurtech (e.g., In Europe, over $10 billion could be invested this year, doubling that of 2018 and driven by the sector’s leadership in integrated digital banking (e.g., Plaid, Lemonade). Revolut, N26). excluding $1 billion for Tether).

Fintech 40

Fintech Lending United States Data 40

Gonzobanker

DECEMBER 19, 2022

In January, we were discussing crypto and the need to formulate customer crypto strategies. Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. Let’s see how this new scale allows for big investments in future innovation.

Community 216

Community Fintech Industry Innovation 216

The Financial Brand

JANUARY 2, 2022

The post Retail Banking Reflections and Keys to Success for 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The best way to prepare for the future is to reflect on the progress and shortfalls of the past.

Retail 43

Retail Banking Trends Analysis Trends 43

The Financial Brand

JANUARY 12, 2022

Banks and credit unions have readily embraced 'digital transformation,' but few understand what it entails beyond customer-facing apps. The post Technology Is Only One Piece of True Digital Transformation in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Technology 43

Technology Banking Trends Analysis Trends 43

The Financial Brand

OCTOBER 4, 2020

The pandemic increased the importance of digital transformation. The post 7 Essential Components of Digital Transformation Success appeared first on The Financial Brand. Financial institutions must move forward aggressively to succeed.

Branding 43

Branding Innovation Strategies Leadership Analytics 43

The Financial Brand

MARCH 9, 2021

The post To Achieve Big Transformation Changes in Banking, Think Small appeared first on The Financial Brand. Financial institutions need to rethink their perspective about progress, embracing small changes that will lead to remarkable results.

Branding 42

Branding Customer Experience Innovation Strategies Leadership 42