Independent Banker

OCTOBER 31, 2021

Offering digital lending isn’t about the bells and whistles. First State Bank & Trust in Williston, N.D., started developing its digital lending platform about three years ago—and the bank is really glad it did. “I’m Chris Jundt, First State Bank & Trust. Community bankers tell us why.

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Lending Community Bank Community North Dakota 91

South State Correspondent

JUNE 4, 2019

THE DIGITAL CUSTOMER EXPERIENCE While online account opening and digital lending are great, there is one function that is the most in demand by bank customers, yet most banks don’t think to provide any digital functionality around it. Solve this problem, and you start to become a true digital bank.

Digital Banking 191

Digital Banking Customer Experience Lending Online 191

PYMNTS

AUGUST 15, 2019

He added that jumping into more traditional lending “can get us a good way to profitability, if not even all the way.”. The eBank joins smaller rival Starling Bank on the lending front, becoming the second online bank in the U.K. banking market through a partnership with Ohio-based Sutton Bank.

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Lending Los Angeles Digital Banking San Francisco 161

BankInovation

DECEMBER 12, 2022

FinTech startups have brought a new level of innovation to core banking functions such as payments and lending, to name just two areas. The rapid growth in digital banking (and the success of the upstart companies offering these services) have left established banks […].

Digital Banking 98

Digital Banking Lending Innovation Fintech 98

PYMNTS

AUGUST 4, 2020

To that end, BBVA was one of six banks that said on Monday (Aug. 3) that it would work with Google to deliver “smart” digital bank accounts, using Google Pay as an app-driven way to broaden its digital reach and improve users’ experiences with their financial institutions (FIs). Ready For The Digital Shift.

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Google Digital Banking Course Branding 298

PYMNTS

JANUARY 13, 2021

India’s Paytm and Brazil’s Nubank could soon turn the corner to profitability thanks to surging demand for digital payment services in India and Brazil amid the ongoing COVID-19 pandemic. “We I was surprised by the opportunity of monetization in 2020 during the pandemic, not just by our wealth accounts but also by lending.”. “I

Digital Banking 156

Digital Banking Conference Lending Payments 156

PYMNTS

OCTOBER 22, 2019

New Jersey-based financial institution Investors Bank has announced a collaboration with online small business lending firm OnDeck to digitize its own small to medium-sized business (SMB) lending operations. Funds can be disbursed into their Investors Bank account within minutes.

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Lending New Jersey Online Customer Experience 101

PYMNTS

OCTOBER 1, 2020

In today’s top news in digital-first banking, Memo Bank is rolling out an interest-bearing account for companies, while lending marketplace October has notched roughly $303 million in funding. Memo Bank Launches Interest-Bearing Account for Businesses. Lending Platform October Raises Funding for SMB Loans.

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Lending Innovation Fintech US 150

PYMNTS

OCTOBER 11, 2019

The founders of lending protocol Nuo have announced the launch of a new digital banking platform called Juno, which will be built on top of ethereum. The platform will rely on the Nuo protocol and is set to launch early next year. Juno’s flagship product will allow users to hold the dollar-pegged stablecoin and earn a 5.5

Bitcoin 116

Bitcoin Digital Banking Lending New York City 116

PYMNTS

SEPTEMBER 11, 2019

The push toward digital banking seems an inexorable one, with the technology and demographics acting as tailwinds, and where governments have increasingly gotten into the act of promoting digital banks (the pure-play kind) and making forays into bits and bytes, where once paper and face-to-face transactions reigned.

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

PYMNTS

NOVEMBER 2, 2020

In today’s top news in digital-first banking, BlockCard is teaming with peer-to-peer (P2P) bitcoin marketplace Paxful for a new crypto debit card, while the Federal Reserve Board has modified the terms of its Main Street Lending Program (MSLP). Fed Adjusts Main Street Lending Terms to Help Small Businesses.

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Maine Lending Cards Bitcoin 148

PYMNTS

DECEMBER 27, 2019

The PYMNTS December 2019 Credit Union Tracker looks at the changing topography of the CU space, as digital transformation challenges the “all for one, one for all” mentality that has undergirded their business model since the 1800s. But change is in the air, and it’s the intoxicating scent of digital transformation. Digital Unison.

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Digital Banking Millennials Banking Trends Mobile 130

PYMNTS

OCTOBER 15, 2018

consumers a low-cost, digital-only bank that will directly compete with Goldman Sachs ‘s Marcus brand. online bank, which already offers credit cards, savings and loans to 13 million customers. Barclays is ready to offer U.S. knowledge and expertise” to create a checking account for its U.S.

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Digital Banking Cards Online Branding 187

PYMNTS

DECEMBER 30, 2019

Singtel and Grab are looking to consolidate their powers to create a new digital bank for the people of Singapore, they announced in a press release. The bank will be able to serve retail customers, lend money and take deposits, along with other online banking functions.

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Digital Banking Groups Online Regional 134

PYMNTS

JANUARY 7, 2020

Yet another business consortium vies for a lucrative, wholesale digital banking license, according to reports. ” The Monetary Authority of Singapore determined last year that it would issue up to five virtual banking licenses to enhance competition and innovation. Winners will be announced in mid-2020.

Digital Banking 131

Digital Banking Capital Leadership Fintech 131

Accenture

JULY 26, 2016

Retail banks are focusing on small business lending as a revenue stream in a competitive market. But what exactly do small business owners want from banks? Digital banking options are high on their list. Digital demand is on the rise. Read more.

Digital Banking 150

Digital Banking Lending Retail Marketing 150

Jack Henry

DECEMBER 22, 2023

Not long ago, banks and credit unions were flush with deposits – bringing lending functionality into the digital banking experience to help promote loan growth.

Digital Banking 103

Digital Banking Lending 103

PYMNTS

JUNE 19, 2019

Royal Bank of Scotland (RBS) is pressing forward with its digital-first bank, targeting small and medium-sized businesses (SMBs), and reports have said the financial institution (FI) has chosen a leader for that initiative. lender to launch a separate digital bank, reports noted, with plans to debut the Mettle app in August.

Digital Banking 122

Digital Banking Operations Lending Capital 122

Perficient

APRIL 20, 2023

The Landscape According to Forbes Advisor: 2022 Digital Banking Survey , as of 2022, 78% of adults in the U.S. prefer to bank via a mobile app or website. And those consumers desire digital experiences that are personalized and meaningful.

Marketing 294

Marketing Marketing Strategies social media Strategy 294

Bank Innovation

DECEMBER 19, 2019

Small business lending company OnDeck is expanding its ecosystem of products. Through its application for a bank charter, the company wants to become a full-service digital bank for small businesses it says are overlooked by traditional banks.

Community 360

Community Lending Innovation Digital Banking 360

PYMNTS

JULY 8, 2019

InstaReM is currently preparing to apply for one of five (two retail, three wholesale) digital banking licenses that the city-state of Singapore announced it would be issuing earlier this month. The appeal of the banking license is it ensures the fact that they can provide the full spectrum of services,” he said. “The

Digital Banking 176

Digital Banking Innovation Cards Lending 176

PYMNTS

JULY 1, 2019

While it gears up to apply for a digital banking license in Singapore, cross-border payments firm InstaReM is reportedly seeking lending business partners. Grab, Razer and Singapore Telecommunications Ltd. have all expressed an interest as of the announcement from MAS.

Digital Banking 123

Digital Banking Lending America Report 123

Perficient

MAY 26, 2021

In the session “Differentiating Your Brand for the Digital Era,” Scott will discuss how financial services companies can leverage digital technologies in new and innovative ways to create new value for consumers and businesses. Hans Zandhuis, Head of Ally Lending, Ally. Kim Snipes, CIO Consumer and Digital, KeyBank.

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Fintech North Carolina Charlotte Conference 462

FluentBanking

APRIL 1, 2020

Banks in the country started implementing single digit 9.0 Banking industry sources said all private banks started implementing the order from Wednesday (April 1) while state-owned banks began it much earlier. The Bangladesh Bank on February 24 in a circular asked all scheduled banks to charge highest 9.0

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Lending Meeting Industry Compliance 81

PYMNTS

NOVEMBER 29, 2017

India-based Paytm Payments Bank not only wants to become the world’s largest digital bank , but also to evolve into a financial services company providing a slew of services like wealth management and trading. 28), Paytm founder Vijay Shekhar Sharma said the company is aiming to have 500 million bank accounts. “We

Digital Banking 122

Digital Banking Lending Cards Payments 122

Abrigo

MARCH 15, 2022

Offering Digital Consumer and Commercial Accounts Benefits Financial Institutions Banks and credit unions that enable online/digital account opening win new customers and members and retain existing ones. . Takeaway 1 Many financial institutions are adding or improving online or digital account opening capabilities. .

Online 195

Online Lending Survey Digital Banking 195

The Financial Brand

SEPTEMBER 14, 2020

An important component of digital banking transformation is the ability to provide credit across digital platforms seamlessly and on demand. The post Data and Advanced Technology Are Transforming Digital Lending appeared first on The Financial Brand.

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Lending Technology Data Digital Banking 42

PYMNTS

JULY 1, 2016

HDFC wants to connect small businesses in India into digital banking, and has launched a new unit as part of the initiative. SM@Bank will coexist with HDFC’s existing brick-and-mortar financial services for SMEs, reports said, and customers can chosen which format they would like to use.

Digital Banking 100

Digital Banking Lending Mobile Groups 100

TheGuardian

JULY 21, 2022

‘Landmark’ for eight-year-old British enterprise as it turns £14m loss into £32m annual profit helped by Covid loans Starling Bank has reported its first annual profit thanks to a surge in lending, though executives played down the impact that a controversial boom in Covid loans had on its path to profit.

Digital Banking 60

Digital Banking Report Lending Fintech 60

Bobsguide

MAY 19, 2017

Alternative finance firms, digital and challenger banks, P2P lending platforms, as well as traditional banks, adopt new technologies in order to better serve their clients. Undoubtedly the financial services industry is significantly affected by the fintech evolution. In a number of research.

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Fintech Trends Digital Banking Lending 151

PYMNTS

JANUARY 19, 2021

Portugal’s largest bank, Caixa Geral de Depósitos (CGD), is working with Backbase to implement the FinTech’s engagement solution, according to an announcement. The FI aims to wield Backbase tools to create digital banking channels across its operations, with its focus first landing on SMBs. The Czech Republic’s Komer?ní

Fintech 341

Fintech National Groups Tools 341

Gonzobanker

AUGUST 17, 2022

Lending Tech With Almost Steady Grades (Even With Rough Semesters).

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Fintech Lending Software Compliance 198

Banking Exchange

FEBRUARY 15, 2021

Ratings agency KBRA has laid out how the digital transition is levelling the playing field for small banks Community Banking PPP Covid19 Feature Financial Trends Duties Fair Lending Feature3 The Economy Technology.

Digital Banking 78

Digital Banking Community Bank Lending Community 78

PYMNTS

DECEMBER 17, 2020

Kakao Bank Corp. , a South Korean digital bank, has chosen Credit Suisse and KB Investment & Securities as its advisors for its upcoming initial public offering (IPO), Reuters reported. The bank's most current valuation is estimated to be around 10 trillion won ($9.1

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Samsung Digital Banking Security Fintech 243

PYMNTS

JANUARY 7, 2021

PYMNTS wrote recently that BBVA was one of six banks last year to begin work with Google on "smart" digital bank accounts, with Google Pay used as an app-driven way to broaden digital reach and give better user experiences.

FDIC 336

FDIC Google User Experience Lending 336

Bank Innovation

DECEMBER 5, 2018

The digital banking software provider Q2 Holdings announced yesterday it had acquired Atlanta-based digital sales platform Gro Solutions. This acquisition, the second of the year for Austin, Texas-based Q2, came about through a shared investor, Gro CEO David Eads told Bank Innovation.

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Austin Atlanta Texas Lending 150

PYMNTS

AUGUST 21, 2020

JPMorgan Chase plans to launch a digital bank in the United Kingdom early next year, Sky News reported Friday (Aug. The move “will enable it to capitalize on the accelerating transition of millions of bank customers from branch-based activity to digital services during the COVID-19 pandemic,” the news outlet said.

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Report Digital Banking Lending Technology 173