PYMNTS

SEPTEMBER 6, 2019

landed on the board, too, as alternative lending, small business banking, back-office financial management and accounts receivable technology enticed backers. Investors include the nation’s largest B2B eCommerce platform IndiaMart, while India Quotient and Axilor also participated. million was placed with B2B FinTechs this week.

Fintech 155

Fintech Capital Lending Operations 155

PYMNTS

SEPTEMBER 22, 2017

Once again, the world’s alternative SMB lending industry regained the spotlight, with key deals in Asia and South America placing the industry in the top spot for this week’s B2B FinTech roundup. Alternative Lending. Find out who scored how much of the more than $75 million that made its way to B2B startups this week. CapitalBay.

Capital 152

Capital America Lending Industry 152

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. Community banks, regional players, and credit unions are all in the fight of their lifetime with the need to transform their business. Tech companies trying to support a bank stack have no easy task.

Technology 145

Technology Regional Community Bank Community 145

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. Performance and multiples continue to be solid, outperforming most regional banks. Bank Merger of the Year.

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

AUGUST 20, 2018

The survey stretched across 77 C-level executives, IT managers and others — and of that tally, 76 percent of firms are not currently in compliance with their own information governance policies. Despite direct exposure to the region, they remain unaware of the GDPR requirements. FinTech Firms Eye Bank Charters.

Fintech 101

Fintech Survey Regulation Resources 101

American Banker

AUGUST 9, 2016

The embattled firm is offering financial incentives in an effort to kick-start lending, but compliance-focused banks have been slow to respond.

Lending 28

Lending Compliance Regional National 28

FICO

DECEMBER 20, 2018

In our current rising rate environment, any bank that can’t grow (or at least sustain) its deposits base will face shrinking net interest margins and a competitive disadvantage in their consumer lending businesses. small-dollar lending market. This is critical to making the business case for small-dollar lending viable.

Trends 73

Trends Lending Fraud Exercises 73

CFPB Monitor

JUNE 25, 2020

The final CRA rule is an effort by the OCC to provide objective measures to evaluate the CRA performance of national banks and savings associations supervised by the OCC (including federal and state-chartered savings associations and uninsured federal branches of foreign banks). Qualifying Activities.

Community 97

Community Lending Meeting Retail 97

FICO

NOVEMBER 23, 2021

Armando Junior, general manager, risk and compliance at Dock (previous winner) . Dinesh Suresh, head, digital builds for consumer secured lending at OCBC Bank (previous winner). Dinesh holds a Bachelor of Mechanical Engineering from the National University of Singapore. by Nikhil Behl.

Meeting 52

Meeting Analytics Risk Management Management 52

Jeff For Banks

JUNE 24, 2010

Economists and government officials continue to cite lack of lending activity as a key contributor to our economic malaise. Much of the standoff revolves around real estate secured lending. One regulator, on a panel at a banking conference, told a tale of a recent conversation he had with his regional director.

Lending 66

Lending FDIC Regulation Regional 66

Gonzobanker

DECEMBER 19, 2022

SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Benson Porter, Boeing Employees CreditUnion – Porter led BECU through an amazing streak of growth in the Pacific Northwest, all while building an innovative, stakeholder-driven brand respected nationally. The Appropriate CFPB Target Award.

Community 216

Community Fintech Industry Innovation 216

CFPB Monitor

JUNE 15, 2020

According to the agency’s press release , the final rule is designed to increase CRA-related lending, investment and services in low- and moderate-income (“LMI”) communities where there is significant need for credit, responsible lending, and greater access to banking services.

Community 60

Community FDIC Lending Examples 60

American Banker

APRIL 12, 2016

The Consumer Financial Protection Bureau named six people to top staff positions Tuesday, including the head of a new office for small-business lending.

Lending 28

Lending Regional National Compliance 28

Jeff For Banks

MARCH 29, 2014

Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. We have benefitted from the Texas economy since our inception, producing strong loan growth and favorable loss experience amidst the challenging environment for banking nationally.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

PYMNTS

SEPTEMBER 22, 2017

The slowdown in new businesses being founded in the 1980s and 90s was largely quarantined to certain segments – especially retail, where corner stores and regional brands were falling to larger national chains. Better have a very full and robust compliance department and a perfect working knowledge of AML/YC regulations.

US 108

US Apple Innovation Regulation 108

American Banker

NOVEMBER 17, 2016

Banks already have a difficult time collecting data on mortgage lending to minorities. New data requirements scheduled to take effect in early 2018 could lead to even more mistakes — and financial penalties — not to mention higher compliance costs and longer delays in closing loans.

Data 28

Data Compliance Lending Community Bank 28

American Banker

MARCH 7, 2016

Smaller players are losing ground to deep-pocketed large banks that can both absorb compliance costs and invest in the most up-to-date technology, M&T's longtime CEO said in his annual letter to shareholders. He also worried about banks' shrinking role in ever-changing lending landscape.

Compliance 28

Compliance Lending Technology Community Bank 28

American Banker

JUNE 1, 2016

The Consumer Financial Protection Bureau's long-awaited proposal to establish the first federal rules for payday, auto title and high-cost installment loans did not include a provision that banks had planned would allow them to compete by offering small-dollar installment loans.

Lending 28

Lending Regional National Compliance 28

American Banker

MAY 26, 2016

Large enough to meet the needs of most customers yet small enough to escape some of the Dodd-Frank Act's most onerous compliance expenses, banks with assets of $2 billion to $10 billion are more profitable, as a group, than their smaller and larger counterparts, according to an analysis by Capital Performance Group.

Analysis 50

Analysis Compliance Groups Meeting 50

American Banker

SEPTEMBER 2, 2016

New, stricter regulations on loans to active-duty service members take effect on Oct. Here’s a guide for getting ready.

Lending 31

Lending Regulation Community Bank Regional 31

American Banker

JUNE 27, 2016

Community banks and credit unions would be forced to stop making short-term, small dollar loans if the Consumer Financial Protection Bureau's payday lending proposal is adopted, two trade groups said Monday.

Community Bank 40

Community Bank Community Lending Groups 40

Gonzobanker

DECEMBER 22, 2014

The app is in the private pilot phase now with 10,000 downloads on the Google App Store (albeit with a one-star rating), with plans for regional and national rollouts in 2015. Processes where the performers are educated and incented to deliver customer-focused results, not compliance-driven requirements. Risk Management. ???

Los Angeles 101

Los Angeles Apple Risk Management California 101

American Banker

MARCH 16, 2016

In what has become almost a grim ritual, Consumer Financial Protection Bureau Richard Cordray faced a barrage of hostile questioning from Republican members of the House Financial Services Committee, who hammered him over everything from payday lending to regulatory relief for small banks.

Lending 28

Lending Regional National Compliance 28

American Banker

MARCH 16, 2016

In what has become almost a grim ritual, Consumer Financial Protection Bureau Richard Cordray faced a barrage of hostile questioning from Republican members of the House Financial Services Committee, who hammered him over everything from payday lending to regulatory relief for small banks.

Lending 28

Lending Regional National Compliance 28

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Is it in the water?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Is it in the water?

Utah 60

Utah System Community Marketing 60

FluentBanking

APRIL 18, 2020

The Admit Cards of the candidates of Dhaka city will be sent by the Institute to the Local Office/Zonal Office/Regional Office/Administration Department of the Head Office of their respective bank/financial institution. Where there are offices of Bangladesh Bank, the Admit Cards will be sent by the Institute to those offices.

Regulation 52

Regulation Case Study Security Management 52

Independent Banker

FEBRUARY 16, 2015

The signature regulatory relief bill that garnered the most co-sponsors was the Community Lending Enhancement and Regulatory Relief Act (CLEAR Relief Act). Since Alabama is a regional banking center, Shelby has learned various perspectives about maintaining a diversified banking system. Shelby: Alabama roots. Senate Banking Committee.

Community Bank 70

Community Bank Alabama Ohio Community 70

PYMNTS

JULY 3, 2017

Earlier this month, NACHA (the National Automated Clearinghouse Association) sent its Government Relations Advisory Group on its annual pilgrimage to Capitol Hill. Community banks are spending more money and resources on hiring compliance people than they are on lending to their community,” he said.

Payments 113

Payments Bitcoin Compliance Community Bank 113

CB Insights

DECEMBER 7, 2017

Banks have receded from mortgage lending for a host of reasons, principally because the cost of complying with strict regulation from the Consumer Financial Protection Bureau on loan qualification and capital requirements has made the business more expensive. This helped navigate fragmented regional regulations.

Millennials 69

Millennials Lending United States Technology 69

William Mills

SEPTEMBER 9, 2016

Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. Addresses compliance, fraud experience and customer experience analytics. Social media is a special challenge since social media was not created with compliance in mind.

social media 40

social media ATM Mobile Customer Experience 40

Fintech Labs Insights

MAY 17, 2017

Named to Planet Compliance’s RegTech Top 100 Power List this spring, nCino partnered with North State Bank in April and teamed up with Valley National Bank in March to power commercial loan operations at both institutions. Company Facts. Founded in 2012. Headquartered in Wilmington, North Carolina.

System 14

System Operations North Carolina Compliance 14

Fintech Labs Insights

MAY 17, 2017

Named to Planet Compliance’s RegTech Top 100 Power List this spring, nCino partnered with North State Bank in April and teamed up with Valley National Bank in March to power commercial loan operations at both institutions. Company Facts. Founded in 2012. Headquartered in Wilmington, North Carolina.

System 13

System Operations North Carolina Compliance 13

Abrigo

JULY 22, 2022

Today’s cryptocurrency platforms also offer crypto-backed loans, allowing users to leverage their portfolios as loan collateral in a system similar to securities-based lending. Be sure that your initial notification to the regional director describes in detail your institution’s proposed timeline for engaging in crypto-related activity.

cryptocurrency 195

cryptocurrency FDIC Regulation Fraud 195