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What SMBs’ Cash-Flow Crisis Means For Fintech

CB Insights

Unlike larger, more established firms, they have small cash buffers and depend on external capital to sustain growth. The median US-based SMB has 27 days of cash reserves on hand, meaning that it can only pay its expenses — with no cash inflows — for less than a month. What a cash flow crisis means for fintech companies.

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Fitbit Shakes Up Workout Routine With Connected Payment Tech

PYMNTS

But, if wearable fitness device manufacturers add payment capabilities to their smartwatches, will users be inclined to use them to make payments? Based on PYMNTS’ analysis of mobile wallet adoption , usage of mobile wallet services from major providers — like Apple, Samsung and Android — has so far been sluggish.

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FinovateSpring 2016 Live Blog – Day 2

William Mills

11:37 am William Mills, CEO of William Mills Agency, and Stephen Ramirez, CEO of Beyond the Arc, discuss major trends presented at this year’s Finovate and highlight key companies such as Malauzai Software, PayActiv and many more! Demo: Sezzle app with knowledge based authentication to link bank accounts. v=tSR3jjaegjs.

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A Tale of Two Cities (Conference Season)

Celent Banking

While my colleagues were spread out across the US covering conferences in Boston, New Orleans, and other locations, I spent four days in beautiful Barcelona covering the Temenos TCF 2016 Conference , followed by another three days in sunny Orlando covering the FIS Connect 2016 Conference.

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Top 5 Customer Development Posts of 2021

FICO

Managing risk and improving the customer experience during a pandemic presented credit professionals with new sets of challenges. As with the percentage of delinquent accounts, the US did not experience the peak for the percentage of delinquent balances compared to total balance. Here are extracts from those posts.

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How Payroll Partakes In The Back-Office API Ecosystem

PYMNTS

An application programming interface (API) ecosystem isn’t only for the banking sector. However, he told PYMNTS in a recent interview, for service providers to embrace that position in protecting finances and supporting employees, they must acknowledge who owns payroll data. It is not our data,” he said.

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Gonzo Goes to BAI Retail Delivery 2014: Sweet Home Chicago?

Gonzobanker

The gloomy overcast ride from O’Hare followed the crushing Bears loss to the Packers, so BAI had to distract us with something provoking. With a focus on digital banking and branch transformation, it was interesting to see the attendee list with lots of sexy new customer experience and analytics titles. Well, lah-dee-frickin’-dah!

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