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Commercial Real Estate or Business Lending: Which Is Better?

Jeff For Banks

Me: Commercial Real Estate loans are the most profitable product in a community bank's arsenal and have been through various interest rate environments. Bank Senior Lender: Not when you consider the whole relationship. The much sought after "operating account." What does a "full relationship" mean? CRE still wins.

Lending 78
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Hearing On BB&T/SunTrust Merger Raises Questions On Size

PYMNTS

In banking, “too big to fail” has become shorthand for financial firms of scale and reach so significant that any operational or financial difficulties may have ripple effects on the economy at large. Executives from the two banks appeared Wednesday (July 24) before the House Committee on Financial Services, where Chairwoman Rep.

Community 130
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Bankers and Strategic Bets. A Slow Embrace.

Jeff For Banks

Six years ago I asked in a blog post Will Plain Vanilla Kill Community Banking ? They can be a strategic shift of your franchise, a new product line, or a new operating environment. Leader Bank - A $1.2 The bank now licenses the product to other financial institutions. Was I, gulp, a futurist? A 26% decline.

Apple 66
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The Real Benefit of Intelligent Automation

Jeff For Banks

Online banks already use automated processes. The ability to deliver community banking services in the manner desired by your customers. If you look at the support center expenses branches must absorb for operations, technology, compliance, etc. Performing CIP diligence? Think of the saved hours! Same skill set.

Survey 60
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GonzoBanker Awards 2017

Gonzobanker

Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. THE BANKING AWARDS. The Real “Lending” Stock Award – Goes to longtime player LendingTree.

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The 2023 GonzoBanker Awards

Gonzobanker

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. The poor payroll and benefits coordinator!

Fintech 195
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FinovateFall 2017 Live Blog – Day 2

William Mills

Digital banking solutions for community banks and credit unions. A turnkey solution incorporating CRM, invoicing and payments into a simple solution for the business delivered through the bank’s digital banking solution. An industry leader in lending and benchmarking solutions for financial institutions.

Samsung 69