Chris Skinner

MAY 18, 2017

Banking and innovation doesn’t go together. Innovation creates risk and risk is unacceptable in a financial marketplace. We want things just the way they are: manageable, predictable and boring. The idea is to innovate outside the markets. As a marketing program, a bank has to look innovative even if it isn’t.

Innovation 261

Innovation Financial Technology Marketing Examples 261

PYMNTS

NOVEMBER 17, 2020

It will also offer a full-service funding manager team so enterprise partners can offer users expertise. Traditional banking isn't built to serve small businesses, and financial technology is quickly filling that gap,” he said, according to the release. Embedded finance solves this on both sides.".

Tools 167

Tools Capital Analysis Financial Technology 167

PYMNTS

JULY 30, 2020

The Salt Lake City payment processing platform has joined with Plaid, a Visa subsidiary based in San Francisco, that builds financial technology platforms to connect bank accounts and initiate automated clearing house (ACH) transfers. Last month, Galileo launched what it called a faster and less expensive way to create debit cards.

San Francisco 159

San Francisco User Experience Cards Customer Experience 159

PYMNTS

AUGUST 4, 2017

The report included several recommendations for banks, FinTechs and other financial services players — guidelines to establish an industry-driven framework for governing the system and encourage further research and investment in emerging financial technologies. faster payment system. faster payment system.

Community Bank 116

Community Bank Community Innovation Millennials 116

PYMNTS

SEPTEMBER 19, 2019

Australian consumer FinTech company Douugh is kicking off its visual “Savings Jar” feature as it widens the availability of its artificial intelligence (AI)-assisted bank account with a Mastercard debit card, Mastercard said in a press release on Thursday (Sept. There is a waiting list in the U.S. million-plus millennials in the country. .

Fintech 148

Fintech Millennials Cards America 148

PYMNTS

AUGUST 23, 2019

FinTech service provider WEX signed on with Phillips 66 to handle exclusive private label and universal fleet card services, Verdict reported on Wednesday (Aug. WEX and Phillips 66 have partnered since 2010, the release said, to develop a sales and marketing program that depends on new payment technologies for fleet customers.

United States 100

United States Cards Branding Payments 100

PYMNTS

MAY 17, 2019

It has created an operating system that helps create and upgrade software applications for financial institutions — much like the way consumer apps get updated on phones. The process can help reduce the money and time for modernization of software for back- and front- office functions like risk management or trading. ”

Software 134

Software New York Risk Management System 134

PYMNTS

DECEMBER 18, 2020

financial executives found that 91 percent were investing in financial technologies intended to help with newly remote operations. The firms were especially interested in deploying automated and advanced learning technologies. That’s one reason (two, really) that virtual cards are so popular now: control and transparency.

Payments 160

Payments Cards Report Tools 160

PYMNTS

MAY 5, 2020

Open application programming interfaces (APIs) are playing an increasingly important role in the financial industry as the field grows increasingly digital. APIs allow banks and technology providers to coordinate development much more easily, enabling the creation of innovative new products and services for functions such as B2B payments.

Payments 200

Payments United States Software Cards 200

FICO

SEPTEMBER 30, 2022

FICO has announced its panel of independent judges for the 2023 FICO® Decisions Awards , which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. Neeti Aggarwal, CFA senior research manager, The Asian Banker.

Meeting 52

Meeting Analytics Management Strategy 52

PYMNTS

APRIL 25, 2016

At least, that’s what Conferma could argue, considering its most recent research on corporate expense management. The virtual card FinTech company commissioned a study this month to explore how companies are managing their expense policies and procedures. concluded Conferma. Today, he looks at it from a different understanding.

America 100

America Mobile Payments Cards 100

PYMNTS

APRIL 18, 2019

Now, Wave’s small business customers can access their sales instantly, using Visa Direct rails and their debit cards. And the truly smallest business (like freelancers, service providers and microbusiness[es]), and managing cash flow effortlessly, is priority one.”. For us, this is kind of just obvious,” Whiting told Webster.

Taxes 226

Taxes Payments Cards User Experience 226

PYMNTS

APRIL 10, 2020

More seriously, he concurred that in the face of turbulence consumers in some cases will cling to habit — and cards are so ingrained that people prefer using them with gloves on to pulling out their mobile phone. The ones that aren’t innovating, Burkhart said, might not emerge at all. The Changing Shape of Serving the Customer .

Mobile 170

Mobile Payments Cards Branding 170

PYMNTS

JULY 19, 2018

Traditional banks and other financial institutions are undergoing tremendous pressure right now to compete in an environment where they are faced with enormous scrutiny from government regulators looking to mitigate risk. Using API technology, customers can integrate Santander’s cash management solutions into existing ERP systems.

Fintech 117

Fintech blockchain Technology Examples 117

Gonzobanker

MAY 17, 2022

As technology buyers, banking executives need to up their game on tech purchases and technology performance management. For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. In 2021, the Standish Group reported that 83% of I.T.

Technology 145

Technology Regional Community Bank Community 145

Bank Innovation

FEBRUARY 6, 2017

INV Fintech, the sister accelerator to this site, is pleased to announce its inaugural episode of INV Unfiltered — a new monthly podcast series, which will cover current trends and intriguing topics in financial technology and beyond.

Fintech 150

Fintech Financial Technology Trends Technology 150

PYMNTS

JUNE 1, 2020

In a roundtable discussion, the last in the “Powering the Digital Shift” series with Karen Webster, six experts in money movement, fraud prevention, banking and financial technology discussed one sure bet: “Digital optional” is no option as we move toward contactless commerce. The recent payouts by the U.S.

Payments 172

Payments Fraud Security Technology 172

CFPB Monitor

OCTOBER 11, 2018

earlier this week, the OCC’s recent decision to accept applications from non-depository financial technology firms for a special purpose national bank (SPNB) charter was the focus of considerable discussion. At the Online Lending Policy Institute’s (OLPI) annual summit in Washington, D.C. Questions directed at Ms.

Policies 60

Policies Lending Data Online 60

PYMNTS

AUGUST 10, 2016

What have the powerhouses Starbucks and Airbnb managed to do better than anyone else? PYMNTS: How does what you learn from people shape WePay’s innovation agenda? PYMNTS: Do you have any “formula” for innovation? PYMNTS: What is the one thing that people underestimate about igniting payments innovations?

Payments 100

Payments Software Innovation Bitcoin 100

PYMNTS

JUNE 27, 2019

The goal is to become one of the most valuable financial technology startups in the world as it eyes a region-wide expansion and seeks a valuation between $8 billion and $10 billion, according to reports in Recode. While Nubank is far from a household name in the U.S., And, according to Nubank, it’s just getting started.

blockchain 147

blockchain Payments Regional America 147

PYMNTS

OCTOBER 1, 2018

“Investment advisers have an obligation to put their clients’ interests ahead of their own,” said Daniel Michael, chief of the SEC’s Complex Financial Instruments Unit, about the decision. “By By using funds managed by LCA to benefit its parent company, LCA and Laplanche failed to do so.”. Attorney Alex Tse. “We

Lending 135

Lending Fraud Management San Francisco 135

Independent Banker

OCTOBER 29, 2014

Meanwhile, a number of other financial technology firms received major funding and rolled out new alliances and products. Epperson, technology consultant. Epperson, a managing director at the global business advisory firm AlixPartners LLP. Fees follow. Ever stand behind anyone trying to use mobile pay?

Mobile 105

Mobile Community Bank Community Technology 105

Insights on Business

JUNE 14, 2018

From simple deposits and loans to more advanced risk modeling and channel management, banks have acted at one time or another as trusted intermediaries, service providers, asset managers, and market makers. The Banker Technology Projects of the Year Awards 2017.” Footnotes: Macknight, Joy. The Banker. August 1, 2017.

Customer Experience 115

Customer Experience cryptocurrency Technology blockchain 115

PYMNTS

JULY 17, 2017

Innovation never sleeps and, from the current shape of things, it is also safe to assume that it isn’t much for taking a summer vacation, either. Credit cards — which are limited in China to state-backed Union Pay cards — are only used by a fraction of Chinese consumers. Alipay and Stripe previously paired to enable U.S.

Data 100

Data Survey Fintech Regulation 100

NCR

MAY 25, 2016

The disruption caused recently by the emergence of a wide range of new financial technology (Fintech) players has been a huge jolt for the banking sector, and reminded traditional players that they cannot afford to be complacent in the face of these competitors. The rise of the challengers.

Fintech 45

Fintech User Experience Innovation Strategy 45

Insights on Business

JULY 20, 2017

The emergence of financial technology (fintech) and the push of regulators for more competition are disaggregating and open this closed value chain. The bank also exposed APIs directly to the merchants so that they could submit payments at a fraction of the cost that they had with traditional card-based payment schemes.

Fintech 181

Fintech Mobile Examples Data 181

PYMNTS

AUGUST 19, 2016

Japan’s Financial Services Agency (FSA) announced its own plan to boost the FinTech market by making it easier for companies to collaborate with the financial technology industry. “FinTech will have a big impact on financial services.” The Future Of FinTech?

Fintech 100

Fintech Mobile Guidelines System 100

Fintech Labs Insights

NOVEMBER 8, 2016

.” The winners of Best of Show at FinovateAsia 2016 are as diverse as the financial technologies they represent. for its white-label, virtual banking assistant that uses natural conversational language to help consumers manage their finances wherever they are. We’ll see you next year! Notes on methodology: 1.

Conference 18

Conference Innovation Financial Technology Cards 18

CB Insights

DECEMBER 5, 2017

XL Innovate. Assurant most recently made a $5M investment in professional rental management company Vacasa , while AIG made investments in 2015 in construction-site wearable safety firm Human Condition Safety and cyber defense services and compliance firm K2 Intelligence. American Family Ventures. Aviva Ventures. iNSIDE INSURANCE TECH.

Strategy 28

Strategy Marketing Analytics Innovation 28

Fintech Labs Insights

MAY 2, 2023

These the biggest and best events in the financial services space geared towards technologists, product managers, developers, marketers and C-Suite execs at both financial institutions and rival fintech firms. For the most part, financial technology event planners are organizing in-person gatherings, often with a virtual option.

Conference 29

Conference Las Vegas San Francisco Fintech 29

CB Insights

JULY 16, 2017

XL Innovate. HCS went through a major management shakeup in November 2016 when former AIG head of commercial insurance strategy and innovation Greg Wolyniec joined as president and CEO, while AIG president of liability and financial lines Alexander Baugh was named chairman of HCS’ board of directors. Aviva Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

William Mills

MAY 11, 2016

Credit cards offer rewards but over 60% of payments are made on debit cards. CreditHQ helps businesses manage cashflow. Managing cash flow – targeted at small business in partnership with banks. ^KT. Here’s another solution for document management and origination. ^SR. Plus the 1% rewards. Karl Falk (CEO).

Video 40

Video Mobile social media Analytics 40

Tech and Finance

JUNE 14, 2018

I publish occasionally at the Articulate Communications blog on issues of financial technology, banking and associated public relations and marketing topics. In the past I have written about design thinking, how to avoid bank PR-speak and whether banking and innovation belong in the same sentence. May 2018 GlobalData.

Survey 28

Survey Millennials Fraud Mobile 28

Fintech Labs Insights

JUNE 3, 2016

Last week the San Francisco Business Times announced winners of its Tech and Innovation Awards honoring the Bay Area’s most innovative and enterprising technology companies. Finovate alum Credit Karma was one of 25 winners, named Best Financial Technology Company. million in funding. Founded in 2009.

San Francisco 12

San Francisco Company Fintech Innovation 12

William Mills

MAY 10, 2016

One use case is to use a bot, via text messaging, to help customers when they have potential credit card fraud. Card-linked offers generated a lot of excitement a few years ago. They have a platform to source the merchant offers, and match them with card issuers. Link your card to website or app, select the offer.

San Jose 40

San Jose Customer Experience Mobile social media 40

Fintech Labs Insights

JULY 13, 2016

The innovations in those applications ranged from blockchain technology and biometrics to the latest in big-data solutions, investment management, and customer onboarding & experience. Moonraft Innovation Labs. Tango Card. LendingFront. M1 Finance. ModoPayments. NCR Corporation. Personetics. ProActive FinTech.

New York 12

New York Innovation Big Data California 12

Fintech Labs Insights

MAY 2, 2023

These are the largest events in the financial services industry geared towards banking technologists, program managers, marketers, developers and C-Suite execs at both legacy financial institutions and upstart banktech and fintech firms. 1,200+ attendees (600+ from financial institutions). 100+ speakers.

Las Vegas 12

Las Vegas San Francisco San Diego Conference 12