PYMNTS

SEPTEMBER 3, 2019

Now, after several years of sustained growth, we can see the next step-change for travel companies is an integrated digital strategy based on real-time data and a seamless flow between mobile, web, live chat and app,” said Kristian Gjerding, co-founder and CEO of CellPoint Mobile and now CEO of CellPoint Digital. .

Mobile 129

Mobile Payments Branding User Experience 129

PYMNTS

DECEMBER 4, 2020

She said CUs don’t need to plan for a digital holiday shopping season — it’s already here. Instead, they already need to be digitally engaging their members. The spend is happening now, which is why a strong digital strategy is critical,” Phillips said. “If Don’t be too shy or too conservative.

Digital Strategies 224

Digital Strategies Strategy Cards How To 224

Filene

DECEMBER 21, 2017

They are in the market for a loan or want to open a checking account or apply for a credit card. Your members and potential members all have goals when they come to your site, they aren't there just to check out the latest news.

Digital Strategies 28

Digital Strategies Strategy How To Branding 28

PYMNTS

MAY 27, 2020

But while there are many tools at entrepreneurs’ disposal to make the shift, it can still be difficult to draw the most logical and frictionless roadmap to business model digitization that will alter the course of many small businesses’ futures long after the pandemic. ” A Digitization Strategy. . ”

Online 179

Online Payments User Experience How To 179

PYMNTS

NOVEMBER 1, 2017

Mastercard came out ahead of Wall Street’s forecasts when its Q3 earnings report hit the wires before the markets opened yesterday – notching a beat on both earnings and revenue, with significant growth in transaction volume and global market share. Markets rewarded the good news with a 1.8 directly to their debit cards.

Cards 122

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PYMNTS

NOVEMBER 1, 2017

Mastercard came out ahead of Wall Street’s forecasts when its Q3 earnings report hit the wires before the markets opened yesterday – notching a beat on both earnings and revenue, with significant growth in transaction volume and global market share. Markets rewarded the good news with a 1.8 directly to their debit cards.

Retail 112

Retail Cards Security Branding 112

PYMNTS

NOVEMBER 3, 2020

For SMBs that are struggling amid market volatility, the ability to seamlessly generate invoices with a link to pay not only means time saved but could also support faster payments. According to Yakov, it can certainly support digitization of B2B payments, with SecurePay able to support both ACH and card transactions. "I

Online 150

Online Groups Fintech User Experience 150

PYMNTS

MAY 25, 2017

We are continually impressed by the support provided, from deployment planning to installation services, marketing communications and consumer research. In addition, Five Star will be able to access other tools like digital advertising, premier loyalty rewards programs and nutritional information, via the ePort Connect platform.

Technology 101

Technology Digital Strategies Leadership Retail 101

PYMNTS

OCTOBER 31, 2016

In the latest earnings report showing that consumers are still happy to use their cards and spend (election be darned), Mastercard’s latest results were above the Street. Globally the card tally stood at the end of the latest quarter at 2.3 billion Mastercard and Maestro branded cards out in the field, up six percent year over year.

Digital Strategies 100

Digital Strategies Strategy US Cards 100

PYMNTS

JANUARY 7, 2019

After diners make those kind of decisions, they can use the kiosks to pay with their credit cards or the restaurant’s gift cards. The kiosks are part of Taco Bell’s digital strategy , which is dubbed “All Access” and is geared toward letting diners interact with the company in whatever manner they’d like.

Digital Strategies 179

Digital Strategies Strategy Mobile Cards 179

PYMNTS

NOVEMBER 30, 2020

Whether it be a personal loan or accounts receivable from credit cards, to get your money faster and control of your destiny means a ton,” he said. And as much as there will always be demand for cash from small and middle-market lenders, Steinmetz said it’s important to remember that they’re not charities supporting locally-owned businesses.

Fintech 211

Fintech Innovation Analytics Seattle 211

PYMNTS

JUNE 26, 2017

PayPal lived up to a promise it made about a year ago when it was announcing new partnerships with the card networks and brought instant payments to Venmo; Amex is eying an insurance play; and Walmart and Amazon it seems both had their hearts set on having a Whole Foods to call their own. But as for the lazy, well not so much.

Arizona 116

Arizona Data Portland Cards 116

PYMNTS

AUGUST 1, 2016

These intelligent solutions not only let you build a secure e-commerce strategy centered on customer value, but also a broader digital business transformation plan focused on competitive advantage. Discover: – What technology, applications, and digital all have in common when it comes to the new e-commerce strategy.

CA 100

CA Security Payments Cyber Security 100

PYMNTS

MARCH 27, 2019

The need to stay competitive remains a top reason for companies in the $1 trillion accommodations and food services market to look to innovate as they seek to distinguish themselves from other market participants. Taco Bell , for instance, allows customers to pay with their credit cards or the restaurant’s gift cards at kiosks.

Innovation 130

Innovation Branding Retail Meeting 130

PYMNTS

SEPTEMBER 10, 2019

But it is important that ATMs are embedded in the digital strategy of the bank, too.”. That multi-faceted strategy, he said, embraces services that are necessary not only for individual consumers, but also for small businesses that operate in cash-intense verticals, he told Webster.

ATM 158

ATM Examples Course Strategy 158

PYMNTS

JANUARY 21, 2020

Chipotle Vice President of Digital Strategy and Product Management Nicole West said in an announcement at the time, “We always strive to introduce additional access points in the Chipotle ordering experience and overall digital ecosystem. DoorDash commands 35 percent of the third-party delivery market.

Tampa 134

Tampa Detroit Philadelphia Technology 134

PYMNTS

DECEMBER 18, 2019

KFC , for its part, will look into new drive-thru technologies such as menu boards that are powered by artificial intelligence (AI) in its digital strategy for next year. markets in which Starbucks delivers is 16. The share of KFC orders made via drive-thru lanes is 65 percent. The number of U.S.

Mobile 131

Mobile New York City Innovation New York 131

Celent Banking

APRIL 25, 2016

In Latin America the major milestones in Digital development we had seen were Nubank (Brazil – Market Cap $500M) and Bankaool (Mexico – ~$142M in assets), until March of 2016 when Banco Original (~$1,67Bn in assets) launched in Brazil.

America 100

America Digital Banking Strategy Fintech 100

PYMNTS

APRIL 18, 2017

“As the pace of digital change is accelerating daily, last-mile delivery companies will need to leverage digital solutions to remain relevant and competitive in a fast-changing market,” the executive said in a statement. But compared to high-tech, communications, banking, utilities and retail, post and parcel falls flat.

Big Data 100

Big Data Survey social media Industry 100

Gonzobanker

JULY 6, 2021

Maybe this is the new reality for community bankers, but Cornerstone Advisors is seeing little evidence that they’re serious about implementing a comprehensive digital strategy. Topping their list of complaints: speed to market/pace of new improvements (or lack thereof) and integration challenges. At least, not right now.

Strategy 158

Strategy System Risk Management Technology 158

Javelin Strategy & Research

NOVEMBER 7, 2023

2024 Trends & Predictions: Credit Payments Javelin Report Date: November 7, 2023 Authors: Brian Riley Research Topic(s): Credit These are challenging times for the issuers of credit cards, the most common form of unsecured debt in the United States.

Trends 45

Trends Fraud Digital Banking Strategy 45

Insights on Business

MARCH 6, 2019

Gartner credits this to the “maturation” of AI capabilities and how rapidly AI has become an “integral part” of digital strategies. [2] Digitally reinventing themselves, financial services firms are leveraging AI to achieve superior customer experiences, create new revenue streams and lower costs.

Customer Experience 195

Customer Experience System Management Digital Strategies 195

PYMNTS

AUGUST 6, 2020

“Our strong drive-thru presence and the investments we’ve made in delivery and digital over the past few years have served us well through these uncertain times,” McDonald’s President and CEO Chris Kempczinski said when unveiling Q2 results. “We Instead, customers can use cash, cards or mobile wallets and still earn rewards points.

Examples 108

Examples Digital Strategies Maine Innovation 108

PYMNTS

FEBRUARY 23, 2018

percent in 2017, Taco Bell has been drawing in customers with new food items, a Live Más marketing campaign and new nacho fries for $1. billion in domestic sales — More and more McDonald’s markets are lovin’ it as the iconic American burger chains continues to expand its delivery efforts. Market Differentiation. McDonald’s $37.5

Online 101

Online US Payments Mobile 101

Gonzobanker

NOVEMBER 26, 2018

Rapid consolidation in the banking industry is creating a growing band of regional banks that find themselves stuck in a solution provider market that isn’t fully capable of serving them. As banks have consolidated, so have the technology partners serving them.

Regional 101

Regional Strategy Technology Innovation 101

PYMNTS

JULY 22, 2016

Mastercard’s overall digital strategy looks to the future of digital payments as Masterpass going across all channels to enable payment connections for how consumers live, work and play – basically it’s a vision of Masterpass doing everything payments. It has often been suggested that that small number of U.K.

Payments 100

Payments Mobile Strategy Digital Strategies 100

PYMNTS

NOVEMBER 19, 2019

This week, the latest in AP solutions that target AR friction focus on commercial card acceptance, streamlined processes between buyer and supplier, and payment acceleration to limit the friction of chasing down unpaid invoices. Boost Teams With JPMorgan For Card Acceptance. Xero Aims For Supplier Payment Acceleration.

Cards 101

Cards Strategy Payments Technology 101

NCR

JUNE 3, 2016

In the financial services industry, remote deposit capture first entered the market in the early 2000s, and now according to a recent survey by the American Bankers Association, one in seven Americans use mobile check deposit. How are you differentiating in this increasingly competitive market? banking industry by many.

Mobile 40

Mobile Customer Experience Software Strategy 40

Independent Banker

NOVEMBER 25, 2015

The role of Alex Jimenez, senior vice president and director of digital and payments innovation at the $7.2 But now his current role is to focus entirely on developing forward-looking financial retail offerings, including mobile and online banking, card technologies and other emerging channels and devices. “We

Innovation 70

Innovation Community Bank social media Community 70

Fintech Labs Insights

AUGUST 11, 2016

The jury of six featured Michael Ludden, Product Manager, Developer Relations, IBM Watson; John Musser, Founder and CEO of API Science; Neha Sampat, CEO of Built.io; Michael Stowe, Developer Relations Manager for MuleSoft; Steven Willmott, CEO of 3scale; and Rob Zazueta, Director of Digital Strategy, TIBCO Software.

San Francisco 12

San Francisco Utah Case Study New York 12

PYMNTS

DECEMBER 15, 2017

The card network is hoping that’s the case, as it rolls out the first use case stemming from its recently launched global prepaid money management platform. And why a payment card at all, when banking services are overwhelmingly shifting to digital , and when the digital-first generation is the product’s prime target?

Millennials 134

Millennials Management Cards Security 134

PYMNTS

NOVEMBER 20, 2020

Visa and Keyno have pioneered a new effort to serve dynamically generated security codes to fight card-not-present fraud, called dCVV2. Chipotle Personalizes Loyalty Program, Digital Ordering Experience. The news sent ripples through the entire pharmacy ecosystem, particularly in the stock market.

Mobile 160

Mobile Strategy Google Innovation 160

FICO

JUNE 16, 2021

Templating: Organizations can begin by identifying certain key dimensions in a template, say price, fee, card benefits, payment terms, hardship terms in their outcome-based decision framework, which can be personalized for each consumer based on their profile. That’s where the break in the happy path happens. by Aashish Sharma.

Analytics 52

Analytics Survey Cards Customer Experience 52

Lex Sokolin

SEPTEMBER 23, 2020

To the extent it pipes people to banking product, that goes to a $500 million market capitalization public company that makes prepaid cards. This model gives visibility in the public markets to what Chime may try to sound like. But it could also be a confusion of the narrative that banks are going digital. Of course not.

Capital 52

Capital Software Lending Apple 52

NCR

AUGUST 9, 2017

This is particularly the case in fast-growing developing markets, where mobile has been fundamental to the growth of internet access, but even in developed countries, more people are turning to mobile as their platform of choice. A more personal experience. Continual development is also a must.

Mobile 72

Mobile Examples ATM Analysis 72

CB Insights

MAY 10, 2018

Before BCG and McKinsey and Bain, most business people dismissed “strategy” as something for generals and political campaigns. They used every available resource to understand industries, markets, consumer sentiment, and companies’ product lines. Consultants did this because clients weren’t.

Strategy 78

Strategy Management Analytics Tools 78

Gonzobanker

DECEMBER 22, 2014

A keen industry mind who banks the highest tweets-per-minute ratio of anyone out there, Bradley departed his VP digital strategy position at California’s $3B Mechanics Bank to be North American head of innovation for $77B and Top 20 worldwide bank Santander. And won’t address the biggest area of fraud growth, which is card-not-present.

Los Angeles 101

Los Angeles Apple Risk Management California 101