PYMNTS

FEBRUARY 8, 2018

percent of domestic and cross-border payments in December 2017, SWIFT found, with the company’s Head of Payments Markets, Asia-Pacific, Michael Moon noting, “Experts suggest that capital controls and uncertainties over future regulations mean that a significant reversal of the decline in RMB usage for trade and payments is unlikely in 2018.”.

Innovation 111

Innovation Payments blockchain Analysis 111

PYMNTS

APRIL 23, 2019

The promotion took place in Denver, capital of a state where marijuana is legal for recreational purposes. QSR Innovation. On the East Coast, for example, consumers seem to be especially fond of order-ahead solutions, with New England, the Mid-Atlantic and the South each seeing growth that outpaced the national average.

Innovation 122

Innovation Denver New York City Mobile 122

South State Correspondent

JANUARY 4, 2023

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

MARCH 10, 2020

Traditional banks will require credit histories and collateral to underwrite a small business loan, both of which many SMBs in Southeast Asian nations lack. It’s a self-perpetuating scenario that keeps barriers to capital in place. Asymmetric Information Exchange.

Data 193

Data Lending Capital social media 193

PYMNTS

MAY 17, 2017

Dubai-based fetchr , a delivery and consumer technology app startup focused on innovating logistics in the Middle East and North Africa, recently announced raising $41 million in a Series B venture funding round led by New Enterprise Associates. Today, fetchr operates in the United Arab Emirates, Saudi Arabia, Egypt and Bahrain.

Regional 128

Regional Mobile Software National 128

PYMNTS

APRIL 10, 2019

These firms will look to capitalize on their already-massive user bases as they add banking components to their digital platforms, all while competing with the country’s traditional banks. China isn’t the only nation where consumers have their pick of banking options, though.

Mobile 185

Mobile Digital Banking social media Strategy 185

Gonzobanker

FEBRUARY 8, 2022

While AOBA 2022 had its share of execs wanting to “fake it until they make it” with future innovation, credit is due to the bankers who are pouring real financial investment into new fintech experiments. In some respects, AOBA 2022 felt a bit like bank executives wanted to “fake it until they make it” with their future innovation and fintech.

Fintech 167

Fintech Customer Experience Conference Technology 167

PYMNTS

SEPTEMBER 22, 2020

The entire process, cradle to grave, has failed to evolve and innovate with the customer in mind.”. Just this week, investors in Starwood Capital Group started to show signs of strain after the pandemic shuttered stores and wiped out emergency cash reserves, leading to default on a $700 million loan.

Philadelphia 206

Philadelphia Retail DC Detroit 206

PYMNTS

JANUARY 15, 2019

30 kickoff in Atlanta will include access to experts from Visa and entrepreneurs operating both nationally and globally. Atlanta exists as a hub for entrepreneurship, and looking toward global presence She’s Next will also target regions as far flung as the U.K., An inaugural Jan. India and Mexico. “We

Atlanta 189

Atlanta New York social media Community 189

Independent Banker

MARCH 31, 2019

Our theme this year was all about being bold, in innovation, leadership and life. with our state regional partners. for our ICBA Capital Summit. Our industry has so much momentum right now, especially in terms of advocacy and innovation, so now is the time to continue to push the boundaries. I’ll be in Little Rock, Ark.,

Washington 70

Washington Memphis Community Nashville 70

PYMNTS

JANUARY 13, 2017

The city’s median income is $49,192, higher than the national median of $45,760 and higher than Auckland’s median income of $48,204. percent is lower than other major New Zealand cities as well as the national average. Issuing capital is easy. With such a far distance to other major tech regions, such as Europe and the U.S.,

Fintech 100

Fintech Regional Innovation Trends 100

PYMNTS

AUGUST 1, 2018

Small businesses are essential job generators, and the major driver of economic growth and vibrancy for all regions of the country.”. The report also asked Congress to amend the National Bank Act to authorize the Office of the Comptroller of the Currency (OCC) to issue a federal charter for non-bank financial companies.

Policies 100

Policies Report Regulation Maine 100

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. 82% to over 2.3%

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

FEBRUARY 21, 2017

Skype cofounder Niklas Zennstrom is a known advocate for European startups who has invested much of his fortune into promising startups across the region. But even he has faced difficulties last year in trying to build up a venture capital (VC) fund to back European entrepreneurs due to the uncertainty cast by Brexit.

Digital Banking 101

Digital Banking Capital Fintech Groups 101

PYMNTS

AUGUST 10, 2017

Innovation can sometimes be seen as a solution looking for a problem, but it’s time to stop thinking of technology as bells and whistles and start looking at it as a necessary element of doing business for a changing consumer base – and up against a changing landscape of challenges and threats. How do you manage security and risk?

How To 136

How To Risk Management Technology US 136

American Banker

NOVEMBER 29, 2016

Debby Hopkins, chief innovation officer at Citigroup and chief executive of Citi Ventures, the bank's venture capital investment arm, is set to retire at the end of the year.

Innovation 28

Innovation Capital Regional National 28

PYMNTS

DECEMBER 9, 2016

According to Tech Nation , Glasgow has a total digital GVA of £480 million. The city’s diversity and livability, as well as political and economic disruption throughout the region, have made it home to a new breed of digital tech startups. Glasgow makes the highest contribution (16 percent) to GVA of all cities in Scotland.

Industry 100

Industry Fintech Software National 100

PYMNTS

DECEMBER 9, 2016

According to Tech Nation , Glasgow has a total digital GVA of £480 million. The city’s diversity and livability, as well as political and economic disruption throughout the region, have made it home to a new breed of digital tech startups. Glasgow makes the highest contribution (16 percent) to GVA of all cities in Scotland.

Industry 100

Industry Fintech Software National 100

PYMNTS

MARCH 5, 2018

Best Picture — Payments Innovation. By offering QR-based digital payments, smaller retailers can achieve these goals and create greater customer stickiness with little to no investment beyond the phone they already have,” said Jorn Lambert, EVP, Digital Channels and Regions, Mastercard. And the winners are….

Regulation 108

Regulation Data Regional America 108

Independent Banker

AUGUST 31, 2021

ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are there with innovative, compassionate and thoughtful responses. The community bank provided nearly 480,000 PPP loans totaling more than $13 billion to businesses across the nation. “I

Community Bank 196

Community Bank Community National Fresno 196

CB Insights

DECEMBER 19, 2019

China and Hong Kong have been no exception to the trend: fintech companies in the region raised a record $26B in 2018, and exits in the sector have been elevated over the past few years. No billion-dollar fintech exits in the region occurred prior to 2017, as shown below. Patent Analytics to see where innovation is happening next.

Fintech 51

Fintech Regional Analytics Groups 51

PYMNTS

FEBRUARY 1, 2017

Small and regional — outside of the Southeastern United States, most people haven’t heard of it. But Belk may have something to teach its more nationalized equivalents, because it is doing something that its counterparts nationwide, by and large, are not. It’s even capitalizing on the department store drain that is ongoing.

United States 100

United States Kentucky Charlotte Branding 100

PYMNTS

SEPTEMBER 22, 2017

B2B: The trillion dollar industry that gets overshadowed in innovation by consumer gee-wizardry tech, B2B is gaining more attention by the day. Across the pond, estimates Innovate Finance and Pitchbook, the B2B FinTech market has gotten nearly half of all FinTech funding in the European Union through the past year. Just sayin’.

US 108

US Apple Innovation Regulation 108

PYMNTS

MARCH 1, 2017

Looking at the geographic concentration of activity, the US was the most active region, with 47 percent of activity, followed by China at 41 percent. OrderGroove announced back in mid-January the close of a $20 million Series C round of venture funding led by National Securities Corporation.

Branding 100

Branding Retail Software User Experience 100

Tech and Finance

APRIL 29, 2016

PWC identified six priorities for success: Developing a customer-centric business model, optimizing distribution, simplifying business and operating models, obtaining an information advantage, enabling innovation and proactively managing risk, regulations and capital. It suggests that top regional banks in the U.S.

Retail 28

Retail Regional Innovation Survey 28

Tech and Finance

APRIL 29, 2016

PWC identified six priorities for success: Developing a customer-centric business model, optimizing distribution, simplifying business and operating models, obtaining an information advantage, enabling innovation and proactively managing risk, regulations and capital. It suggests that top regional banks in the U.S.

Retail 28

Retail Regional Innovation Survey 28

PYMNTS

SEPTEMBER 12, 2019

It’s also a useful way to describe the competing interests and mindsets of buyers and suppliers when making decisions about innovating the B2B payments and procurement process. Buyers want to commoditize everything (in terms of pricing and quality control), while suppliers strive to differentiate themselves (on products and services).

Payments 114

Payments Data Operations Marketing Strategies 114

Gonzobanker

JULY 7, 2015

Capital One* 29,565,607 54,374,989 24,809,382. Capital One figures are for Capital One USA direct bank and not the regional bank components. The major card-based direct banks – American Express, Capital One and Discover – have all done very well. Ally Bank $23,212,768 $60,709,382 $37,496,614.

Digital Banking 60

Digital Banking Industry Capital Strategy 60

PYMNTS

APRIL 21, 2017

ND: Heal is transforming health care with unhurried house calls through qualified doctors doing what they love and purposeful innovations that enable you to spend less time getting well and more time actually being well. PYMNTS: In your own words, what is Heal about? PYMNTS: How many rounds of funding has Heal received? politician).

Pennsylvania 128

Pennsylvania Exercises United States Florida 128

Jeff For Banks

APRIL 23, 2017

[Bank A’s] results in 2016 demonstrate our commitment to grow low-cost transaction deposits, improve our noninterest income lines of business, maintain strong credit metrics while growing loans, prudently deploy capital, and become a more efficient company. Our existing markets represent a significant growth opportunity for our company.

US 66

US Regional Marketing Branding 66

Independent Banker

APRIL 30, 2022

Brazos National Bank. Douglas National Bank. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. FSNB, National Association. Pioneer Trust Bank, National Association. Capital Community Bank.

Community Bank 172

Community Bank Community Montana Taxes 172

Fintech Labs Insights

NOVEMBER 1, 2016

But there’s a reason why analysts refer to the area as the Asia-Pacific region, and part of that reason is the presence of countries like Australia and New Zealand which, while very much a part of the Asian financial ecosystem, are often overlooked in discussion about the growth of fintech in the area. Our Friends from Down Under.

Fintech 12

Fintech Trends Capital Regional 12

CB Insights

MAY 8, 2018

As more companies look to capitalize on these commercial opportunities, investment into the drone space continues to grow. Innovations in camera technology have had significant impacts on the growing use of drones. Fortunately, conservationists are adopting innovative methods to protect and study our global ecosystems.

Exercises 78

Exercises Data Technology Industry 78

PYMNTS

SEPTEMBER 3, 2018

Almost 33 years ago, David Letterman introduced his singular innovation in stand-up comedy: the Top 10 List. CFO Adam DeWitt noted that a seven-year-old, Boston-based LevelUp serves 200 regional and national brands, with a point-of-sale (POS) approach that seeks to replicate each brand’s experience online. billion euros.

Branding 100

Branding Cards Fraud Marketing 100

South State Correspondent

OCTOBER 28, 2022

AI, payments, data, and other aspects of innovation are dropping behind the scenes. During the two weeks, there were over a hundred significant cyberattacks by nation-states on national and regional banks that you could watch unfold in near real-time (bel0w) at Gartner and Money 20/20. It is closer to five.

Conference 195

Conference Technology Las Vegas Trends 195

South State Correspondent

MARCH 15, 2023

It turns out that confidence is more valuable than capital. The ratio would provide a bank’s current core capital position to risk-adjusted assets. Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio.

social media 195

social media FDIC Branding Management 195

CB Insights

FEBRUARY 1, 2019

orders, or a daily average of 700,000 orders, in Q3’18, and reached 12M orders on Indonesia’s National Online Shopping Day in December. This analysis focuses on where insurance innovation in the market is happening today and where it is headed next. Innovation in offline channels is a critical component of distribution.

Policies 61

Policies Lending Operations Examples 61