Independent Banker

JANUARY 31, 2022

Southern Bancorp partners with other community banks to increase loan accessibility and financial literacy to low-income customers. As CEO of Southern Bancorp, Darrin Williams wants to promote relationships between community banks and CDFIs to create more prosperous communities. Photo by Dero Sanford.

Community Bank 172

Community Bank Community Leadership Arkansas 172

Jeff For Banks

AUGUST 2, 2021

One of my tweeps (Twitter friends), is Andy Schornack, CEO of Flagship Bank Minnesota, based in Wayzata. He exemplifies the best of next generation bank leadership, with eyes wide open to the next iteration of banking in our rapidly changing environment.

Community Bank 78

Community Bank Community Minnesota Metro 78

South State Correspondent

MARCH 13, 2023

The abrupt collapse of Silicon Valley Bank (SVB) is a stunning example of bank leadership not understanding interest rate risk, running into trouble with an inverted yield curve, and ignoring the impact of a severe monetary correction on long-duration assets.

Risk Management 221

Risk Management Management Community Bank Community 221

Independent Banker

APRIL 30, 2022

In community banking, we’re not ones to rest on our laurels. We’re always raising the bar for ourselves, our teams and our communities to ensure we provide the best possible services to our customers. It set the tone for my priorities as a bank leader. My Top Three. As a leader, you too are an educator.

Community Bank 171

Community Bank Community Knowledge Base Leadership 171

Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. This reflects a larger industry trend. For many, commercial real estate lending may be the ticket.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

Independent Banker

DECEMBER 1, 2021

Under the leadership of CEO Randell Leach, Beneficial State Bank is pursuing an ambitious mission of financial activism and strong corporate values. The idea that community banking can be a force for positive change is at the heart of Beneficial State Bank, which engages its customers through financial activism.

Oakland 153

Oakland Community Community Bank Leadership 153

Independent Banker

AUGUST 31, 2022

But equally important is what they should be doing to keep the talented employees that they already have, both to avoid a short-term staffing crisis and to keep the pipeline of leadership full. However, community banks have a big opportunity to stand out from the crowd of potential employers.”. Malvern Bank’s personal touch.

How To 91

How To Louisville Community Bank Training 91

Independent Banker

MAY 1, 2020

From thoughtful choices about capital investments to ways we can support small businesses, what we do today intentionally shapes where we’re heading tomorrow. As we reflect on the 90 years we have served community banks, we recognize that we have been and continue to be committed to our business model.

Community Bank 126

Community Bank Community social media Leadership 126

Independent Banker

JUNE 30, 2022

The Peoples Bank helped the Jones family of Legacy Dairy in Hiseville, Ky., From left, Ally Jones; bank chairman, president and CEO Terry L. Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. The bank provides crop insurance to farmers in 11 states.

Community Bank 172

Community Bank Community National Philadelphia 172

Independent Banker

AUGUST 25, 2016

Wisconsin bank uses LEAD FWD Summit as a development resource. You can feel the energy boost at Park Bank from its leadership development program. Young employees at the community bank in Madison, Wis., In 2015, the bank paid for 10 employees to attend the conference. By Tim Cook. are excited.

Conference 104

Conference Leadership Community Bank Community 104

South State Correspondent

APRIL 19, 2023

Some small banks, for example, do nothing more than have their CEO call the largest depositors twice per year to check in and thank them. This is one of the great mysteries of community banking. Almost every community bank touts its commitment to the relationship.

How To 195

How To Examples Resources Community Bank 195

Independent Banker

APRIL 30, 2019

I was blown away by the incredible community banks that are featured, and I have a feeling you’ll feel the same way! Even after such a phenomenal ICBA LIVE and the ICBA Capital Summit, which may be happening as you read this, I can still draw such inspiration from our nation’s community bankers. I’m so glad that I did.

Community Bank 70

Community Bank Tampa Community Washington 70

Gonzobanker

MAY 4, 2020

Nothing against proud announcements from fintechs, but while some of us at Cornerstone come from fintech leadership backgrounds, most of us are former bankers, and we really love hearing banking stuff from bankers. Two of the best stories we’ve heard are from Atlantic Union Bank. and Citizens Bank of Edmond.

Fintech 78

Fintech Leadership Community Bank US 78

Independent Banker

APRIL 30, 2022

During the pandemic, many community banks needed to change how they operated. It can clarify roles and responsibilities, encourage timely communication and help community banks operate more efficiently. When the pandemic hit in early 2020, mitigating risk took on a whole new meaning for community banks.

Oregon 91

Oregon Community Bank Community Meeting 91

PYMNTS

FEBRUARY 19, 2019

As concerns are raised about how industry consolidation might impact competition, Federal Reserve Chairman Jerome Powell is warning that it could hinder small businesses’ access to capital and financial services. He pointed to the Community Reinvestment Act, which encourages banks to loan to small businesses.

Marketing 108

Marketing Community Community Bank Industry 108

Celent Banking

APRIL 28, 2017

Most industry observers have focused on FIS’s preoccupation of late with its integration of the SunGard corporate banking and capital markets products with FIS’ existing retail-oriented bank IT solutions. As Ford has shown with its 3.5L

Innovation 150

Innovation Detroit Community Bank Strategy 150

Independent Banker

MARCH 31, 2019

It’s always great to be with fellow community bankers, and now, as ICBA president and CEO, our members! Our theme this year was all about being bold, in innovation, leadership and life. for our ICBA Capital Summit. later this month for ICBA’s Capital Summit ( icba.org/capitalsummit ), I encourage you to register.

Washington 70

Washington Memphis Community Nashville 70

Abrigo

MAY 5, 2022

It also examines how community banks are different than other types of financial institutions, along with strategies for optimal operations. Guests and Marksberry typically talk leadership, life, and advice for listeners, all while telling stories of their journeys to leadership in the financial sector. keep me informed.

Community 195

Community Lending Maine Resources 195

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. Corey Neil.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Celent Banking

APRIL 28, 2017

Most industry observers have focused on FIS’s preoccupation of late with its integration of the SunGard corporate banking and capital markets products with FIS’ existing retail-oriented bank IT solutions. As Ford has shown with its 3.5L

Innovation 134

Innovation Detroit Community Bank Strategy 134

Independent Banker

AUGUST 31, 2022

Daniel Galindo, pictured, and Doug Schaeffer of Woodforest National Bank helped involve the community bank in providing funding for and access to affordable housing. Maximizing NOAH. This initiative is only one of the programs that reflect Woodforest’s ongoing commitment to affordable, inclusive housing.

Austin 91

Austin Texas Community National 91

Gonzobanker

DECEMBER 19, 2022

2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. What an amazing leadership story. Goes to CSI.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. Grab some popcorn and watch.

Fintech 195

Fintech Community Regional Technology 195

Independent Banker

APRIL 28, 2016

Leadership Team—Citizens Bank of Las Cruces’ executive management team, from left: Jed Fanning, Tim Hargrove, Ruth Christopher and George Ruth. Citizens Bank of Las Cruces. As a community bank, Citizens Bank of Las Cruces has roots in our community, in our history and in our culture. Las Cruces, N.M.

Leadership 70

Leadership Community Community Bank US 70

CFPB Monitor

AUGUST 13, 2018

McWilliams stated that the FDIC’s top priorities included: (1) reducing regulatory burden on community banks; (2) increasing the speed with which the FDIC reviews charter and deposit insurance applications; and (3) assisting banks to introduce new financial products that serve underserved communities.

FDIC 68

FDIC Community Lending Guidelines 68

Gonzobanker

JUNE 18, 2018

CRIF’s ACTion product is its newest platform, currently being pitched to community banks and credit unions. But, even though Nguyen’s all-in commitment is encouraging, no amount of scale or capital will change the fact that MeridianLink’s customer service reputation has suffered greatly in recent years. The Bottom Line.

Lending 60

Lending Leadership Community Bank System 60

Independent Banker

JANUARY 26, 2016

Of course, community banks are the primary economic engines behind small businesses on Main Street America, funding more than 60 percent of all small-business lending. This is a mindset shift for communities. Entrepreneurs are the ones who will transform the community.”. Clearly, community banks aren’t angel investors.

Miami 70

Miami Community Bank Community Resources 70

Independent Banker

JANUARY 28, 2016

All of those folks have a truly genuine appreciation for compliance and devote considerable attention to ensure that the bank is properly addressing all of our regulatory risk areas. IB: How did your bank weather the TRID mortgage disclosure rule changes? The community banks absolutely do not need the policing that large banks require.

Community 70

Community Compliance Community Bank Leadership 70

Jeff For Banks

MAY 21, 2011

See the table for the average age of FI leadership for publicly traded banks and thrifts. If this is the case, then I put to you that neither the CEO nor the Board has done a very good job of developing leadership in the organization making successful next- generation passing of the baton doubtful. It tells a challenging story.

Leadership 73

Leadership Community Pennsylvania Capital 73

Gonzobanker

DECEMBER 17, 2021

After leading a great and vibrant organization at Andrews Federal Credit Union, Jim and his family have taken on a new adventure, and the Gonzo team is confident Jim’s ambition and transparent leadership style will be welcome in Raleigh, N.C. The Bank That Gets Fintech. Goes to Larry Mazza and the crew at MVB Bank in West Virginia.

Fintech 148

Fintech Strategy Leadership Lending 148

Independent Banker

DECEMBER 13, 2015

Even if you’re not required to use either version of the Cybersecurity Assessment, beta users say it can help your community bank gauge its cybersecurity risks and ultimately guard against cybercrime. At the Bank of Luxemburg, a $290 million-asset community bank in Luxemburg, Wis., Real-world testing. “I

Tools 70

Tools Community Community Bank Security 70

Independent Banker

NOVEMBER 24, 2015

Even if you’re not required to use either version of the Cybersecurity Assessment, beta users say it can help your community bank gauge its cybersecurity risks and ultimately guard against cybercrime. At the Bank of Luxemburg, a $290 million-asset community bank in Luxemburg, Wis., Real-world testing. “I

Tools 70

Tools Community Community Bank Security 70

Jeff For Banks

APRIL 9, 2019

What if the company is more capital intensive, and has to carry more capital than other companies? Spread is usually 80%-85% of a community bank's revenues. If not a publicly traded bank, you can calculate the BBV contribution to net income and multiply by a peer p/e multiple to get your aggregate BBV.

Branding 60

Branding Regional Nashville Tennessee 60

Jeff For Banks

MARCH 27, 2015

Perhaps the financial crisis, which credit unions survived surprisingly well with the exception of corporate credit unions (similar to bankers'' banks), woke up credit union leadership to scrutinize operating expense to increase profits. Where do you think credit unions get their capital? Yes, you read profits.

Analysis 60

Analysis Strategy Groups Community 60

Gonzobanker

DECEMBER 19, 2017

THE BANKING AWARDS. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. Best Bank Sale of the Year – Although it was early in the year, the Bank of North Carolina’s (BNC Bancorp) sale to Pinnacle Financial wins.

Conference 114

Conference Industry Community Bank Community 114

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 183

Idaho Community Industry Strategy 183