Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. This reflects a larger industry trend. For many, commercial real estate lending may be the ticket.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Independent Banker

DECEMBER 1, 2021

Under the leadership of CEO Randell Leach, Beneficial State Bank is pursuing an ambitious mission of financial activism and strong corporate values. The idea that community banking can be a force for positive change is at the heart of Beneficial State Bank, which engages its customers through financial activism.

Oakland 153

Oakland Community Community Bank Leadership 153

Independent Banker

AUGUST 31, 2022

But equally important is what they should be doing to keep the talented employees that they already have, both to avoid a short-term staffing crisis and to keep the pipeline of leadership full. However, community banks have a big opportunity to stand out from the crowd of potential employers.”. Malvern Bank’s personal touch.

How To 91

How To Louisville Community Bank Training 91

Independent Banker

MAY 1, 2020

From thoughtful choices about capital investments to ways we can support small businesses, what we do today intentionally shapes where we’re heading tomorrow. As we reflect on the 90 years we have served community banks, we recognize that we have been and continue to be committed to our business model.

Community Bank 126

Community Bank Community social media Leadership 126

Abrigo

MAY 5, 2022

Banking Transformed Banking Transformed by the Financial Brand’s Jim Marous has new episodes several times a month and features executives from financial institutions, financial technology firms, authors, consultants, and other experts in the banking industry.

Community 195

Community Lending Maine Resources 195

PYMNTS

FEBRUARY 19, 2019

banking industry is in flux, largely thanks to federal policy that has made it easier (and faster) for institutions to merge. That may be good news for banks, but some policymakers are concerned that industry consolidation is reducing access to financial services in rural areas.

Marketing 108

Marketing Community Community Bank Industry 108

Gonzobanker

DECEMBER 19, 2022

As expected, these rate hikes stopped the mortgage industry in its tracks. Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought.

Community 216

Community Fintech Industry Innovation 216

Independent Banker

JUNE 30, 2022

The Peoples Bank helped the Jones family of Legacy Dairy in Hiseville, Ky., From left, Ally Jones; bank chairman, president and CEO Terry L. Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. The bank provides crop insurance to farmers in 11 states.

Community Bank 172

Community Bank Community National Philadelphia 172

Independent Banker

APRIL 30, 2019

I was blown away by the incredible community banks that are featured, and I have a feeling you’ll feel the same way! Even after such a phenomenal ICBA LIVE and the ICBA Capital Summit, which may be happening as you read this, I can still draw such inspiration from our nation’s community bankers. I’m so glad that I did.

Community Bank 70

Community Bank Tampa Community Washington 70

Independent Banker

AUGUST 25, 2016

Wisconsin bank uses LEAD FWD Summit as a development resource. You can feel the energy boost at Park Bank from its leadership development program. Young employees at the community bank in Madison, Wis., In 2015, the bank paid for 10 employees to attend the conference. By Tim Cook. are excited.

Conference 104

Conference Leadership Community Bank Community 104

Independent Banker

MARCH 31, 2019

It’s always great to be with fellow community bankers, and now, as ICBA president and CEO, our members! Our theme this year was all about being bold, in innovation, leadership and life. for our ICBA Capital Summit. later this month for ICBA’s Capital Summit ( icba.org/capitalsummit ), I encourage you to register.

Washington 70

Washington Memphis Community Nashville 70

Gonzobanker

DECEMBER 14, 2023

Bank leaders must feel like Rocky Balboa after 15 rounds with Apollo Creed. Just think of what the industry dealt with in the last 12 months: The brunt of the unprecedented scope and pace of Fed rate hikes hit home, and banks have seen an.80 The housing industry, and mortgage banking revenue, came to a stop.

Fintech 194

Fintech Community Regional Technology 194

Celent Banking

APRIL 28, 2017

My favorite and I believe useful analogy for banking system engineering is that of automobile engineering, an industry that has a similarly colorful past and has been marked by fits and starts of innovation over the past 120 years. FIS’s core banking "brands" (Systematics, Horizon, IBS, Profile, etc.)

Innovation 150

Innovation Detroit Community Bank Strategy 150

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. Corey Neil.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Celent Banking

APRIL 28, 2017

My favorite and I believe useful analogy for banking system engineering is that of automobile engineering, an industry that has a similarly colorful past and has been marked by fits and starts of innovation over the past 120 years. FIS’s core banking "brands" (Systematics, Horizon, IBS, Profile, etc.)

Innovation 134

Innovation Detroit Community Bank Strategy 134

CFPB Monitor

AUGUST 13, 2018

McWilliams stated that the FDIC’s top priorities included: (1) reducing regulatory burden on community banks; (2) increasing the speed with which the FDIC reviews charter and deposit insurance applications; and (3) assisting banks to introduce new financial products that serve underserved communities.

FDIC 68

FDIC Community Lending Guidelines 68

Gonzobanker

DECEMBER 17, 2021

MOEs like this are rare in the credit union industry, but we expect with continued demands for scale there will be more. Best Fintech Acquisition by a Bank. Fifth Third Bank ’s August acquisition of digital healthcare platform Provide (purchase price not disclosed). The Bank That Gets Fintech. Hats off to a legacy Randy.

Fintech 143

Fintech Strategy Leadership Lending 143

Independent Banker

APRIL 28, 2016

Leadership Team—Citizens Bank of Las Cruces’ executive management team, from left: Jed Fanning, Tim Hargrove, Ruth Christopher and George Ruth. Citizens Bank of Las Cruces. As a community bank, Citizens Bank of Las Cruces has roots in our community, in our history and in our culture. Las Cruces, N.M.

Leadership 70

Leadership Community Community Bank US 70

Gonzobanker

JUNE 18, 2018

CRIF’s ACTion product is its newest platform, currently being pitched to community banks and credit unions. But, even though Nguyen’s all-in commitment is encouraging, no amount of scale or capital will change the fact that MeridianLink’s customer service reputation has suffered greatly in recent years. The Bottom Line.

Lending 60

Lending Leadership Community Bank System 60

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Bad things about the banking industry. Let us break it down for you.

Idaho 172

Idaho Community Industry Strategy 172

Jeff For Banks

MAY 21, 2011

If I had a nickel for every time an investment banker predicted the mass consolidation of our industry I could buy a free round to all attendees at next month''s Financial Managers'' Society Forum. See the table for the average age of FI leadership for publicly traded banks and thrifts. It tells a challenging story.

Leadership 70

Leadership Community Pennsylvania Capital 70

Independent Banker

JANUARY 26, 2016

Of course, community banks are the primary economic engines behind small businesses on Main Street America, funding more than 60 percent of all small-business lending. This is a mindset shift for communities. Entrepreneurs are the ones who will transform the community.”. Clearly, community banks aren’t angel investors.

Miami 70

Miami Community Bank Community Resources 70

Independent Banker

JANUARY 28, 2016

All of those folks have a truly genuine appreciation for compliance and devote considerable attention to ensure that the bank is properly addressing all of our regulatory risk areas. IB: How did your bank weather the TRID mortgage disclosure rule changes? The community banks absolutely do not need the policing that large banks require.

Community 70

Community Compliance Community Bank Leadership 70

Gonzobanker

DECEMBER 20, 2019

Kent Oram, CEO, Idaho Central Credit Union – As evolution, revolution and occasional shareholder dilution occur across the industry, a leader in Idaho has quietly worked over the past 12 years on accumulating legendary performance. It was always clear how much Jones loves his credit union, his team and his community.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 19, 2017

THE BANKING AWARDS. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. Best Bank Sale of the Year – Although it was early in the year, the Bank of North Carolina’s (BNC Bancorp) sale to Pinnacle Financial wins.

Conference 91

Conference Industry Community Bank Community 91

Independent Banker

DECEMBER 13, 2015

Even if you’re not required to use either version of the Cybersecurity Assessment, beta users say it can help your community bank gauge its cybersecurity risks and ultimately guard against cybercrime. At the Bank of Luxemburg, a $290 million-asset community bank in Luxemburg, Wis., Real-world testing. “I

Tools 70

Tools Community Community Bank Security 70

Independent Banker

NOVEMBER 24, 2015

Even if you’re not required to use either version of the Cybersecurity Assessment, beta users say it can help your community bank gauge its cybersecurity risks and ultimately guard against cybercrime. At the Bank of Luxemburg, a $290 million-asset community bank in Luxemburg, Wis., Real-world testing. “I

Tools 70

Tools Community Community Bank Security 70

Jeff For Banks

MARCH 27, 2015

Nearly four years ago, I tested the higher interest on deposits claim in a guest post with the exact title on The Financial Brand , an industry publication geared towards marketing executives at banks and credit unions. Where do you think credit unions get their capital? Yes, you read profits.

Analysis 60

Analysis Strategy Groups Community 60

Gonzobanker

DECEMBER 20, 2018

To be in Chip’s presence is to soak up energy, optimism and the mash-up of traditional banking and technology. Goes to the most overused word in our industry in 2018: journey. Bank Purchase of the Year. CVB Financial acquires Community Bank. It’s pretty potent stuff. The Don’t Stop Believing Award.

Fintech 102

Fintech Conference Innovation Community 102

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. Besides other industries, has anyone else noticed that 80% of the major digital banking fintech provider HQs are in Texas?

United States 88

United States Texas Austin Kansas City 88

Banking 2020

DECEMBER 11, 2015

In order to grow and maintain a business, regardless of the industry, it is important to be able to properly identify two types of customers –those who are happy and those who you are at risk of losing. Analytics can play a key role in helping identify and segment these customers to initiate retention programs proactively.

Data 40

Data Analytics Analysis User Experience 40

Gonzobanker

FEBRUARY 7, 2018

Big announcements like JP Morgan Chase’s to hike the pay of 22,000 workers and build 400 new branches certainly had bankers inspired to show some level of investment and even civic leadership from the tax break. Sarver grew Alliance from a small $700 million community bank acquisition to a $20 billion powerhouse in less than 15 years.

Taxes 75

Taxes Video Analytics Arkansas 75

Jeff For Banks

APRIL 21, 2012

I learn a lot from bankers as I visit their offices, speak to them on the phone or at industry events. Since I estimate my Twitter community only reads about 10% of their tweet stream, and so many of my blog readers do not follow Twitter, below are selected quotes that I tweeted so far this year. We should focus on big banks."

Community Bank 70

Community Bank Community Groups Lending 70

Gonzobanker

DECEMBER 22, 2015

BTW, it’s amazing how much an impending industry funding issue can get us focused again. ‘C’mon Community bank marketing resources. Two very strong and focused community banks unite to combine big bank reach with community bank style and make the bet that it can scale to $15 billion and beyond.

Community Bank 60

Community Bank Apple Community Technology 60

Jeff For Banks

APRIL 14, 2022

2019 Mehrsa Baradaran Baradaran, Mehrsa The Color of Money: Black Banks and the Racial Wealth Gap 2019 Neil Barofsky Barofsky, Neil Bailout: An Inside Account of How Washington Abandoned Main Street While Rescuing Wall Street 2012 Patricia Beard Beard, Patricia Blue Blood and Mutiny: The Fight for the Soul of Morgan Stanley 2007 Ben S.

America 78

America National Denver United States 78