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How to Measure Interest Rate Risk Effectively in Banks & Credit Unions

Abrigo

Would you like other articles on asset/liability management in your inbox? As recently as May 2021, regulators identified interest rate risk as among the key risks in the economy, financial markets, and the banking industry that could affect insured institutions. FDIC) noted in its 2021 Risk Review. check out Webinars.

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5 Reasons to Increase SBA Loan Origination at Your Bank or Credit Union

Abrigo

Want other articles like this on SBA loan origination in your inbox? Investors buy these loans because the interest rates are generally high compared to the risk, as the only risk the investor incurs is prepayment risk," the FDIC said in a " Supervisory Insights ” article. Looking to Increase SBA Loan Origination? Watch Webinar.

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5 Reasons to Increase SBA Lending at Your Bank or Credit Union

Abrigo

Would you like others articles like this in your inbox? Investors buy these loans because the interest rates are generally high compared to the risk, as the only risk the investor incurs is prepayment risk," the FDIC said in a " Supervisory Insights ” article. Looking to Increase Loans through the SBA? Check out these resources.

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Hot Topics: How to Prepare for Your Next BSA Exam

Abrigo

Want more BSA training and articles emailed to you? Leadership must actively support and understand compliance efforts. Leadership and staff understand the purpose of its BSA/AML efforts and how its reporting is used. Here's a guide to help. The institution devotes adequate resources to its compliance function. keep me informed.

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Deposit Pricing Basics Part 1: The Concepts

South State Correspondent

Further, deposit gathering and its associated pricing strategy are among the most arduous efforts to understand compared to other industries. In this set of articles, we will cover the basics and the advanced practice of deposit pricing and gathering. Elasticity: In intro economics class, you might have learned the law of demand.

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How do you feel about a 30% capital ratio?

Jeff For Banks

Take Simon Johnson, former chief economist of the International Monetary Fund, co-author of 13 Bankers , and commentator on the NY Times Economix blog (see photo). I understand that putting greater amounts in reserve, or provisioning, reduces profits and therefore equity, so the two are linked. True for depositors, not shareholders.

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