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When banking is free …

Chris Skinner

I really enjoyed a recent article on CGAP (the Consultative Group to Assist the Poor). If you don’t know them, CGAP is a global partnership of over 30 leading organizations that seek to advance financial inclusion. What if, as with information, transactions want to be free? What would it take to accomplish?

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Bankers: Please End This Practice. Or It Will End You.

Jeff For Banks

You know, the practice of allowing bankers to raise deposit rates only if the customer calls and complains. I heard, "what would you like us to do?" or "where were you with this advice in 2017 or 2018?" However, the reference in the book was to a blog post written in 2018, titled Hot Rates, Swipe Left.

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Hot Rates - Swipe Left

Jeff For Banks

According to my firm's profitability outsourcing service, branches have fewer retail checking accounts than two years ago. Deposit gains were made through growth in average balances per account. If you're a commercial bank, you may be fine if this trend is happening at your institution. You should check. And it's too bad.

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The untapped opportunity of the unbanked

Jessica Ellerm

billion individuals in the developing world do not have access to a bank account. Perhaps it’s better to imagine the emerging markets as a blank canvas for a better financial model. In the future, as long as you have access to affordable and useful financial services, being unbanked might not be such a bad thing after all.

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What’s wrong with superannuation and can fintech help?

Jessica Ellerm

In the past six months I’ve been spending a good deal of time researching and getting to know the superannuation sector. For those of you who aren’t familiar with Australia’s compulsory savings scheme, superannuation consists of a 9.5 It would seem passive is where the smart money and minds are moving.

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#31daysofwealthhacks – the joy, the tears and the learnings

Jessica Ellerm

In fact, I’d say in our secular world, New Year Resolutions are as close to an atheist’s Lent as you’ll get, with most of us knowing someone doing something. And 1 in 10 Gen Y’s will post their resolutions to social media, in a bid to make themselves more accountable. The birth of #31daysofwealthhacks.

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FinovateFall 2017 Live Blog – Day 2

William Mills

William Mills Agency will be live blogging at FinovateFall 2017. 12:15 pm Well it’s time for a break, see you back after lunch. 90% of all Americans don’t have a retirement account.” Check back for new updates throughout the day. Presenters – Robb Gaynor, Danny Piangerelli, Craig Agulnek. MalauzaiMonkeys. AlphaPoint.

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