Abrigo

SEPTEMBER 7, 2023

Adapt to a dynamic banking environment with real-time lending & credit data Lender dashboards and reports showing the lending pipeline, pricing trends, emerging risks, workflow bottlenecks, etc. They can result in sub-optimal lending for community banks and credit unions as well as the communities they serve across the country.

Report 195

Report Lending Trends Data 195

PYMNTS

NOVEMBER 12, 2020

Enterprise resource planning (ERP) banking platform FISPAN announced in a press release Thursday (Nov. We see a roadmap of engagement, where each step in the partnership can deliver clear value to Mastercard, FISPAN and our mutual bank customers,” said Shields in the release.

Resources 215

Resources Fintech Innovation Tools 215

Abrigo

OCTOBER 16, 2023

You might also like this resource: "Building a strong future: Succession planning strategies for you AML program." As a Bank Secrecy Act (BSA) Officer, navigating Anti-Money Laundering (AML) concerns has exposed me to the intricacies of safeguarding these institutions. Resources for financial crime training can be limited.

Training 195

Training Compliance Fraud Policies 195

Perficient

MARCH 27, 2023

” While the recent bank failures of Silicon Valley Bank and Signature Bank have many US congressmen and citizens wondering about the future of cryptocurrencies, across the pond, the Bank of England is soliciting input into the possibilities of issuing a digital pound.

US 294

US Management Innovation Technology 294

PYMNTS

NOVEMBER 23, 2020

These regulations are being crafted in a world where consumers and businesses are now conducting a large number of their daily tasks and transactions virtually. Only 20 percent of these consumers stated they would be comfortable sharing their data with outside sources, the report found. Around The Data Protection World.

Industry 298

Industry Regulation Data Study 298

PYMNTS

NOVEMBER 23, 2020

But there’s a new data revolution underway and this one is on the consumer side, as financial data aggregators are very much in the news. It is an open banking platform on one level and it also is a data management platform for consumers on another. The latest developments come from Mastercard.

Data 293

Data Innovation Big Data Marketing Strategies 293

South State Correspondent

AUGUST 16, 2023

If you were ever to pay attention to the consumer, the time is now. Even if your bank has limited consumer exposure, given that the consumer composes approximately 66% of the US economy, and, according to the yield curve and market pundits, we are all staring into a recession, paying close attention to consumer trends is critical.

Trends 195

Trends Cards Capital Data 195

PYMNTS

DECEMBER 10, 2020

Consumers were forced to swiftly adapt to a world where their primary way to interact with businesses or banks became digital-first, with the pandemic seemingly increasing the number of consumers turning to digital tools to conduct their financial activities. Developments From Around The World of Digital-First Banking.

ATM 233

ATM Tools Study Mobile 233

Abrigo

SEPTEMBER 11, 2023

Strategies for adopting AI at your financial institution Abrigo CTO Ravi Nemalikanti offers insights on how banks and credit unions can begin to utilize generative AI. You might also like this webinar, "Banking as a service: Objectives, opportunities, and obstacles." Let us step back in time and look at the last 50 years.

Risk Management 195

Risk Management Data Technology Fintech 195

Abrigo

MAY 5, 2022

Podcasts for Bank & Credit Union Execs & Staff Are Plentiful; Here Are 10 Good Ones These banking podcasts discuss current events, strategic and policy issues, competition, digitalization advice, and more. Takeaway 3 This top banking podcasts list includes very popular ones, as well as others of interest. Indeed, with 2.8

Community 195

Community Lending Maine Resources 195

South State Correspondent

MAY 9, 2023

In the wake of regional bank failures, one potential answer to equity shorting and bank runs is having the FDIC increase deposit insurance. The regulators are considering three options: raising the limit above $250k, raising the cap for only certain accounts (such as banks’ business accounts), or eliminating the cap entirely.

FDIC 195

FDIC Regulation Capital Management 195

Gonzobanker

JULY 8, 2022

The operational world of cash, checks, deposit slips, passbooks, and teller terminals used to dominate bank tech budgets. Those were the days of green screen cores and server-based ancillary applications, and digital banking was a Star Trek thing of the future. Enterprise Resource Manager. 2: Talent Shortage.

Resources 147

Resources Leadership Technology Management 147

Abrigo

DECEMBER 22, 2023

You might also like this resource, Abrigo's "2022 Loan Review Benchmark Survey Results." download NOW Takeaway 1 The most popular blog posts on the Abrigo site reflect many of the priorities community banks and credit unions had in 2023. Abrigo's blog covered these and other subjects in 35 credit and lending-specific posts this year.

Lending 221

Lending Risk Management Community Management 221

Banking Exchange

JANUARY 19, 2022

UOB will acquire Citi’s consumer banking franchises in the four countries Retail Banking Financial Trends Feature Lines of Business Customers Feature3 Human Resources Management M&A.

Resources 78

Resources Trends Retail Management 78

Jack Henry

OCTOBER 27, 2022

In the wake of monumental economic disruption brought on by the COVID-19 pandemic – along with widespread financial fragmentation caused by consumers dividing their financial resources between multiple providers – a bright spot has emerged.

Strategy 78

Strategy Resources Study 78

Abrigo

FEBRUARY 14, 2023

You might also like this checklist for preparing for the CFPB 1071 rule DOWNLOAD Takeaway 1 Bank and credit union executives are worried about complying with the CFPB's upcoming final rule on small business loan application data. Visit CFPB 1071 resources for lenders for more on data collection requirements for small business lending.

Data 195

Data Lending Compliance Resources 195

Abrigo

JULY 25, 2023

This article describes what financial crime staff need to know about how the FedNow Service works and what to do now to prepare fraud and AML functions for the bank or credit union’s implementation of this service. Many of these tips are provided in the FedNow Service Readiness Guide , a good resource from FedNow to help with preparation.

Fraud 195

Fraud Payments Security Resources 195

PYMNTS

DECEMBER 9, 2020

Bank customers would fall behind on their payments, and their banks might react by imposing fees or having a case manager work with them to bring their accounts back up to speed. In severe cases, banks might have to take the drastic measure of closing accounts altogether. Managing credit risk used to be a reactive process.

How To 245

How To Management Report Strategy 245

Cisco

DECEMBER 13, 2022

There is pressure from shareholders, consumers, employees, and regulators for organizations to move towards a more sustainable future, and to set ambitious greenhouse gas (GHG) emissions reduction goals. Additional Resources: . FIs are in a position to help build and accelerate sustainable development.

Industry 144

Industry San Jose New York City Resources 144

PYMNTS

AUGUST 4, 2020

When the story of the coronavirus is written, when it comes to financial services, the key chapters will focus on the pace at which innovation accelerated — and where a range of players came together to create ecosystems, rather than to simply compete in zero-sum, winner-take-all bids for consumers.

Google 298

Google Digital Banking Course Branding 298

Banking Exchange

SEPTEMBER 22, 2021

Plus: Technology Credit Union hires chief credit officer, Guggenheim Securities expands consumer and retail investment team, and banking veteran joins Rochelle State Bank Management Feature Human Resources Feature3 Community Banking.

Digital Banking 78

Digital Banking Community Bank Resources Community 78

Independent Banker

OCTOBER 1, 2022

“While there’s no cyber or data security silver bullet, by bringing the theoretical into a true banking environment, we can begin to establish action plans that speak to real-world attacks.”. Cyber and data security have long been areas of emphasis for community banks, but in today’s escalating digital environment, that focus has grown.

Exercises 126

Exercises Community Bank Community Resources 126

Jack Henry

OCTOBER 25, 2021

Most community banks and credit unions aren’t strangers to the concept of open banking. The pandemic drove this point home as more consumers turned to mobile and online banking for every service imaginable, from account opening to check deposits. Who is going to help you take advantage of these possibilities?

Community Bank 78

Community Bank Resources Community Fintech 78

PYMNTS

APRIL 28, 2020

Banking may be forever altered. The ongoing coronavirus pandemic is disrupting financial services, as consumers pull back on spending, raise cash to deal with emergencies and take to ordering, well, everything online. He cited contactless cards and wearable devices as ways and means for consumers to continue to shift away from cash.

Digital Banking 248

Digital Banking Online Fraud Customer Experience 248

Gonzobanker

FEBRUARY 29, 2024

While growth and scale are helpful, bank leaders need to dive deeper into enterprise performance data to uncover the smart efficiency opportunities. Well folks, they’re back—the cries from the rooftops, in the media and at conferences that “Scale Matters” in our consolidating and technically transforming banking industry.

Tools 166

Tools Analytics Data System 166

PYMNTS

JANUARY 20, 2021

In announcing its fiscal second-quarter results, the Cincinnati-based consumer goods giant also credited its “constructive disruption” strategy for a 15 percent jump in earnings, which also allowed it to increase its full-year forecast.

Online 292

Online Report Strategy Trends 292

PYMNTS

AUGUST 6, 2020

Payments are an omnipresent part of life for corporates and consumers alike, with the United States seeing 174.2 Only 26 percent of all consumer purchases in the U.S. are made with cash , for example, and 63 percent of consumers have at least two credit cards. Only 26 percent of all consumer purchases in the U.S.

Regulation 245

Regulation Payments Innovation Fintech 245

PYMNTS

DECEMBER 7, 2020

"Small businesses face similar challenges that big retailers face when they transact online, because through marketplaces, they are able to reach out to millions of consumers," he told PYMNTS in a recent interview. But most people forget that we're still talking about small businesses with a limited number of resources.".

Capital 356

Capital Online Tools Lending 356

Abrigo

JANUARY 24, 2024

Account for the details before your FDIC bank acquisition Consider these tips for assessing your institution and a to-be-acquired institution for a smooth integration You might also like this webinar, "Valuation and purchase accounting: Navigating the changing M&A landscape."

FDIC 195

FDIC Regulation Strategy Data 195

Perficient

OCTOBER 27, 2022

Seeking additional arrows in their quiver against large bank failures, on October 14, 2022, the Federal Reserve Board (FRB) and Federal Deposit Insurance Corporation (FDIC) published an Advance Notice of Proposed Rulemaking (ANPR). Current Category I-III Bank Rules. For large banking organizations that are not U.S.

Capital 275

Capital Regulation FDIC Regional 275

PYMNTS

DECEMBER 31, 2020

Businesses are accustomed to turning to their banks for access to payments services, so financial institutions (FIs) that wish to remain competitive need to be able to meet this need. Banks and CUs have options for how they make these upgrades. FIs appear well-aware of their business customers’ interest in real-time payments, too.

Payments 168

Payments Resources Survey Examples 168

PYMNTS

SEPTEMBER 18, 2020

Nacha , the nonprofit that manages the movement of trillions of dollars in electronic payments, announced the debut of voice payments and cybersecurity resources on Thursday (Sept. She noted that verifications can also utilize information tied to payment history.

Payments 220

Payments Exercises Resources Fraud 220

PYMNTS

NOVEMBER 10, 2020

With open banking technologies making their way beyond the world of consumer finance and into the business banking market, new use cases are emerging from the legislation that opens up bank account data and offers FinTechs opportunities for new functionalities via deeper data integrations. Bringing Order To Bank Data.

Data 189

Data Management Resources Operations 189

PYMNTS

APRIL 27, 2020

Financial institutions’ (FIs’) consumers and business clients expect instant access to needed financial services regardless of which devices they use, but reality can fall short of their expectations. One study recently determined that the number of digital banking users is expected to exceed 3.6 Starting at the Core.

Digital Banking 248

Digital Banking Tools social media Mobile 248

PYMNTS

NOVEMBER 4, 2020

In its March 2020 brief “Developments in Open Banking and APIs: Where Does the U.S. the Federal Reserve Bank of Boston said, “To date, U.S. regulators acknowledge that although there is a market and demand for open banking, the current regulatory structure prioritizes consumer protection.”. One need only look to the U.K.

US 171

US Boston Regulation Data 171

PYMNTS

FEBRUARY 1, 2021

The global payments ecosystem is still in flux after a year of rapid changes caused by the pandemic, and instant payments are becoming more intriguing to consumers around the globe. One PYMNTS study found that 59 percent of United States consumers would use instant payments because of their convenience, for example.

Payments 246

Payments Regional Study Examples 246

PYMNTS

SEPTEMBER 15, 2020

The technology takes on the task of handling international business payments with a complete offering that will directly connect with an educational institution’s enterprise resource planning (ERP) system, according to a Tuesday (Sept. 15) announcement.

Payments 175

Payments Resources System Compliance 175