The Financial Brand

JULY 11, 2021

Banks and credit unions should view trends in the fintech space to determine where threats and opportunities exist and where resources should be deployed. The post 8 Fintech Trends Changing Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 43

Trends Fintech Banking Trends Analysis 43

The Financial Brand

NOVEMBER 15, 2021

Having achieved wide adoption, fintechs are now building a holistic ecosystem. Banks have much to gain in this process if they move quickly. The post Fintech 2.0: Is Your Bank Ready for the ‘Great Rebundling’? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

AUGUST 3, 2021

When a fintech buys a bank, what happens? The post CEO Reveals Plans for LendingClub’s Unique Fintech+Bank Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. In this case, voracious loan acquisition is combined with a huge potential for primary checking.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

AUGUST 3, 2021

The torrent of fintech app downloads is radically altering the mobile banking landscape, pushing marketers to rethink strategies. The post What Traditional Banks Can Learn From Fintech Apps’ Explosive Growth appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis Strategy 43

The Financial Brand

NOVEMBER 1, 2021

Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model. The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 41

Fintech Banking Trends Analysis Trends 41

The Financial Brand

SEPTEMBER 9, 2021

Current isn't just another fintech. The post Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions.

Fintech 43

Fintech Banking Trends Analysis Strategy 43

The Financial Brand

JUNE 13, 2021

New data confirms that consumer loyalties are shifting rapidly to large fintechs like PayPal, and that digital payments are a key reason. The post Payments and Digital Drive Consumers to Big Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 38

Fintech Payments Banking Trends Analysis 38

The Financial Brand

SEPTEMBER 30, 2021

Signs point to stricter rules for how nonbanks can use banking terms in their apps and marketing, complicating banking-as-a-service deals. The post Will Regulators ‘De-Bank’ Challengers, Neos, Cryptos & Fintechs? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Regulation 40

Regulation Fintech Banking Trends Analysis 40

The Financial Brand

JANUARY 12, 2022

to fully embrace open banking, even though consumers routinely link third-party apps to their bank accounts. The post New Data: People Don’t Trust Open Banking or Fintechs, But Use Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights. It may take years for the U.S.

Fintech 42

Fintech Data Banking Trends Analysis 42

The Financial Brand

JUNE 2, 2021

Acting chief at the national banking regulator wants to end fragmented views on financial innovation and has made CRA reform a top priority. The post New OCC Chief Targets Fintech/Banking Deals & Crypto for Scrutiny appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis National 43

The Financial Brand

SEPTEMBER 21, 2021

The post Banking-as-a-Service Sharply Alters the Roles of Banks and Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. BaaS' is redefining when and where all types of companies provide financial services. There are huge implications for legacy institutions.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

AUGUST 23, 2021

The post More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here’s why you might want to jump on the BaaS train while it’s still in the station.

Fintech 43

Fintech Training Banking Trends Analysis 43

The Financial Brand

OCTOBER 13, 2021

The integration of finance and digital technology has resulted in exponential growth of digital banking and fintech solutions. The post Digital Finance Penetration Surpasses That Of Social Media appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

social media 43

social media Banking Trends Analysis Digital Banking 43

The Financial Brand

DECEMBER 5, 2021

Hands down, speed is the biggest competitive advantage a bank or credit union can have. The post 3 Ways Any Financial Institution Can Move with Fintech Speed appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here's why, and what it takes to dial it up.

Fintech 38

Fintech Banking Trends Analysis Trends 38

The Financial Brand

AUGUST 9, 2021

Personalization via 'Netflix-style' banking, financial gamification, and super-app strategy will help traditional institutions adapt. The post Three Fintech Trends Banks and Credit Unions Can’t Ignore appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 37

Trends Fintech Banking Trends Analysis 37

The Financial Brand

SEPTEMBER 12, 2021

Increasing demand for digital loans and faster decisions is changing the face of consumer lending. The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 38

Lending Fintech Banking Trends Analysis 38

The Financial Brand

JULY 5, 2021

The post Consumers Funding Construction Loans in Innovative Fintech Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities.

Innovation 33

Innovation Fintech Banking Trends Analysis 33

The Financial Brand

JANUARY 8, 2023

This article Banks Increase Collaboration With Fintechs and Third Parties appeared first on The Financial Brand. Fintech firms and third-party solution providers are speeding the development of new business models in banking through collaborative innovation.

Fintech 43

Fintech Branding Innovation Banking Trends 43

PYMNTS

AUGUST 2, 2016

Digital banking trends and advancing technology can imply that the unbanked or the underbanked are a diminishing group in U.S. Blankenship thinks that a lack of access to banks and high fees will increase the number of underbanked who are turning to payday lenders instead.

Cleveland 100

Cleveland US Data Banking Trends 100

The Financial Brand

JULY 19, 2021

Digital banking engagement leads to more customer data and better customer experiences, which leads to greater loyalty and higher profits. The post The Future of Loyalty in Banking is at Risk appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Customer Experience 43

Customer Experience Banking Trends Analysis Digital Banking 43

Chris Skinner

JULY 7, 2017

Sørensen Chris Skinner needs no introduction in the fintech and banking space. We met Chris Skinner for a talk on the latest global banking trends and how banks mainly in Europe and North America deal with the challenges of their legacy systems and position and face the dramatic changes in the financial services market.

America 223

America Maine Trends Innovation 223

The Financial Brand

JANUARY 5, 2022

Fintechs are making deep inroads in the small business banking market, including lending, forcing banks to up their game. The post Top Trends Transforming Business Banking in 2022 and Beyond appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 41

Trends Banking Trends Analysis Lending 41

The Financial Brand

SEPTEMBER 1, 2021

Nerve, a mobile banking app started by two fintech marketing veterans, aims to help musicians deal with their unique financial needs. The post Does a New Neobank for Musicians Herald a Micro-Niche Trend? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 43

Trends Banking Trends Analysis Branding 43

The Financial Brand

NOVEMBER 21, 2021

The mobile bank is the second European challenger within a few weeks to bow out. Fintech experts weigh in on what it means for banking. Market (And 500,000 Customers) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The post Why Neobank N26 Is Abandoning the U.S.

Marketing 41

Marketing Banking Trends Analysis Trends 41

The Financial Brand

NOVEMBER 7, 2021

Increasingly consumers want solutions to their money conundrums and they don't care if it comes from a bank, a fintech or some combination. The post Why Open Banking Is a 2022 Must-Have for U.S. Financial Institutions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 41

Banking Trends Analysis Trends Branding 41

The Financial Brand

JANUARY 17, 2022

Many digital money management functions that make fintech and neobank offerings so popular still don't show up on most mobile banking apps. The post Where Banks & Credit Unions Are Missing the Mark with Mobile Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Mobile 38

Mobile Banking Trends Analysis Trends 38

The Financial Brand

JANUARY 19, 2022

A charter is a plus for the fintech, but the impact for traditional institutions may depend on the status of their digital transformation. The post SoFi Gets Approval to Become a Bank – Should Legacy Banks Care? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 37

Banking Trends Analysis Trends Branding 37

The Financial Brand

JUNE 29, 2021

Anticipation about the mega-retailer's banking ambitions stokes fears, but the evolving role of hybrid fintech/neobank Green Dot is key. The post Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Cards 42

Cards Banking Trends Analysis Trends 42

The Financial Brand

SEPTEMBER 12, 2021

The post One Fintech’s Plans Reveal How BNPL Could Spread Further Into Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle.

Banking Trends 40

Banking Trends Analysis Trends Branding 40

The Financial Brand

JULY 1, 2021

While fintechs, neobanks and other new competitors threaten, the bank versus credit union battle continues. The post 7 Trends Credit Unions Must Jump On or Lose Essential Opportunities appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 43

Trends Banking Trends Analysis Branding 43

The Financial Brand

JUNE 13, 2021

To compete with fintech lenders, traditional financial institutions must simplify internal processes and improve mobile experiences. The post Consumer Lending Transformation Requires Speed, Simplicity and a Digital Mindset appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 43

Lending Banking Trends Analysis Trends 43

The Financial Brand

JUNE 24, 2021

21 deals with neobanks and fintechs like Aspiration, Ellevest and Greenwood sent a community bank down an unexpected (and profitable) path. The post Community Bank Builds Future on ‘Banking as a Service’ & Google Plex appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Community Bank 41

Community Bank Community Google Banking Trends 41

The Financial Brand

DECEMBER 1, 2021

Fintechs have stolen a march on banks and credit unions in apps that manage shared financial relationships, but banking has advantages. The post Could Shared Financial Services Redefine Primary Banking Relationships? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 33

Banking Trends Analysis Trends Branding 33

The Financial Brand

SEPTEMBER 7, 2021

just became 'bank branches.' Should traditional institutions — and fintechs — be worried? The post Walgreens Wades into Consumer Banking Melee with ‘Scarlet’ Account appeared first on The Financial Brand - Banking Trends, Analysis & Insights. 9,000 pharmacies across the U.S.

Banking Trends 33

Banking Trends Analysis Trends Branding 33

The Financial Brand

SEPTEMBER 7, 2021

just became 'bank branches.' Should traditional institutions — and fintechs — be worried? The post Walgreens Wades into Consumer Banking Melee with ‘Scarlet’ Account appeared first on The Financial Brand - Banking Trends, Analysis & Insights. 9,000 pharmacies across the U.S.

Banking Trends 33

Banking Trends Analysis Trends Branding 33

The Financial Brand

JANUARY 19, 2022

But traditional institutions and fintechs must earn the trust of these young consumers. The post Gen Z’s Top Priorities When Selecting a Financial Service Provider appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Retail bankers may assume they have Gen Z down pat.

Banking Trends 31

Banking Trends Analysis Trends Branding 31

The Financial Brand

SEPTEMBER 21, 2021

Moves involving Plaid and Q2, and Envestnet Yodlee and TD Bank will boost adoption of fintech data sharing by banks and credit unions. The post Data Sharing Partnerships Give a Big Boost to Open Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Data 26

Data Banking Trends Analysis Trends 26