Abrigo

APRIL 19, 2022

Credit and Lending Software Overcome Common Lending Problems Banks and credit unions that leverage an integrated lending and credit platform reap the benefits of a consistent, efficient and defensible lending program. Would you like other articles like this in your inbox? Lending and Credit Software.

Lending 195

Lending Software Management Handbook 195

CFPB Monitor

JUNE 14, 2021

Two leaders of the CFPB’s Fair Lending Office – Patrick Ficklin, Fair Lending Director, and Charles Nier, Senior Fair Lending Counsel – recently published an article advocating for broader use of special purpose credit programs (“SPCPs”) by creditors.

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Lending Regulation Study Washington 78

Abrigo

AUGUST 25, 2021

Takeaway 2 A consumer loan origination system can help FIs offer a fully digital retail lending experience. How can FIs overcome retail lending challenges? In today's competitive – and increasingly digital – consumer lending environment, financial institutions will need to find ways to adapt to changing customer expectations.

Lending 195

Lending System Community Retail 195

Abrigo

FEBRUARY 23, 2022

Loan Decisioning Allows Small Business Lending to Grow Community financial institutions can leverage automated loan underwriting to increase small business lending and achieve consistency. . Would you like other articles like this in your inbox? Small business lending is a focus. SMB lending underwriting flexibility.

Lending 195

Lending Community Bank Community Analysis 195

South State Correspondent

FEBRUARY 20, 2023

Who the competition is, what the lending competition is offering, their delivery channels, and service levels can help community banks differentiate their services and enhance their competitive advantage. We will write more on this topic in our next article. Community bankers need to understand their competitive landscape.

National 195

National Lending How To Community Bank 195

Chris Skinner

OCTOBER 10, 2018

One article typified this feeling: High-society fintech under pressure … The post Why P2P lending works in some markets and not in others appeared first on Chris Skinner's blog. So many unicorns are loss-making firms, and billion-dollar valuations on million-dollar revenues seems like a lot of hype.

Lending 344

Lending Marketing Fintech Regulation 344

CFPB Monitor

AUGUST 13, 2020

The article begins with a discussion of a 1972 report issued by the National Commission on Consumer Finance (NCCF). ” The Fed article observes that although consumer credit markets have changed considerably since the NCCF report was published, the Fed’s findings suggest that “the NCCF’s conclusions are still valid today.”.

Study 148

Study Survey National Analysis 148

Abrigo

JULY 20, 2021

From leveraging PPP technology to building relationships, reasons for boosting SBA lending are numerous. . Would you like others articles like this in your inbox? Takeaway 1 SBA lending can expand your product offerings to help win deals with prospects and existing business customers or members. Why SBA Lending?

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

DECEMBER 31, 2019

The top lending and credit blog posts focused on improving loan pricing, creating a better experience for borrowers, and developing risk ratings. Those priorities are apparent in the most popular Abrigo lending and credit blog posts for the year. Popular articles about credit, lending. Lending & Credit Risk.

Lending 150

Lending Community Bank Software System 150

South State Correspondent

FEBRUARY 27, 2022

In our article last week ( HERE ), we discussed how the yield curve is currently flat between the three and 20-year points. Current Risk in Term Lending. The post Our ARC Lending Tactic For Quality Loan Growth appeared first on SouthState Correspondent Division.

Lending 195

Lending Community Bank Community Meeting 195

PYMNTS

MARCH 26, 2019

In 2015, news outlets ran articles about the “ gold mine ” of venture capital investments in the alternative finance sector. But there is evidence that investors’ appetite for alternative lending startups is on the wane, even as overall FinTech funding continues to climb — and as the success of the alternative lending market grows, too.

Lending 190

Lending Capital Fintech Security 190

South State Correspondent

MAY 15, 2024

The thinking is that diversification-induced lending leads to banking resiliency. We believe that while lending diversification leads banks to lend more in normal times (especially for banks over $50B in assets) and does benefit the general economy, community banks should be careful in how and where they choose to diversify.

Community Bank 195

Community Bank Community Lending Study 195

South State Correspondent

MAY 15, 2024

The thinking is that diversification-induced lending leads to banking resiliency. We believe that while lending diversification leads banks to lend more in normal times (especially for banks over $50B in assets) and does benefit the general economy, community banks should be careful in how and where they choose to diversify.

Community Bank 195

Community Bank Community Lending Study 195

South State Correspondent

MAY 29, 2019

In this short article, we explore one often overlooked aspect of competitor surveillance and how this one technique can help protect your bank. While banks must always ask if they are taking the right risks and the right amount of risk, it is probably the competitors that you are not watching that is causing you the greatest risk.

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Lending Management 279

Abrigo

JULY 2, 2019

The following article is based on the whitepaper, The Ag Lender’s Survival Guide by Rob Newberry, SVP of Credit Risk Services at Abrigo. Assigning credit risk is tricky with ag lending since both environment and economic factors carry significant weight. The post How to Mitigate Ag Lending Risks appeared first on Abrigo.

Lending 150

Lending How To Strategy Trends 150

Abrigo

MAY 15, 2020

Customer due diligence (CDD) steps that should be taken by the lending institution includes: If the loan is being made to an existing customer and the Customer Identification Program (CIP) information was previously verified, there is no need to re-verify the information. Lending & Credit Risk. Member Business Lending.

Lending 195

Lending Rhode Island Fraud Los Angeles 195

South State Correspondent

JULY 17, 2022

Why Use Swaps, Caps, Floors, and Collars in Lending. Next week’s article will consider how lenders should position, price, and compare swaps, caps, floors, and collars for their borrowers. The post Using Swaps, Caps, Floors, and Collars in Lending – Part I appeared first on SouthState Correspondent Division.

Lending 195

Lending Marketing Examples Policies 195

South State Correspondent

JULY 5, 2020

In this article, we focus on four key steps of what banks can do to continue to add earning assets to their balance sheet. How a community bank underwrites and books commercial credit through the end of 2020 will have a significant impact on the bank’s profits and credit quality through the entire next business cycle.

Community Bank 195

Community Bank Community Lending 195

The Financial Brand

MARCH 26, 2024

This article How a Regulatory Nudge Pushed Payday Lending into the Mainstream, Benefiting Borrowers and Banks appeared first on The Financial Brand. The big banks have embraced small dollar lending, saving millions of consumers billions of dollars annually, according to a new report.

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Lending Branding Report Banking Trends 35

The Financial Brand

JANUARY 17, 2024

This article 7 Keys to Successful Commercial Real Estate Lending appeared first on The Financial Brand. Thanks to rising interest rates, CRE lending section has faced some tough times nationwide. This article 7 Keys to Successful Commercial Real Estate Lending appeared first on The Financial Brand.

Lending 32

Lending Branding 32

Abrigo

OCTOBER 27, 2014

The article comments, “A range of roadblocks to loan growth exist, including fears of a race to the bottom on pricing and an uneven economic recovery. bank and credit union, on total loan growth quarter over quarter paint a picture of the state of bank lending leading up to the third quarter. Source: Sageworks Bank Information.

Lending 247

Lending Report Trends Community 247

The Financial Brand

APRIL 3, 2024

This article Inside Capital One’s Auto Lending Innovation Machine appeared first on The Financial Brand. This article Inside Capital One’s Auto Lending Innovation Machine appeared first on The Financial Brand.

Capital 26

Capital Lending Innovation Branding 26

The Financial Brand

NOVEMBER 13, 2023

This article Artificial Intelligence Can Boost Lending Without a Whiff of Generative AI appeared first on The Financial Brand. AI can drive better decision making in lending by helping banks and credit unions find the sweet spots among credit risks.

Lending 34

Lending Branding 34

Abrigo

MAY 19, 2023

Introduction A few good men and women In previous articles, we have explored the objectives of a loan review and credit risk review system in general. They should be knowledgeable of both sound lending practices and their own institution’s specific lending guidelines.

Training 195

Training Lending Risk Management Guidelines 195

Abrigo

OCTOBER 17, 2023

This article describes recent comments by financial regulators about managing change. Supervisory priorities Banking examiners to focus on managing change As banks and credit unions face an ever-evolving landscape that requires adaptability and innovation, they would be wise to take stock of their change management processes.

Management 195

Management Lending Risk Management Strategy 195

South State Correspondent

NOVEMBER 18, 2019

NEW PRODUCT DEVELOPMENT In past articles, we have talked at length about using agile methodology for application development, for technical product innovation, and for your risk processes.

Lending 170

Lending Innovation Marketing 170

The Financial Brand

FEBRUARY 14, 2024

This article How Alternative Consumer Credit Data Increasingly Supports Lending Decisions appeared first on The Financial Brand. This article How Alternative Consumer Credit Data Increasingly Supports Lending Decisions appeared first on The Financial Brand. Here's why it's a growing indicator.

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Lending Data Branding Analytics 28

The Financial Brand

OCTOBER 4, 2023

This article Community Banks & Credit Unions Revive Personal Lending with Fintech Help appeared first on The Financial Brand. This article Community Banks & Credit Unions Revive Personal Lending with Fintech Help appeared first on The Financial Brand.

Community Bank 36

Community Bank Community Lending Fintech 36

The Financial Brand

SEPTEMBER 7, 2023

This article Growth in Home Equity Lending Cools Off as Interest Rates Hit Pain Point appeared first on The Financial Brand. A wave of home equity lending helped buoy the banking industry as mortgages dried up, but fresh data shows the tide is receding.

Lending 35

Lending Branding Industry Data 35

Gonzobanker

MARCH 23, 2022

” As I wrote in a recent Fintech Snark Tank article, The Coming Boom In Metaverse Lending For Banks , virtual real estate sales are skyrocketing. Commercial real estate lending is the better analogy. Banks have developed a competency in evaluating real real estate lending. Enabling the Gaming Ecosystem.

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Lending Fintech blockchain Video 103

The Financial Brand

AUGUST 30, 2023

This article Current Moves Toward Lending — and Profitability — with Secured Credit Card appeared first on The Financial Brand. This article Current Moves Toward Lending — and Profitability — with Secured Credit Card appeared first on The Financial Brand.

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Lending Security Cards Branding 33

Abrigo

JUNE 2, 2015

Overall auto lending at credit unions is up more than 30 percent in recent years, a positive sign that CUs remain competitive in an evolving banking landscape. In a recent article from Credit Union Times , 71 million consumers had an auto loan in the first quarter of 2015, the most since the recession and an increase of 1.2

Lending 150

Lending San Antonio CA Sacramento 150

The Financial Brand

OCTOBER 25, 2023

This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand. This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand.

America 34

America Lending Branding Banking Trends 34

PYMNTS

JULY 28, 2017

the embattled bank, is reportedly overhauling its auto lending unit in an effort to control risk. The lending staff in the offices will be relocated to central offices in Chandler, Arizona, and Irving, Texas, noted the report. Wells Fargo & Co., and get rid of the regional manager positions in the impacted offices.

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Lending Arizona Regional Texas 100

ABA Community Banking

APRIL 23, 2020

A new article in the Washington Post yesterday spotlighted the round-the-clock efforts of community banks to make Paycheck Protection Program loans with a largely remote workforce. The post Washington Post Article Spotlights Community Banks’ PPP Efforts appeared first on ABA Banking Journal.

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Washington Community Bank Community Lending 59