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Model Risk Management: Regulatory Priorities and Best Practices

Abrigo

Meet Model Risk Management Expectations Updates to the FDIC Risk Management Manual should steer institutions toward a model that manages risk and drives growth. Would you like other articles like this in your inbox? FDIC Update. Model Risk Management in the spotlight.

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Retail Deposits: Analyzing Deposit Stickiness in the Current Interest Rate Environment

Perficient

In our previous article, “ Transaction Accounts: Analyzing Deposit Stickiness in the Current Interest Rate Environment ,” Perficient’s Financial Services Risk Management and Regulatory Capabilities Center of Excellence (CoE) explored the sharp decline in transaction account balances over an 18-month period. Contact us today!

Retail 221
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What Banks Can Learn from the Republic Bank Failure

South State Correspondent

With the assistance of the FDIC, Fulton Financial acquired certain assets, debt and deposits of Republic Bank. A slew of articles have been published explaining the reason for this bank’s failure. However, that faster growth was not unusual and reflects the bank’s higher growth markets.

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Silicon Valley Bank Failure – Lessons in Interest Rate Risk Management

South State Correspondent

While we will cover the general lessons HERE , in this article, we wanted to focus on the root cause – how and why interest rate risk caused the second-largest bank failure in US history (Washington Mutual was the largest in 2008). That fact makes the bank’s deposits less sticky and subject to outflow at any sign of insolvency.

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5 Campaigns to Increase Deposits Targeting Digital Wallets

South State Correspondent

In this article, we highlight the details of these digital wallets and provide bankers with five marketing campaigns to bring these deposits back on balance sheet. Banks should have campaigns ready to go and then launch an email campaign marketing the bank’s safety, soundness, control, and liquidity.

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The most popular CECL, ALM, & portfolio risk blogs of the year

Abrigo

Takeaway 2 Management reports, probability of default, and model validation topics were found in the top blogs for risk professionals. Takeaway 3 Updates on interest rate forecasting and best practices for managing CRE risk were among the most-read blogs. The FASB’s description of proposed changes can be found here.

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Community Bank Performance – 2Q Lessons

South State Correspondent

On September 7, 2023, the FDIC released its banking profile. This quarterly publication provides a comprehensive financial results summary for all FDIC-insured institutions (4,645 commercial banks and savings institutions insured by the FDIC). Rising market interest rates. While banks under $10B in assets comprise 97.8%