PYMNTS

NOVEMBER 19, 2019

Payments is in a state of constant change, with decision points shifting as fast as each innovation, disruption and tweak in consumer behavior. Financial institutions (FIs) face the issue of whether to outsource their credit card programs or do it themselves – a decision that will maintain its importance in the coming new decade.

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PYMNTS

NOVEMBER 11, 2019

The Apple Card’s Big Launch. Early accounts seem to indicate that the just-launched Apple -branded credit card is finding its way into customers’ hands, and into heavy use. According to issuer Goldman Sachs , they have opened up about $10 billion in credit lines in just over month for the Apple Card.

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Bank Innovation

NOVEMBER 8, 2017

EXCLUSIVE – Green Dot has leveraged its bank-as-a-service in deals with both Apple and Intuit. The company announced on its earnings call yesterday that it was powering the newly announced Apple Pay Cash P2P payment service, as well as offering a prepaid card to customers of Intuit’s TurboTax software.

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PYMNTS

MARCH 2, 2020

It’s really difficult, the banking ecosystem is not fast and that’s just reality,” Jim McCarthy, industry expert and former innovation head for Visa, told Karen Webster in a recent conversation. The Headwinds Creating The Innovations Gap . According to the latest edition of the Innovation Readiness report, only 22.3

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PYMNTS

JANUARY 28, 2021

A transformation toward contactless payments is underway at the nation’s credit unions as the public shuns cash and even physical cards to lower infection risks with COVID-19. The use of Apple Pay, Google Pay and other digital wallets has also been on the upswing since the start of the pandemic. The High Stakes Of Offering Contactless.

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PYMNTS

SEPTEMBER 7, 2020

In B2B payments, the commercial card has experienced a dramatic spike in adoption this year as organizations accelerated their digital transformations and, unable to physically enter the office, began to rely on electronic payments to conduct their business. Winter Blues. Spring’s SMB Support. Spring began in dramatic fashion.

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PYMNTS

OCTOBER 16, 2019

Today in the payment’s news roundup, Goldman Sachs CEO David Solomon said there has been a lot of demand for Apple Card as of its launch in August. Goldman CEO Boasts Of High Apple Card Demand. Goldman Sachs CEO David Solomon noted that there has been a lot of demand for Apple Card as of its launch in August.

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PYMNTS

NOVEMBER 12, 2018

Find out how retailers are enabling purchases in stores as well as through apps, smart speakers and smart watches with new and innovative payment methods: A little more than eight in 10 — or 81 percent — of consumers travel to a store to make a purchase. The service also works with the Galaxy S9 and S9+ smartphone models.)

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PYMNTS

JUNE 17, 2020

At least, that’s what commercial card technology players believe, with this week’s rundown of the latest initiatives in corporate card solutions placing a focus on returning business trip volume. Expensify Links Cards To Booking. Emirates Islamic Launches Cards For SMBs.

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Bank Innovation

JANUARY 30, 2019

Apple’s mobile payment service Apple Pay helped the company’s services business revenue grow 19% year-over-year to reach an all-time high of $10.9 Apple Pay processed over 1.8 billion in the first quarter of 2019.

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Perficient

JULY 11, 2022

Afterpay does not perform a hard credit check on users, but it can still affect credit if users have a credit card as the form of payment connected to their Afterpay account or if they fail to pay back their loans. Fintech enthusiasts should also keep a close watch on Apple’s newly unveiled BNPL system, Apple Pay Later.

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PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

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PYMNTS

JUNE 27, 2016

At launch, the service was positioned as an innovative replacement for a well-entrenched standard considered not well-suited for a mobile and digital world. This, everyone, is the Apple Pay story, 20 months post-launch. . We now have observations every quarter since the launch of Apple Pay.

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Apple Mobile Cards Payments 165

PYMNTS

SEPTEMBER 6, 2019

Why Invisible Will Make 2020’s Payments Innovation Roar. Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Visa: Chip Cards Reduce Counterfeit Fraud By 87 Pct.

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PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. They saw a greenfield waiting to be planted. The list goes on.

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Bank Innovation

AUGUST 22, 2018

As it makes its way to South Africa and continues to amass impressive partnerships with the likes of Alipay and PayPal, Samsung Pay might have completed three years in the mobile payments market, but its numbers still lag its main rival, Apple Pay. Samsung revealed yesterday that it had completed 1.3

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PYMNTS

APRIL 10, 2019

FinTech startup Extend announced it has raised $11 million in Series A financing, as it tries to capitalize on interest in virtual credit cards. Extend , which was founded in 2017 by American Express and Capital One veterans, provides the technology so companies can provide virtual credit cards to employees and contractors instantly.

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PYMNTS

JULY 27, 2020

“Given the seismic shift to digital, the COVID-19 pandemic is forcing retail to achieve innovation in three to six months that would otherwise have taken three to five years. The pandemic has brought uncertainty to many businesses, but at the same time, it has sparked innovation,” said Ro Bhatia , chief operating officer at sticky.io.

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PYMNTS

SEPTEMBER 6, 2019

Legal marijuana may have a massive payments problem, but that’s not stopping retail innovation in perhaps the newest area of legitimate commerce in the U.S. No one would ever mistake a marijuana dispensary for a food truck, but that is what one shop in Reno, Nevada calls itself when charging customers’ credit cards. and Canada.

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Retail Innovation Colorado Payments 121

PYMNTS

AUGUST 3, 2017

Consumers can still find the standard line-up, of course, but these days it’s also possible to get a maple bacon donut, a jalepeno cheese donut, an Apple Jax and Fruit Loops donut to name a quick few of the near infinitude of ridiculously fancy donuts the marketplace has on offer. One can even buy a poutine donut, if they so desire.

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PYMNTS

MARCH 1, 2017

Creating innovation that’s both meaningful and lasting requires more than just coming up with a great idea. PYMNTS: How would you define your company’s approach to innovation? TC: Traditionally, we’ve relied on our partners and client advisory committees to help direct our innovation, which in a way made us a fast follower.

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PYMNTS

JANUARY 4, 2019

Apple Pay , for instance, was viewed positively by about 94 percent of customers, but only 70 percent of QSR managers agreed. That’s not to say that debit cards and cash receive universal praise from QSR managers. Operations in physical stores didn’t often align with the operations of their online counterparts.

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PYMNTS

JULY 10, 2020

“We are seeing more and more issuing banks championing virtual cards that feed directly into mobile wallets, doing away with plastic once and for all.”. For example, do we really need plastic cards anymore? In fact, some issuers really did find it hard to maintain these operations at the height of the COVID-19 pandemic.

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Payments Cards Mobile Innovation 201

PYMNTS

SEPTEMBER 16, 2020

The question for Apple is: Will the slew of offerings announced this week be enough to bring new users into its ever-expanding ecosystem, and also keep current consumers, well, consuming? 15), Apple unveiled a slew of watches and services in a bid to give a tailwind to hardware sales and boost its services business. On Tuesday (Sept.

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PYMNTS

OCTOBER 12, 2020

Amazon is introducing a new QR-code-based augmented reality (AR) experience to help bring interactive and shared experiences for a mobile user, according to Apple's App Store listing. thus far, with the country's mobile providers like Apple having mostly avoided the idea. But the form of payment hasn’t been wholly adopted in the U.S.

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PYMNTS

DECEMBER 20, 2016

As documented in the December edition of the Unattended Retail Tracker™ , the results of a six-month long study conducted by USA Technologies show that just informing customers that a merchant or vendor accepts Apple Pay and other mobile wallets can boost overall sales by more than 36 percent. percent increase in total transaction. .

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Report Innovation Payments Apple 100

PYMNTS

SEPTEMBER 18, 2020

The first was that American mobile-wallet providers pretty much avoided it, starting with Apple eschewing QR codes in 2014 in favor of the higher-tech (and more secure) NFC technology. It turned out Americans liked paying by card just fine and weren’t looking for a change. Second, U.S. Or at least they weren’t until COVID-19. “You

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PYMNTS

NOVEMBER 15, 2019

Goldman Denies Discriminatory Apple Card Practices, Says It Will Reassess Limits. Goldman Sachs has promised to reevaluate how credit limits are determined for Apple Card users after being accused of gender discrimination. Amazon To Build $40M Robotics Innovation Hub Near Boston. Google Dives Into DDAs.

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PYMNTS

APRIL 28, 2020

Robbins said the pandemic is “driving remarkable innovation” in the foodservice sector, something that is greatly needed by restaurants that are seeking creative approaches to ordering and delivery. Last month, Paytronix urged restaurants to make use of gift cards, which can help ease the burden many are facing.

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PYMNTS

AUGUST 17, 2017

Looking back over a five-year time frame, with an eye on innovation that has enabled all of the above top-down momentum in payments, the executive said the most important events have included a real “difference between infrastructure changes and what the customer might see.”. A lot of companies do that, but we don’t.”

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PYMNTS

MAY 13, 2020

“I was going through an airport about a week before everything started shutting down, and all I could think was, thank God I have Apple Pay so I don’t have to touch anything,” Michelle Tempesta, head of product at Paytronix , told PYMNTS in a recent conversation. It is an idea that sounds out of the box today, admittedly.

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Cards Branding Innovation Data 251

PYMNTS

MARCH 17, 2017

That’s why payments innovation isn’t just about delivering a solution, but delivering one that can create efficiency and reduce risk in a secure manner. PYMNTS: What does innovation mean to you? ML: To me, innovation means bringing relevant technology, products and services to our customers or partners we are targeting.

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PYMNTS

JULY 30, 2020

Plus, the testimony of tech giants on Capitol Hill revealed chief executive officer views on competition and innovation. The audit determined that personal information held by the main digital payments system in the country operated by the RuPay card network was vulnerable. Enova To Buy OnDeck In $90M Stock And Cash Deal.

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PYMNTS

MAY 2, 2017

Mastercard today announced the appointment of CIO Ed McLaughlin to president, Operations and Technology. Everyone likes to talk about the T in operations and technology,” McLaughlin said. That’s how it lives every day, everywhere — the consumer experience is the operation.”. And likewise, knowing when to hold back.

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PYMNTS

APRIL 10, 2019

certification: They must, for instance, resolve issues when a payment reader’s too-powerful field strength results in damaged smartphones and cards. From CVS to T-Mobile , retailers and technology providers are catering to the trend of contactless payment acceptance with new solutions and methods of handling cards from customers.

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Retail Payments Mobile Apple 259

PYMNTS

JANUARY 21, 2020

Amazon has a long history of pioneering online innovation and bringing eCommerce to the rest of the world,” said Sebastian Kanovich, CEO of dLocal. “We dLocal operates as the local merchant of record on behalf of its clients, speeding time to market and minimizing operational costs,” the release said. “It

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Payments Video Operations Apple 131

PYMNTS

APRIL 6, 2018

Bicycles in their modern form became common in the early 20th century, making them a brilliant innovation that had the misfortune of showing up on the scene shortly before a slightly better one rolled out: the automobile. It also operated dockless pedal-assist bikes in Washington, D.C. Apple Pay: Now! and Sacramento.

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