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Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit?

The Financial Brand

The post Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit? Even before COVID socked the economy community banks and credit unions saw local loan demand falling. Adapting a fintech technique may help. appeared first on The Financial Brand.

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How One Community Bank Built its Strategy from an ROA/ROE Analysis

The Financial Brand

The post How One Community Bank Built its Strategy from an ROA/ROE Analysis appeared first on The Financial Brand. With a niche focus, the bank concentrates on a few things it’s really good at that big banks can't touch and fintechs haven't pounced on.

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New Report: 100 CU Execs On The Impact Of The Pandemic On Their Payments Innovation Agenda

PYMNTS

to get their take on which technologies they believe should be the focus of innovation, as well as their plans for product development in the next three years, with our latest analysis focusing on the rapidly changing demand for new credit and debit card products in the face of the pandemic. Moreover, 89.4

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Open Banking and Ecosystems

Cisco

All of this rapid change and push for innovation means that some financial institutions need to get out of their comfort zone and re-engineer their innovation strategies to identify the best way to deliver new products and services to digital ecosystem.

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Controversy Around Fintech Bank Analysis Heats Up

The Financial Brand

A recent analysis of the players and strategies created a great debate. Controversy is not new to the discussion around fintech firms.

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Technology Is Only One Piece of True Digital Transformation in Banking

The Financial Brand

The post Technology Is Only One Piece of True Digital Transformation in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Banks and credit unions have readily embraced 'digital transformation,' but few understand what it entails beyond customer-facing apps.

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9 Misunderstood Fintech Trends Impacting Retail Banking

The Financial Brand

The post 9 Misunderstood Fintech Trends Impacting Retail Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Others, like embedded finance and DeFi are emerging. Not all trends will have equal impact.

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