South State Correspondent

JANUARY 25, 2024

Recently, larger lenders, including Bank of America, JPMorgan, Goldman Sachs, and Wells Fargo, have announced that they are seeing an elevated appetite for forward rate locks on loans for future anticipated commercial borrowings. Community banks also offer forwards to poach customers from other banks.

How To 195

How To Community Bank Community National 195

Bank Innovation

JANUARY 6, 2020

Jack Henry, the banking technology provider that specializes in community and regional banks, is expecting banks to increase their human-digital approaches in 2020.

Community 243

Community Regional Technology Company 243

Cisco

JANUARY 10, 2023

Whether a community bank or a credit union, regional insurer, or multi-national financial institution, cross-functional engagement with champions, key influencers and ultimate decision-makers also helps to eliminate silos inherent in the financial services industry.

Digital Strategies 174

Digital Strategies Strategy America Innovation 174

PYMNTS

FEBRUARY 28, 2020

To get a sense of the new frontiers in cybercrime, and how cryptocurrency helps fraudsters cover their tracks or finance their schemes … look, perhaps, to Latin America. Separately, in terms of fraud against companies, banking trojans, malware and ransomware have been coming from the Latin American region, the paper said.

America 217

America cryptocurrency Regional ATM 217

PYMNTS

JANUARY 26, 2020

Latin America-based AlphaCredit has signed up for a funding round to raise $125 million, led by SoftBank’s Latin America fund. It provides credit lines to individuals and has usually worked in communities without much access to banks. AlphaCredit is a FinTech platform with a focus on consumer lending and finance solutions.

Fintech 247

Fintech America Capital Regional 247

PYMNTS

MARCH 18, 2020

The first $15 million will go to groups directly dealing with how the virus is affecting people directly, with $5 million to institutions that handle community development, to dole out low- or no-interest loans. It will also give $1 million each to Feeding America, GlobalGiving Foundation and the China Foundation for Poverty Alleviation.

Arlington 214

Arlington Seattle Washington Virginia 214

PYMNTS

SEPTEMBER 29, 2020

The cash flow challenges for small businesses have been in place for a while, in Latin America since well before the pandemic took root. In Latin America, the infrastructure mainly relies on banks to provide kind of these types of services to the SME segment. trillion globally, according to Shoihet.

United States 286

United States Regional America Trends 286

PYMNTS

APRIL 6, 2020

The Independent Community Bankers of America (ICBA) told the Small Business Administration (SBA) and the Treasury about the “massive delays” and “failed technology” that members were facing. Financial institutions (FIs) began to accept Paycheck Protection Program (PPP) applications on Friday (April 3).

social media 130

social media America Community Regional 130

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

APRIL 24, 2019

Pérez-Tasso has been part of SWIFT’s executive team for seven years, and he is currently the company’s chief executive of the Americas and U.K. Pérez-Tasso joined SWIFT in 1995, and in 2015 was appointed as chief executive for the Americas and U.K.

Leadership 169

Leadership Regional America Community 169

PYMNTS

SEPTEMBER 22, 2020

In today’s top retail news, Philadelphia Real Estate Trust reopens its newest property, Ralph Lauren cuts its workforce and Mall of America offers space to local businesses. Mall of America To Provide 'Community Commons' For Local Companies. Philadelphia Mall Owner Takes Care Of Its Own.

Philadelphia 173

Philadelphia Retail Las Vegas America 173

Alex Jimenez

APRIL 7, 2024

In my estimation, digital leaders consist of the national banks, particularly Chase and Bank of America, a small number of regionals and community banks, and a few credit unions. A decade ago, I presented such an idea to my executive team.

Innovation 87

Innovation Management Strategy America 87

PYMNTS

OCTOBER 14, 2020

Community banks and regional banks will be able to immediately offer a platform under their own brands, enabling their business clients to automate their accounts payable (AP) through the RegalPay One application without making a large technology investment, according to the announcement.

Software 206

Software Branding California Community Bank 206

PYMNTS

OCTOBER 23, 2018

According to the companies, the area of focus and product expansion plans include developing issuer-focused solutions for tokenizing payments via mobile wallets, improving access to Visa APIs, expanding the use of push payments with Visa Direct and increasing acceptance for digital payments among small and medium-sized businesses in the region.

Company 128

Company Payments America Regional 128

PYMNTS

JULY 13, 2020

Today, while shutdowns have led many businesses to temporarily halt non-essential spending, many in the market actually expect the expansion of the freelancing community to accelerate as a result of market volatility. Before the pandemic hit, the global freelancing economy was expected to experience significant proliferation.

Payments 273

Payments Regional Community Trends 273

PYMNTS

OCTOBER 4, 2019

These new capabilities and partnerships fuel our mission to empower businesses to grow,” said Payoneer VP, Regional Head of Americas Iain McNicoll. business community, and are making investments in helping them address the challenges of a digital, global world. More than ever, we’re focused on the U.S. businesses.”.

Capital 152

Capital Regional America Payments 152

PYMNTS

DECEMBER 13, 2018

The partnership will expand Western Union’s account payout network and allow customers in Europe, Africa, Latin America and Asia to send remittance payments directly to customers’ mobile wallets.

Mobile 170

Mobile Denver Colorado Regional 170

TheGuardian

AUGUST 12, 2020

The headwaters of the Amazon in Ecuador and Peru are home to more than 500,000 indigenous people, including some who choose to live in voluntary isolation.

Regional 114

Regional Community Report America 114

Abrigo

NOVEMBER 21, 2014

bank and credit union, named the “ Top 15 community banks by commercial loan growth.” The list identified a significant uptick in commercial and industrial lending in the South, as 7 of the 15 community banks included are located in the region. From that subset of all U.S. Blog Bank'

Lending 186

Lending South Carolina Miami Community Bank 186

PYMNTS

JUNE 24, 2016

EMVCo also broke down EMV chip card adoption rate by regions: Europe Zone 1: 84.3% (up from 83.5% Canada, Latin America and the Caribbean: 71.7% (up from 59.5% Of the regions reviewed in the report, Europe Zone 1 had the highest percentage of chip card transactions with 97.3 Africa and the Middle East: 61.2% (up from 50.5%

Cards 103

Cards Regional America Community 103

PYMNTS

APRIL 19, 2018

“Both EMV chip card issuance and EMV chip transactions surpassing 50 percent globally is testament to the increasing maturity of the worldwide infrastructure, and [is] a significant milestone for the payments community,” EMVCo Executive Committee Chair Jack Pan commented. That is an increase from 52.4 percent in 2016. percent).

Cards 112

Cards United States Regional Technology 112

Breaking Banks

MARCH 13, 2020

This week on Breaking Banks, we hear from Andy Hernandez, Chief Digital Officer of Regions Bank in a session recorded live in the Sundance Screening Room as part of the MX Fintech Festival, and Charles Potts, Chief Innovation Officer at Independent Community Bankers of America (ICBA) and formerly Fintech Catalyst at the Advanced Technology Development (..)

Fintech 52

Fintech Georgia Washington Regional 52

Celent Banking

OCTOBER 6, 2014

In my opinion Latin America lags a little bit behind, in part for not having anything similar to the US’ Silicon Valley. I will be moderating a panel on Digital transformation in financial services next October 16th, 2014 at Next Bank Americas.

Conference 176

Conference America Innovation Industry 176

PYMNTS

JANUARY 18, 2019

. “Our partnership with MineralTree enables us to provide additional solutions targeted to the middle market,” said Mastercard Director of Commercial Partnerships for North America Greg Pastorek in a statement. That collaboration similarly involves the integration of Mastercard In Control.

Cards 138

Cards Community Bank Tools Regional 138

South State Correspondent

DECEMBER 8, 2023

The need to reduce cost, the move to instant payments, and the need to deliver more unique products and services are all driving this effort at credit unions, community banks, and mid-sized banks. Traditionally, helping with the basics, as outlined below, has been common.

Conference 195

Conference Retail Community Bank Technology 195

PYMNTS

NOVEMBER 17, 2016

PetSmart has just reached a new retail milestone: It has opened its 1,500th store in North America. PetSmart is already the largest specialty pet retailer in the region, and it continues to grow. The nearly 18,000-square-foot store opened this week in Sheradin, Colo. The latest Colorado location is part of an 80-store U.S.-Canada-Puerto

Puerto Rico 100

Puerto Rico Las Vegas Los Angeles San Francisco 100

PYMNTS

APRIL 12, 2019

As more busy people and families across North America rely on online grocery shopping and delivery, we’ve learned that different markets may need different product features to meet demand and make work more flexible for shoppers,” Instacart Chief Product Officer David Hahn said in a blog post.

Sacramento 100

Sacramento Austin Boston Regional 100

South State Correspondent

MARCH 16, 2022

Many community banks will market their fixed rate loans based on the simplicity of the prepayment provision, and this starts by understanding the value that each provision creates. We want to share his strategy so that community banks can manage their marketing more effectively. Step 1: There is No Prepayment Penalty on the Loan.

How To 195

How To Community Bank Community National 195

PYMNTS

MARCH 3, 2020

Peloton’s mantra – connecting its adherents so they can “bond, inspire and grow stronger together” – illustrates how the company caters to customers who enjoy the sense of community with other fitness buffs, even if it is only online. In the meantime, McKinsey has checked in with its estimation of COVID’s quantitative effect. percent and 2.2

Exercises 153

Exercises Regional United States Examples 153

PYMNTS

MAY 22, 2018

“The most recent transaction volume data indicates that we are moving toward EMV chip technology becoming the foundation for contact and contactless card-present payments worldwide,” said Jack Pan, EMVCo executive community chair. Canada, Latin America and the Caribbean come in at 87 percent. The data shows the U.S. percent last year.

Fraud 133

Fraud Cards United States Regional 133

Independent Banker

SEPTEMBER 30, 2021

Changing customer banking habits means it’s more important than ever for community banks to use every tool at their disposal. Community banks may have longstanding relationships with their core vendors, but that doesn’t always mean they keep up to date on all the latest features and functionalities. “But billion-asset community bank.

Community Bank 91

Community Bank Community Milwaukee Jacksonville 91

PYMNTS

JUNE 26, 2017

“It is important that we understand the challenges faced by the next generation of entrepreneurs so we can support them as we create jobs and economic growth, as well as prosperity for themselves, their families and their communities,” said HSBC Private Banking Chief of Staff Stuart Parkinson in a statement. Fifty-eight percent of U.K.

Millennials 132

Millennials Regional Report Community 132

PYMNTS

MARCH 13, 2020

Natural disasters, war and other emergencies can force people to evacuate their communities and flee their homes. These difficulties also affect many individuals from regions where official proofs of identity are never issued the first place. The World Bank estimated that one billion people lacked formal identity documents as of 2018.

Mobile 158

Mobile blockchain Regional Data 158

Let's Talk Payments

JULY 26, 2016

Over the years of growth and development of the financial technology market (and alternative financing, in particular), the eyes of the professional community have usually been fixed on two regions.

America 40

America Regional Financial Technology Community 40

Jeff For Banks

JUNE 30, 2017

Professor of city and regional planning at the University of Pennsylvania. Dodd-Frank, the CFPB, and regulators "disparate impact" doctrine are pushing community financial institutions out of consumer banking. Something about it being on my Kindle compels me to read it. Didn't see that coming.

America 60

America Report Pennsylvania Regulation 60

PYMNTS

DECEMBER 6, 2017

“The most recent transaction volume data indicates that we are moving towards EMV chip technology becoming the foundation for contact and contactless card-present payments worldwide,” said Jack Pan, EMVCo executive community chair, in a statement. percent rate and Canada, Latin America and the Caribbean come in at 87 percent.

Cards 102

Cards Regional Data America 102

Abrigo

SEPTEMBER 10, 2021

See Part I: Implications for Community Financial Institutions. The Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 (USA PATRIOT Act) was signed into law on October 26, 2001, just over a month after the attacks. Stay up-to-date on the latest FinCEN Priorities.

Training 195

Training Risk Management Pennsylvania Resources 195