Alex Jimenez

APRIL 7, 2024

In my estimation, digital leaders consist of the national banks, particularly Chase and Bank of America, a small number of regionals and community banks, and a few credit unions. A decade ago, I presented such an idea to my executive team.

Innovation 87

Innovation Management Strategy America 87

Abrigo

NOVEMBER 21, 2014

Nationally, the picture is a fine one. bank and credit union, named the “ Top 15 community banks by commercial loan growth.” The list identified a significant uptick in commercial and industrial lending in the South, as 7 of the 15 community banks included are located in the region.

Lending 186

Lending South Carolina Miami Community Bank 186

South State Correspondent

MARCH 16, 2022

Many community banks will market their fixed rate loans based on the simplicity of the prepayment provision, and this starts by understanding the value that each provision creates. We want to share his strategy so that community banks can manage their marketing more effectively. This is by far the most common provision.

How To 195

How To Community Bank Community National 195

Independent Banker

SEPTEMBER 30, 2021

Changing customer banking habits means it’s more important than ever for community banks to use every tool at their disposal. Community banks may have longstanding relationships with their core vendors, but that doesn’t always mean they keep up to date on all the latest features and functionalities. “But billion-asset community bank.

Community Bank 91

Community Bank Community Milwaukee Jacksonville 91

South State Correspondent

DECEMBER 8, 2023

The need to reduce cost, the move to instant payments, and the need to deliver more unique products and services are all driving this effort at credit unions, community banks, and mid-sized banks. Traditionally, helping with the basics, as outlined below, has been common.

Conference 195

Conference Retail Community Bank Technology 195

South State Correspondent

JANUARY 4, 2023

Many community banks have an inherent strategic advantage in bringing a new product to market faster than a national bank, yet they squander their position. As a result, national banks are eroding the customer base of the community bank. Consider that in 2021, Chase and Bank of America controlled approximately 33.9%

Community Bank 195

Community Bank Capital Lending Training 195

PYMNTS

MARCH 13, 2020

Natural disasters, war and other emergencies can force people to evacuate their communities and flee their homes. These difficulties also affect many individuals from regions where official proofs of identity are never issued the first place. The World Bank estimated that one billion people lacked formal identity documents as of 2018.

Mobile 158

Mobile blockchain Regional Data 158

Abrigo

SEPTEMBER 10, 2021

See Part I: Implications for Community Financial Institutions. The Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 (USA PATRIOT Act) was signed into law on October 26, 2001, just over a month after the attacks. Stay up-to-date on the latest FinCEN Priorities.

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Training Risk Management Pennsylvania Resources 195

PYMNTS

FEBRUARY 14, 2019

At Maps Credit Union in Oregon, which has some 64,000 members, “we have experienced firsthand the many challenges of facing financial institutions and state-sanctioned cannabis businesses,” said Rachel Pross , the credit union’s chief risk officer who was speaking as a representative of the Credit Union National Association.

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Oregon Colorado Operations Washington 230

PYMNTS

SEPTEMBER 22, 2017

Once again, the world’s alternative SMB lending industry regained the spotlight, with key deals in Asia and South America placing the industry in the top spot for this week’s B2B FinTech roundup. This week, the company secured $477,000 from venture capitalists at KK Fund, based in Singapore.

Capital 152

Capital America Lending Industry 152

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Or at least they should be. Mobile Banking Functionality Benchmark. The 2016 U.S.

Regional 28

Regional Mobile Millennials Study 28

Independent Banker

MAY 24, 2016

For example, the accounting standard will now be crystal clear that community banks can forgo certain unnecessary or inappropriate disclosures. They avoid what otherwise would have become seriously unworkable accounting requirements for community banks. Everyone contributed to this crucial victory. We must stay on point.

Community Bank 72

Community Bank Community Policies Leadership 72

PYMNTS

NOVEMBER 9, 2017

Needless to say, the nation’s small banks and their representatives are less than wholly thrilled. Mixing banking and commerce is a bad idea that keeps recurring like a bad dream,” said Paul Merski with the Independent Community Bankers of America.“It’s The proposal by the OCC was made at a banking conference in New York.

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Regulation Retail New York Apple 100

Gonzobanker

DECEMBER 19, 2022

Senators Dick Durbin (D-IL) and Roger Marshall (R-KS) with a rare bi-partisan move showing that pinch-your-banker-and-hug-your-merchant is apparently as wholesome America as apple pie. Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey.

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Community Fintech Industry Innovation 216

PYMNTS

MARCH 5, 2018

By offering QR-based digital payments, smaller retailers can achieve these goals and create greater customer stickiness with little to no investment beyond the phone they already have,” said Jorn Lambert, EVP, Digital Channels and Regions, Mastercard. In spring 2018, participating U.S. In spring 2018, participating U.S.

Regulation 108

Regulation Data Regional America 108

American Banker

SEPTEMBER 25, 2016

Andrea Smith has been a member of Bank of America's executive leadership team since 2010, first serving as global head of human resources before transitioning last year to chief administrative officer.

America 28

America Leadership Resources Community Bank 28

American Banker

NOVEMBER 17, 2016

The Independent Community Bankers of America have asked a federal judge to reject a motion by the National Credit Union Administration petitioning for the dismissal of a lawsuit filed by ICBA that challenges recent revisions to the agency's member business lending regulation.

America 28

America National Community Lending 28

PYMNTS

JULY 4, 2016

Entrepreneurs and investors across Australia’s largest city are working to revamp the tech community, with the intention of transforming Sydney into Australia’s own Silicon Valley. Tel Aviv Fuels Israel’s ‘Startup Nation’ Reputation. Toronto has one of the largest concentrations of financial services in the Americas.

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Innovation Fintech National Capital 104

Independent Banker

FEBRUARY 24, 2016

New inspirations, fresh experiences await at ICBA’s national convention. Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. Independent Community Bankers of America. State/Regional Partners Reception*.

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Community Bank Community Innovation Customer Experience 70

PYMNTS

FEBRUARY 13, 2017

THE HEARTBEAT OF AMERICA? Chevrolet may use “the heartbeat of America” as its advertising tagline, but it’s small business that everyone believes keeps the heart of the U.S. Which is why “fixing” retail must include giving SMB merchants the tools they need to compete in the very dynamic environment that now defines Retail U.S.A.

Retail 134

Retail Innovation Maine Community 134

Jeff For Banks

JULY 8, 2019

Which is becoming more challenging for the community financial institution due to heavy competition from money center and super-regional banks, credit unions, and fintech firms. I don't think community financial institutions can fund themselves solely from their commercial customers. My focus today is on consumer banking.

Retail 60

Retail Community Taxes Strategy 60

Independent Banker

FEBRUARY 16, 2015

From opposite political directions, Senators Shelby and Brown stand on point to greatly influence community banking’s agenda in the next Congress. The mix of contrasts and similarities of Shelby’s and Brown’s perspectives and policymaking portend an active session for community banking’s agenda in the new 114th Congress. By Ed Avis.

Community Bank 70

Community Bank Alabama Ohio Community 70

PYMNTS

MARCH 24, 2016

The world of mobile payments news this week started out in the one region of the world that doesn’t often make much news when it comes to what U.S. In Schulman’s remarks about Cuba, he also shared that Xoom would soon be coming to Cuba in order to make remittances between the two nations faster and cheaper.

Mobile 100

Mobile US Apple Payments 100

Fintech Labs Insights

MARCH 8, 2017

Mambu goes live in the Americas with new offices in Miami and new regional managing director. Palestine’s The National Bank deploys core banking technology from Temenos. Stay current on daily news from the fintech developer community! Kontomatik nominated at the Dutch FinTech Awards 2017. Follow FinDEVr on Twitter.

Miami 15

Miami New York Dallas blockchain 15

CB Insights

JULY 17, 2018

From matcha kelp noodles at the vegan fast casual By Chloe, to wild ferments at kombucha taproom Cultured South, the way we eat in America (and around the world) is changing. In 2017, the National Restaurant Association reported annual sales of $799B — close to 48% of the total amount that Americans spent on food. Photo credit: Tesla.

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San Francisco California United States CA 69

Gonzobanker

DECEMBER 19, 2016

Kim, the executives and the boards of both organizations who put rivalry aside to gain scale in the new world of banking where differentiation matters and community can be more than geography. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Kim, the executives and the boards of both organizations who put rivalry aside to gain scale in the new world of banking where differentiation matters and community can be more than geography. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on.

Utah 60

Utah System Community Marketing 60

FICO

AUGUST 3, 2022

highlights the fraud trends breakout session at FICO World, with a panel of fraud professionals from Brazil, Turkey and North America. The welcome reception saw a performance by Gipsy Nation a la Gipsy Kings, a French band that had the crowd swaying with virtuoso guitar playing and infectious rhythms. Fun, Fun, Fun.

Fraud 52

Fraud Analytics Trends Innovation 52

American Banker

MARCH 31, 2016

Bank of America appears to be retaining more deposits from recent branch sales, using technological advancements to keep customers despite the lack of a physical location.

America 28

America Technology Community Bank Regional 28

American Banker

SEPTEMBER 25, 2016

Since the start of this year, the German banking giant has named Skerritt to not one but two new leadership posts to go along with her role as head of global transaction banking for the Americas.

Leadership 28

Leadership America Community Bank Regional 28

American Banker

SEPTEMBER 25, 2016

Luzio joined the global bank in December 2014 as head of multinational coverage for the Americas. It took just eight months for Cate Luzio to earn her first promotion at HSBC. Her group produced results so quickly that in August 2015, HSBC assigned Luzio the same role globally.

America 28

America Groups Community Bank Regional 28

American Banker

SEPTEMBER 29, 2016

It's time that financial institutions in America recognize the value that women can bring to the executive suite and boardroom.

America 28

America Community Bank Regional National 28

American Banker

APRIL 28, 2016

A ninth-grader challenges Bank of America's CEO; the San Francisco Fed has a lot of interest in fintech; FinCEN's Jennifer Shasky Calvery is leaving, possibly for a banking job; Wells Fargo's Secil Watson talks up a new biometrics option; and Sallie Krawcheck appreciates Carla Harris' career advice. Plus, Kelly Ripa and the 49ers.

San Francisco 28

San Francisco Fintech America Community Bank 28

American Banker

MARCH 3, 2016

Bank of America's mobile app can do almost everything that used to require a branch visit, says Michelle Moore; Lebenthal and four other women-owned firms land a big deal on Wall Street; Sallie Krawcheck joins the board of Blythe Masters' blockchain startup; Morgan Stanley's Carla Harris says both skills and spirituality contributed to her success.

America 28

America blockchain Mobile Community Bank 28

Gonzobanker

DECEMBER 22, 2014

It’s been a busy year integrating recent acquisitions, purchasing $1 billion+ in Banco Popular deposits, hiring former Los Angeles Mayor Antonio Villaraigosa to advise on community relations, and having former President Bill Clinton speak at a major financial literacy event. Nice community bank culture fit between the two as well.

Los Angeles 101

Los Angeles Apple Risk Management California 101

CB Insights

FEBRUARY 19, 2019

Increasingly scientists think there should be some regulatory oversight maybe at the national and international level, just to make sure that we don’t do something very foolish. ‘AI nationalism’ could fuel political conflict. AI oversight must be an informed, national debate. AI will encourage regional protectionism.

Technology 78

Technology System National US 78

CB Insights

JUNE 14, 2018

These companies are advancing a variety of construction methods to build ambitious development projects that reimagine everything from the wood used in homes to the ways we think about private vs. communal space. Housing supply is dire nationally, with the US reportedly staring down a housing shortage of 7.3M Table of contents.

Seattle 56

Seattle Capital Industry New York 56