Abrigo

APRIL 23, 2015

A new bill proposed on April 16 aims to increase the exam cycle period for a larger pool of community banks. would make more banks eligible for an 18-month exam cycle as opposed to the norm of a 12-month schedule. If implemented, hundreds of additional banks would be eligible for the longer cycle.

Community Bank 150

Community Bank Community Survey FDIC 150

South State Correspondent

JANUARY 16, 2024

With the demise of BSBY, those banks that used the index to hedge their interest rate risk will now be dealing with potential losses. Comerica Bank announced a $91mm charge, and Bank of America announced a $1.6B There will likely be other banks that adopted BSBY that will take similar charges. No ISDA documents.

Community Bank 195

Community Bank Community Compliance CA 195

American Banker

MAY 13, 2020

The Independent Community Bankers of America refused to rule out legal action if Congress doesn't address the National Credit Union Administration's recent decision expanding the low-income designation.

Community 77

Community Community Bank Regulation America 77

Independent Banker

FEBRUARY 28, 2023

I will continue to advocate for community banking, and for the rest of my career, stand side by side with you to fight our future battles. The work you’re doing every day puts real faces and names to the communities we’re fighting for, and it has been a privilege to be your representative at the national level.

Community Bank 175

Community Bank Community Maine Industry 175

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

Independent Banker

JUNE 30, 2020

Just think about the foundation of our nation so many years ago. A crescendo of events drove actions that ultimately led to the birth of a new nation. I’ll continue to celebrate the independent spirit of community banks via digital forums and social media. Where I’ll be this month. The importance of remaining independent.

Community Bank 184

Community Bank Community social media National 184

PYMNTS

APRIL 14, 2020

To provide regional and community banks with a full-scale solution to manage and grow their FX programs, FinTech firm Derivative Path, Inc. Our industry-leading rates platform now combined with Currencycloud’s capabilities will make our offering even more powerful for our regional and community banking clients.”.

Regional 181

Regional Community Bank America Community 181

Bank Innovation

JULY 19, 2017

Pittsburgh-based PNC Financial Services Group is making a significant digital push this quarter, and highlighted a number of areas this is benefiting the bank’s consumer business. But the most significant revelation from the company’s earnings call yesterday may be that digital banking allows any bank to become national.

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National Digital Banking Groups Company 302

Abrigo

APRIL 28, 2016

Small Business Administration What creates two out of three net new American jobs; produces close to half of our nation’s goods and services (nonfarm private GDP); and can be found, coast to coast, in every small town, big city and rural enclave? My story is possible only because of America's promise and its entrepreneurial spirit.

National 150

National San Jose Los Angeles United States 150

Cisco

JANUARY 10, 2023

Whether a community bank or a credit union, regional insurer, or multi-national financial institution, cross-functional engagement with champions, key influencers and ultimate decision-makers also helps to eliminate silos inherent in the financial services industry.

Digital Strategies 174

Digital Strategies Strategy America Innovation 174

South State Correspondent

APRIL 12, 2022

We feel that as community bankers, we can learn much from Jamie Dimon (Chairman and CEO of JPM) and from Warren Buffet. As usual, it was full of insight that every community banker should consider. Our focus is on information that pertains to the community banking industry. 3) Community Focused.

Community 195

Community Community Bank Leadership Lending 195

PYMNTS

MAY 1, 2020

JPMorgan Chase and Bank of America said they processed almost 500,000 applications totaling roughly $46 billion as part of the Paycheck Protection Program intended to help small businesses struggling to due to the pandemic, according to a report in Fox Business on Thursday (April 30).

Los Angeles 199

Los Angeles America Community Bank Community 199

Abrigo

NOVEMBER 21, 2014

Now that banks have filed their third quarter financial reports , what did the lending picture look like last quarter? Nationally, the picture is a fine one. banks is up $157 billion from the same period in 2013. bank and credit union, named the “ Top 15 community banks by commercial loan growth.”

Lending 186

Lending South Carolina Miami Community Bank 186

Independent Banker

SEPTEMBER 30, 2021

Changing customer banking habits means it’s more important than ever for community banks to use every tool at their disposal. Community banks may have longstanding relationships with their core vendors, but that doesn’t always mean they keep up to date on all the latest features and functionalities. “But

Community Bank 91

Community Bank Community Milwaukee Jacksonville 91

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., and finance experts are celebrating with new data on the state of the entrepreneurial community. But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too.

Taxes 144

Taxes America National Community 144

South State Correspondent

MARCH 16, 2022

One element that many commercial banks attempt to differentiate with borrowers is the prepayment provision (or sometimes the lack of one). Many community banks will market their fixed rate loans based on the simplicity of the prepayment provision, and this starts by understanding the value that each provision creates.

How To 195

How To Community Bank Community National 195

PYMNTS

APRIL 8, 2020

When the program went live on Friday (April 3), only two FIs, Bank of America and JPMorgan Chase, had been able to begin accepting applications — Bank of America saw a whopping $6 billion worth of applications in only a few hours, ending Friday with $32.6 Small businesses overwhelmed U.S. billion in applications.

Lending 245

Lending Fintech America Technology 245

South State Correspondent

DECEMBER 8, 2023

The need to reduce cost, the move to instant payments, and the need to deliver more unique products and services are all driving this effort at credit unions, community banks, and mid-sized banks.

Conference 195

Conference Retail Community Bank Technology 195

American Banker

JULY 20, 2020

The national conversation around systemic racism has compelled large banks to withdraw support from the “disparate impact” proposal. But community banks maintain that the proposed reforms would reduce frivolous claims.

Community Bank 93

Community Bank Community National System 93

Independent Banker

APRIL 1, 2018

But community banking remains and is in many ways stronger today than it was when I arrived at ICBA in May 2003. If community banking can adapt and assimilate to the ever-changing technological landscape, community banks and banking will flourish. It is our nation’s secret economic weapon.

Community Bank 70

Community Bank Community United States National 70

South State Correspondent

JANUARY 4, 2023

The answer is that because operating leverage and customer relevance are now so important, banks can no longer compete on rate and the abundance of credit. Many community banks have an inherent strategic advantage in bringing a new product to market faster than a national bank, yet they squander their position.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

AUGUST 4, 2020

3) for a Commerce Accelerator that will work with 60 startups selected from a collection of applicants from Latin America, Europe, the Middle East and Africa. credit unions (CUs) and banks have signed up to provide savings and checking accounts via Google Pay. BBVA On Google, Digital Banking And The Rise Of The ‘Everyday App’.

Google 142

Google Payments Study Digital Banking 142

PYMNTS

OCTOBER 9, 2018

Even some banks will be kept on their toes. According to Cherry Bekaert LLP , Bank of America has allocated a 50-person team to prepare for adjusted credit loss standards. However, small community banks without such resources are sounding their concerns.

Community Bank 153

Community Bank Community Report Lending 153

PYMNTS

JANUARY 4, 2017

The total roster now claims more than 1,600 banks and credit unions domestically, said the site, even as 35 percent of retailers in the U.S. The total roster now claims more than 1,600 banks and credit unions domestically, said the site, even as 35 percent of retailers in the U.S. support Apple Pay. support Apple Pay.

Apple 117

Apple Arkansas Indiana Utah 117

Jeff For Banks

JULY 13, 2023

Another day, another big bank faux paus. On July 10, the Consumer Financial Protection Bureau (CFPB) issued a consent order (CO) against Bank of America, N.A. But can it be for the community banks that would covet the customers that make up the $1.9 Not a red-letter day for BofA. trillion in BofA deposits?

Cards 78

Cards Community America Community Bank 78

William Mills

DECEMBER 19, 2017

BankLabs is a national provider of innovative mobile technology products helping community banks improve efficiency, increase time for relationships with customers and create marketplace options that expand business opportunities. BankLabs was created by community bankers, for community bankers. About BankLabs.

Community Bank 71

Community Bank Community Dallas Atlanta 71

American Banker

MAY 8, 2020

The Independent Community Bankers of America accused the National Credit Union Administration of using the coronavirus outbreak to usher in additional changes without the normal amount of scrutiny.

Regulation 52

Regulation America Community National 52

PYMNTS

JUNE 22, 2016

Another 44 banks and credit unions in the United States are now officially attending the Apple Pay party. The week opened with an announcement from Bank of America that it is rolling out support for Apple Pay at its ATMs for withdrawals. Pendleton Community Bank. Peoples Bank (OH). Premier Bank (MN).

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Apple ATM Mississippi Indiana 102

Independent Banker

MARCH 30, 2015

A dozen years ago when I attended my first ICBA convention in Orlando, I never could have imagined that I would be sitting here today as chairman of your great national association, writing my 12th and final chairman’s column for Independent Banker. Make community banking your cause if you haven’t already, and fight like hell for it.

Community Bank 70

Community Bank Community National US 70

Independent Banker

FEBRUARY 24, 2015

A dozen years ago when I attended my first ICBA convention in Orlando, I never could have imagined that I would be sitting here today as chairman of your great national association, writing my 12th and final chairman’s column for Independent Banker. Make community banking your cause if you haven’t already, and fight like hell for it.

Community Bank 70

Community Bank Community National US 70

South State Correspondent

NOVEMBER 27, 2022

It is no surprise that national banks like Wells Fargo and Bank of America firmly control their deposit market from the center and not from the fringes. There is nothing wrong with having the lowest deposit rates in the market so long as you have given your customers some other non-price reason to bank with you.

Management 195

Management social media Marketing Strategy 195

Abrigo

MARCH 6, 2015

March comes in like a lion for the nation’s largest banks. Yesterday the Federal Reserve announced how “the big banks” fared on their annual stress tests (The Wall Street Journal’s Briefly blog offers what to know and what is relevant about the exams).

Risk Management 150

Risk Management Capital Community Bank Regulation 150

Independent Banker

OCTOBER 24, 2016

The National Credit Union Administration’s irresponsible power play earlier this year to ignore the explicit member business lending limits Congress has set for credit unions could not be ignored. Community bankers know firsthand the NCUA’s longstanding reputation for bureaucratic featherbedding rather than impartial regulation.

Community Bank 70

Community Bank Community Lending Regulation 70

Independent Banker

MAY 24, 2016

For example, the accounting standard will now be crystal clear that community banks can forgo certain unnecessary or inappropriate disclosures. They avoid what otherwise would have become seriously unworkable accounting requirements for community banks. Everyone contributed to this crucial victory. We must stay on point.

Community Bank 72

Community Bank Community Policies Leadership 72

Abrigo

SEPTEMBER 26, 2014

The “big guys” like Citigroup, Bank of America, Wells Fargo and others are required under the Dodd-Frank financial laws to release their findings publicly , as a step to prepare for the Fed’s annual check-up in the spring. Dan Berger, the president and CEO of the National Association of Federal Credit Unions (NAFCU).

Capital 191

Capital National Regulation Risk Management 191

Independent Banker

AUGUST 9, 2016

Community banks should evaluate solutions that align with their service-oriented traditions and bring value to customers throughout their communities. If unable to support in-house marketing teams, community banks should look for a program that offers branded marketing support.

Community 70

Community Millennials Community Bank America 70

South State Correspondent

JANUARY 25, 2024

Recently, larger lenders, including Bank of America, JPMorgan, Goldman Sachs, and Wells Fargo, have announced that they are seeing an elevated appetite for forward rate locks on loans for future anticipated commercial borrowings. Community banks also offer forwards to poach customers from other banks.

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How To Community Bank Community National 195