PYMNTS

JANUARY 12, 2018

12) in a blog post that it is making the signature an option — and no longer a requirement — for EMV chip-enabled merchants across North America. Over the last seven years, as chip technology has entered the market, Visa has deployed more than 460 million chip cards and readers at more than 2.5 No more signatures. Visa said today (Jan.

America 153

America United States Analytics Cards 153

PYMNTS

MARCH 11, 2016

Latin America is a land of opportunity, but it also presents challenges that demand an on-the-ground understanding of commerce and transacting within the various countries and cultures that it comprises. Another key factor is that over 60 percent of eCommerce in Latin America is done via installments. “If

America 100

America Payments Fraud Case Study 100

FICO

MAY 18, 2023

The innovative pay-as-you-go solution allows Dock’s clients, including banks, fintechs, and retailers, to intercept fraudulent transactions and protect their operations, while also improving the user experience. The fraud prevention solution is based on FICO® Falcon® Fraud Manager and FICO® Customer Communication Services (CCS).

Fraud 52

Fraud Technology social media Innovation 52

PYMNTS

MARCH 18, 2016

Embedded digital security company Oberthur Technologies released on Thursday (March 17) the results of a survey showing that 80 percent of respondents would be more likely to use a MOTION CODE-enabled card over one that has a static and printed CVV code when shopping online.

Cards 100

Cards Security Fraud Online 100

PYMNTS

APRIL 27, 2020

In today’s top news, Amazon is trialing video onboarding calls to prevent merchant fraud, and hospitals face major financial hardship amid the coronavirus pandemic. Plus, the CEO of Bank of America called on Congress to give funding to all small- to medium-sized businesses (SMBs) in need.

Video 131

Video America Fraud Cards 131

FICO

AUGUST 3, 2022

Fraud Ideas from FICO World 2022 – and Excitement for 2023! FICO World 2022 was an excellent event with a stellar fraud protection and compliance track - here's some of what we learned. Synthetic Identities and Application Fraud. Innovative Customer Communications for Fraud. Tue, 07/02/2019 - 02:45. by TJ Horan.

Fraud 52

Fraud Analytics Trends Innovation 52

FICO

NOVEMBER 16, 2022

Enterprise Fraud Solution Buyers Want More Agility, More Data. Our recent global survey reveals the investment priorities and functionality requirements for enterprise-level fraud solution buyers. We asked about priorities, plans and requirements for enterprise fraud prevention and detection solutions , and the results are fascinating.

Fraud 52

Fraud Data Survey Regional 52

FICO

JULY 1, 2022

Global Fraud Trends: What’s Happening and What’s Next? Here are the highlights from the fraud trends breakout session at FICO World 2022 with a panel of fraud professionals from Brazil, Turkey and North America. Ulisses Okamoto , Fraud Risk Management Superintendent at Itaú Unibanco (Brazil). by TJ Horan.

Fraud 52

Fraud Trends South Carolina Risk Management 52

NCR

NOVEMBER 7, 2016

One year on from the launch of EMV chip technology for payment cards in the US, the signs are positive as far as tackling fraud is concerned. Mastercard – the ‘M’ in ‘EMV’ – released figures showing a significant fall in the cost of counterfeit card fraud for US retailers who have adopted EMV.

Fraud 105

Fraud Cards US System 105

PYMNTS

JANUARY 20, 2021

"We need to continue to think about how to engage our partners within today’s reality and how to help those partners serve their customers in new ways," he says in " A Look Forward: What Executives Wish for America and the World in 2021. "We Additionally, new and reissued cards are being delivered with contactless technology.

Payments 178

Payments Innovation Tools Cards 178

PYMNTS

MARCH 28, 2019

ICBA Bancard, the payments services subsidiary of the Independent Community Bankers of America (ICBA), announced a new partnership with MK Decision (MK) for its online loan-origination system. Our mission — to stimulate local borrowing and local lending — is well aligned with ICBA Bancard and its community bank clients.

Community Bank 190

Community Bank Community Lending Cards 190

FICO

DECEMBER 12, 2022

However, in terms of artificial intelligence (AI) and analytics, 2022 has been a great year for FICO, my data science team, and AI innovation in general. Perhaps the most visible focal point of that innovation is software patents; we recently announced that FICO was granted 11 U.S. The Power of Patents.

Analytics 52

Analytics San Diego Fraud Cyber Security 52

NCR

MAY 8, 2018

In one of the clearest examples yet of PSD2 enabling new services that could replace card transactions, Deutsche Bank has announced details of a “game-changing” payments solution for airlines. Currently, most payments between airlines and their customers are via credit and debit card. Image credit: scyther5 via iStock.

Cards 53

Cards Payments Fraud Regional 53

PYMNTS

APRIL 30, 2019

Writ large, said Eleveld, the payments industry will likely see card-not-present fraud shift from Europe to more distant shores, where less strict authentication processes are in order. Geographically speaking, in a post-PSD2/SCA world, eCommerce fraud may shift, he said, to places like Latin America and the Asia Pacific region.

Fraud 171

Fraud Online Cards Payments 171

FICO

DECEMBER 4, 2018

I’m excited to announce that FICO has been named as a category leader in the Chartis Financial Crime Risk Management Systems for Enterprise Fraud report. The Chartis report Vendor Analysis: FICO (Financial Crime Risk Management Systems: Enterprise Fraud; Market Update 2018) provides further analysis of FICO’s rating. Market Potential.

Fraud 45

Fraud Risk Management Analytics Analysis 45

PYMNTS

DECEMBER 15, 2017

Credit card services provider TSYS announced Friday that it has extended its existing agreement with Capital One Financial Corp. Under the terms of that pact, TSYS will continue to provide processing services for Capital One’s North American roster of accounts, a list that spans both consumer and commercial credit card accounts.

Capital 110

Capital Cards Risk Management America 110

PYMNTS

JANUARY 25, 2021

"The new technologies and payments rails that connect consumers and merchants provide a unique opportunity to transform the prospects for small businesses everywhere, but also present huge challenges that we must lean into, not shrink from," notes Hughes in " A Look Forward: What Executives Wish for America and the World in 2021.

Industry 155

Industry Payments Fraud How To 155

PYMNTS

MARCH 1, 2019

When credit cards first debuted in 1920s America,they brought with them myriad benefits. While the benefits were great, the innovation came with its share of risks, too. For instance, prior to a law passed by Congress in the mid-1970s, companies could mail consumers activated credit cards without their consent.

Security 134

Security Payments Fraud Cards 134

PYMNTS

MARCH 4, 2020

Bringing Innovation to a Traditional Industry. Paul Davis was founded in 1966 and has become one of the largest post-disaster building restoration companies in North America. The firm is also deploying data analytics as well as fuel cards to improve its fleet management efforts. There wasn’t good accountability.”.

Management 141

Management Technology Analytics Resources 141

PYMNTS

AUGUST 4, 2020

Jeanne DeWitt Grosser, head of Americas, revenue and growth at Stripe, said that the two companies “share a passion for entrepreneurship, so we’re thrilled to build technology together to alleviate the cash flow challenges that often come with running a small business today.”. employment.

America 158

America Software Meeting Capital 158

Accenture

NOVEMBER 20, 2017

Consider Accenture’s prediction that in the UK alone there will be between six billion and nine billion contactless card transactions in 2017. We estimate that up to 25 percent of banks’ traditional cross-border payments revenue streams are at risk from these innovations. One example is Zelle ®.

Trends 170

Trends Payments America Strategy 170

PYMNTS

JANUARY 7, 2020

But it stands as perhaps the main takeaway from a recent, turn-of-the-year PYMNTS conversation with Kevin Fox, executive vice president of NovoPayment , a banking as a service (BaaS) provider with a large presence across the Americas. In Latin America, mobile penetration is high,” Fox said, “which makes new banking services possible.”

Mobile 139

Mobile User Experience Regional America 139

PYMNTS

MARCH 3, 2020

Fellow expense service Coupa has also made moves in this area, announcing it has acquired Seattle-based FinTech Yapta to innovate its tracking and spending software. and its more than 300 franchises across North America come in. That’s where restoration companies like Paul Davis, Inc. Learn more in the Tracker’s Feature story.

Management 130

Management Software Fraud Seattle 130

FICO

JANUARY 23, 2019

FICO recently hosted 60 banking fraud professionals from 33 organizations and 8 countries at its Asia Pacific Fraud Forum. Attendees were keenly interested in how artificial intelligence and machine learning continues to be a key technology in the fight against fraud and financial crime. Banking Fraud - The Need for Speed.

Fraud 40

Fraud Analytics Compliance Data 40

PYMNTS

OCTOBER 8, 2019

Insights include drive decision patterns, how fleets are spending company funds on their Comdata Fuel Cards, fuel consumption and more. From helping prevent driver fraud to helping fleets negotiate pricing with merchants, Comdata OneLook will be a game-changer in our instant, data driven world.”. A press release issued Monday (Oct.

Analytics 100

Analytics Management Data America 100

Celent Banking

NOVEMBER 26, 2014

On September 30, Bank of America became the first major US bank to announce that all new debit cards with be EMV, while existing cards would be replaced at expiry. Until the cards and terminals migrate, the fear of fraud at the US retailers is palpable, to the point where it is starting to impact consumer experience.

US 170

US Las Vegas San Antonio Cards 170

Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

FEBRUARY 19, 2020

Corporate buyers can pay more rapidly online with credit cards, benefitting sellers, and enjoy easy access to detailed, searchable information to guide their purchasing decisions. However, sellers cannot just launch into online sales without taking care to secure themselves against the risks of digital fraud. About The Report.

Mobile 197

Mobile Online Payments Tools 197

PYMNTS

NOVEMBER 20, 2017

Late payments, coupled with other headaches like fraud and card chargebacks, mix for a messy start to the new year. economy, providing financial independence, encouraging innovation, and creating employment opportunities,” said WePay Chief Operating Officer Tina Hsiao in a statement.

Fraud 100

Fraud Survey Payments America 100

PYMNTS

JUNE 13, 2017

Diebold Nixdorf , the connected commerce technology company and Samsung SDS America announced they are teaming up to show how integrating advanced mobile technology — such as facial recognition — and the self-service channel can result in enhanced security and an improved consumer experience.

Samsung 119

Samsung ATM Austin Security 119

PYMNTS

NOVEMBER 10, 2020

It is the rule of thumb, when it comes to secular change, that very few innovations come along to rapidly change the state of payments themselves. announced a partnership with Crypto.com’s end-to-end crypto ecosystem, which consists of a Visa crypto debit card and a wallet app to buy and sell crypto and earn cash-back rewards in crypto form.

cryptocurrency 324

cryptocurrency blockchain Bitcoin Security 324

PYMNTS

SEPTEMBER 6, 2016

ACI provides innovative banks, like Erste, with the ability to seize opportunities, while maintaining their bottom lines,” said Sylvie Boucheron, SVP of financial institutions in North America and Europe for ACI Worldwide, in a press release.

Payments 100

Payments Risk Management Retail America 100

PYMNTS

JUNE 26, 2017

When self-service kiosks work well at an airport, they are an incredibly useful innovation that can make moving through the shifting terrain of a busy airport a much better experience. Unattended airport kiosks, Mach noted, often aren’t a first thought when people consider card security — just because of the nature of card fraud.

Security 119

Security Retail Fraud Mobile 119

PYMNTS

MARCH 8, 2017

7), Bluefin Payment Systems announced its new partnership with international online payments and fraud and data management solutions provider First Atlantic Commerce (FAC). And in order to devalue their card data in the POS and make it useless to hackers, all merchants worldwide need technologies such as PCI-validated P2PE.

Marketing 101

Marketing Payments Regional Security 101

PYMNTS

MAY 26, 2016

The drive of payments innovation, security and speed in B2B payments is fueled by more than the basic buyer-supplier commodities transaction. market within an era of massive change for FinTech, said Beanstream’s Ryan Stewart, head of product development for North America. But the firm is entering the U.S. “The U.S.

Meeting 100

Meeting Payments US Security 100

Tech and Finance

MAY 18, 2018

SAS has created a new global Fraud and Security Intelligence Division to help organizations better detect and combat threats from fraudsters and hackers. The division will further focus and sharpen the SAS efforts to combat fraud and cybersecurity. Computers are better than people at analyzing fraud.

Fraud 28

Fraud Security Analytics Compliance 28

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation. A decade of online payments innovation.

Online 98

Online Company Retail Payments 98