South State Correspondent

APRIL 30, 2024

An inverted yield curve, continued bank failures, and the desire to manage risk and offer clients higher service are all factors that are driving more community banks to adopt a loan hedge program. Community banks’ main goals are to diligently support their local communities and make an acceptable return on capital in these challenging times.

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

An inverted yield curve, continued bank failures, and the desire to manage risk and offer clients higher service are all factors that are driving more community banks to adopt a loan hedge program. Community banks’ main goals are to diligently support their local communities and make an acceptable return on capital in these challenging times.

Community Bank 195

Community Bank FDIC Community National 195

PYMNTS

NOVEMBER 7, 2016

The stakes are high for businesses of all sizes, and the latest data on corporates in America makes that abundantly clear. Small businesses are anxious, and there is evidence that large corporates’ cash management and investment strategies are also being shaped by political uncertainty. We share all the details below. 26% of U.S.

America 186

America Fintech National Strategy 186

CB Insights

DECEMBER 10, 2020

Bank of America and the traditional banking system is being disrupted across a wide variety of core revenue streams. . Bank of America, for one, saw profits drop 16% year-over-year (YoY) in Q3’20 to $4.9B. Companies like Fount and Liqid are digital asset managers with robo-advising capabilities. SMB lending .

America 101

America Lending Cards San Francisco 101

PYMNTS

AUGUST 4, 2017

Alternative lending was the golden child among investors around 2015, but lately, the industry seems to have fallen out of favor thanks to regulatory uncertainty and questions over the viability of some business models. Alternative Lending. This week alone saw two examples of those concerns in action: One U.S. lawmaker, Rep.

Lending 109

Lending Capital Fintech Data 109

PYMNTS

AUGUST 8, 2017

educated entrepreneurs met while working abroad at Renaissance Capital and Deutsche Bank. such as Zopa and Lending Club, they saw an opportunity in emerging markets that had been ignored by the big banks, such as Russia, Georgia and Kazakhstan. Observing the rise of disruptive companies in Europe and the U.S.,

Lending 105

Lending Capital Fintech Marketing 105

PYMNTS

DECEMBER 7, 2020

Social Finance (SoFi), a San Francisco-based online lending startup, is holding talks about selling to a blank-check acquisition company, Reuters reported, to help it debut on the stock market. It has also begun work in stock trading and cash management accounts.

Report 269

Report San Francisco Lending America 269

PYMNTS

SEPTEMBER 30, 2016

B2B startups saw a little bit of everything this week when it came to venture capital. And that goes for the industries covered, too, with treasury management’s Kyriba, blockchain’s BlockApps and enterprise security’s Druva landing on the board, to name a few. Expense Management. Alternative Lending.

Capital 100

Capital blockchain Management Lending 100

PYMNTS

OCTOBER 14, 2016

Not one of the four alternative lending startups that secured investments this week were from the U.S. Alternative Lending. Late last week, South Africa’s LulaLend brought some rare attention to the nation’s alternative lending space. There’s talk that alternative finance is dead. Well, in the U.S.,

Lending 100

Lending US Capital Report 100

Abrigo

APRIL 21, 2020

Key Takeaways Financial institutions have 10 calendar days to disburse PPP loans To address financial institutions’ liquidity and leverage concerns, regulators have helped to facilitate lending. PPP loans carry a 0% risk weighting, meaning they don’t count against the institution from a risk-based capital standpoint.

Lending 195

Lending Capital Minnesota FDIC 195

PYMNTS

SEPTEMBER 22, 2019

“We have around 40 companies that fit in Brazil,” the group’s head in Brazil, André Maciel, told the news outlet during an event at Cubo, a technological hub funded by Itaú Unibanco, the largest private bank in Latin America. . In Brazil, 82 percent of all assets are controlled by five banks. Creditas is aiming to change that.

America 164

America Lending Capital Groups 164

PYMNTS

JUNE 7, 2019

This week’s B2B Venture Capital roundup is all about data. However, the biggest funding round of the week went to a company that is not yet in the B2B FinTech space, though it has plans to use the capital to launch a cross-border, small business (SMB) money-transfer service. Catch up on the latest investment rounds below.

Data 139

Data Capital Analytics Lending 139

PYMNTS

APRIL 13, 2018

Blockchain Capital. Blockchain heavyweight Ripple made headlines this week when it announced a $25 million investment in Blockchain Capital, a venture capital firm focused on backing blockchain startups. The funding comes in the form of Ripple’s own cryptocurrency and will be used to fund startups selected by Blockchain Capital.

Lending 129

Lending blockchain Capital Software 129

PYMNTS

SEPTEMBER 29, 2020

The cash flow challenges for small businesses have been in place for a while, in Latin America since well before the pandemic took root. In Latin America, the infrastructure mainly relies on banks to provide kind of these types of services to the SME segment. “In trillion globally, according to Shoihet.

United States 286

United States Regional America Trends 286

PYMNTS

SEPTEMBER 28, 2020

He said the company’s new owners include PIMCO, a California-based global investment management firm, Davidson Kempner Capital Management LP, a global institutional alternative investment management firm headquartered in New York City and Sixth Street Partners, the San Francisco global investment firm.

San Francisco 139

San Francisco New York City Houston Dallas 139

PYMNTS

MARCH 21, 2019

The latest move raises Aura’s raised capital amount to $403 million through 21 bond issuances, a number that has helped to fund 283,469 loans. who simply don’t have access to safe lending and are susceptible to predatory lenders. James Gutierrez, CEO and founder of Aura, said the capital will help further the company’s mission. “We

Arizona 107

Arizona Illinois Community Capital 107

PYMNTS

DECEMBER 15, 2017

By now, the alternative lending market is hardly new, and investor appetite for startups in the space seems to have waned. This week, alternative finance companies raised more than $77 million in venture capital funding, accounting for nearly 70 percent of total funds raised by B2B FinTech startups this week. SMB Finance.

Fraud 115

Fraud Capital New York City Lending 115

South State Correspondent

JANUARY 4, 2023

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

APRIL 5, 2019

Small business lending platform OnDeck is accelerating access to capital for its users through the launch of a same-day funding option. OnDeck said the new solution not only accelerates access to capital, but can also provide greater predictability for enhanced cash flow management. ”

Capital 109

Capital Lending America Online 109

PYMNTS

NOVEMBER 7, 2016

Most notable in the quarter, as evidenced by management commentary, was the fact that more large merchants (defined as volumes of at least $125,000) have been signing on with Square. Lower fuel prices, management noted on the call, have had a drag on business, including in North America.

Payments 161

Payments America Lending Capital 161

Gonzobanker

APRIL 23, 2020

The impending credit storm was evident when large banks like Chase, Wells Fargo and Bank of America added billions to their loan loss provisions. If the institution is using this service in the AML and fraud departments, it might be wise to open these searches to loan officers managing their portfolios.

Management 80

Management Tampa Analytics Data 80

PYMNTS

JANUARY 12, 2021

Plus, Pilot Company collaborates on fleet factoring, Revolution Payments launches Level III commercial card processing and Porter Capital launches new PPP funding tools. Porter Capital Offers New Funding Tools To PPP Recipients. bank profits are expected to sink. About 300 SMBs Received Less Than $99 In PPP.

Arkansas 152

Arkansas New Jersey Oregon Capital 152

PYMNTS

SEPTEMBER 7, 2018

Take Udaan , for example, an Indian B2B eCommerce startup that plans to use its latest venture capital raised to introduce business financing and warehousing solutions for its corporate customers. One startup, Colombia’s Portal Finance, also signals investors’ appetites for multitasking B2B FinTech startups.

America 115

America Fintech Lending Analytics 115

PYMNTS

APRIL 6, 2020

America is still the most prosperous nation the world has ever seen.”. He added that the Fed could do more, such as “including additional lending facilities and relaxing capital and liquidity requirements to boost the system if needed.”. trillion a year. trillion a year.

Strategy 159

Strategy Resources America Cards 159

PYMNTS

SEPTEMBER 7, 2018

Another company includes Portal Finance , which works with factoring firms, banks and large enterprises to improve working capital through enhancing SMBs’ access to finance and promoting faster supplier payments. million venture capital raise. The investment follows a $1.5 Reports said Portal is preparing to close a $2.5

Fintech 109

Fintech Capital Lending Software 109

Bobsguide

APRIL 13, 2022

London, UK – April 12, 2022 – Finastra today announced a Banking as a Service (BaaS) collaboration with Microsoft to bring new lending options to thousands of Small and Medium Enterprises (SMEs) – a sector severely underserved when it comes to accessing finance. Users will be able to unlock lending options within Dynamics 365.

Lending 112

Lending Community Leadership Capital 112

PYMNTS

MARCH 2, 2018

Toward the start of 2018, analysts began to highlight the potential for venture capital (VC) to embrace the B2B business model. and India drove a surge in FinTech venture capital funding in 2017, and Accenture Financial Services Senior Managing Director Julian Skan pointed to the B2B business model as a significant presence in this trend.

Fintech 118

Fintech Capital blockchain Lending 118

PYMNTS

APRIL 26, 2019

s Latin America chief. However, as she was picked to run JPMorgan’s consumer lending business last week, Lake isn’t as viable of a choice. However, as she was picked to run JPMorgan’s consumer lending business last week, Lake isn’t as viable of a choice. One of the frontrunners for the position is Jane Fraser, Citigroup Inc.’s

Indiana 143

Indiana America Lending Capital 143

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. Passive ETF asset allocation assets have gone through the roof , in part because they are the choice of fee-based financial advisors and wirehouses that now control about $10 trillion in assets under management.

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. Passive ETF asset allocation assets have gone through the roof , in part because they are the choice of fee-based financial advisors and wirehouses that now control about $10 trillion in assets under management.

America 52

America Wyoming National Capital 52

PYMNTS

NOVEMBER 22, 2019

The company helps businesses with eCommerce tools from beginning to end with services that include inventory management and customer service and experience. VTEX has been around since 1999, but it hasn’t had the need to raise a significant amount of capital thus far, mostly operating off of its own revenues. .

Software 108

Software America Regional Tools 108

PYMNTS

JULY 10, 2019

Japanese company SoftBank is leading a $231 million funding round for a Brazilian lending startup called Creditas, in a bid to shake up competition in the traditional financial market, according to a report by Reuters. . Creditas is now valued at $750 million and the capital will help it to expand to other Latin American countries. .

Lending 108

Lending Capital America Marketing 108

Gonzobanker

FEBRUARY 29, 2024

A recent round of bank merger announcements and the marquee Capital One/Discover deal illustrate this mantra’s popularity. Management must invest in the resources necessary for best-in-class digital sales capabilities, and then they need to terrorize their team to hit aggressive growth goals through this channel. Why is this important?

Tools 163

Tools Analytics Data System 163

PYMNTS

NOVEMBER 21, 2016

PYMNTS also explores the venture capital and lending spaces as professional investors make some changes and as businesses look to invest in themselves. However, total investment in these startups — venture capital, in addition to angel, hedge fund and mutual fund investment and more — topped $17.8 and Europe dominated in 2015.

Strategy 100

Strategy Lending Capital America 100

PYMNTS

SEPTEMBER 22, 2017

Once again, the world’s alternative SMB lending industry regained the spotlight, with key deals in Asia and South America placing the industry in the top spot for this week’s B2B FinTech roundup. Alternative Lending. Blue Lotus Capital. CapitalBay. For its initial investment round, Sempli, based in Colombia, scored $3.6

Capital 152

Capital America Lending Industry 152

PYMNTS

APRIL 22, 2019

Might banks be making inroads into the hearts and minds of smaller firms as they seek out capital – as some SMBs cite at least some dissatisfaction with non-banking lending conduits? In addition, the relatively higher online lending rates come against a backdrop of what we might term a bit more caution about non-traditional lending.

Study 122

Study Lending Online Survey 122

PYMNTS

MAY 4, 2017

Small business lending platform Nav has topped up its latest equity capital funding. Our model is solving the access to capital problem in a modern way,” said Nav Co-Founder and CEO Levi King in a statement. faced financial challenges last year, many from a lack of easy access to capital.

Capital 100

Capital Lending America Survey 100