PYMNTS

JUNE 19, 2020

Yann Ranchere , partner at Anthemis Venture Investing Group, joined Karen Webster for the latest episode of This Week In Payments to talk about all of the latest developments. The Challenge Facing Challenger Banks. There was no shortage of news in the challenger-banking space this week.

Digital Banking 142

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PYMNTS

JULY 27, 2020

SMBs we surveyed expressed concerns about whether their businesses could hang on that long. But it also reveals that many SMBs worry about a cash crunch. They want technology to expedite moving funds from their online sales into their bank accounts in real time. Cash Flow Woes. Using Digital Tools.

Maine 234

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PYMNTS

SEPTEMBER 6, 2019

The latest wrinkle, per The Wall Street Journal , is that the real estate company is in talks with SoftBank about investments (the direct kind) that might set the stage for a public debut next year. Shave that in half, and maybe, just maybe, investors will be more receptive. million merchants, up 825 percent from September 2015.

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PYMNTS

NOVEMBER 5, 2019

-based NatWest has introduced Apple Pay to its 1 million small and medium-sized enterprise (SME) business banking customers, giving them more options to make payments on the go, LearnerBonds reported on Tuesday (Nov. The cash-back benefit will be added to more merchants in the future. million users. .

Apple 101

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PYMNTS

MAY 8, 2020

Joining Karen Webster for the latest edition of This Week In Payments, Spreedly CEO Justin Benson sat down to remotely chat about the recent run of earnings and what they mean for the payments and commerce ecosystem’s long-term prospects. PayPal and Square’s respective outcomes illustrate this, Benson and Webster noted.

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PYMNTS

MAY 3, 2017

VocaLink, he said, is performing well as the acquisition was closed and should be dilutive by about a nickel to $0.06 In comments made to investors and analysts, the CEO said that “we believe that the future of payments is going to be defined by, first of all, choice, convenience and security. for the year. billion tallied.

Cards 187

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PYMNTS

AUGUST 14, 2020

Meanwhile, not-quite-household names (yet) like Blend are quietly snapping up big investor dollars and impressive valuations to push laggard industries into the digital commerce ecosystem. But they had already done this on the merchant side and were wildly successful with it.”. Here’s what they discussed. The New Future of Bundling.

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PYMNTS

JANUARY 3, 2020

PSD2 has long been established, but its European Union market reverberations are still generating challenges for banks and businesses that must comply. The second Payment Services Directive became effective for the country’s banks and other financial players on Jan. The Turkish market is totally different.

Regulation 133

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PYMNTS

JANUARY 15, 2018

Investors are paying attention to that need, and are working to back the startups that develop solutions with these goals in mind. Investors are paying attention to that need, and are working to back the startups that develop solutions with these goals in mind. “There’s big money being thrown into the B2B space.

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Innovation Payments blockchain Florida 139

Lex Sokolin

NOVEMBER 12, 2020

PayPal connects to something like 25 million merchants and 350 million users. Reminder that Ant Financial has 80 million merchants and 1.3 For comparison, Visa today sits at about $420 billion in market capitalization, representing the discounted cash flows of owning a payment network. billion users?—?more more on that later.

blockchain 52

blockchain Bitcoin Software National 52

CFPB Monitor

JANUARY 28, 2021

The report indicates that in May 2020, the Bureau rescheduled about half of its planned examinations and instead conducted prioritized assessments (PAs) in response to the COVID-19 pandemic. Issues observed by examiners raising the risk of consumer harm involved: Providing incomplete or inaccurate information to consumers about forbearance.

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PYMNTS

JUNE 14, 2018

That has pushed more consumers back toward consumption, and merchants have seen the benefit of that. When growth is abundant in a sector, investors tend to buy the cheaper stocks,” said Gokhman. But default levels have also been climbing, and some experts are starting to get concerned about what comes next. indebtedness in 2018.

Retail 108

Retail Bitcoin Course America 108

PYMNTS

MARCH 1, 2019

Chief among them was was JPMorgan Chase, arguably the most mainstream and established bank in the country. The bank this week announced the launch of “My Chase Plan,” a tool that allows card customers to finance purchases of more than $500. Other innovations are late bloomers. One, however, would be assuming wrong.

Cards 158

Cards Tools Innovation Lending 158

PYMNTS

JUNE 13, 2016

The news cycle has apparently not yet gotten the memo about summer being the slow season. Some of the news just made us wonder if we had, at some point, all started living inside of a reality show: pretty much pick any piece of news that talked about the presidential election last week. Mooney was in. But the mobile wallet?

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Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Janet Silveria, Community Bank of Santa Maria. So, what’s at the top of community bank leaders’ to-do lists? What changes will 2022 bring?

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Community Bank Community Lending Louisiana 144

PYMNTS

JUNE 6, 2017

PYMNTS: How does your business overlap with the payment processing or e-merchant world? Banking, credit card and insurance companies also use SigOpt to optimize the accuracy of their fraud detection and risk models. PYMNTS: Looking back since founding, what has been the proudest moment for the organization? PYMNTS: What is next?

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PYMNTS

JANUARY 13, 2017

But after all of the recent highs and lows this past week, nothing about bitcoin’s value seems certain at the moment. Needless to say, if Chinese regulators even look at bitcoin the wrong way, investors around the world fear the worst. The number of merchants in Nigeria who accept bitcoin for goods and services is limited as of now.

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PYMNTS

APRIL 1, 2019

Merchants, lenders and banks never see the person on the other side of the transaction, and proving that someone is, well, legitimate is becoming more difficult. To fight a battle, it helps to know a bit about the opponent. Synthetic fraud is a brave new frontier in bilking billions, as commerce goes increasingly online.

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CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. In aggregate, these product development and investment decisions reveal that Amazon isn’t building a traditional bank that serves everyone.

Cards 101

Cards Lending Strategy US 101

PYMNTS

JANUARY 6, 2020

ISOs sold terminals and card processing, mostly to brick-and-mortar merchants. PayPal was part of eBay, reported 100 million active users and was accepted at fewer than 350,000 merchants. Bank : How and where people save, store and access their money. Braintree still belonged to Braintree and was run by its CEO.

Innovation 176

Innovation Mobile Software San Francisco 176

CB Insights

FEBRUARY 13, 2020

Stripe really did come about because we were really appalled by how hard it was to charge for things online.” — John Collison. Funding, valuation, and investors. Supporting merchant partner growth. Online merchants also face challenges around verifying the buyer’s identity with “card-not-present” transactions.

Online 98

Online Company Retail Payments 98

PYMNTS

OCTOBER 17, 2016

That, First Data CEO Frank Bisignano told me in a wide-ranging chat about the first year of its most recent IPO, is but one of the things that makes First Data a very unusual initial public offering. And different in the way that First Data talks to its clients about what it does. That reality stuck with investors.

Data 100

Data Marketing Company US 100

PYMNTS

APRIL 29, 2019

Much of the coverage was about the hit to Q2 profits from the additional investments in logistics, warehousing and inventory management required to cut the current default shipping option in half. The Census says 10 percent, but you know how we feel about their estimates. Delivery from those non-Amazon merchants remains a mixed bag.

Online 162

Online Retail Study Cards 162

PYMNTS

FEBRUARY 11, 2019

Nor will they be whipping one out to check out in the aisle while milling about the store. and Australia where merchants’ contactless terminals and consumers’ ability to provision and use mobile contactless payments have been more evenly matched. Investor activists think it should be eBay. Sure, more terminals in the U.S.

Online 197

Online Retail Mobile Branding 197

PYMNTS

JULY 10, 2017

Think payments, but not just card-based payments, since Klarna today is a pay-by-bank account model. Think cards, but digital ones, accounts issued digitally by the Bank of Klarna. Klarna, Gajda told Webster, is thinking like a bank. Gajda noted those rules will impact Visa and banks operating on the Continent and beyond.

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Regional Mobile Cards Security 100

PYMNTS

JUNE 14, 2019

The news follows big next-day delivery announcements from both Walmart and Amazon — in a week where both retailers had a lot of news about repositioning themselves in the market and reporting some pretty major changes. Walmart suppliers now have an improved tool for submitting cost increases related to higher U.S. retail sales.

Retail 100

Retail Cards Marketing Tools 100

PYMNTS

OCTOBER 21, 2019

Interestingly, the overwhelming majority of these firms have focused on disrupting the way consumers go about their daily lives and pay for everything from transportation to clothes shopping to movie passes. But there’s so much more bank transfer fraud than there ever was. Kids On The Soccer Field. Well, then, that’s interesting.

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CB Insights

AUGUST 23, 2018

trillion in total assets, JPMorgan Chase is the largest bank in the US. Its retail bank, Chase, spans 61 million American households. Led by Chairman and CEO Jamie Dimon, the bank is undergoing a transformation, moving away from offline legacy systems and into the digital age. Live briefing: Consumer Banks in The Digital Age.

Cards 76

Cards Mobile Strategy Branding 76

MyBankTracker

JULY 27, 2020

Once your account is open, think about what type of security you want to purchase: stocks, mutual funds, or exchange-traded funds. You’re now a foreign investor. Companies located outside of the United States don’t give investors the same information that domestic companies provide investors. Related Articles.

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PYMNTS

JUNE 20, 2016

That, I suggested, would give everyone a blank slate to think cleverly and creatively about how to use software, apps and data to add value to the payments and commerce steam. And whether I should withdraw any of the trends or just give up predicting anything about payments and go lie on a beach. was all about the need for speed.

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Report Payments Mobile Retail 119

Tech and Finance

JUNE 14, 2018

In a recent blog at Articulate Communications I wrote about the number of surveys that public relations firms send out, and how useless many of them are. I publish occasionally at the Articulate Communications blog on issues of financial technology, banking and associated public relations and marketing topics.

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Survey Millennials Fraud Mobile 28

CB Insights

MAY 8, 2018

Specifically, we’ll talk about: Initial coin offerings. How 2017’s winners are turning into money managers, venture investors, and acquirers. Where VCs trade cash for equity, ICO investors trade cash for tokens. Traditional equity investors are investing in companies that plan on using tokens within their business models.

blockchain 75

blockchain Trends Technology cryptocurrency 75

Jeff For Banks

DECEMBER 7, 2019

If their platitudes about scale are correct, then the largest FIs should logically demonstrate better shareholder returns. The first bank over $50 billion in assets was JPMorgan Chase at 33rd on the list. Bank of America was 83rd. As a point of reference, the SNL US Bank & Thrift index total five year return was 65%.

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PYMNTS

AUGUST 5, 2016

Or a Fizzle – because it’s the last full month of summer and everyone is complaining about it being the last month of summer. Any Mastercard debit cardholder can soon send money to any other person with a bank account in any bank across the U.S. – No more worries about wet fingers and a #fingerprintfail. Iris Scanning.

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Banking 2020

JANUARY 29, 2015

For instance, PayPal recently announced partnerships with certain merchants that will allow the company to accept payments from Bitcoin using customers. While there is uncertainty about just how the Bitcoin-PayPal integration is going to work, there are ongoing discussions about the details. Voices banking bitcoin economy'

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PYMNTS

AUGUST 10, 2016

Today, I talked to summer interns about their careers and how to be successful at WePay. A lot of payments companies try to build point solutions, solving one problem related to payments. Then we think about how payments and WePay can help them. Karen Webster chatted with Clerico to find out what has inspired him along the way.

Payments 100

Payments Software Innovation Bitcoin 100

William Mills

SEPTEMBER 9, 2016

Came from investment banking background. Problem: lack of supply of pre-IPO shares for investors as was as liquidity for companies. Looking to work with about 50 pre-IPO companies (like (Pinterest), the platform will be launched in October. Showing how the platform would work, the potential investor, NDA, and other information.

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