PYMNTS

JANUARY 24, 2019

However, there may be an opportunity to get more contactless cards into the hands of consumers — an opportunity that involves community banks and is backed by financial incentives. ICBA Bancard’s 1,600 community bank customers have issued more than 7.3 ICBA Bancard’s 1,600 community bank customers have issued more than 7.3

Community Bank 156

Community Bank Community Cards United States 156

PYMNTS

DECEMBER 7, 2020

You’d be forgiven for thinking that, in banking, the deal is dead. NCR Digital Banking Senior Vice President and General Manager Doug Brown told Karen Webster there will be an acceleration of deal making on the other side of the pandemic, particularly as financial institutions (FIs) recalibrate and expand their digital efforts.

Google 282

Google Examples Regional Lending 282

Abrigo

OCTOBER 26, 2020

For this reason, I educate the elderly community as well as civic groups on scam activity and elder financial exploitation.” – Jacqueline Wells, The Farmers & Merchants State Bank. “I Those tragic events left me feeling helpless and heartbroken. To learn more about BSA/AML Day, visit the website. learn more.

Fraud 195

Fraud System US Compliance 195

Gonzobanker

DECEMBER 19, 2022

Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Chopra seems to view all bank fees as “junk” and predatory.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

JULY 21, 2020

Small Business Administration’s Paycheck Protection Program (PPP) was very much a catalyzing event that ignited credit unions’ expanding relationships with microbusinesses. They can issue cards tied to local merchants, [and] connect some rewards to loyalty toward the local market.”. Making Microbusinesses Work Better.

Cards 208

Cards National Tools Innovation 208

PYMNTS

JUNE 1, 2020

The new coronavirus had an immediate and profound effect on the financial services industry, as brick-and-mortar bank branches closed to protect public health. Those closures meant that many consumers in countries like the United States were left only with digital platforms to access their bank accounts or to conduct necessary transactions.

Digital Banking 136

Digital Banking Delaware Tools Mobile 136

Abrigo

OCTOBER 25, 2021

Christene Robinson, West Suburban Bank. “I Those tragic events left me feeling helpless and heartbroken. The desire to help all of those victims and family members was overwhelming, but I was at a loss as to what I could do to make a difference. .” - Julie Hearn-Nicely, Firstrust Savings Bank.

System 195

System Training US Compliance 195

Celent Banking

MARCH 16, 2015

This last week the American Banker Retail Banking Conference 2015 was going on in Austin, TX. As expected, it was a great way to read the temperature of the banking industry. There were a couple of overarching themes throughout the event. How do community banks grow deposits in a climate of shrinking deposit share?

Conference 100

Conference Retail Community Bank Community 100

PYMNTS

NOVEMBER 11, 2016

Switzerland gives bitcoin a hand by way of rail ticket machine sales, an Australian startup banks on the aptly named Dash and Zcash fervor fades. In other bitcoin news, we’re now just two weeks away from the fifth annual Bitcoin Black Friday event. In its first year, 60 merchants participated. 25 this year.

Bitcoin 192

Bitcoin cryptocurrency Security Taxes 192

Independent Banker

NOVEMBER 24, 2014

Jim Gowen, Merchants & Planters Bank. Merchants & Planters Bank. Bank assets: $250 million. Once he gets his mind set, a plan forms and then becomes a very calculated reality,” offers Tara Salinas, the bank’s marketing and business development officer. In Arkansas, Jim S. Jim Gowen Sr.

St. Louis 105

St. Louis Community Bank Community Leadership 105

PYMNTS

FEBRUARY 28, 2017

Banking giant JPMorgan Chase will look to invest more money in its credit card business, continuing a trend of technology initiatives focused on mobile in the mid-term while eyeing returning cash to shareholders. percent, in line with prior projections with a net charge-off rate of about 300 to 325 basis points. million tally.

Community 100

Community Community Bank Cards Technology 100

PYMNTS

MAY 11, 2017

Several major banks, including Citi and Standard Chartered, recently launched their own APIs to help their various clients access each banks’ financial toolsets to address their individual needs. Bank, host hackathons to motivate the developer community to build these tools. Bank’s “Think Big, Hack Small” hackathon.

Innovation 143

Innovation Mobile ATM Tools 143

Independent Banker

OCTOBER 29, 2014

Large banks and nonbanks, merchants and technology companies are pressing to solidify their inroads into the financial transaction business. But how far are they willing to go to do their banking on small mobile devices? It’s become a familiar story, usually with a new splash. s entry into the payments business with Apple Pay.

Mobile 105

Mobile Community Bank Community Technology 105

Gonzobanker

MAY 12, 2020

Banks and credit unions report the pandemic’s impact on customer behavior. There have been all sorts of discussions about the impact of COVID-19 on branches, customers and banking activity. All but one of the respondents closed lobbies to walk-in traffic and moved to appointment-only banking. At least not yet.

Trends 148

Trends ATM Survey Tampa 148

Gonzobanker

JULY 10, 2020

Regardless of their viewpoints on capital recovery, now is the time for banking leaders to reevaluate their planning strategies. Despite their opposing outlooks for capital recovery, banking leaders coming out of the mindshare grab of COVID-19 and PPP loans now need to get their teams aligned around adjustments, priorities and focus areas.

Risk Management 88

Risk Management Capital Strategy social media 88

PYMNTS

MAY 31, 2017

Debit cards, default cards, banks both bricks-and-mortar and digital. That brings up some questions for banks: What are the opportunities for banks with debit, and with branches, and even with ATMs? That brings up some questions for banks: What are the opportunities for banks with debit, and with branches, and even with ATMs?

ATM 100

ATM Millennials Cards Management 100

PYMNTS

MARCH 4, 2019

Council member and bill sponsor Ritchie Torres has said the ban is a way to make sure lower income communities, and those of color, are not shut out of marketplaces. Trips to the bank to make deposits — the physical kind — can be time-consuming and perhaps less than safe. And those stakeholders include ATM operators.

Retail 129

Retail New York City New York New Jersey 129

Jack Henry

OCTOBER 1, 2014

Wait, how about a tiny screen on your wrist?” That Apple’s “ September Event ” was a media spectacle of biblical proportions goes without saying. For community financial institutions, however, the biggest news wasn’t the new iPhones nor the Apple Watch. Banking and shopping are converging. and there was the Apple Watch.

Apple 98

Apple Fraud Cards Mobile 98

PYMNTS

MARCH 18, 2019

“Connect the dots” is used as a metaphor for describing how a series of discrete events can explain a “big picture” – often high-impact – action or outcome. Then came PayPal’s debut of Instant Transfer to Bank. And finally, that the banks and the card networks are the big losers. A Couple of Important Dots.

Payments 201

Payments Cards Operations System 201

PYMNTS

DECEMBER 16, 2019

There’s a famous Steve Jobs quote, though, that I think frames any conversation about the future in a more thoughtful way. Jobs said that predicting the future can’t be based simply on assumptions about what might happen. Only then, he said, can one get clarity about how those dots can guide innovators about the future.

Payments 180

Payments Innovation Cards Google 180

PYMNTS

JANUARY 1, 2020

There’s a famous Steve Jobs quote, though, that I think frames any conversation about the future in a more thoughtful way. Jobs said that predicting the future can’t be based simply on assumptions about what might happen. Only then, he said, can one get clarity about how those dots can guide innovators about the future.

Innovation 174

Innovation Cards Google Payments 174

PYMNTS

APRIL 17, 2017

Dorsey is the only guy in the industry who’s thinking about payments in a deep way, and Square is the only payments company that’s innovating on hardware, software and price. It’s been an interesting and eventful eight-year journey. this past quarter, or about $80.5 And industry pundits fell in love. The Bumpy Road.

Apple 110

Apple Capital Cards Payments 110

PYMNTS

DECEMBER 4, 2019

For smaller firms, especially, there are hiccups from the time it takes for the fruits of labor – a completed sale, in other words — to translate into cash in the bank. Those sleepless nights can multiply when unforeseen external events require emergency outlays of cash to keep a business running — and the needed funds aren’t there.

Study 166

Study Capital Examples Payments 166

FICO

AUGUST 19, 2022

Tackling the Fintech Threat: A Guide for Banks and Credit Unions. billion globally in 2021 – banks and credit unions are losing their status as the primary financial services providers to American consumers. Taking the FinTech Threat Seriously: What Should Banks Be Doing to Compete? banks collected $15.47 by Darryl Knopp.

Fintech 52

Fintech Millennials Lending Tools 52

CB Insights

FEBRUARY 13, 2020

Stripe really did come about because we were really appalled by how hard it was to charge for things online.” — John Collison. Stripe’s early success in acquiring customers was largely due to its mass appeal to the developer community. Supporting merchant partner growth. Leadership and board members. Online and offline payments.

Online 98

Online Company Retail Payments 98

Gonzobanker

SEPTEMBER 5, 2017

With President Trump on record as vowing to “do a big number” on the Dodd-Frank Act (DFA), how much will the fate of the DFA and its Durbin Amendment matter to impacted banks? Banks impacted by the regulation have dealt with the effects on interchange income and regulatory compliance costs in several ways.

Risk Management 60

Risk Management Compliance Survey Cards 60

CB Insights

AUGUST 23, 2018

trillion in total assets, JPMorgan Chase is the largest bank in the US. Its retail bank, Chase, spans 61 million American households. Led by Chairman and CEO Jamie Dimon, the bank is undergoing a transformation, moving away from offline legacy systems and into the digital age. Live briefing: Consumer Banks in The Digital Age.

Cards 76

Cards Mobile Strategy Branding 76

PYMNTS

JULY 15, 2016

Not only is this evidenced by its presence at all quintessential American events, like ballgames and barbecues, but also by the industry’s staggering value. brewers international marketing services, from promotional materials and event coordination to price analyses and market selection research. About The Tracker.

Puerto Rico 100

Puerto Rico Michigan Branding Marketing 100

PYMNTS

JUNE 21, 2016

Life moves quickly and people want banking and payments experiences that are in step with how they live and work. USAA serves the military community by providing the best financial products and services. “By using a voice command tech, we can guide patients to be better aware and have more control over their own treatment.”.

Millennials 101

Millennials Innovation System Payments 101

NCR

JULY 22, 2016

And there’s a lesson in this for the banking industry. Yes indeed, this source of addictive enjoyment for some and irritation for others—as in, “What exactly is Pokemon Go and why do I keep hearing about it?”—has Which brings us back to banking. Yet with all this and so much more, the biggest story around is… Pokemon Go.

Video 40

Video ATM Examples Training 40

Gonzobanker

FEBRUARY 16, 2016

OK, maybe we aren’t quite there yet considering 60% of the merchants I shopped at over the holidays still didn’t have “that fancy chip thingy” working yet, but I’m sure we can expect payments advancements to continue at a rapid pace (wink wink). billion on incentives to card issuers and merchants. household has 2.9

Management 60

Management Payments Cards Regional 60

Gonzobanker

DECEMBER 22, 2014

We could hand you a load of bull about skewering the guilty and praising the exalted, etc., THE BANKING AWARDS. Bank Acquisition of the Year - BB&T Corp. Bank Acquisition of the Year - BB&T Corp. Nice community bank culture fit between the two as well. It’s time for the 2014 GonzoBanker Awards!

Los Angeles 101

Los Angeles Apple Risk Management California 101

Gonzobanker

DECEMBER 22, 2015

Well, what do we say about 2015? THE BANKING AWARDS. It’s hard for any banker to avoid gulping at the sheer long-term performance of George Gleason II and his team at the Bank of the Ozarks. Check out Gleason’s stock performance vs. Wells (WFC), Chase (JPM) and Bank of America (BAC) over the past five years.

Community Bank 60

Community Bank Apple Community Technology 60

William Mills

MAY 11, 2016

We believe merchant processing is broken.” Demo: Sezzle app with knowledge based authentication to link bank accounts. Jeff Deppen (CIO, Orrstown Bank). Helping banks with customer retention by transforming data into knowledge about their customer’s engagement and key events on their journey.

Video 40

Video Mobile social media Analytics 40

PYMNTS

MAY 1, 2019

The path to the payments deal started about three or four years ago when Adam Bloomston, CEO of Payscape , and Thomas Nitopi, CEO and founder of NXGEN , first met. It’s more than just payments,” he said, talking about his expectations for near-term organic growth for the new, combined company. Thus, a deal was born.

Florida 205

Florida Payments Capital Community Bank 205

Fintech Labs Insights

SEPTEMBER 21, 2015

After every Finovate, it’s always fun to re-visit the event through the insight and wit of our community of passionate fintech professionals on Twitter. And be sure to make us a part of your Twitter community by following us @finovate. “you know what the problem w/ merchant funded offers is? Almost stage time!

UX 12

UX Fintech Innovation Community 12

PYMNTS

OCTOBER 31, 2016

For starters, hear the one about the sewer rat? Those storefronts, virtual and otherwise, provide cover for those bad actors and wind up opening new accounts with unwitting banks. Then, wrongdoers, said Guidette, are only sometimes outed by law enforcement or the press, to the dismay of business owners and banks.

Payments 100

Payments Examples Fraud System 100