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Bank Product Profitability and Productivity

South State Correspondent

Both banks, for example, had about $150B in deposits. However, SunTrust generated those deposits with about 23% fewer branches and a lower cost structure. The takeaway is that banks interested in increasing their market-to-book ratio should consider allocating more resources and capital to deposit products and deposit marketing.

Study 195
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Bye-bye FinTech

Chris Skinner

I just spent time with a bank talking about Doing Digital. The host had read a preview copy of my new book and was asking a few questions about it. What had surprised me the most in my talks with five banks? What lesson was the most important one I … The post Bye-bye FinTech appeared first on Chris Skinner's blog.

Fintech 446
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Why I like Turkish banks

Chris Skinner

Just before Christmas, I was interviewed by a Turkish magazine about the future, Turkey and fintech. I thought it might interest folks to share it here … When you wrote your first book about fintech – little was known about it.

Fintech 396
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The truth about Ant Financial …

Chris Skinner

I finally finished writing my new book. I’m not going to say too much about, except that you should buy it when it comes out. A key theme in the new book is financial inclusion and, to those ends, … The post The truth about Ant Financial … appeared first on Chris Skinner's blog. It’s very good.

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How does MiFID II and FinTech work?

Chris Skinner

Over a decade ago, I curated a book about MiFID – the Markets in Financial Instruments Directive. appeared first on Chris Skinner's blog.

Fintech 318
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Russian Regulator Alleges Booking.com Broke Anti-Monopoly Law

PYMNTS

FAS opened an investigation into Booking's move asking hotels and hostels to offer the same prices on their own sites and rival booking sites as they did on Booking.com. In another clash between Booking and the EU, Booking bucked back against the EU's recent plan to regulate the site as a gatekeeper in its recent crackdown on big tech.

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Which banks do ‘get IT’?

Chris Skinner

I’m working on my next book already. I’m not going to share too much about it yet, as it won’t come out for two years, except to give you some clues on … The post Which banks do ‘get IT’? Digital Human only came out a few months ago, and here I am off already on a new one.