Insights on Business

OCTOBER 12, 2018

A leading financial services institution knew its cloud transformation execution wasn’t hitting on all cylinders. The progress was safe, experimental and iterative, but in the larger scheme of what the organization needed to scale success , the efforts were, frankly, underwhelming. But what is it and what are its real catalysts?

Innovation 87

Innovation Strategy Industry Technology 87

Insights on Business

OCTOBER 11, 2018

This is especially true if they’re going to compete with new digital banks and platform companies that are unhindered by the legacy applications and infrastructure. Banks moving core applications to the cloud need to follow certain guidelines and standards for the migration/transformation and overall banking ecosystem to work successfully.

Meeting 111

Meeting Customer Experience System Guidelines 111

Insights on Business

OCTOBER 15, 2018

Customers want engaging and seamless digital experiences across multiple applications. And it is not just customers looking for transformation, but governments as well. What is happening in Europe is only accelerating the move to open banking. It is that simple.

Payments 96

Payments Security Fintech Examples 96

PYMNTS

DECEMBER 24, 2020

Tis the season for predictions — the most dangerous time of the year for potential prognosticators looking to offer the world a sneak peek as to what’s coming next in the new year. No one could have predicted that consumers would reconfigure their lives around the digital-first economy to the extent that they did.

Millennials 206

Millennials Retail Course Report 206

CB Insights

OCTOBER 21, 2018

CB Insights unveiled the second annual Fintech 250 — a list of 250 of the most promising private companies applying a mix of software and technology to transform the financial services industry. This year’s cohort has already seen more mega-rounds in 2018 YTD than 2017’s Fintech 250 list in all of 2017, with 23 mega-rounds investments.

Fintech 78

Fintech Lending Capital Analytics 78

Insights on Business

OCTOBER 17, 2018

Ten speakers on stage at Sibos 2018. Learn about the benefits of the The LinuxONE T24 Digital Banking Platform: Optimized architecture for Temenos T24 and Temenos core modules. The Sibos conference in Sydney is less than a week away. It’s time to pack those bags and hop on a plane. IBM dinners and receptions at Sibos.

blockchain 110

blockchain Video Compliance Meeting 110

Abrigo

MARCH 15, 2022

Offering Digital Consumer and Commercial Accounts Benefits Financial Institutions Banks and credit unions that enable online/digital account opening win new customers and members and retain existing ones. . Takeaway 1 Many financial institutions are adding or improving online or digital account opening capabilities. .

Online 195

Online Lending Survey Digital Banking 195

PYMNTS

JULY 3, 2020

percent in 2018. COVID-19 changed all that, bringing a new urgency to digital innovation and a top-down reimaging of CU loyalty. PYMNTS research revealed that nearly four in 10 members are likely to consider leaving their current CUs,” according to the Tracker, with PYMNTS also finding that 76.3 Easy is the New Loyalty’.

Innovation 154

Innovation User Experience Tools Technology 154

FICO

FEBRUARY 17, 2023

Banks and other financial institutions are adopting a digital first strategy, and there’s no going back. The shift to digital payments has spurred a reinvention of the humble wallet. Not in the traditional, physical sense anyway, as my wallet diet has led me to wholeheartedly embrace digital transformation.

South Carolina 52

South Carolina Fraud Management Payments 52

Insights on Business

SEPTEMBER 21, 2018

I am truly excited to host what was one of our most popular, insightful, and enjoyable activities at Money20/20 last year–“ Wake up with the CEOs.” ” From October 22-24 (Monday-Wednesday) I will host a panel of four high-profile CEOs every morning from 9:00 to 10:00 AM to share what keeps them up at night.

Conference 115

Conference Customer Experience Industry Trends 115

PYMNTS

JULY 30, 2019

Credit unions (CUs) have been trying to find the balance between giving customers what they want and improving returns on investment. Asking them what they want is really important, [because] then [we can use] that to set our strategy,” she said. Bank of America now counts 54 percent of its customers as digitally centric.

Innovation 115

Innovation Fraud Mobile Video 115

PYMNTS

APRIL 30, 2018

Digital banks. Three things that today seem more like talk than truly transformative innovations. According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

APRIL 30, 2019

What was once a niche activity has transformed into commonplace behavior. In the latest PYMNTS Mobile Order-Ahead Tracker , we take a look at what differentiates the top players from, well, everyone else. In 2018, 13 percent of all U.S. According to a recent earnings release, Chipotle grew digital sales by 100.7

Mobile 100

Mobile Fraud Industry Security 100

PYMNTS

OCTOBER 22, 2019

Increasingly, the physical and digital worlds are converging. Consumers own and use connected devices more than ever before, while brick-and-mortar retail is transforming the in-store experience by making it more digital. Amazon was the only retailer that made the top 10. is roughly the same as last year (4.4).

Retail 103

Retail Video Innovation Analysis 103

PYMNTS

APRIL 25, 2019

Grocery stores are undergoing historic transformation thanks to digital technology, transforming from rather staid operations to places that feature the latest retail and delivery innovations. live in what are commonly called food deserts. million people live more than 10 miles from the nearest supermarket.

Los Angeles 128

Los Angeles Washington Study Chicago 128

PYMNTS

JANUARY 25, 2018

There’s a road — literally — from analog to digital. Think stamped metal translated into bits and bytes, helping to transform a part of the auto industry that has been around for more than a hundred years: license plates. paper check all be transformed along the way? paper check all be transformed along the way?

Boston 128

Boston California Michigan Georgia 128

PYMNTS

MAY 23, 2018

AutoZone’s experience stands as an example of how the automotive aftermarket — where do-it-yourself consumers tend to treasure relationships with store employees — is trying to balance profitable tradition with the demands of digital marketing and retail. billion worth of aftermarket parts and accessories in 2018, along with $1.9

Conference 116

Conference Online Retail Mobile 116

PYMNTS

JULY 30, 2018

The entire segment, he noted, is ripe for technological innovations and improvements, and the restaurateurs of 2018 know that. The idea of being a truly omnichannel restaurant even five or 10 years ago was still a confusing idea in food and beverage,” Lloyd said. Earnings were a fantastic beat, but the majority of this move is LevelUp.

System 101

System Branding Handbook Operations 101

Gonzobanker

DECEMBER 22, 2020

By making 9 million small business loans totaling $750 billion, more than the previous 10 years combined. We all have heard about a lot of bad things this year, but you know what we didn’t hear? Now, what could put an insane year on a positive track better than the Gonzo team raising thumbs through the GonzoBanker awards?

Idaho 183

Idaho Community Industry Strategy 183

PYMNTS

DECEMBER 26, 2018

The Digital Drive Report , a collaboration earlier this year between PYMNTS and Visa, found that 135 million U.S. Not only that, but Fair , the car-leasing startup that earlier in 2018 acquired the leasing portfolio of Uber, has raised $385 million in venture funding. The opportunity is clear. Car Buying.

Payments 174

Payments Mobile Software Data 174

PYMNTS

DECEMBER 13, 2019

There was even an ugly Christmas sweater scandal thrown in for good measure, because what are the holidays without passionate arguments about odd topics? Big News of the Week: Amazon To Take the Delivery Volume Throne . FedEx and UPS beware — it looks like Amazon will soon be displacing both at the top of the package delivery pecking order.

New York City 131

New York City New York Retail US 131

PYMNTS

FEBRUARY 28, 2018

Participants pitch to a panel of Visa representatives – and a few large client representatives – in what Singh described as a “Shark Tank”-like format. In 2018, participating U.S. Once submissions have been received and evaluated – a process that typically takes two to three weeks – the finalists are chosen, usually 10 to 15.

Regional 101

Regional United States Fintech Innovation 101

PYMNTS

JULY 27, 2020

All in, PYMNTS found in its 2018 Digital Drive Report that 135 million U.S. And Yi is far from the only restaurateur suffering in what The New York Times recently called Manhattan’s “ Midtown ghost town.” They ate restaurant meals, bought gas, paid tolls or subway fares and often shopped on their way home.

San Francisco 184

San Francisco Study New York Massachusetts 184

PYMNTS

DECEMBER 24, 2019

For the annual holiday exercise at PYMNTS (describing the 12 main or most exciting ways to pay in 2019), it is clear that what has happened this year will have big implications for the new decade. About 31 percent of consumers now own voice-activated devices, up from 27 percent in 2018 and 14 percent in 2017. Past is prologue.

Cards 160

Cards Payments Study Examples 160

PYMNTS

APRIL 2, 2019

That’s doubly good news for the real estate marketplace this year — since, as of late 2018, things in the market were looking a bit “uncertain.”. However, he added, there is that one out of the 10 cases. The home-selling season is upon us — and will be for the next several months. Roughly 40 percent of the homes sold in the U.S.

San Francisco 122

San Francisco New York City Marketing Tools 122

PYMNTS

FEBRUARY 11, 2019

Mobile devices, apps and voice assistants – by allowing consumers to order ahead and pay, pay via QR codes anywhere in the store and use auto-pay when leaving the store – will make checking out 100 percent digital, even when consumers choose to visit a physical store to make a purchase. Will everything move this way in five or 10 years?

Online 197

Online Retail Mobile Branding 197

CB Insights

NOVEMBER 9, 2018

Note: We’ll be revealing data on the effectiveness of accelerators, how not to F up M&A, and whether having a Chief Digital Officer drives better stock returns at the TRANSFORM Conference in NYC Dec 4-5, 2018. If you want to learn how to drive growth, innovation, and digital transformation — be there.

Innovation 78

Innovation Strategy Google Meeting 78

PYMNTS

APRIL 2, 2019

That’s doubly good news for the real estate marketplace this year — since, as of late 2018, things in the market were looking a bit “uncertain.”. However, he added, there is that one out of the 10 cases. The home-selling season is upon us — and will be for the next several months. Roughly 40 percent of the homes sold in the U.S.

San Francisco 100

San Francisco New York City Marketing Tools 100

PYMNTS

MARCH 5, 2018

However, there was that extra-long supercut of every movie ever made, which had a purpose, we’re sure — we just don’t know what it was. . Facebook and Mastercard announced they would be pairing on an initiative to help global small business (SMBs) jump on board with the digital age.

Regulation 108

Regulation Data Regional America 108

PYMNTS

MAY 18, 2018

Much of commerce activity is ruled by tastes, trends and the occasional fad; what we buy is very much dependent on popular mood. The much-anticipated program will offer Prime members 10 percent off various items and deals through rotating weekly specials. Sizzle Of The Week: The Race for Grocery Gold.

San Francisco 100

San Francisco California Operations social media 100

PYMNTS

APRIL 19, 2018

The bank is doubling down on its AI development in 2018, Wong noted. OCBC Bank will invest $10 million in research and developments over the next three years, and Wong now heads the group. The final goal is to turn the skillsets and back end architecture into useful, public-facing features for the bank’s digital offering.

Fraud 100

Fraud Digital Banking Technology Fintech 100

BankBazaar

JULY 4, 2019

What will be the tax sops for the salaried? 10:22 AM: The Finance Minister arrives at the Parliament. 10:55 AM: Union Cabinet approves Budget 2019. FDI inflows remained strong in 2018-19 marking a 6% growth. The Union Budget for 2019 is here! Eager to know the highlights? Check them out. We are also eager to know.

National 60

National Cards Taxes Policies 60

PYMNTS

AUGUST 21, 2019

Also, what has been a brisk race since the year began in the last few weeks has picked up its pace considerably as Walmart, Kroger, Target and Amazon have all decided to end the summer with a grocery bag and a string of new pilots, products, partnerships and more. Will it be enough to win anyone the war? That remains to be seen.

Report 170

Report Kentucky New York Branding 170

Lex Sokolin

OCTOBER 28, 2020

Of course, the extra juice comes from digital transformation consulting. Other industry analysts have noted that being a company selling digital transformation is a better proposition than being a company experiencing digital transformation. The last bit in the image above is what is important.

blockchain 40

blockchain Google National Apple 40

Accenture

NOVEMBER 27, 2017

Perhaps they are unsurprising, but individually each shows it is a driver of enduring change, and together they show how the industry is transforming and rotating to the new digital era. Some themes endure year-after-year, as shown in the table below—real-time payments, cybersecurity, fintechs, blockchain and open APIs.

Innovation 171

Innovation Conference Fintech blockchain 171

PYMNTS

MARCH 20, 2017

And while the median analyst forecast places KR stock up about 18 percent in the coming year, it could be a hard-fought battle—though the grocery giant has some store-transformation tricks up its sleeve, including testing home grocery delivery with Uber, that could help to put it in much better market standing come 2018. COST is up 4.81

Retail 101

Retail Online Trends Marketing 101

PYMNTS

JUNE 11, 2018

According to Scott Painter, founder of TrueCar and (more recently) the Fair app , the post-digital age of shopping is very, very different. The cars are all pre-owned, and Fair itself carries no inventory beyond what they have under contract with drivers. That was step number one. resulted in the recently launched Fair app.

Payments 121

Payments Portland Marketing Operations 121