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CRE Credit Risk – What You Need To Know Now

South State Correspondent

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). While national banks took the brunt of subprime mortgage losses, in the years (2008-2013) following the Great Recession, credit risk spread to CRE.

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Financial Stability Board Calls For Current Crypto Education

PYMNTS

The FSB is comprised of national authorities responsible for financial stability in 24 countries and jurisdictions. It was launched following the financial crisis of 2007 to 2009 as an early warning system to avoid another “global market meltdown.”

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Visa Inks Partnerships With More Football Associations

PYMNTS

Visa , the Official Payment Services Partner of FIFA , announced Wednesday (December 6) partnerships with the Union of European Football Associations’ ( UEFA ) Women’s Football Competitions and the Confederation of African Football ( CAF ) Total Africa Cup of Nations tournament.

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Deep Dive: Why The Pandemic Is Pushing MENA Regulators To Upgrade Open Banking, Privacy Laws

PYMNTS

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration.

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5 Steps to Better Treasury Management

South State Correspondent

Consider that many banks are still offering remote deposit capture (RDC) like it was 2007, and competition for the product was fierce. National and regional banks control 70% of the treasury management market, yet most treasury management customers choose their bank because of service.

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How The Fed Will Impact Your Deposit Beta

South State Correspondent

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. How to Apply to Your Bank. Community banks with larger percentages of DDA balances will fare better.

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CFPB hires Assistant Director for Office of Small Business Lending Markets; announces other senior leadership additions

CFPB Monitor

He originally joined the Small Business Administration in 2007 as the Director of the Office of Financial Assistance where he oversaw the agency’s business lending programs. John Schroeder will serve as the Midwest Regional Director for the Office of Supervision Examinations. Small Business Administration.