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5 Steps to Better Treasury Management

South State Correspondent

If one product is the future of banking, it is treasury management. In this article, we detail the five steps to building a treasury management strategy, provide some tools to execute those steps, and then provide a complimentary survey to assess your strengths and weaknesses. It starts by targeting the right customers.

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CRE Credit Risk – What You Need To Know Now

South State Correspondent

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). While national banks took the brunt of subprime mortgage losses, in the years (2008-2013) following the Great Recession, credit risk spread to CRE.

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How The Fed Will Impact Your Deposit Beta

South State Correspondent

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. How to Apply to Your Bank. Community banks with larger percentages of DDA balances will fare better.

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How Masabi Makes Public Transit Ticketing Mobile

PYMNTS

In 2007, we started our first trial with a company called Chiltern Railways in the U.K.,” In that 2007 pilot test program, commuters could buy tickets in-person or online and have them delivered to their mobile phones. s national railroad system. Donovan said. From paper to digital.

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JPMorgan Business Report: Positive On Growth, Weary Of Economy

PYMNTS

As detailed in the 2016 JPMorgan Chase Business Leaders Outlook report, the outlook is positive on a local economy level, but nationally/globally is a little more shaky. But when looking at that from a more national perspective? National economy: 39 percent optimistic, compared to 68 percent in 2015. Challenges. Expectations .

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CFPB hires Assistant Director for Office of Small Business Lending Markets; announces other senior leadership additions

CFPB Monitor

He originally joined the Small Business Administration in 2007 as the Director of the Office of Financial Assistance where he oversaw the agency’s business lending programs. Johnson has worked as the Deputy Assistant Director, a section chief, and a quality assurance manager. Small Business Administration.

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7. Leslie Godridge, U.S. Bancorp

American Banker

The wholesale unit's two main business lines are national corporate banking and global treasury management and Godridge, who joined U.S. Bancorp in 2007, has been the driving force in the growth of both. Bancorp wouldn't have much of a wholesale banking business without Leslie Godridge.

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