South State Correspondent

MAY 9, 2023

In the wake of regional bank failures, one potential answer to equity shorting and bank runs is having the FDIC increase deposit insurance. We believe any change to the FDIC insurance coverage should aim to maintain and advance our credit markets. economy needs. The plan will likely involve charging the biggest U.S.

FDIC 195

FDIC Regulation Capital Management 195

Jeff For Banks

JUNE 2, 2023

To you, manage your interest rate risk. By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004. According to the FDIC, the causes of the 2008-09 financial crisis lay partly in the housing boom and bust of the mid-2000s; partly in the degree to which the U.S.

FDIC 78

FDIC Community Bank Regulation Lending 78

Jeff For Banks

NOVEMBER 6, 2011

From December 31, 2009 through June 30, 2011, deposits for all FDIC insured depositories increased 5.84%. At first, senior managers of FIs felt good about the inflow. Loans from 2002 through 2007 generally grew faster than FIs'' ability to fund them. FDIC insurance costs, on average, are 12 basis points on deposit balances.

Community 66

Community New York FDIC Philadelphia 66

Jeff For Banks

JANUARY 3, 2012

During the period 2002-07, when loan growth outpaced the ability to fund it, FIs took on more FHLB borrowings and high cost deposits. This was determined by the high profile case the SEC brought against SunTrust in the Fall of 1998 for managing earnings through the loan loss provision. Read a summary of it from the Atlanta Fed here.

Atlanta 89

Atlanta Capital FDIC US 89

Jeff For Banks

APRIL 14, 2022

Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D. Manias, Panics, and Crashes: A History of Financial Crises 2005 John Jay Knox Knox, John Jay A History of Banking in the United States 2017 Timothy Koch Koch, Timothy Bank Management (8th ed.) Bonadio Bonadio, Felice A. Bove Bove, Richard X.

America 78

America National Denver United States 78

CFPB Monitor

NOVEMBER 22, 2016

Politico has reported that Paul Atkins, who leads the transition team for independent regulatory agencies, will be on the landing team for the CFPB as well as the landing teams for the FDIC and OCC. Mr. Atkins’ biography on Wikipedia indicates that he is an attorney who served as a commissioner on the SEC from 2002 to 2008.

FDIC 60

FDIC Compliance Strategy Industry 60

CFPB Monitor

JANUARY 9, 2017

We previously reported that Paul Atkins would be on the landing team for the CFPB as well as the landing teams for the FDIC and OCC. Mr. Atkins is an attorney who served as a commissioner on the SEC from 2002 to 2008. According to the President-elect’s website , Mr. Atkins will also be a member of the FTC landing team.

Leadership 60

Leadership FDIC Policies Compliance 60