PYMNTS

MAY 9, 2016

Though the industry knew it was coming, the sharp migration of fraud from in-store to online channels with the growing adoption of EMV is still enough to keep any online merchant up at night. The data show that since the October 2015 EMV liability shift, United States fraud attacks have jumped by 11 percent.

Fraud 100

Fraud Online United States Cyber Security 100

PYMNTS

MARCH 15, 2019

Those topics are vital as payments continue their relatively recent transformation from relatively mundane, all-but-forgettable tasks to all-important mechanisms of the overall consumer experience. All that legacy hardware has to be upgraded,” Bilafer said, pointing how long the EMV compliance effort has taken. The ground is shifting.

Payments 195

Payments Online Fraud Operations 195

PYMNTS

FEBRUARY 4, 2020

PYMNTS probes this fascinating topic in the inaugural Next-Gen Debit Tracker ®, a PULSE collaboration. EMV cards have lessened ATM skimming attacks on debit cards, for example, but cybercrooks never sleep. In other ways, debit has the same drawbacks as credit, especially when it comes to fraud.

Millennials 131

Millennials Fraud ATM Cards 131

ZootBlog

MAY 18, 2016

Over the past couple of weeks we’ve been discussing fraud mitigation strategies on ZootBlog—everything from EMV chip cards to encryption, tokenization, and biometrics. As EMV adoption shuts down one fraud channel, it opens others. Research by Aite Group supports this conundrum.

Fraud 67

Fraud Taxes United States Study 67

PYMNTS

AUGUST 4, 2016

The initiative offers an array of topics for training and education, including payments, back-office operations, online commerce and more. PYMNTS tracks small businesses’ adoption of these technologies in our SMB Technology Adoption Index.

Google 100

Google Training Resources Technology 100

PYMNTS

OCTOBER 26, 2016

As the conference kicked off in Las Vegas last October, merchants and retailers around the United States began dealing with the effects and fallout of October’s EMV liability shift, as the technology became the standard for all retail payments. It’s EMV all over again. ” Biometrics coming on big. “Not

Security 100

Security Mobile Las Vegas User Experience 100

ForwardBanker

NOVEMBER 22, 2016

That’s certainly been the case with EMV technology, the leading topic of discussion in our recent webinar The new realities of fraud post-EMV adoption. The post EMV Adoption, Fraud Migration and Identity Protection Services: Answering Some Questions appeared first on Deluxe FI. Led by Deluxe’s own.

Fraud 28

Fraud Technology Cards 28

PYMNTS

NOVEMBER 12, 2018

For example, the adoption of EMV has helped cut down on in-store and card-present fraud, but, as a result, fraudsters have turned to other forms of attack that use new tools and technologies to target retailers. While many of these regulations have had the intended effect, they’ve also had unintended consequences.

Fraud 148

Fraud Retail Cards System 148

PYMNTS

MAY 16, 2018

In the interview, Kelly offered up details beyond the earnings call that was held last month, covering topics as far-flung as Europe, contactless payments and buy buttons, according to a transcript released by Seeking Alpha. So reality is that we said no signature required for merchants that are EMV-compliant.

United States 100

United States Payments Conference US 100

PYMNTS

SEPTEMBER 18, 2017

In our latest Topic TBD, Jumio CEO Steve Stuut says it’s all about finding a digital identity anchor that will help reduce the risk of those decisions. . As Topic TBD host Karen Webster posited to Stuut, the breach may be to authentication what Target’s own data theft woes were to EMV: the catalyst for immediate change.

Data 115

Data Cards Online Tools 115

PYMNTS

MAY 30, 2016

And to make sure that everyone starts off 2016, Part II on the same footing, we thought we would bring you a few of the top trending stories, as well as hot data/research topics, that will give you a head start on that all-important planning for 2016 and beyond. Are SMBs Ready For EMV? post-EMV, and we now have proof that it has.

Trends 100

Trends Retail Fraud Mobile 100

PYMNTS

FEBRUARY 16, 2018

By way of example, he said that biometrics – among the buzziest of topics in the past several years – with the iPhone will spur stakeholders to consider how to tie transactions and card purchases to a person’s physicality, whether it’s via a thumbprint or an eye scan.

Payments 106

Payments Software Cards Compliance 106

PYMNTS

APRIL 25, 2016

Visa is determined to make EMV faster, Starbucks wants to make getting that cuppa joe faster, too, and is crushing it with mobile order ahead and the CFPB might be moving closer to having a fast exodus of the payday lending business once its rules drop. EMV’s Second Phase. Or, at least, some of them must.

Lending 100

Lending Mobile Cards Fraud 100

Celent Banking

OCTOBER 16, 2015

EMV, tokenisation, mobile, Blockchain – these were just a few major themes discussed in depth in Las Vegas at PayThink. This used to be known as ATM, Debit and Prepaid Forum and remains THE event to go to discuss these topics in the United States. I wanted to share my own observations from the events I attended.

Las Vegas 100

Las Vegas Conference United States Course 100

PYMNTS

APRIL 8, 2016

In a wide-ranging conversation between MPD’s Karen Webster and Sage Payment Solutions’ Paul Bridgewater, chief executive, topics ran the gamut from fears to opportunities, and the use of technology that helps navigate those two opposite poles. In business, things are not supernatural, but are scary nonetheless. .

Survey 100

Survey Technology Millennials Payments 100

ZootBlog

JANUARY 12, 2016

This year’s predictions include topics from the preceding year, with the addition of projected advancements in the areas of biometrics, enhanced customer experience, big data, digital payments, and innovation. EMV Transition. Automated fuel dispensers are also exempt from EMV compliance until October 2017. Biometrics.

Industry 63

Industry Trends Customer Experience blockchain 63

CFPB Monitor

MARCH 10, 2017

In the current request, the CFPB lists nine topics on which it seeks information. The first four topics concern issues that the CFPB is required by the CARD Act to consider in its review. The next nine topics involve “areas of further interest” as to which the CFPB has raised numerous new issues.

Cards 68

Cards Comparison Trends Policies 68

Tomorrow's Transactions

AUGUST 8, 2016

I think of this every time I read a story about how EMV chips are trivial to clone and how the banking system is about to collapse because of multi-billion pound frauds. This type of attack relies on magstripe information and not the EMV chip. I bolded the EMV point, by the way. You got it made / way across town.

Cards 30

Cards Fraud System Payments 30

Javelin Strategy & Research

JUNE 21, 2014

It was a fun event, and provided some latitude to go off topic a little, including one of my favorite British comedy skits on Chip and PIN. Mag stripe and EMV are scenario one. Dynamic Payments Mobile Amazon Apple EMV FaceBook Google ISIS NFC Square' Okay, I found it much funnier than the audience but that happens to me a lot.

Google 70

Google Apple Retail Boston 70

Celent Banking

SEPTEMBER 10, 2014

Again, I would expect we will hear more from Apple on both of those topics. It also helps that the approach is aligned with EMV migration in the US and any new terminal that the merchants install should be capable of accepting Apple Pay transactions. P2P payments capability is also currently missing.

Apple 180

Apple Payments Mobile Cards 180

FICO

JANUARY 3, 2017

With 2016 recently coming to a close, we took a look back to uncover which topics you – our blog readers – gravitated toward last year. Panic at the Checkout: Will EMV Friction Boost Mobile Payments? Chief among your interests were analytic innovation, credit risk, regulatory compliance, customer experience and mobile payments.

Analytics 53

Analytics Customer Experience Mobile Innovation 53

PYMNTS

JUNE 13, 2019

On that list of topics, he noted, is the ongoing discussion of how to improve safety and security in both card-present and card-not-present transactions, how to modernize their regulatory regime around security and data sharing, and how to deal with an extremely diverse population in terms of technological and commerce sophistication.

Cards 187

Cards Security United States Technology 187

PYMNTS

APRIL 22, 2016

But the colloquial term for a botnet is a “zombie army” … and that’s pretty much where the fun and games end regarding this very serious topic. As the growth of EMV adoption in the U.S. However, just because botnets primarily stick to the low-hanging (i.e.,

Fraud 100

Fraud Online Industry System 100

PYMNTS

OCTOBER 16, 2017

Call it an upgrade, perhaps, as it focuses on eCommerce and is geared toward reducing fraud associated with primary account numbers (PANs), Rambus’ CTO Chakib Bouda explained in the latest Topic TBD. That credit card information goes to a database, where the data is encrypted and stored as PCI tokens.

Cards 101

Cards Samsung Payments Data 101

PYMNTS

MAY 19, 2017

Starting in 2007, the event has had a different focus each year on what is the next big thing for the social media giant, with breakout sessions on more tailored topics. Which brings up the topic of voice-activated messaging systems and the future of interactive environments.

social media 110

social media Conference Groups Branding 110

Tomorrow's Transactions

AUGUST 24, 2016

I’ve been reading a lot of comment about the US EMV migration recently and there seems to be pretty universal condemnation of the process (some of it from me). From The EMV chip credit card transition in the US has been a disaster — Quartz. From The Great EMV Fake-Out: No Chip For You! Krebs on Security.

Cards 30

Cards US ATM UX 30

PYMNTS

FEBRUARY 18, 2019

Toward the end of our conversation, the topic turned to what would make someone the “ideal” candidate for one of those roles. This week, I’m compelled to offer a few thoughts that go against the grain on several topics that made the news last week: Amazon’s NY HQ2 , card interchange fees and Facebook ad revenue. Good luck with that.

Cards 169

Cards Course Study New York 169

Celent Banking

OCTOBER 10, 2016

For more information see any of the number of reports Zil has written on the topic. The growth in adoption with younger consumers is a good sign that broader adoption might not be too far behind.

Mobile 100

Mobile Payments Apple Samsung 100

PYMNTS

OCTOBER 2, 2018

It seems like every time somebody does some research on this topic,” observed Divitt, “the numbers tend to grow.”. Squeezed out of tried-and-true methods of card fraud (thanks in no small part to EMV), the fraudsters are eyeing how to interfere with the money that firms legitimately send in the course of normal, daily business life.

Fraud 149

Fraud Course System Big Data 149

PYMNTS

JANUARY 28, 2019

At that moment, all the speed and convenience of making EMV faster and activating tap-and-go at checkout goes *poof*. But surcharging as a topic of conversation in the U.S. Soon, consumers in many states in the U.S. may find themselves faced with another checkout hassle: merchants adding a cost that covers their processing fees.

Regulation 181

Regulation Boston Cards Innovation 181

PYMNTS

APRIL 15, 2016

In a recent conversation with Webster, he observed that part of the problem is that IoT — in contrast to other transformations that are taking place in payments and retail, such as mobile technology and EMV — remains such a broad topic that it’s difficult to nail down.

Retail 100

Retail Examples Branding Technology 100

PYMNTS

MARCH 17, 2017

Security solutions have been a topic of conversation for many years, and that’s an area of innovation that we think is critical to our success. From EMV to tokenization and encryption to PCI compliance tools and much more, we ensure that our customers have increased protection against fraud and potential threats.

Innovation 108

Innovation Security Payments Mobile 108

PYMNTS

JANUARY 15, 2018

It’s why they might have grumbled at first about dipping and not swiping when EMV was first introduced, but two and a half years later still produce a card at checkout in the store. Research that we did in 2015 on this topic then reported that nearly 60 percent of all searches related to commerce started in Amazon.

Innovation 109

Innovation Payments Google Training 109

NCR

JULY 28, 2017

‘Experimental statistics’ showed that, during the first full year in which the topics of fraud and computer misuse featured in the survey, there were 3.6 This is partly a result of the expanding rollout of EMV cards and POS terminals , which will reduce card present transaction and counterfeit card fraud.

Fraud 74

Fraud Digital Banking Survey Security 74

PYMNTS

JULY 9, 2018

The problem with fighting fraud — according to GIACT EVP of Product David Barnhardt in this week’s edition of the PYMNTS Topic TBD — is how much information fraudsters have at their fingertips about regular consumers. Fraud Proofing The Future. Thieves, Barnhardt added, are persistent and adaptable.

Fraud 110

Fraud Data Tools Payments 110

Banking 2020

JANUARY 15, 2015

The October 2015 Europay, MasterCard and Visa (EMV) deadline looms and many issuers have already begun issuing NFC chip enabled cards. Even though this was a key topic in 2014, the opportunity for omni channel growth is still very large. Apple Pay opened the door for mobile payments, and continued evolution is certain.

Retail 40

Retail Trends Millennials Mobile 40

PYMNTS

JUNE 19, 2020

In an interview with Karen Webster, Douglas Sabo , global head of corporate responsibility and sustainability for the payments giant, said the cards reduce first-use plastic, are EMV compliant and can handle contactless payments. Of the material itself, he pointed out that “this is not ‘scrapped’ [plastic].

Cards 276

Cards How To Industry Groups 276