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Why Hello Kitty Has A Credit File

PYMNTS

Merchants, lenders and banks never see the person on the other side of the transaction, and proving that someone is, well, legitimate is becoming more difficult. It also comes in tandem with the launch of the SentiLink API, billed as a real-time risk modeling and scoring system, focused on blocking synthetic identities.

Fraud 184
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Report: Dosh CEO On Giving Online Shoppers Safety And Speed At Sign-Up

PYMNTS

Businesses and financial institutions (FIs) are following suit, reordering their products and services for a new digital normal — but unfortunately, fraudsters are tagging along. Warding against this by leveraging authentication tools is thus proving to be essential during the pandemic.

Online 223
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How Kohl’s Is ‘Thinking Differently’ As It Moves On Millennial Shoppers

PYMNTS

Its once derided partnership with Amazon has proved enough of a success that it is now accepting returns from the eCommerce giant in about 100 stores. That data is also fed through machine learning software that analyzes the data to help store managers figure out how to stock the most efficient and desirable inventory for their location.

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Beyond Amazon Go: The Technologies And Players Shaping Cashier-Less Retail

CB Insights

Shoppers would use a mobile app to scan products themselves and pay, at which point anti-theft tags on the products would unlock automatically. using their online account to check out in store), cashless retailers hope to merge shoppers’ online and offline identities. Key players to watch.

Retail 71
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The Supreme Oreo And Other Astonishing Food Commerce

PYMNTS

The initiative got a lot of attention, sold a lot of T-shirts and managed to become, if not exactly a trend, at least something of an inspiration to other brands. Popeyes is offering fashion seekers who missed the boat the first time a chance to score something nearly identical,” the company said in a statement.

Branding 183
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A New Stance Against Traditional Checkout

PYMNTS

In almost four years, only Walmart Pay has managed to cross the 5 percent regular usage mark – and Walmart made it just barely over that line, with 6 percent of customers having used it on their last eligible transaction, according to the latest edition of the PYMNTS/InfoScout mobile wallet adoption figures.

Mobile 115
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We analyzed 7 of the fastest-growing personal finance apps of all time to figure out the secrets to their success — here’s what we learned

CB Insights

An explosion of new consumer finance brands is transforming how people save, spend, and manage their money. To build a successful personal finance management tool, it’s important to understand the dynamics of user acquisition and growth. In aggregate, they command $1.3 trillion in annual spending. The secrets of user growth.

Tools 78