South State Correspondent

OCTOBER 26, 2023

Money 20/20 (M2020) is the only conference in the industry where it is both possible and expected to pull off two breakfasts, two lunches, three cocktail parties, and two dinners PER DAY. It’s a whirlwind of education, deal-making, eating, and hugging. Below is a breakdown of all 300 sessions, less the demos and sales pitches.

Conference 221

Conference Las Vegas Fraud Case Study 221

Perficient

JULY 15, 2022

For those of us closely looking over bank results for any signs of an economic recession, there is more evidence that we’ll be there soon if we’re not already here. A day before Wells Fargo, JPMorgan Chase posted results that missed expectations as it built reserves for bad loans. This isn’t only a Wells Fargo problem.

Strategy 275

Strategy Training Analytics Meeting 275

BankBazaar

JULY 31, 2023

It’s time to put on y our party hats and join the celebration as BankBazaar turns 15! Over the past decade and a half, we’ve been on a thrilling journey, redefining the way Indians access credit. Fun Fact: Did you know that before becoming BankBazaar, we actually went by the name “Loan Dukaan”?

Innovation 148

Innovation Cards Branding Tools 148

Abrigo

SEPTEMBER 20, 2023

Understanding tax ID fraud FinCrime professionals looking to prevent tax ID fraud, first need to understand the fundamentals of what is happening and their best recourse for prevention. Beware of Early Tax ID Fraud Attempts Tax season is not only about filing taxes; it's also a peak time for tax ID fraud.

Taxes 195

Taxes Fraud Trends Exercises 195

PYMNTS

DECEMBER 23, 2020

The 6-year-old who get his hands on Mom’s iPad and manages to rack up $16,000 worth of credit charges for online gaming. The teenager with a Fortnite habit who manages to clean out Dad’s checking account via the debit card linked to the gaming account. Or, he noted, in many cases, they don’t learn it at all.

Fintech 322

Fintech Cards FDIC Lending 322

PYMNTS

APRIL 23, 2020

Hard times are hitting many people where it hurts – right in the credit cards they carry in their wallets or eWallets. Customer spending limits are being cut by top credit card companies. Discover Financial Services said in a regulatory filing that more of its customers are asking to skip payments.

Company 189

Company Cards Payments Regulation 189

PYMNTS

NOVEMBER 3, 2020

Bitcoin and digital currency wallet company ZenGo is becoming a part of the Visa Fast Track program and will create a new digital currency payment card, according to an announcement. ZenGo said the card will be the first card connected to a “self-hosted, on-chain, multi-currency wallet" in which the user manages the funds.

blockchain 167

blockchain Bitcoin Cards United States 167

PYMNTS

AUGUST 10, 2020

Real time is getting ever closer to prime time. But it might not be the Federal Reserve ’s doing. Waiting for the Fed — and its promise of interoperability, which requires participation from the private sector — is akin to playing the (very) long game.

US 345

US Payments Maine System 345

PYMNTS

JANUARY 13, 2021

As COVID has battered the economy and changed the way merchants do business, the time has come for them to analyze their clients and customers to see if recouping some or all of their transactional costs makes sense. But if and when merchants do make the change, Payroc Chief Financial Officer Kevin Hodges said, it must be done correctly. “We

Cards 227

Cards Regulation Training System 227

BankBazaar

FEBRUARY 9, 2024

Happy with paying your Credit Card bill by the due date? There’s a case for paying earlier if you want to reduce your interest costs or fortify your Credit Score. Ever wondered about the optimal time to settle your Credit Card bill? Let’s discuss the Credit Card billing cycle to unravel the secrets.

Cards 78

Cards Payments Report Examples 78

PYMNTS

AUGUST 14, 2020

It looks like a race is shaping up to determine the future management of General Motors ’ credit card business. However, the Journal cited unnamed sources as saying that the London-based Barclays is also bidding for GM’s card business, while current issuer Capital One is unlikely to let the account go without a fight.

Cards 245

Cards Apple Google Technology 245

Abrigo

SEPTEMBER 13, 2021

Banking Trends from the FDIC's 2Q Report Net interest margin reached a new record low, but positive signs emerged in lending. Takeaway 3 The future looks brighter, as financial institutions have cash and capital, and opportunities are starting to unfold. In case you missed it, the Federal Deposit Insurance Corp.

FDIC 195

FDIC Lending Capital Trends 195

BankBazaar

DECEMBER 13, 2023

Dive into the Credit Card Chronicles – a hilarious saga of mishaps! From vanishing cards at checkout to deciphering cryptic statements, join the laughter and learn savvy tips to dodge financial drama in the New Year. Navigate online shopping rabbit holes, dining dilemmas and the credit limit tightrope with wit.

Cards 78

Cards How To Online Payments 78

BankBazaar

JUNE 14, 2023

Be it Credit Cards or coffee, too much of anything is bad! If you’re addicted to applying for Credit Cards, then this article might just be the antidote that you’re looking for. Swiping a Credit Card is as cool as sporting the best shades or shoes in the market (at least for me).

Cards 78

Cards System US Management 78

Gonzobanker

DECEMBER 14, 2023

Fraudsters have become more sophisticated than ever, and the cost and focus to mitigate it increased substantially – why can’t these people work on global warming or something? And all this, by the way, while keeping credit, efficiency and earnings solid. What a year. The housing industry, and mortgage banking revenue, came to a stop.

Fintech 195

Fintech Community Regional Technology 195

BankBazaar

JANUARY 6, 2022

Looking for the emerging trends in India’s personal finance market? BankBazaar.com, India’s largest fintech co-brand credit card issuer and online financial product marketplace, launched the fourth edition of BankBazaar Moneymood® 2022. Additional Reading: 3 New Year’s Resolutions To Raise Your Credit Score In 2022 .

Report 145

Report Metro Cards Trends 145

Perficient

SEPTEMBER 23, 2020

Have you heard about Mini Apps or Apple’s new App Clips feature? Both concepts are relatively new, with Apple’s App Clips becoming available in IOS 14 this month (see our Prepare Your App for IOS 14 introduction ). Before jumping into why these new technologies will become important, let’s discuss the current state.

Mobile 322

Mobile Apple Examples Technology 322

South State Correspondent

MARCH 28, 2022

That vision is ironic considering financial institutions are spending billions of dollars moving payments from one to three-day settlement to real-time. However, in the next three years, many banks will have the bulk of their payments settling in real-time, and delaying payments will be the added value.

Payments 195

Payments Trends Data Fintech 195

PYMNTS

JUNE 29, 2020

In today’s top news, Germany’s deputy finance minister wants to restructure accounting firm regulations, and consumers are turning away from travel rewards cards. FDIC) is looking to modernize bank reporting. Consumers Sour On Travel Rewards Cards. FDIC Looks To Modernize Bank Reporting.

FDIC 142

FDIC Cards Payments Regulation 142

PYMNTS

SEPTEMBER 18, 2020

And within FinTech, that most incandescent of sectors, things might look a bit, well, frothy. Generally speaking, investors are looking ahead for an earnings rebound, for a vaccine, for some semblance of normalcy to return to everyday life. Perhaps “overly optimistic” might be the mindset that marks private markets. With the $14.5

Los Angeles 231

Los Angeles UX Cards FDIC 231

South State Correspondent

MAY 18, 2022

When it comes to problem resolution, the two metrics that matter the most are the number of interactions required to solve the problem and the time it takes to solve the problem. Either all those factors don’t matter, or the bank is unable to execute on its promise. The Need To Improve Customer Problem Resolution.

social media 195

social media Training Customer Experience Community Bank 195

PYMNTS

JUNE 2, 2020

It’s certainly been a tumultuous period, Anthony Eisen , co-founder and CEO of buy now, pay later (BNPL) firm Afterpay , told Karen Webster in a recent discussion on what’s next for retail and what a recovery might look like. It really has been a seismic shift.”. But that’s not exactly a new trend, he noted.

Retail 142

Retail Meeting Millennials Branding 142

FICO

FEBRUARY 16, 2023

For 2022, we saw a significant increase in compromised cards resulting from skimming activity. Total compromise cards were up 368% from 2021, with more than 161,000 impacted cards identified — nearly a 5x increase over 2021. Now that we have data from the entire year to review, we are seeing the alarming trend continue.

Cards 98

Cards US Data Fraud 98

South State Correspondent

JUNE 22, 2022

Add to that a bank’s resource constraints, compliance demands, budget goals, legacy IT infrastructure and talent gaps, and innovation for a bank is extremely difficult. When it comes to bank innovation, it pays to have a methodology in which to think about product design and improvement. The Problem of Bank Innovation.

Innovation 195

Innovation Meeting Apple Maine 195

Gonzobanker

DECEMBER 19, 2022

It would have required a few trips to the local dispensary to dream up what bankers have endured this year. We got to see it play out in real time! As expected, these rate hikes stopped the mortgage industry in its tracks. As expected, these rate hikes stopped the mortgage industry in its tracks. Nobody did.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

MARCH 27, 2020

Some studies estimate that up to 10 percent of banks’ bad debts — loans issued with little hope of recouping — is the result of application fraud, and each fraudulent credit application costs FIs $1,000 on average. First-party is the most common variant and sees fraudsters applying for loans or credit cards using their own details.

Fraud 208

Fraud Technology Knowledge Base Study 208

PYMNTS

APRIL 9, 2020

It has to be secure first and foremost, particularly when payments data is on the line. But it also has to be easy, fast and friction-free — now more than ever as a mass of consumers are moving their shopping, dining, working and leisure time online in response to the coronavirus outbreak.

Online 236

Online Fraud Security Branding 236

PYMNTS

JUNE 11, 2020

As consumers have been hit hard by the economic effects of the COVID-19 pandemic, card issuers have seen a sharp impact to their business. In the immediate aftermath of the pandemic that pushed workers into indefinite furloughs and unemployment, credit card transaction volumes plunged by 30 percent. Protecting Consumer Bases.

Cards 136

Cards Strategy Marketing National 136

BankBazaar

MARCH 31, 2022

As we welcome the new financial year, here are a few pointers to kick-off FY 22-23 like a pro! Just like that, we start the new financial year. Here’s your ultimate checklist for the new financial year. It’s human nature to spend more when funds are easily available. We all do it. Let’s Look At Your Credit Cards.

Cards 78

Cards Report Lending Management 78

PYMNTS

APRIL 17, 2020

As the COVID-19 crisis is now stretching toward the two-month mark, the size of its impact to the economy is becoming more well-defined and worrisome. It is fair to say that the U.S. It is fair to say that the U.S. Hopefully it’s an exciting recovery.”. Cashless and Contactless Time To (Finally) Shine .

Community 162

Community Cards Payments ATM 162

PYMNTS

AUGUST 19, 2020

These loans come in various forms through different sources, with some businesses looking to big banks to secure credit while others work with FinTechs or apply for corporate credit cards. At the same time, we are placing new orders for the product because the delivery takes some time.

Fintech 131

Fintech Capital Security Online 131

South State Correspondent

OCTOBER 25, 2023

This article breaks down the check’s demise, its timing and forecasts what happens next. A Quick History of Checks While checks have been around since Roman times, the processing of checks has always been slow and expensive. At its height, checks accounted for 86% of all payments in the U.S. Checking accounts in the U.S.

Fraud 195

Fraud ATM Payments Management 195

PYMNTS

AUGUST 5, 2019

Apple is going to launch its new credit card any day now, and ahead of the release the company has launched a new application website for people to apply for the card, according to reports. . Users will be able to sign up through iPhone’s Wallet app as well as an iPad. .

Apple 100

Apple Cards Video Operations 100

PYMNTS

SEPTEMBER 29, 2020

Consumer spending has been on something of a roller-coaster ride in 2020 thus far – dropping into the basement in the spring, but showing signs of recovery over the summer. But now summer is over, and consumer spending is looking a whole lot hazier heading into the traditional holiday shopping season.

Study 238

Study Survey Data Examples 238

BankBazaar

AUGUST 3, 2023

Discover the magic of travel Credit Cards and unlock exciting benefits and rewards to enhance your vacations like never before. Why Use A Travel Credit Card ? Airport Lounge Access: Airport lounge access is one of the most sought-after benefits of travel Credit Cards.

Cards 78

Cards Retail Training Payments 78

PYMNTS

APRIL 2, 2019

Marcus , the consumer bank operated by Goldman Sachs , has seen its head of product Michael Cerda quit his job. According to a report in The Financial Times , Cerda was at the company for a little over two years but decided to quit his job after growing tired of commuting from the west coast to New York.

Los Angeles 132

Los Angeles New York Apple Conference 132

PYMNTS

JULY 14, 2020

the Australian buy now, pay later (BNPL) company, announced Tuesday (July 14) in separate press releases that it will offer its BNPL services at U.S. The service is free of fees or interest if customers pay on time. It is expected to be available in retail stores this month. Afterpay Ltd. , CEO, in a statement.

Google 151

Google Apple Retail Millennials 151