BankUnderground

MAY 22, 2024

It is calculated by taking a household’s mortgage payments (including interest and principal) and dividing them by their pre-tax income. It shows that the DSR threshold above which the risk of mortgage payment shortfalls increases more sharply differs across surveys, but typically lies between 30% to 50%.

Survey 55

Survey Lending Policies Analysis 55

Abrigo

DECEMBER 18, 2023

But Kirby recommended examining data and surveys used to support this idea. Certainly, one asset class, the regional mall, is quite dead,” Kirby said. Deferred maintenance and missed tax payments are other red flags for financial institutions to monitor. They’re not your hometown. The impact is not consistent.”

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

NOVEMBER 13, 2017

Small business owners have a lot on their plates today and, depending on who one asks, top concerns range from taxes to late invoice payments. Amid a wave of new surveys released on small business sentiment, PYMNTS wades through the data to examine how entrepreneurs are handling the array of worries with which they must deal.

Taxes 105

Taxes Survey Capital America 105

PYMNTS

AUGUST 6, 2019

Latin America is often considered to be the world leader in electronic invoicing thanks to government mandates, but the Asia Pacific region is quickly gaining steam in its eInvoicing efforts, too. on the benefits of an eInvoicing mandate, noting that it would address the nation’s current tax challenges. On Monday (Aug.

Regional 108

Regional Taxes System Guidelines 108

PYMNTS

APRIL 8, 2020

In fact any kind of spending has a nice ring, but revenge spending was a phenomenon seen as Wuhan and other Chinese regions came out of the coronavirus funk. Yes, consumers got back to the malls and some long queues were seen at regional favorites like Nike. It has a nice ring for retailers battered by the COVID-19 pandemic.

Retail 141

Retail Regional Survey Taxes 141

CFPB Monitor

OCTOBER 25, 2022

The Official Commentary states: “Reasonable sources of information may include, for example: information obtained from recent transfers to the same institution or the same country or region; fee schedules from the recipient institution; fee schedules from the recipient institution’s competitors; surveys of recipient institution fees in the same country (..)

Comparison 78

Comparison Hawaii Regional Resources 78

Abrigo

NOVEMBER 28, 2014

How many times have you had to refer a client out to another financial services firm because your firm is too busy putting out fires with tax and audit work to provide business analytics or other advisory services ? At the same time, owners obviously have unmet needs related to growing their companies.

Taxes 191

Taxes Survey Technology Comparison 191

Abrigo

JULY 3, 2017

These are among the findings of a recent survey of 1,000 business owners by business payments network Bill.com. The survey found that all age groups of business owners – but particularly those younger than age 55 -- prefer their accountants to handle all or most of their accounting work paperlessly.

Mobile 150

Mobile Millennials Survey eBook 150

Abrigo

JANUARY 19, 2016

In the AICPA’s 2013 Forensic and Valuation Services Membership Top Issues Survey , bringing in new clients was the top issue among CPAs in firms ranging from sole practitioner to large full-service public accounting firms and in forensic and valuation specialty practices. Winning new business is of primary concern to valuation professionals.

Taxes 150

Taxes Regional Compliance Survey 150

PYMNTS

MARCH 31, 2016

As the political process lurches across the presidential primaries, a new survey by OnDeck, the online lending company, found that small business owners are less than optimistic about their November choices — no matter who winds up carrying the nominations and banners of their respective parties. What’s important?

South Carolina 100

South Carolina US Survey Taxes 100

Abrigo

JULY 15, 2015

The transition from compliance to consulting makes sense: tax season is just that, a “season,” and nearly 60 percent of respondents to a Sageworks survey indicated they saw an increase in total revenue by adding financial services to their accounting practice.

Management 150

Management Resources Capital Taxes 150

PYMNTS

APRIL 22, 2019

.” The greatest effect on the region’s supply chains will be the USMCA ‘s impact on wages, tax incentives and foreign investments at Mexico plants — particularly for the automotive industry, since Mexico currently ranks as the second-largest vehicle supplier to the U.S.

United States 110

United States Taxes Regional Survey 110

PYMNTS

MAY 23, 2017

Written in conjunction with Forbes, the report, which surveyed C-Suite executives from U.S. Raimundo Diaz, head of Americas at TMF Group, and Jason Gerlis, regional director of North America at TMF Group, both chatted with PYMNTS about the findings in the report. firms explored cross-border markets. Instead, nearly half (45.6

US 100

US Compliance Taxes Trends 100

BankUnderground

NOVEMBER 16, 2023

Consistent with previous analysis of aggregate incomes , price indices and business surveys , we find no evidence of a rise in overall profits in the UK – prices have gone up alongside wages, salaries and other input costs. The profit measure we use is earnings before interest and taxes (EBIT), which is a standard accounting measure.

Company 108

Company Trends Policies Taxes 108

PYMNTS

MARCH 21, 2018

A survey of 812 HR and payroll professionals in the U.S. Analysts noted that these practices are putting their companies at risk unnecessarily, though payroll professionals aren’t cutting corners intentionally: The survey suggests that a lack of time and resources is squeezing payroll departments.

Compliance 109

Compliance Survey Resources Regulation 109

PYMNTS

OCTOBER 19, 2016

The concerns may be surprising, considering how many CFOs in these regions are cash-rich. Their investment strategies are also impacted by the issue of currency risks and inflation, both cited by about a fifth of survey respondents as a top macroeconomic concern.

Survey 100

Survey Regulation Strategy Management 100

PYMNTS

DECEMBER 21, 2020

The company’s core business is to enable businesses to access payment or collection of major expenses using credit cards where cards are not accepted, such as to pay rent, tax, invoices and payroll. The CardUp solution also addresses some of the region’s issues with cross-border payments.

Cards 175

Cards Payments Tools Examples 175

FICO

FEBRUARY 27, 2019

Recent Asian money laundering scandals continue to shake up the financial world, and the ripple effect is still keenly felt across the region. The survey revealed that 40 percent of APAC banks felt that their AML capabilities were average , while a further 20 percent do not know how they might compare to their industry peers.

Compliance 45

Compliance Regional Survey Analytics 45

PYMNTS

MAY 4, 2017

Brazil and Mexico — the total amount in cash payments for the region was $3 trillion in 2015, with weighted average cash use at 14 percent of GDP, with an estimated increase, annually, of 4 percent through 2020 in absolute dollars but a decline in percentage of GDP by 1.2 Turning to the Americas — defined as the U.S.,

ATM 192

ATM Millennials United States Study 192

PYMNTS

JUNE 2, 2016

The firm has said that SmartVM uses a variety of mechanisms through which to automate supplier information: robotic process automation, interfaces with a number of governmental agencies, including tax agencies, and vendor records that are tied to APEX Analytix’s several decades of work within supply chain management.

Data 100

Data Analytics Fraud Taxes 100

Abrigo

OCTOBER 21, 2019

While young professionals value dynamic, creative work environments, innovation, and professional development, banks rank poorly in these key areas to this demographic, according to Deloitte’s Talent in Banking survey. In other words, building out strategies to balance the two preferences is key. Go the extra mile.”.

Oklahoma 218

Oklahoma Millennials Innovation Technology 218

PYMNTS

DECEMBER 11, 2019

Recent reports in Accountancy Age said SMBs are largely unaware of open banking, with Intuit Quickbooks finding in a survey of U.K. Open banking provides a solution for this, and, for the first time, even if people have accounts with other banks, they will be able to use Coconut to manage their money, finances and taxes effortlessly.”.

Fintech 132

Fintech Groups Data Strategy 132

PYMNTS

JUNE 27, 2019

Last week, small business accounting company ScaleFactor released a new survey on how SMBs access capital. In this effort, the platform is turning to regional and national economic development organizations to promote education on both sides. Localizing Capital.

Capital 145

Capital Community Oklahoma Maine 145

PYMNTS

AUGUST 5, 2019

Consumers worldwide appear increasingly receptive to subscription offerings, with a recent survey of those in 12 countries finding the share of adult respondents who have subscription services rose from 53 percent in 2014 to 71 percent in 2019. Payments may move through many intermediaries, too, each adding time to the processing journey.

Payments 115

Payments Compliance Operations System 115

PYMNTS

JANUARY 6, 2017

The call center employees would then demand immediate payment from scam victims to cover bogus taxes that were never paid and owed. To be successful, the criminals, which Intel said are organized, had to create a huge infrastructure to make it look like there are users from preferred regions to boost the amount they can charge for views.

Video 133

Video Fraud Security social media 133

Jeff For Banks

JUNE 11, 2018

Such as having a real estate taxes savings account. Perhaps lease part of the branch to a CPA or a small insurance agency or something that tends to serve the same customers you are targeting to recoup some of the build-out and real estate taxes that come with a larger branch. Still a 78 basis point beta.

Taxes 60

Taxes Compliance Survey National 60

PYMNTS

APRIL 12, 2016

The top challenges facing businesses, according to the study in 2016 are: Revenue/sales growth (74 percent), named by the most respondents in the history of the survey. Taxes (28 percent). Specific improvement was driven regionally by 4.1 Challenges. The retail industry was higher at 86 percent. Challenges. percent and 4.0

Report 100

Report Study National Regional 100

PYMNTS

MARCH 25, 2020

When we surveyed our customers, we saw that close to 70 percent were looking to make the transition in the next 12 months. That means details like local language around product descriptions and a payment method lineup that actually makes sense regionally. We expect that number to continue to go up in the years to come.”. In the U.S.,

Software 102

Software Meeting Management Online 102

Independent Banker

MARCH 31, 2022

has begun surveying its managers to determine that path forward. Filippin sees that approach as a recruiting opportunity, since the high cost of living in its coastal region can repel some top talent. Many IT, marketing and finance profitability analytics employees are remote. “We WesBanco, Inc.

Missouri 142

Missouri Community Bank Community Management 142

PYMNTS

SEPTEMBER 19, 2019

On a grand scale, those forces include uncertainties over trade (illustrated by ongoing tariff spats), and even changes in tax policies across different regions across the globe, all of which are shifting supply chains. We’ll be moving to a realm where the treasurer’s week does not end at 5 p.m. on Friday, he said.

Management 116

Management Operations Payments Course 116

Jeff For Banks

MARCH 21, 2024

Trillions of dollars of subsidies on “green” BS projects, electric vehicles no one wants, tax credits, debt forgiveness, and free money all fuel demand and contribute to inflation. ISMs and regional Fed surveys have been mostly negative for months on end. Real GDP was +3.2% in 4Q23, of which.73%

Marketing 145

Marketing Policies Report Atlanta 145

PYMNTS

OCTOBER 11, 2019

What that would mean in practical terms, according to Buzzfeed , is the creation of a single master database that would link together stand-alone databases containing tax records, bank details, credit card transactions, air and train travel records and more. Whether Aadhaar will be one of the connected databases remains an open question.

Detroit 116

Detroit National System Technology 116

Jeff For Banks

APRIL 22, 2018

Tax cuts are adding stimulus and leading to improved business and consumer optimism, but there are some offsetting factors in the form of Fed tightening, low productivity, and large levels of debt, especially at the federal government as they fund what could be a $1 trillion plus deficit this fiscal year. Gas prices remain below $3.00

Marketing 60

Marketing Philadelphia social media Taxes 60

PYMNTS

MAY 12, 2017

In fact, an estimated ~79 percent of businesses continue to use wire transfers to settle payments, according to a survey conducted by the Association of Financial Professionals. For many B2B firms, it’s not uncommon to settle Forex payments through wires and foreign currency drafts, despite high costs and long wait times.

Payments 109

Payments Compliance Guidelines Comparison 109

BankUnderground

APRIL 6, 2022

The Business Continuity Institute Supply Chain Resilience Report 2021 , which surveyed 173 firms in 62 countries, found that over a quarter of firms experienced 10 or more disruptions in 2020, while the figure was under 5% in 2019. Even though the pandemic waxed and waned regionally it has been global in nature. This is a real change.

Policies 96

Policies National Analysis System 96

NCR

JULY 27, 2016

The immediate aftermath was both shocking and predictable: Markets took a massive hit in many regions, the British pound fell to its lowest point since the mid-’80s, and even the UK’s perch as the world’s fifth-largest economy looked precarious.

Survey 40

Survey Regulation Boston Industry 40

PYMNTS

JUNE 23, 2016

In a 2014 survey , about two-thirds of the Swedish population voted that using cash to shop should be an “inalienable human right,” Delnevo noted. Last month, Indonesia announced plans to track down all credit card transactions in an effort to curb rampant tax evasion. Yet the current state of cash in Sweden indicates otherwise.

ATM 102

ATM Cards Analysis Trends 102