PYMNTS

JULY 18, 2019

Data is where it’s at, and more credit unions (CUs) are waking up to the fact that without sophisticated analysis of customer data, they risk being left behind as financial institutions continue to adopt innovative digital technologies to please the modern consumer. Credit Cards. Investment Trends.

Innovation 124

Innovation Data Cards Maine 124

PYMNTS

JANUARY 28, 2020

The problem can be especially acute when it comes to financial institutions (FIs), said John Owens, general manager of Elan Credit Card , in a new podcast interview with PYMNTS. It’s not that banks don’t want to go more digital and mobile, he said. But such shifts must happen, lest those banks get left behind.

Fintech 169

Fintech Digital Strategies Mobile Resources 169

Abrigo

OCTOBER 4, 2022

Takeaway 1 Banks and credit unions can increase earnings in a rising-rate environment with careful asset/liability management. Takeaway 3 Innovation and continued digital transformation are necessary to pull ahead of your competition and take full advantage of rising rates. DOWNLOAD . 5 rate hikes.

Strategy 195

Strategy eBook Security Management 195

Abrigo

MAY 11, 2020

Key Takeaways The coronavirus has propelled FIs and customers to embrace digital offerings Work from home schedules, sheltering in place, and urgent financial needs have changed customers' expectations of bank response times. COVID-19: A springboard to digital banking.

US 195

US Lending Community Technology 195

Gonzobanker

DECEMBER 17, 2021

Credit quality is strong – still. Bank Deal of the Year. With prices rational and revenue pinched, there were some nice acquisitions by many banks. Bancorp for grabbing MUFG Union Bank. –Doug Larson. Gonzo readers, 2021 was just plain schizophrenic. Covid was supposed to be controlled, except it wasn’t.

Fintech 147

Fintech Strategy Leadership Lending 147

William Mills

JUNE 22, 2017

Podcasting continues to gain ground in popularity and that is translating to the fintech industry as well. While there are many great podcasts to listen to, here are a few fintech podcasts (not ranked in any order) that we listen to regularly and think are worth your time as well: Fintech5. Bank on IT. Breaking Banks.

Fintech 61

Fintech social media Cyber Security Conference 61

PYMNTS

JUNE 18, 2018

However, for banks and credit unions still trying to do more to meet the demands of customers in this digital world (and as those customers continue to become more demanding), service can never slip. Data collection is vital. So are mobile and fraud alerts. As Rosner told Webster, a “large number of U.S.

Fraud 110

Fraud Cards Mobile ATM 110

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. Dynamic market Small business lending by banks & credit unions Small businesses are a pillar of the U.S.

Lending 243

Lending St. Louis Community Marketing 243

PYMNTS

MARCH 27, 2019

Peer-to-peer (P2P) may be the Trojan Horse that spurs a new payments landscape for banks and their clients — an onramp to innovation in financial services that represents, in a way, the (initial) digital banking transaction that keeps on giving. In tech, the Trojan Horse delivers malware. For the FI, top and bottom lines accrue.

Innovation 154

Innovation Course Payments Examples 154

PYMNTS

SEPTEMBER 21, 2016

Same Day ACH will create a new option for faster payments for all the banks and credit unions across the U.S. For example, Same Day ACH will move money between all bank accounts in the U.S. three times every day, supporting both debits and credits when fully deployed. What’s Under The Faster Payments Umbrella?

Payments 100

Payments blockchain System Technology 100

Digital Growth Institute

JULY 12, 2023

This paradigm shift holds immense potential for reshaping the financial landscape by fostering shared value, enhancing the customer experience, and driving technological innovation. Foster partnerships and collaborations in order to provide more value to customers and drive innovation.

Strategy 15

Strategy Innovation Customer Experience Security 15

PYMNTS

SEPTEMBER 2, 2016

As we learned in last week’s installment of the Countdown to Same Day ACH podcast series, the first phase of the Same Day ACH initiative launches on Sept. As we learned in last week’s installment of the Countdown to Same Day ACH podcast series, the first phase of the Same Day ACH initiative launches on Sept.

Payments 105

Payments Innovation Taxes Meeting 105

Cisco

DECEMBER 7, 2020

This desirable situation certainly got a boost from necessity; when anxious customers were unable to visit bank branches earlier this year, they flocked to alternate channels significantly increasing usage across all demographics. And make no mistake, these goals include improving customer experience in retail branches as well.

Meeting 82

Meeting Video Customer Experience Innovation 82

CFPB Monitor

MAY 16, 2019

The Office of the Comptroller of the Currency (OCC) has opened its own “sandbox” through a Proposed Innovation Pilot Program (Program) designed to promote its innovation initiatives, add value through proactive supervision, and continue its objective to lead fintech innovation expansion. The OCC Program.

Innovation 68

Innovation Tools Fintech National 68

Digital Growth Institute

MAY 12, 2023

"As long you are saying, top-down, ‘I would like to deliver a digital bank. Integrating digital and traditional approaches is crucial for success in the future of banking, and requires a collaborative process that involves finding the right balance between traditional banking practices and digital innovation.

Technology 15

Technology Study Digital Banking Branding 15

PYMNTS

OCTOBER 10, 2016

via all banks and credit unions. In the previous episode of NACHA’s Countdown to Same Day ACH podcast series, NACHA President and CEO Jan Estep identified the overlaps, complements and implications of all the initiatives under the faster payments umbrella — namely, real-time payments, Same Day ACH and blockchain.

Innovation 100

Innovation Payments Industry User Experience 100

William Mills

OCTOBER 13, 2017

Approximately 1,300 attendees (including bankers, credit union executives, industry analysts and media representatives American Banker , Banking Exchange and BIG Media ) joined 30 sponsor companies to immerse themselves in all things retail banking at BAI Beacon 2017, held at the Georgia World Congress Center October 4-5.

Atlanta 41

Atlanta Innovation Conference Georgia 41

Filene

JUNE 13, 2016

Filene’s credit union members will have access to a vast wealth of research and reports aligned with five new Centers of Excellence focused on the most pressing issues facing the industry today. This Center looks at discovering cooperative strategies for sustained competitive advantage and business model innovation.

Case Study 28

Case Study Video Strategy Report 28

Abrigo

APRIL 2, 2024

Stand-ou t bank business strateg ies for lending success These bank business strategies will help you market, target, add value to your lending services and build lasting relationships with your borrowers. Lending is a competitive and challenging industry, requiring constant innovation to attract and retain customers.

Lending 170

Lending Strategy Marketing Community 170

Filene

JULY 15, 2016

I wanted to know what impact Filene’s work with the Reaching Minority Households Incubator and the 5 programs we’re testing with credit unions is having on un- and underbanked populations, which our research has shown disproportionately skews toward African American and Hispanic households.* Here’s what I learned.

Community 28

Community FDIC Meeting Lending 28

William Mills

AUGUST 11, 2016

In this podcast, William Mills Agency’s Charlyne McWilliams interviews Richard Crone and Heidi Liebenguth from Crone Consulting, LLC. They discuss key insights from their article in the 2016 Bankers as Buyers Report titled, “The Payoff of Bank-Branded Mobile Wallets With Tender Reciprocity.” Start of Interview].

Branding 40

Branding Mobile Retail Strategy 40

PYMNTS

DECEMBER 24, 2019

We regularly feature podcast conversion with the leading experts, executives and entrepreneurs involved in transactions and commerce and all the related areas in between. Below are some of our best podcasts from the past 12 months. When a Bank is an App — and Not the Bank’s. Banks are where consumers keep their money.

Payments 134

Payments Illinois Guidelines Mobile 134

Gonzobanker

DECEMBER 19, 2022

Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. OK, show of hands. Who saw 2022 coming and accurately predicted the headlines?

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

APRIL 26, 2023

The banking industry has been trying to define digital transformation for the past decade. Like rails for a train, payment rails allow money to travel between banks and customers. Like rails for a train, payment rails allow money to travel between banks and customers. First, a little background on payments.

Payments 157

Payments System Fraud Resources 157

PYMNTS

NOVEMBER 22, 2019

Why Google’s Deal With Citi Isn’t About Becoming A Bank (But Is Still A Big Deal). Google confirmed that it will partner with Citi and Stanford Federal Credit Union to launch a checking account linked to Google Pay sometime next year. Elavon Spends $300M For Sage Pay. Elavon , a U.S. Bancorp subsidiary, is acquiring U.K.

South Dakota 108

South Dakota Google Taxes Branding 108

NCR

APRIL 15, 2016

A banking conference in Newark, N.J., Banks and credit unions are serious institutions in a serious business. Creating hashtags and sending out pics via Instagram—is that a good use of a bank’s time? Let’s be clear: One of the many unique aspects of the banking/social media equation is that it’s always evolving.

social media 40

social media Conference Oklahoma Tools 40

Gonzobanker

APRIL 24, 2019

A few nuggets: Marketing spend is the one place where banks can innovate quickly vs. waiting for long-haul tech and people-based transformations. LinkedIn Podcasts YouTube with pre-rolled Google search Building out and re-using helpful content across multiple platforms. Let’s just call it. Great content and great people.

Branding 136

Branding Conference Strategy Oregon 136

Lex Sokolin

DECEMBER 23, 2020

The short of it is that crypto wallets holding digital assets would need to KYC into the banking system in order to convert decentralized assets into centralized ones. The SEC, OCC and CFTC have been generally more cautious not to step on financial technology innovation. The theater of power will do.

Regulation 52

Regulation US System Operations 52

Lex Sokolin

DECEMBER 23, 2020

The short of it is that crypto wallets holding digital assets would need to KYC into the banking system in order to convert decentralized assets into centralized ones. The SEC, OCC and CFTC have been generally more cautious not to step on financial technology innovation. The theater of power will do.

Regulation 52

Regulation US System Operations 52