PYMNTS

NOVEMBER 27, 2020

PYMNTS’ November 2020 Merchants Guide To Navigating Global Payments Regulations done in collaboration with Ekata examines issues around security and compliance as open banking continues its push across oceans and over legal hurdles and toward eventual ubiquity. Open Banking Lessons For The U.S. Open Banking Lessons For The U.S.

Compliance 198

Compliance Regulation Payments Study 198

PYMNTS

MARCH 31, 2020

All this, Today in Data. 84%: Share of surveyed SMBs that have seen their revenues decline in just the last three weeks. 37%: Portion of SMBs that remain confident they will survive, keeping their doors open and their businesses afloat. 26%: Portion of surveyed SMBs that doubt they’ll survive the COVID-19 pandemic.

Survey 140

Survey Policies Data Capital 140

PYMNTS

MAY 1, 2018

A new survey by ACI Worldwide and Ovum found evidence that financial institutions (FIs) are more willing to open up their data via API and are embracing real-time payments initiatives. The percentage of banks that expect real-time payments to increase revenues also increased by 60 percent in the last year, researchers noted. “The

Payments 179

Payments Survey Strategy Retail 179

PYMNTS

DECEMBER 27, 2018

Open banking, bank APIs and data sharing flourished in 2018, with small business and corporate financial services squarely in the path of this financial services trend as banks and FinTechs consider new ways to enhance business payments, accounting, treasury and financial management. Yet the trend isn’t without its complications.

Customer Experience 191

Customer Experience Survey Trends Data 191

PYMNTS

SEPTEMBER 30, 2020

The Dubai International Financial Centre ratified the original version of its Data Protection Law (DPL) in 2007, for example — about a year earlier than Europe’s official General Data Protection Regulation (GDPR) and first Payment Services Directive (PSD) launches. The Data Privacy Twist .

Regulation 175

Regulation Data Regional Examples 175

PYMNTS

MAY 29, 2020

All this, Today in Data. 431: Number of SMB owners PYMNTS surveyed from across the U.S. 26: Average number of days surveyed SMBs can stay open with funds at their disposal. 431: Number of SMB owners PYMNTS surveyed from across the U.S. in Main Street On Lockdown: Business Recovery.

Maine 130

Maine Innovation United States Survey 130

PYMNTS

APRIL 7, 2020

Recent surveys and data points show that the sanguine outlook held by small and medium-sized businesses (SMBs) coming into 2020 — underpinned by rising revenues, growing demand and a strong economic backdrop — has evaporated in the wake of the coronavirus. the largest decline in the history of the survey, said the federation.

Survey 130

Survey Maine New York Data 130

PYMNTS

JUNE 25, 2020

Fraudsters deploy an array of techniques with a variety of objectives, with some targeting funds directly while others go after customers’ private data. This fear of cybercrime comes at a time when banks are exploring open banking systems en masse, which is only exacerbating security concerns.

Fraud 228

Fraud Cards Security System 228

South State Correspondent

AUGUST 31, 2022

Each document contains an extensive array of data. The challenge is that most of the data in documents are “dark data” or unstructured data that is hard to find, analyze and manipulate. There are three ways to take unstructured data in a document and turn it into an asset of material value.

Training 448

Training Data Examples Taxes 448

PYMNTS

SEPTEMBER 29, 2020

Some experts forecast that consumers will open up their wallets – particularly younger ones – and will spend at elevated levels during the season, albeit mostly online. A quick look at PYMNTS’ consumer survey data indicates that even early in the pandemic, the majority of consumers were living highly financially tenuous lives.

Study 238

Study Survey Data Examples 238

Perficient

MARCH 22, 2021

The Discovery Process began with gathering data from social media and review site scans and looking at various internal data, such as results from Perficient’s annual Employee Engagement Survey. We have many open roles for all types of skillsets technical and beyond.

Community 520

Community social media US Branding 520

PYMNTS

MAY 3, 2020

Forecasting when recovery starts and what it will look like is challenging in the absence of comparative data. Manicurists who opened reported a handful of visitors instead of their normally packed schedules; hairdressers and barbers did somewhat better but still described their current crowd levels as unsustainable over the long run.

Georgia 314

Georgia North Dakota South Carolina Atlanta 314

PYMNTS

SEPTEMBER 21, 2020

The PYMNTS Main Street’s Six-Month Checkpoint survey of Main Street merchants indicates that attitudes about their futures have improved since PYMNTS first started surveying Main Street SMBs in mid-March. But digging down into that data a bit takes some of the shine off of the improved outlook.

Report 208

Report Maine Boston Survey 208

Bank Innovation

OCTOBER 12, 2016

APIs (application programming interfaces) are fast becoming integral to the banking world, but corporate culture has not yet caught up with the technology, according to data from a survey conducted by the Open Bank Project together with Bank Innovation.

Survey 150

Survey Innovation Technology Data 150

PYMNTS

SEPTEMBER 22, 2020

And the outlook of Main Street small and medium-sized business (SMB) retailers has been improving since PYMNTS started surveying them in mid-March. All this, Today in Data. Data: 1988: The year Batteries Plus was founded in Hartland, Wisconsin, where it is now headquartered. 32B: Value of the U.S. battery replacement market.

Retail 135

Retail Wisconsin Comparison Maine 135

PYMNTS

JULY 6, 2020

Steady digitization in stale B2B payments and the open banking movement are two closely related and increasingly exuberant expressions of money’s digital makeover. Impacts expected from open banking on the laggard B2B payments space are hard to understate. Laggard No More.

Meeting 190

Meeting Payments Software Data 190

PYMNTS

NOVEMBER 27, 2020

Remote onboarding has overtaken (some might say overwhelmed) banks and merchants all year long as a deluge of faceless applicants opened accounts and cards. Over 80 percent of respondents in a recent survey reported fake users as a significant problem,” Bud Walker, chief strategy officer at Melissa, told PYMNTS.

Security 269

Security Study Mobile Data 269

South State Correspondent

DECEMBER 14, 2023

Recency is based on the data that shows a bank customer is more likely to do business with your bank in other products right after a major transaction. Advanced banks can get as granular as needed here, and weighting can be refined depending on the data. Here, we will use a rank from 1 to 10 to break customers into decile segments.

Analysis 195

Analysis How To Marketing Data 195

PYMNTS

OCTOBER 23, 2020

Behind the data lie a slew of lifestyle changes and demographic shifts, which may have positive ripple effects for the SMBs that line Main Street, and bode well for consumer spending trends overall. To that end, and in terms of the data announced by the National Association of Realtors, existing home sales grew by 9.4 million units.

Survey 227

Survey Maine New York Millennials 227

PYMNTS

SEPTEMBER 4, 2020

New Data: How Online Merchants Build Consumer Trust In The Digital 3.0 In the Inspiring Trust In The New Digital Economy Report, PYMNTS surveyed 2,437 consumers to find out the 16 features key to gaining their trust and earning their business. New Data: The Role Of Touchless Payments In Shaping Consumer Merchant Choice (How We Shop).

Survey 175

Survey New York City Digital Banking Online 175

PYMNTS

NOVEMBER 11, 2020

The latest edition of PYMNTS and Visa’s How We Will Pay consumer survey finds that consumers are staying digital even as the brick-and-mortar economy slowly comes back to life, with an emerging preference for online commerce due convenience and comfort.

Fintech 277

Fintech Compliance Online Survey 277

CFPB Monitor

AUGUST 22, 2022

The CFPB is seeking comments on changes to its semi-annual Terms of Credit Card Plans (TCCP) Survey. Amendments to the Truth in Lending Act made in 1988 by the Fair Credit and Charge Card Disclosure Act require the CFPB to conduct the TCCP Survey. The TCCP Survey dates are January 31 and July 31.

Survey 78

Survey Cards Community Data 78

PYMNTS

SEPTEMBER 28, 2020

In a report by OpenText , researchers found that one-quarter of Americans was targeted in a coronavirus-related phishing email attempt, and more than three-quarters said they have opened emails from unknown senders. Fifty-nine percent of survey respondents agree that phishing emails look more legitimate than ever before.

Fraud 241

Fraud Training California Security 241

Perficient

FEBRUARY 6, 2021

Viva Insights also comes with a dashboard that allows organizations to combine employee feedback from LinkedIn’s Glint with data from Viva Insights, so you can more accurately identify which teams are struggling and take a proactive approach by adjusting their work norms and monitor their improvement over time. Viva Learning.

Study 531

Study Survey Trends Tools 531

PYMNTS

JULY 23, 2020

Open banking has been picking up steam in Latin America for more than two years. Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year. It also analyzes how the pandemic is affecting the future of open banking in. the region.

America 165

America Regulation Regional Tools 165

PYMNTS

APRIL 28, 2020

All this, Today in Data. Data: $145M: The amount AI fraud prevention firm BioCatch raised in its latest round of funding. 44.6%: Portion of PPP applicants who said the loans would let them keep employees and re-open their firms. 5.4B: The number of people worldwide who downloaded a shopping app in 2019.

Fraud 130

Fraud Survey Data Tools 130

PYMNTS

APRIL 3, 2020

All this, Today in Data. Data: 178: Number of days the average SMB owner believes it will take for their local economies to recover from the pandemic. 49.1%: Share of surveyed SMB owners who would be able to use their personal credit cards to help fund their businesses during the pandemic.

Survey 130

Survey Data Retail Cards 130

PYMNTS

APRIL 30, 2020

The COVID-19 pandemic has caused an impact on open banking developments worldwide as regulators, financial institutions (FIs) and businesses set their sights on helping their current customers rather than future innovations. Around The Data Protection World. where regulators have been workshopping potential rules for several years.

Regulation 188

Regulation Regional Data United States 188

PYMNTS

JUNE 9, 2020

In PYMNTS’ most recent Navigating the COVID-19 Pandemic series, based on surveys of thousands of consumers and businesses over the duration, nearly 34 percent of respondents said they are “very” or “extremely” likely to consider a firm’s digital offerings when deciding where to spend their money. Doing data right” is now critically important.

Security 131

Security Data Study Survey 131

PYMNTS

MARCH 13, 2019

Open banking is a bit more than a year old in the United Kingdom, and is viewed positively by a majority of financial institutions. Specifically, open banking will help streamline and speed application and onboarding processes, as voiced by 52 percent of those surveyed.

Study 155

Study Customer Experience Fintech Survey 155

PYMNTS

DECEMBER 4, 2020

Census Data: A Third of Americans Expect Job Losses, Less Pay. About a third of Americans are anticipating further job loss, pay cuts and foreclosures or evictions due to COVID-19’s economic fallout, according to the third phase of the Census Bureau’s Household Pulse Survey. Since July, global transactions hit valuations of $1.8

Payments 153

Payments Millennials United States Survey 153

PYMNTS

DECEMBER 26, 2018

Open banking didn’t just kick off via PSD2 regulations across Europe and the U.K. Rather, banks around the globe began to understand the potential value in opening up customer data to third-party players, and with more bank APIs emerging in 2018, the year saw a surge in data sharing. Finserv Embraces The API. “I

Data 175

Data Regulation America Security 175

PYMNTS

NOVEMBER 29, 2018

Despite any possible reservations early on, large financial institutions (FIs) now appear to be going all in on Open Banking, with plans to introduce new revenue streams as a a result. The report, “It’s Now Open Banking, Do You Know What Your Commercial Clients Want From It? ,” published Wednesday (Nov.

Survey 140

Survey Data Taxes Innovation 140

PYMNTS

JANUARY 8, 2021

Looking at the economy as a whole, the data show that 15.8 Looking at the economy as a whole, the data show that 15.8 The BLS data showed that professional and business services saw 161,000 positions added, while retail, in the midst of the all-important holiday shopping season, saw 121,000 jobs added. This measure is 1.0

Trends 211

Trends Report Survey Maine 211

PYMNTS

NOVEMBER 4, 2020

No Open And Shut Path For Open Banking As CFPB Mulls Rules. The Consumer Financial Protection Bureau (CFPB) has said it will look to issue advance notice of proposed rulemaking on “open banking” by the end of this year. NEW DATA: Five Payments Innovations For Winning The Digital-First Shopper.

California 196

California Payments blockchain Lending 196

PYMNTS

OCTOBER 1, 2020

In regions where open banking and other electronic payments pilots are becoming common, such as the Middle East-North Africa (MENA) region, pandemic-era payments are all about privacy, security and trust, particularly in B2B transactions. Privacy Protection In The Spotlight. under the GDPR.

Regional 130

Regional Regulation social media Security 130

PYMNTS

DECEMBER 23, 2020

Brenda’s Family Restaurant in Mill Run, Pennsylvania, stayed open despite the mandate. PYMNTS December small- to medium-sized business (SMB) survey data indicated that 54 percent of SMBs surveyed said they are “very” or “extremely” likely to survive the pandemic; only 48 percent said the same in June. Cohen and Gov.

North Carolina 178

North Carolina Pennsylvania Survey Report 178