Abrigo

DECEMBER 18, 2023

Bankers should examine warning signs and shore up defenses for existing income-producing CRE loans as part of commercial property loan risk management. But understanding trends in their own portfolios and local markets can allow lenders to identify risk-appropriate CRE credits. They’re not your hometown.

Risk Management 221

Risk Management Management Lending Capital 221

Jeff For Banks

MAY 20, 2017

And regulators are getting anxious. and New York Community Bancorp called off their planned merger. Both institutions were over the CRE concentration guidelines, so putting them together would exasperate this risk, so the regulatory thinking must have been. Risk mitigants tend to lag growth, especially fast growth.

Lending 60

Lending Regulation Community Community Bank 60

Independent Banker

DECEMBER 31, 2021

Regulators haven’t yet broached the subject with them. The greater concern is how the regulatory agencies will expect us to update our risk profile based on climate factors.”. will continue its mission to fund microloans to new small businesses in New York City’s low-income neighborhoods, says president and CEO Carlos P.

Community Bank 144

Community Bank Community Lending Louisiana 144

Jeff For Banks

JANUARY 12, 2015

I have always believed that cheaper oil and gas prices are like a tax cut that helps consumers save money on their “taxes” and spend it on other discretionary goods and services. I do see millions of jobs being created in 2015, but still many are part-time, thanks mainly to Obamacare and other regulations. I say, go ahead.

Philadelphia 60

Philadelphia US Policies Taxes 60

Gonzobanker

DECEMBER 17, 2021

CAP COM and SEFCU in New York come to together to create an $8 billion cooperative organization. Simultaneously the bank invested in Paladin Fraud, Trabian Technology, and Chartwell Compliance to provide compliance and risk management solutions in the complex and connected web of fintech partnerships. Has it worked?

Fintech 143

Fintech Strategy Leadership Lending 143

Independent Banker

DECEMBER 13, 2015

Competition and regulatory risk in car lending race off. Vehicle loan originations reached almost $120 billion during the second quarter of 2015, states the New York Fed’s Household Debt and Credit Report. Tax-exempt credit union competition is the main culprit for the bank’s decline in auto lending, Thompson says.

Community Bank 70

Community Bank Lending Community Security 70

Independent Banker

NOVEMBER 24, 2015

Competition and regulatory risk in car lending race off. Vehicle loan originations reached almost $120 billion during the second quarter of 2015, states the New York Fed’s Household Debt and Credit Report. Tax-exempt credit union competition is the main culprit for the bank’s decline in auto lending, Thompson says.

Community Bank 70

Community Bank Lending Community Security 70