Abrigo

DECEMBER 1, 2014

Credit unions have seen an unprecedented uptick in business-related loans in recent years, according to the Credit Union National Association’s (CUNA) U.S. Credit Union Profile. From June 2007 to December 2012, MBL volume increased 66 percent, growing from $26.04 billion to $43.16

Strategy 186

Strategy How To Resources Lending 186

Perficient

OCTOBER 12, 2020

Named a leader by IDC for treasury and finance, Kyriba optimizes cash and risk management, payments and working capital strategies through a highly secure Software-as-a-Service platform. Bank connectivity is one of the most complicated aspects of an ERP project. ”

Risk Management 309

Risk Management Fraud Management Compliance 309

South State Correspondent

APRIL 30, 2024

Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Working with a vendor that has a similar business model is often the key differentiator for success.

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Working with a vendor that has a similar business model is often the key differentiator for success.

Community Bank 195

Community Bank FDIC Community National 195

Abrigo

JULY 21, 2021

As part of the Financial Crimes Enforcement Network’s (FinCEN) first national priorities list for anti-money laundering and countering the financing of terrorism (AML/CFT) policies, one important priority continues to be detecting, reporting, and preventing terrorist financing. Other government organizations also offer content.

Training 195

Training National Strategy Regulation 195

South State Correspondent

FEBRUARY 27, 2024

Objectives of Loan Pricing We believe that all national banks and most banks over $10Bn in assets (regionals) are using some version of a risk-adjusted return on capital (RAROC) loan pricing model. The national and regional banks originate about 85% of all domestic loans, and community banks hold the remainder.

How To 195

How To Community Bank Community Management 195

South State Correspondent

JANUARY 10, 2024

This article will discuss how national, regional, and community banks may use loan hedging programs in 2024 to face earnings challenges. Community banks must incorporate strategies that retain profitable relationships and shed unprofitable business. Meanwhile, community banks face net interest margin (NIM) and fee income pressure.

Community Bank 195

Community Bank Community National Regional 195

PYMNTS

NOVEMBER 10, 2020

PSCU , which is billed as the nation's premier credit union service organization (CUSO), has announced its new Enhanced Fraud Services system, which the company said “has helped 10 early adopter credit unions combat fraud of all types, ranging from first-party chargeback fraud to identifying card information being sold on the dark web.”.

Fraud 151

Fraud Virginia Florida Risk Management 151

American Banker

JUNE 20, 2016

Financial incentives leading firms to strengthen risk governance internally is better than regulators mandating risk management standards.

Risk Management 37

Risk Management Regulation Management FDIC 37

PYMNTS

JANUARY 28, 2019

The report explores how companies in G20 nations are preparing for risks related to technological disruption, regulation and cybersecurity. “More must be done to ensure sufficient infrastructure and processes are in place to proactively manage business threats in 2019.”

Management 145

Management Risk Management Survey Security 145

South State Correspondent

AUGUST 21, 2022

We compared and contrasted the two strategies and sized the market for community banks. We also shared a table that summarized the two strategies. Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise.

How To 195

How To Community Bank Community FDIC 195

PYMNTS

OCTOBER 1, 2020

Ebury, which was started in 2009 and has offices in more than 20 nations, becomes a part of Nexi Open with the deal. Ebury, which was started in 2009 and has offices in more than 20 nations, becomes a part of Nexi Open with the deal. Ebury & Nexi.

Fintech 228

Fintech Data Risk Management Management 228

Abrigo

MARCH 6, 2015

March comes in like a lion for the nation’s largest banks. Stress testing allow banks and credit unions to examine the portfolio, concentrations and specific borrower relationships to identify risk and make more informed capital planning and lending strategy decisions based on their individual results.

Risk Management 150

Risk Management Capital Community Bank Regulation 150

Abrigo

AUGUST 12, 2019

Abrigo is bringing together the nation’s leading conferences on the new current expected credit loss (CECL) standard, MainStreet Technologies’ National CECL Conference, and the leading conference on lending, credit and portfolio risk best practices, Sageworks’ Lending & Risk Summit. Discover new products.

Conference 150

Conference Lending National Risk Management 150

Abrigo

AUGUST 5, 2020

is officially in a recession, according to the National Bureau of Economic Research. Many of the goals and strategies financial institutions had put in place earlier this year have been upended by the coronavirus pandemic. The national effects remain opaque and will continue to change – do not get complacent.

Management 195

Management Risk Management Trends Industry 195

PYMNTS

FEBRUARY 27, 2019

Slovenia is due to see an instant payments platform launch from Bankart this month, while Malaysia has a new solution of its own, enabling instant credit transfers to bank accounts using details such as mobile phone numbers or national IDs. Deep Dive: Security in the Time of Faster Payments. To read the Deep Dive, download the Tracker.

Nebraska 144

Nebraska Risk Management Apple Payments 144

Abrigo

NOVEMBER 29, 2021

To remain competitive, some of the nations’ largest banks have introduced new products. And it appears that community banks’ strategy for noninterest income is on a quite different path as well from larger institutions. Drive growth with integrated risk management. Portfolio Risk & CECL. Keep me informed.

Community Bank 195

Community Bank Community FDIC Trends 195

American Banker

SEPTEMBER 9, 2016

Old National Bancorp's more than 2,900 employees are treated to a variety of benefits, including financial help during personal emergencies. These benefits are seen as necessary steps to keep employees happy and reduce turnover.

Risk Management 28

Risk Management Management National Community Bank 28

American Banker

SEPTEMBER 12, 2016

Heightened risk management standards and the "three lines of defense" are supposed to help banks ward off scandal, but they failed miserably.

Risk Management 28

Risk Management Management Tools Regional 28

Abrigo

NOVEMBER 17, 2023

According to research by Javelin Strategy & Research, 31% of clients are more likely to leave the financial institution after a fraud event, even when the bank or credit union is not at fault. The Financial Crimes Enforcement Network (FinCEN) has listed fraud and cybercrime as two of their National AML/CFT Priorities.

Fraud 195

Fraud Training Trends Compliance 195

Abrigo

JUNE 5, 2015

Community banks that have been encouraged to stress test, and those who have proactively done so, also benefit from the aid that the stress test results can provide in building a bank’s larger strategic risk management plans. The practice of stress testing can also foster a more positive relationship with examiners.

Risk Management 150

Risk Management Community Bank Regulation Survey 150

Abrigo

JANUARY 27, 2020

Strengthen credit risk by improving your credit union's loan underwriting standards. The National Credit Union Administration (NCUA) has been working on their share of goal setting, as they have released their 2020 supervisory priorities for credit unions, regulation updates, and the agency’s modernization programs. talk to an advisor.

Risk Management 195

Risk Management Regulation Management Report 195

PYMNTS

MAY 19, 2016

The procurement of raw materials can expose an organization to some serious market volatility, the risk management software firm said, and much of the solutions these firms are using to mitigate risk, like ERP solutions, don’t quite make the grade when covering a business’ exposure to commodity trade risk.

Management 101

Management Risk Management System Marketing 101

William Mills

FEBRUARY 28, 2017

Another upcoming event on my radar is the MBA National Technology in Mortgage Banking Conference & Expo on March 26-29 in Chicago, which is always a great venue to learn about emerging technologies and the impact of new regulations on the mortgage industry. The post Is your 2017 trade show strategy set for the year?

Strategy 40

Strategy San Jose Conference Indianapolis 40

American Banker

MARCH 30, 2016

The management team at Western Alliance Bancorp. The company's pending purchase of a large loan book — and expansion into national hotel lending — will be scrutinized in coming years. has decades of experience with hotel development.

Risk Management 28

Risk Management Management Lending National 28

FICO

JULY 31, 2019

As TPRM or third-party risk management grows in importance, so does cybersecurity risk assessment as part of it. The latest Assessment of Business Cyber Risk (ABC) report from the US Chamber of Commerce and FICO discusses four steps for improving third-party cybersecurity risk management.

Cyber Security 70

Cyber Security Management Security Risk Management 70

Jeff For Banks

DECEMBER 9, 2020

Start integrating the financial risks from climate change into governance frameworks, risk management processes, and business strategies. The OCC's proposal would apply to the largest banks (>$100B in assets) in the country that may exert significant pricing power or influence over sectors of the national economy.

Lending 78

Lending Regulation Community National 78

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Some recent episode titles include: “Should Bankers Fear Apple’s Future Growth Strategy?” keep me informed.

Community 195

Community Lending Maine Resources 195

CFPB Monitor

SEPTEMBER 21, 2020

The ARC advises the Bureau on its strategic research planning process and research agenda and provides feedback on research methodologies, data collection strategies, and methods of analysis, including methodologies and strategies for quantifying the costs and benefits of regulatory actions. Clarksdale, MS). Bank (Minneapolis, MN).

DC 78

DC Mississippi Washington Oklahoma City 78

PYMNTS

OCTOBER 16, 2019

Between $800 billion and $2 trillion USD is laundered each year, according to the United Nations Office on Drugs and Crime. A majority of FIs plan to invest more in financial crime compliance than fraud risk management, though 43 percent reported no integration between fraud and financial risk compliance.

Compliance 123

Compliance Fraud Study Digital Banking 123

PYMNTS

JUNE 17, 2016

market last September, claiming to provide the nation’s first AR insurance tool for SMEs. The company provides coverage to CFOs and financial officials to mitigate the risk associated with customer nonpayment, either by default or from a customer going out of business. Waldorf Growth Partners entered the U.S.

Marketing 100

Marketing Tools Risk Management Management 100

Insights on Business

MARCH 15, 2019

One of his discussion topics is the Federal Reserve’s proposed framework for tailoring, based on size and risk-based indicators, regulation for large banking organizations. The strategies and practices to implement compliance obligations management enterprise-wide.

Compliance 87

Compliance Management DC Washington 87

FICO

JUNE 1, 2023

The National Association of Realtors reported that sales of previously owned homes declined 2.4% These figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution. Visa is predicting negative GDP in Q2 and Q3 with a return to growth in Q4 2023.

Trends 52

Trends Industry US Cards 52

FICO

NOVEMBER 23, 2021

He has held various roles in product development, risk management, software development and consulting for banks, hedge funds and software firms, including Standard Chartered Bank, TCG Group, HCL and Cognizant. Sid’s analyst research is focused on the intersection between risk management and high-performance analytics.

Meeting 52

Meeting Analytics Risk Management Management 52

American Banker

MARCH 10, 2016

A mature governance framework and risk culture that reaches all employees, are among the attributes of a high-functioning "risk organization.".

Risk Management 28

Risk Management Management Cyber Security Regional 28

Gonzobanker

DECEMBER 14, 2023

Our Troublemaker clients reacted to all this mayhem by keeping their focus on customers, making good loans, sticking to their digital transformation strategies, developing employees and giving back to their communities. Sounds like a cool strategy to build a smarter bank. We are in awe. Seriously in awe.

Fintech 194

Fintech Community Regional Technology 194

Bobsguide

FEBRUARY 22, 2022

It will interface with technology offerings from TCS’ partners for CRM, sales, risk management and other enterprise functions. This strategy is in line with the Bank’s mission of being an active participant in national strategy by supporting this sector of the economy.

Innovation 78

Innovation Customer Experience Strategy Operations 78