PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. the region. The potential impact of the crisis on open banking’s future in the region is a different story, however.

America 165

America Regulation Regional Tools 165

PYMNTS

SEPTEMBER 11, 2019

Different regions have their own unique payment rails, and no two abide by the same regulatory framework. Other initiatives are being spearheaded across regions. One-third of companies surveyed in the Real-Time Payments Innovation Playbook planned to implement them within the next three years. So, what’s the problem?

Payments 190

Payments Regional Operations Guidelines 190

PYMNTS

OCTOBER 28, 2019

Wayfair case that allowed states and individual cities to launch tax policies aimed at remote sellers and marketplaces is still reverberating in 2019 and will likely affect online retail in 2020. A recent survey of U.S. In Q3 2019, 14 states started collected online sales tax and 11 more followed in October. SMBs May Struggle.

Taxes 102

Taxes Online San Jose South Carolina 102

PYMNTS

DECEMBER 31, 2020

A separate survey found that 92 percent of bank and credit union (CU) respondents expected that implementing the RTP network would “benefit” corporate clients , for example. Regional banks with $100 million to $250 billion in assets were likely to be in the process of adopting the rail or considering doing so.

Payments 168

Payments Resources Survey Examples 168

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. Sectors like office, retail, and hospitality, are even worse. Many community banks have an inherent strategic advantage in bringing a new product to market faster than a national bank, yet they squander their position.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

DECEMBER 5, 2017

Innumerable are the stories that say retail is dead. Why should retail be any different? Projections from the United Nations show that the total number of online shoppers, as measured globally, should grow by 50 percent between 2013 to 2018 to as many as 1.62 percent of companies surveyed saw an average decrease of 4.3

Survey 109

Survey Course Mobile United States 109

PYMNTS

JANUARY 15, 2019

As many as 73 percent of those surveyed said that it remains difficult to gather the funding needed to get a business off the ground. 30 kickoff in Atlanta will include access to experts from Visa and entrepreneurs operating both nationally and globally. And 61 percent of those queried said they self-funded their business.

Atlanta 189

Atlanta New York social media Community 189

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Retail Banking Customer Satisfaction Study from J.D. Or at least they should be. The 2016 U.S.

Regional 28

Regional Mobile Millennials Study 28

PYMNTS

MARCH 26, 2016

According to the National Retail Federation (NRF), American consumers will be doing so in record numbers this Easter, with purchases related to the holiday expected to reach $17.3 Broken down to an average spend of $146 per person, that’s the highest figure tallied in the 13-year history of the NRF’s Easter Spending Survey.

Survey 100

Survey United States Retail Comparison 100

Tech and Finance

APRIL 29, 2016

PWC Retail banking. In its report on Retail Banking 2020 — Evolution or Revolution, PWC optimistically ignores many of the details of its survey and concludes that banking has a great days ahead. It suggests that top regional banks in the U.S.

Retail 28

Retail Regional Innovation Survey 28

Tech and Finance

APRIL 29, 2016

PWC Retail banking. In its report on Retail Banking 2020 — Evolution or Revolution, PWC optimistically ignores many of the details of its survey and concludes that banking has a great days ahead. It suggests that top regional banks in the U.S.

Retail 28

Retail Regional Innovation Survey 28

NCR

NOVEMBER 1, 2017

With the world’s second and seventh largest economies in the form of China and India respectively, a host of fast-growing emerging nations and over 4.5 billion potential customers in the regions as a whole, the potential for the most innovative and forward-thinking banks is limitless. Why the differences between nations?

ATM 49

ATM Payments Regional National 49

PYMNTS

JULY 30, 2019

Thynk Digital and The Financial Brand recently conducted a survey that found 70 percent of bank and credit union executives think their FI could not survive without physical branches. Regional banks and credit unions have become vulnerable to digital competition from larger banks, which is why so much emphasis has been placed on innovation.

Innovation 115

Innovation Fraud Mobile Video 115

BankUnderground

JULY 16, 2021

Beyond national accounts aggregates and small-scale surveys, data on how SMEs have performed through the Covid-19 crisis have been sparse. The ONS introduced a timely business survey in the UK but responses are skewed towards larger businesses. Figure 4: Estimated impact of Covid-19 on growth by region.

US 122

US Data Comparison Regional 122

PYMNTS

JULY 27, 2020

As it slowly starts to recover from the devastating losses of the restaurant business during the early days of the pandemic, shellfishing companies in the region are now trying to find new ways to get their product to market. That’s 583 dozen oysters that Katcham can sell to restaurants or directly to consumers.

Industry 157

Industry Strategy New York City Connecticut 157

PYMNTS

JULY 14, 2017

The International Telecommunications Union (ITU) gave these three African countries the highest marks in the region in its Global Cybersecurity Index based on their legislative frameworks, technical capacity to respond to incidents and cooperation with other countries. Among 144 countries surveyed, Kenya ranked 45 th. Not Ready: SMBs.

Operations 118

Operations Study social media Security 118

Independent Banker

APRIL 28, 2016

Rasmussen: Thirty-five of the 100 banks in my group agreed to participate in my surveys, and I receive 20 to 25 responses each month. The Houston region has seen substantial layoffs, and the daily headlines predict more will be announced. In fact, huge expansion projects are now underway across our region.

Dallas 131

Dallas Texas Houston Community 131

PYMNTS

JULY 6, 2016

One Kantar analyst described Android’s recent dominance as a market-wide phenomenon spurred “not just from one or two players but from different brands and ecosystems, varying from region to region.”.

Google 105

Google Security Apple Regional 105

PYMNTS

APRIL 27, 2020

On April 6, in our previous survey , we found that only 32.7 But this time around, in the latest April survey, As many as 41 percent of SMBs said they had applied for the PPP loans by April 20. Another 27 percent applied through regional banks. percent of SMBs had applied for SBA loans — including, but not limited to, PPP loans.

Data 168

Data Study Survey Course 168

PYMNTS

MARCH 27, 2020

According to the data in PYMNTS’ COVID-19 Brief series , which surveys a little more than 2,000 consumers on their experiences with life on lockdown, the people are worried. Among those surveyed for our most recent study, a strong majority – 60 percent – believe life will likely return to normal within the next three months. .

New Jersey 130

New Jersey Survey Meeting Payments 130

Jeff For Banks

JUNE 11, 2018

At lunch recently, he said that the battle for retail deposits has already been won. Won by the national banks. With all of our hubris about how great community banking is compared to national banks, we are not winning market share from them. It is a very similar point I made in an article to soon appear in a trade publication.

Taxes 60

Taxes Compliance Survey National 60

Banking 2020

NOVEMBER 27, 2015

That’s why digital capabilities have revolutionized every industry from retail and healthcare to banking—if the same services can be had from half a world away, and for a lower cost, why not avail of them? Meanwhile, the large regional or national banks are the biggest losers, saying sayonara to 16% in this customer age group.

Millennials 40

Millennials Survey social media Online 40

PYMNTS

SEPTEMBER 22, 2017

Bankruptcy claims a marquee name in tyke-focused retailing, as the Amazon effect continues. In 2015, 414,000 new businesses were formed in the latest year surveyed, according to the Census. Toys R Us: Toys Were Us? There was, of course, added pressure from carrying debt to the tune of $5 billion. So, what gives? The good news?

US 108

US Apple Innovation Regulation 108

PYMNTS

DECEMBER 16, 2020

On that front, according to PYMNTS' latest SMB survey data, small merchants are feeling a little better these days. But that increased good feeling is largely reliant on the nation not undergoing yet another round of lockdowns. Firms that PYMNTS surveyed in November expected to be back to normal in about 8-1/2 months (July 2021).

Maine 282

Maine Survey Online Retail 282

PYMNTS

MARCH 9, 2020

PYMNTS fielded a study to a national panel of 1,062 U.S. That said, some banking-like providers appear to be closing the primary banking services gap, particularly regional banks and credit unions (CUs). Ninety-two percent of consumers count their primary bank as either a national bank, regional/community bank or credit union.

How To 232

How To Millennials ATM Fintech 232

PYMNTS

OCTOBER 24, 2017

But since 2010, the beginning of the recovery period, industries surveyed by the PYMNTS Store Front Index have generally returned to a state of healthy and sustained growth. There have been many reports on the decline of the retail industry , and small retailers aren’t immune to the market trends aligning against brick-and-mortar stores.

Maine 104

Maine Regional United States Retail 104

American Banker

DECEMBER 14, 2016

Pretty rare, it turns out: Less than a third of executives surveyed by SourceMedia Research said their institutions set formal cross-selling targets for staff. And of those with cross-sale incentive programs, nearly half are reconsidering.

Survey 28

Survey Branch Strategies Regional National 28

CB Insights

DECEMBER 4, 2019

Bill Me Later was one of the earliest fintech payment platforms on the market and gave big retailers the ability to offer flexible financing programs. The company announced it would pass on the special card savings Amazon gets from card networks (because of the volume of purchases they can guarantee) to retailers that adopt Amazon Pay.

Cards 101

Cards Lending Strategy US 101

CB Insights

MAY 8, 2018

While recreational drones are strictly prohibited in active forest fire regions, they have proved useful when operated by the appropriate teams. However, access to modern medicine has been rather difficult in many rural regions around the world. LTE vs. Wi-Fi) will be provided to which regions. Conservation.

Exercises 78

Exercises Data Technology Industry 78

PYMNTS

FEBRUARY 21, 2020

Not Chinese nationals just in from China, but any consumer who looks Chinese, even if they are an American who has never been closer to China than Chinatown in New York City. HSBC is also moving to grow profits by investing in Asia and the Middle East, both very quickly growing regions. The $8 billion U.S. and its investment bank.

Payments 130

Payments New York City Meeting New York 130

PYMNTS

APRIL 12, 2016

As detailed in the 2016 JPMorgan Chase Business Leaders Outlook report, the outlook is positive on a local economy level, but nationally/globally is a little more shaky. But when looking at that from a more national perspective? National economy: 39 percent optimistic, compared to 68 percent in 2015. Challenges. Expectations .

Report 100

Report Study National Regional 100

PYMNTS

AUGUST 31, 2018

Once the 24 competitors (tributes) get to the games, they then battle to the death for a national audience that is required by law to watch the games. online grocery sales since 2017, the largest share of any single retailer and double its closest competitor. According to the Harris Poll, Amazon is the most trusted U.S.

Branding 101

Branding Florida Retail Online 101

CB Insights

JULY 17, 2018

In 2017, the National Restaurant Association reported annual sales of $799B — close to 48% of the total amount that Americans spent on food. In the past decade, restaurant and bar purchases have grown at twice the rate of general retail spending. Americans dine out more than ever before. That’s not a new development.

San Francisco 69

San Francisco California United States CA 69

CB Insights

OCTOBER 31, 2019

Today, the bots are still being used across industries like fintech, healthcare, sales and CRM, retail, and even law — and they’re having important, though quiet, effects. Retail & e-commerce: Convenient shopping & scheduling. Sales & CRM: Qualifying leads & answering questions.

Industry 78

Industry Examples Tools Retail 78

Gonzobanker

DECEMBER 19, 2022

1 issue raised by CEOs in our surveys, bankers had to craft a new and compelling post-Covid value proposition to attract it. Benson Porter, Boeing Employees CreditUnion – Porter led BECU through an amazing streak of growth in the Pacific Northwest, all while building an innovative, stakeholder-driven brand respected nationally.

Community 216

Community Fintech Industry Innovation 216

CB Insights

JUNE 17, 2020

Retail: Shopping goes even more online as grocery joins the e-commerce revolution. During the pandemic, almost half (48%) of all US physicians said they had treated patients virtually, according to a recent survey. Retail: Shopping goes even more online as grocery joins the e-commerce ranks. Remote learning technology.

Industry 101

Industry Technology Online Video 101

CB Insights

SEPTEMBER 4, 2019

Over 1M millennial women are becoming mothers every year, meaning Gen Y now makes up the majority of annual births in the United States, according to the National Center for Health Statistics. A Nielsen survey showed hard seltzer’s sales growth at 193% over 2018. Technology also plays an important role in the fast-casual industry.

Millennials 78

Millennials Industry Branding social media 78