South State Correspondent

MARCH 30, 2023

Increasing Deposit Balances and Profit Consider this case study – customer acquisition costs for a company that provides security guards and patrol services are about $8,000. The average security company has about $80,000 in deposit balances, while the average trade association has about $501,000 in balances.

Industry 195

Industry Resources Community Case Study 195

PYMNTS

JANUARY 26, 2020

He added that “central banks were planning experiments with digital money and that the issue would be studied by the Eurosystem eurozone central banks.”. Asked whether such digital money could be issued by private companies, Villeroy said that “currency cannot be private, money is a public good of sovereignty.”.

Study 251

Study cryptocurrency Groups National 251

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Startups are estimated to employ nearly 300,000 on the island nation. Singapore is poised to become the world’s first country to make the notion of a “Smart Nation” an actual reality.

National 133

National Training Bitcoin Samsung 133

PYMNTS

OCTOBER 14, 2020

Using RippleNet, Ripple's global payment network, the partnership will take advantage of the ripe market for cross-border payments, which a July Juniper Research study said will be worth $35 trillion by 2022, the release stated. The firm has also worked with the National Bank of Fujairah PJSC (NBF) in order to enable them.

Payments 286

Payments blockchain Regional America 286

PYMNTS

DECEMBER 14, 2018

The professional services vertical was followed by the computer and network security industry and then by civic and nonprofit firms. In terms of individual company news, Under Armour has, per The Wall Street Journal , “reportedly let go” of two top marketing executives.

Report 115

Report Study Fraud Industry 115

PYMNTS

NOVEMBER 23, 2020

A recent report released by the United Nations found that 132 out of 194 countries have now introduced data protection regulations of some kind, all varying in terms of what type of information they protect and the severity of their restrictions. Meanwhile, other markets are continuing to adjust with their own data protection laws.

Industry 298

Industry Regulation Data Study 298

PYMNTS

JANUARY 4, 2019

As reported in Quartz and other media outlets, the government has said that there remains an “absence of a globally acceptable solution and the need to devise a technically feasible solution” … and it all warrants “further study.”. Study and study and tread carefully, it seems. One cue might come from the U.S.

cryptocurrency 139

cryptocurrency Study National Course 139

PYMNTS

JANUARY 8, 2020

The development of digital identity solutions shows no signs of slowing in the new decade, with the mobile biometrics market expected to add $28.45 A multitude of security issues continue to plague the space, however, despite this optimistic future of digital identity. EMV Cards Face Crucial Verification Security Gaps.

Fraud 169

Fraud Cards Security National 169

PYMNTS

APRIL 8, 2020

According to a joint study published Wednesday (April 8) by the U.S. Amazon has had to scramble to get rid of numerous fake or counterfeit products related to the virus, including some things marketed as cures. As the coronavirus pandemic continues to roil the U.S. and the U.K.,

Cyber Security 173

Cyber Security US Fraud Security 173

PYMNTS

JULY 3, 2018

As startups such as DadeSystems , FitPay and Jewel Paymentech expand across devices and functions, Tipalti , AvidXchange and Emailage announce new growth for their local, national and global footprints. Ahead of its global expansion, Tipalti conducted a study to find out. Here’s all the latest news from startup-land this month.

National 101

National Charlotte Regional Operations 101

PYMNTS

FEBRUARY 13, 2020

This is about the fact that fake identities comprise 25 percent of new social media accounts created every day, and that 53 percent of all social media logins are fraudulent , according to a recent study. Within four years there will be 800 million smartphones in-market with facial recognition scanning capabilities. Add those to the 4.6

social media 150

social media Louisiana Colorado Samsung 150

PYMNTS

OCTOBER 18, 2018

Most people know that China is the world-leading supplier of students studying abroad. However, while China is undeniably the largest market for students studying abroad, India is coming up quickly for second place. Flywire makes sure those loans come from state-backed or large and reputable banks in the market.

Payments 153

Payments Study National Marketing 153

PYMNTS

JUNE 10, 2019

Reuters noted that around the time Hu was tweeting, China’s state media Xinhua reported the National Development and Reform Commission announced it would create a study to develop a “national technological security management list system.”. Following the initial announcement, the U.S.

US 115

US National Study Google 115

Bank Innovation

SEPTEMBER 28, 2018

Power's annual National Banking Satisfaction Study, beating last year's winner PNC Bank by a few points, but the rest of the contenders stayed in the same place as last year. JPMorgan Chase took the number one spot in customer service in J.D.

UX 150

UX Report Study National 150

PYMNTS

APRIL 30, 2020

This exposes these SMBs to all types of risks, from security to cash flow management, and is the direct result of banks and credit unions (CUs) being unwilling or unable to provide financial services to these companies. “This is a banking problem.” “This is a banking problem.” A Gradual Comfort Level.

Compliance 196

Compliance Industry Security Marketing 196

PYMNTS

DECEMBER 18, 2020

Why Affirm Would Delay Its IPO Amid A Hot Market . Study: 69 Percent Of Consumers Say They Want Subscription Bundles. Study: 67 Percent Of Main Street SMBs Say They’ll Do More Business Online Post-Pandemic. Businesses Re-Evaluate Web Security After Attacks On US Government Sites. Trackers and Reports.

Maine 168

Maine Bitcoin Study System 168

PYMNTS

NOVEMBER 29, 2018

What’s more, recently released studies have shown that employees are becoming less wary of their companies’ IoT plans, which could fuel growth, while service providers are also encouraging companies to engage in new IoT solutions. These concerns aren’t unfounded, either. government, meanwhile, is rallying to promote better cybersecurity.

Trends 173

Trends Security Study California 173

PYMNTS

OCTOBER 9, 2020

And we’re not talking about the myriad of cryptos that have popped up hither and yon, offered by private companies across what is still a Wild West for issuance (with no real set of security principles, yet) and scattered use cases. Beyond that, national efforts are piecemeal. Fed, the Swiss National Bank and others.

National 175

National Boston Examples Course 175

PYMNTS

JANUARY 4, 2019

The bill, which aims to create an Office of Critical Technologies and Security, was a bipartisan effort by U.S. With the bill, the senators are aiming to organize an inter-agency strategy to combat threats of a high-tech nature to national security by China , as well as other foreign actors, through the office.

United States 122

United States US Dallas Strategy 122

PYMNTS

FEBRUARY 28, 2019

They must also excel at securely handling payments and personal data, while recommending services at the right moment to enhance transactions along the way. Platforms need to pay careful attention to fraud across dozens of markets, meaning the ability to detect and manage fraud will only become more crucial as the sharing economy grows.

Payments 183

Payments User Experience Training Case Study 183

Gonzobanker

DECEMBER 8, 2021

Hot embers continue to glow in the fintech market that GonzoBanker mothership Cornerstone Advisors serves. Some perspective on how fast this fintech market is moving: Fintech Labs tracks 269 $1B+ valued fintech unicorns that have been founded in just the past two decades. Digital Security. in the most recent quarter.

Fintech 210

Fintech Los Angeles Lending Analytics 210

PYMNTS

FEBRUARY 24, 2020

billion-strong, high-spending consumers and their willingness to adapt to new technologies, trends and products may represent the economy of the future for many banks and businesses, but it is notoriously difficult for firms to enter and compete in this market. Confronting the Chinese Privacy Myth .

Regulation 160

Regulation Policies Data Compliance 160

Abrigo

DECEMBER 18, 2023

Takeaway 2 Advisors recommend that financial institutions look behind some of the headlines and examine their own markets before ruling out CRE altogether. But understanding trends in their own portfolios and local markets can allow lenders to identify risk-appropriate CRE credits. I believe there are opportunities out there.

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

SEPTEMBER 30, 2020

The ongoing COVID-19 pandemic is accelerating this shift, making financial institutions (FIs), merchants and their regulatory officials race to secure these new digital users. MENA nations’ original rules involved data privacy, but they were focused on developing the open banking ecosystem and allowing information to move freely.

Regulation 175

Regulation Data Regional Examples 175

PYMNTS

NOVEMBER 9, 2016

Sage, which is a market leader for integrated accounting, payroll and payments software, released the results of the sixth annual report focused on the current and future payment trends. The report addresses drivers for innovation, the need for omnichannel retailing, as well as payment security and consumer trust.

Report 176

Report Study Trends Innovation 176

PYMNTS

JULY 21, 2020

Open banking is appealing to financial institutions (FIs) and regulators in many markets, even as the pandemic sweeps across the world. Many nations in the region are thus examining their open banking proposals to ensure they address this behavior. How The Pandemic Is Shifting Open Banking Plans In Latin America .

Mobile 229

Mobile Report America Regulation 229

PYMNTS

JULY 22, 2019

According to a Brightfield Group study cited by the Bloomberg report, “the CBD market could be worth almost $24 billion in the U.S. alone by 2023,” with the pet market accounting for about 7 percent of sales. The stakes are potentially lucrative, even though the regulatory situation involving CBD is unclear.

Retail 124

Retail Innovation Industry Study 124

PYMNTS

JANUARY 7, 2019

The new year dawned with the government’s statement that there is an “absence of a globally acceptable solution, and the need to devise a technically feasible solution” … and it all warrants “further study.”. Frankly, recent market movements have not given us any reason to be concerned,” she said. In the U.S.,

Regulation 151

Regulation cryptocurrency National Capital 151

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. Source: PYMNTS.com longitudinal study of over 40,000 consumers (data from the most recent panel on Nov. consumers — 47.2

Apple 227

Apple Study Innovation Survey 227

PYMNTS

JULY 23, 2019

The Senate’s hearing ended with a lack of clarity on what data Facebook would collect from Calibra transactions, including financial habits of users, and how the company would ensure both national and personal security. For those who missed it, PYMNTS published a recap of Libra’s week in Washington.).

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cryptocurrency Study Guidelines Washington 111

PYMNTS

DECEMBER 1, 2020

DoorDash Valuation Could Hit $28 Billion, Says It Has Only 3 Pct of US Market. Costly professional services from accountants, lawyers, marketing firms or the like are often more than small businesses want to (or can afford to) pay. A new PYMNTS study of a national sample of 2,000 U.S.

Apple 141

Apple Payments Retail US 141

PYMNTS

AUGUST 15, 2019

It’s the market that should ignite but stubbornly refuses to. A pair of late 2016 studies indicated that Japanese consumers, despite being digitally enthused, vastly preferred to make their payments in cash , with 70 percent of consumers across demographic groups reflecting that preference. PayPay And Signs Of Mobile Acceleration.

Mobile 154

Mobile Payments National Marketing 154

PYMNTS

JUNE 29, 2016

A lot of millennials are still living at home with their parents, but as more and more of them begin moving out in the coming years, they could have a significant impact on both the housing and rental markets. So what will fuel this significant growth in new millennial households? That number hit 21.3 million households in 2014, while 11.4

Millennials 186

Millennials Study Trends Marketing 186

PYMNTS

SEPTEMBER 24, 2020

These types of payment flows made up 5 percent or more of the gross domestic product (GDP) for 66 countries in 2019, reaching as high as 20 percent of GDP in nations like Haiti and Nepal. . Another study found that the number of correspondent banking relationships in existence worldwide had dropped 22 percent from 2011 to 2019. .

Compliance 223

Compliance Tools Fraud Regulation 223

PYMNTS

NOVEMBER 20, 2019

Mobile order-ahead has had an outsized impact on the entire restaurant industry, with a recent study finding that only 15 percent of restaurant meals are eaten on-premises, down from 40 percent several years ago. The study also discovered that 37 percent of consumers would abandon a QSR entirely if they were defrauded.

Fraud 111

Fraud Mobile Study Cards 111

PYMNTS

OCTOBER 13, 2017

Foreign property buyers appear to have gotten that message, if research from the National Association of Realtors (NAR) is any indication. market for foreign investors. The nation, notably the areas of Toronto and Vancouver, is seeing a high influx of buyers purchasing properties due to the region’s low interest rates.

California 171

California National New Jersey Report 171

PYMNTS

DECEMBER 9, 2019

But the situation is righting itself as dynamic market forces reshape payments. Instant” is becoming the posted speed limit nationally and globally for transactions. But gig workers’ payment preferences are clearly on the side of instant , almost regardless of individual income security.

Millennials 130

Millennials New York City National New York 130