PYMNTS

SEPTEMBER 25, 2020

Notably, China’s central bank is already developing and testing a national digital currency in the Asian nation. However, she added that “issues raised by central bank digital currency related to financial stability, market structure, security, privacy and monetary policy all need to be better understood.”.

Cleveland 330

Cleveland Massachusetts Boston Survey 330

PYMNTS

APRIL 9, 2020

housing market, which itself is poised to take a hit where no part of the U.S. The housing market depends on the sanguine attitude of the U.S. The quartet includes Zillow Group, Offerpad, Redfin and Opendoor Labs. Their stomping grounds, of course, are tied to the U.S. economy remains unscathed. percent year over year.

Online 181

Online Colorado Metro Study 181

MyBankTracker

NOVEMBER 13, 2020

MyBankTracker surveyed 1,001 people aged from 25 to 34 to see how much of a budget setback the pandemic recession has been. This article will highlight the key findings of that survey, and offer tips on how millennials can overcome recent economic setbacks. Over 1/2 of Those Surveyed Reined in Spending. Key Findings.

Millennials 52

Millennials Survey Study Marketing 52

CFPB Monitor

FEBRUARY 4, 2019

The CFPB published two notices in today’s Federal Register seeking OMB approval for two surveys, one dealing with debt collection and the other with household balance sheets. Accordingly, the survey’s timing would seem to make it unlikely that the Bureau will issue an NPRM in March. Debt collection. Household balance sheets.

Survey 60

Survey Meeting National Marketing 60

CFPB Monitor

FEBRUARY 4, 2019

The CFPB published two notices in today’s Federal Register seeking OMB approval for two surveys, one dealing with debt collection and the other with household balance sheets. Accordingly, the survey’s timing would seem to make it unlikely that the Bureau will issue an NPRM in March. Debt collection. Household balance sheets.

Survey 60

Survey Meeting National Marketing 60

PYMNTS

NOVEMBER 26, 2018

billion, according to surveys commissioned by the company. In addition to supporting brick-and-mortar businesses, 41 percent of consumers surveyed said they shopped small businesses online. Small business owners surveyed said they count on an average of 29 percent of annual sales to happen during the holiday season.

social media 193

social media Survey National Community 193

PYMNTS

MAY 29, 2017

As of the most recent surveys, 60 percent of Americans support marijuana legalization. We came up with the idea of an online marketplace for cannabis because we were really looking at how people shop for everything. Said simply, Rosenfeld noted, customers have the ability to search when they shop online — and search somewhat flexibly.

Online 156

Online Software Branding United States 156

PYMNTS

OCTOBER 6, 2016

Retailers continue to rely on paid search and email marketing channels, but mobile marketing and social media are continuing to increase in popularity as a way for businesses to grow their customer acquisition, according to a new study.

social media 205

social media Survey Retail Online 205

Abrigo

DECEMBER 18, 2023

Takeaway 2 Advisors recommend that financial institutions look behind some of the headlines and examine their own markets before ruling out CRE altogether. But understanding trends in their own portfolios and local markets can allow lenders to identify risk-appropriate CRE credits. They’re not your hometown.

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

JUNE 16, 2017

As such, it would behoove retailers to invest wisely in incorporating social media strategies into their overall marketing campaigns. For the Chinese buyer in particular, social media engagement and online shopping activities takes on a unique avenue. Unveiled at Asia’s CES event last week, the Consumer Technology Assn.’s

Study 119

Study Online social media Retail 119

PYMNTS

OCTOBER 23, 2020

To that end, and in terms of the data announced by the National Association of Realtors, existing home sales grew by 9.4 million homes on the market. In terms of turnaround, properties were on the market for only 21 days. This implies that first-time buyers are being priced out of the market. million units.

Survey 227

Survey Maine New York Millennials 227

PYMNTS

DECEMBER 26, 2019

National Returns Day, which is Jan. million packages via UPS, a 26 percent increase over last year’s National Returns Day. According to the UPS Pulse of the Online Shopper report, 73 percent of online consumers indicate that repeat sales with a particular retailer are dependent on the returns process.

Study 131

Study National Retail Online 131

PYMNTS

MAY 20, 2020

The news service reviewed the survey to be sent to the public, digital services providers and the EU member countries. The feedback is expected to provide the EU information as it drafts the Digital Services Act to replace a 20-year-old measure that governs online services in the 27-country bloc.

Regulation 131

Regulation social media Google Survey 131

Abrigo

FEBRUARY 25, 2022

Nearly 90 of 100 bankers surveyed during a recent Abrigo webinar said their institutions plan to increase the volume of small business lending or commercial lending this year. Indeed, some bankers are already giving up spreads in order to win loans, according to the January Fed Senior Loan Officer Survey. Lenders Easing Terms.

Lending 195

Lending St. Louis Community Survey 195

PYMNTS

SEPTEMBER 14, 2018

To challenge the Office of the Comptroller of the Currency (OCC)’s decision to allow online payment companies and lenders to have national bank charters, the top banking regulator in New York is suing the federal government. A bill signed by Governor Andrew M. Vullo announced the release of that report in mid-August.

New York 173

New York Fintech Lending Regulation 173

PYMNTS

JUNE 24, 2016

India led the competition with the most funding rounds, as investors supported the nation’s efforts to develop the digitization and sophistication of more traditional business operations: eProcurement, eInvoicing, logistics and supply chain management. market struggles with investor doubt and regulatory scrutiny. But the U.S.

National 100

National Trends Lending Capital 100

PYMNTS

DECEMBER 19, 2018

Forget returns after Christmas morning — a new survey by UPS found that National Returns Day will happen prior to Christmas, underscoring how eCommerce is changing retail and the behaviors of consumers. National Returns Day typically happens in early January, with it representing the biggest increase in pacakges for the year.

Survey 124

Survey Retail National Online 124

PYMNTS

DECEMBER 1, 2020

As consumers spend more time at home, they continue to order groceries online in far larger numbers than they ever did before the pandemic. In fact, even more consumers have shifted to ordering their groceries online over time, as 15.7 In fact, even more consumers have shifted to ordering their groceries online over time, as 15.7

US 196

US Data Online Meeting 196

PYMNTS

APRIL 18, 2019

Reports in ABA Banking Journal this week said the Small Business Credit Survey , released as a collaborative effort between the 12 Federal Reserve banks, revealed the majority of small businesses surveyed reported being profitable last year, and had experienced an increase in revenues throughout 2018.

Capital 109

Capital Survey Lending Online 109

PYMNTS

NOVEMBER 8, 2019

Moo will replace Torsten Linke, who was appointed the head of global India and developed markets. Linke’s new role will include both onshore and offshore Indian markets, Japan and the Asia business managed out of Switzerland. He previously held roles including head of Asia Pacific alternative capital markets in Hong Kong. “We

Survey 100

Survey Management Regional US 100

CFPB Monitor

JULY 19, 2022

On July 13, 2022, the House Committee on Oversight and Reform, Subcommittee on National Security held a hearing entitled “Protecting Military Servicemembers and Veterans from Financial Scams and Fraud.” A recording of the hearing is available here. .

Fraud 78

Fraud National Security social media 78

PYMNTS

JANUARY 25, 2021

a circumstance that almost certainly relates to the pandemic’s severity in the nation. consumers now prefer making their purchases online, and the majority of them want digital-native experiences. Our latest study is based on a survey of more than 2,000 consumers and 500 merchants in the U.K., Data shows that 46 percent of U.K.

Study 222

Study United States Online Innovation 222

PYMNTS

JANUARY 11, 2021

Meanwhile, the National Restaurant Association estimates that more than 100,000 eateries have either closed permanently or at least long term due to the pandemic. Second, the inability to physically frequent many retail establishments created a new set of online shoppers. That’s one out of every six.

Los Angeles 207

Los Angeles Retail San Diego San Francisco 207

PYMNTS

MAY 4, 2018

released its latest survey of small business (SMB) sentiment in the country, finding an increase in confidence the company attributes to greater technology adoption. and Enterprise Nation. Analysis is based off of YouGov survey results of 1,000 small business respondents. Amazon U.K. economic confidence was up 6 points.

social media 115

social media Survey National Analysis 115

PYMNTS

NOVEMBER 11, 2020

When consumers shop Gap brands online, they can choose Afterpay at checkout and pay for purchases in four interest-free installments. “We The BNPL market includes Klarna, Splitit, Openpay, FuturePay, Sezzle, Affirm, Quadpay, and others. Last month, AfterPay partnered with Simon Mall in a national collaboration.

Retail 222

Retail Charlotte Branding Millennials 222

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. Consumers’ changing views are prompting MENA financial authorities to reexamine how their present regulations handle online privacy.

Regulation 175

Regulation Data Regional Examples 175

PYMNTS

MARCH 12, 2020

The uncertainty injected into the market, as Ning Wang, co-founder and chief business officer at PingPong , told Karen Webster in a recent conversation, is having undeniable effects worldwide – which are not likely to wear off anytime soon. PingPong did an exclusive survey of 500 merchants about their inventory level and sales expectation.

Innovation 283

Innovation Policies social media Examples 283

PYMNTS

DECEMBER 8, 2020

Plus, online lending startup SoFi is looking to go public through a SPAC. economic slowdown fueled by the COVID-19 pandemic is likely to continue into 2021 but could start bouncing back by mid-year as the population gets vaccinated, according to a December survey from the National Association for Business Economics (NABE).

San Francisco 130

San Francisco Community Bank Video Capital 130

PYMNTS

DECEMBER 11, 2020

Online lending startup Social Finance (SoFi) is in talks to go public through a sale to blank-check acquisition company. Australian consumers like going to the store more than consumers in other countries, even though they find it less satisfying than shopping online. eBay: Offline Payment Preferences Are Changing Online Habits .

Trends 175

Trends Fraud Millennials Community Bank 175

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year. Then there is credit.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

NOVEMBER 13, 2020

Multifactor authentication (MFA) and biometric scans are quickly becoming the norm in numerous fields, including online accounts for banks and other businesses. One study found that these apps will outnumber phy sical identity cards by 2023, with this trend being driven largely by national ID programs in emerging markets.

Fraud 242

Fraud US Mobile Study 242

PYMNTS

DECEMBER 3, 2020

Judging by Ondot ’s data from a recently conducted consumer survey, that means holiday shopping is going to be online and on mobile to a degree never before seen. He noted that there are also security issues around debit, along with the perception that credit is the safer way to shop online. “We

Cards 210

Cards Online Trends Survey 210

PYMNTS

MAY 6, 2019

Yet, steps to achieve that growth may be difficult, considering the low unemployment and tight labor market, threats of cyberattacks and a continued sentiment that traditional bank financing simply isn’t cutting it for the small business owner. small business. Thirty-two percent of U.S.

Survey 115

Survey America Analysis Data 115

PYMNTS

JULY 23, 2020

Growing interest in open banking typically coincides with the expanding use of online financial platforms and tools. A similar pattern is unfolding in Latin America, with interest in online services spiking as digital tools and solutions steadily filter into the region. The creation of open banking initiatives in the E.U.

America 165

America Regulation Regional Tools 165

PYMNTS

DECEMBER 26, 2019

The increase marks a predicted 15 percent to 20 percent rise from last year, with online sales likely to comprise almost half of the volume as inventory liquidators stand to gain from strong holiday spending. The online liquidation market promises to grow in the years to come. That can’t be the best outcome,” noted Rosenberg.

Retail 131

Retail Online Training Survey 131

PYMNTS

JUNE 3, 2020

His ringing endorsement of the luxury goods market, released yesterday as his annual letter to shareholders , was a clarion call to the frontlines of retailing during a decidedly difficult time. Will luxury move online? No one ever said RH Chairman and CEO Gary Friedman was shy.

Retail 130

Retail Online Marketing Study 130

PYMNTS

DECEMBER 4, 2020

This week, Stripe introduced banking services, we get a glimpse of the EU's upcoming Digital Services Act and PYMNTS' data reveals online purchases ruled Black Friday. A PYMNTS survey of a national sample of 2,147 U.S. In Location, Location, Location: How Location Data Can Help Banks Fight Fraud , PYMNTS surveyed over 2,000 U.S.

Cards 151

Cards Data Mobile Survey 151